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v3.20.2

Portfolio loans - Activity in the allowance for loan losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |  |
--- | --- | --- | --- | ---
Sep. 30, 2020 | Sep. 30, 2019 | Sep. 30, 2020 | Sep. 30, 2019 | Sep. 30, 2020 | Dec. 31, 2019
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance | $ 96,046 | $ 51,375 | $ 53,748 | $ 50,648 |  |
Provision for loan losses | 5,549 | 3,411 | 35,656 | 8,039 |  |
Charged-off | (3,397) | (2,499) | (9,247) | (7,909) |  |
Recoveries | 643 | 678 | 1,851 | 2,187 |  |
Ending balance | 98,841 | 52,965 | 98,841 | 52,965 |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Loans individually evaluated for impairment |  |  |  |  | $ 2,404 | $ 4,853
Loans collectively evaluated for impairment |  |  |  |  | 96,437 | 48,895
Ending balance | 96,046 | 52,965 | 53,748 | 52,965 | 98,841 | 53,748
Loans: |  |  |  |  |  |
Loans individually evaluated for impairment |  |  |  |  | 19,137 | 34,031
Loans collectively evaluated for impairment |  |  |  |  | 7,099,617 | 6,650,170
PCI loans evaluated for impairment |  |  |  |  | 2,557 | 3,048
Ending balance |  |  |  |  | 7,121,311 | 6,687,249
Commercial Loans |  |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance | 24,146 | 16,733 | 18,291 | 17,829 |  |
Provision for loan losses | 2,593 | 463 | 10,739 | 3,417 |  |
Charged-off | (2,500) | (817) | (5,682) | (5,187) |  |
Recoveries | 124 | 147 | 300 | 467 |  |
Ending balance | 24,363 | 16,526 | 24,363 | 16,526 |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Loans individually evaluated for impairment |  |  |  |  | 1,694 | 3,330
Loans collectively evaluated for impairment |  |  |  |  | 22,669 | 14,961
Ending balance | 24,363 | 16,526 | 18,291 | 17,829 | 24,363 | 18,291
Loans: |  |  |  |  |  |
Loans individually evaluated for impairment |  |  |  |  | 7,759 | 9,740
Loans collectively evaluated for impairment |  |  |  |  | 2,273,272 | 1,738,615
PCI loans evaluated for impairment |  |  |  |  |  | 13
Ending balance |  |  |  |  | 2,281,031 | 1,748,368
Commercial Real Estate Loans |  |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance | 42,680 | 20,188 | 21,190 | 21,137 |  |
Provision for loan losses | 3,703 | 3,167 | 17,090 | 1,981 |  |
Charged-off | (569) | (1,168) | (1,833) | (1,183) |  |
Recoveries | 103 | 33 | 164 | 285 |  |
Ending balance | 45,917 | 22,220 | 45,917 | 22,220 |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Loans individually evaluated for impairment |  |  |  |  | 236 | 1,049
Loans collectively evaluated for impairment |  |  |  |  | 45,681 | 20,141
Ending balance | 45,917 | 22,220 | 45,917 | 22,220 | 45,917 | 21,190
Loans: |  |  |  |  |  |
Loans individually evaluated for impairment |  |  |  |  | 6,415 | 10,018
Loans collectively evaluated for impairment |  |  |  |  | 2,904,077 | 2,781,495
PCI loans evaluated for impairment |  |  |  |  | 1,916 | 1,904
Ending balance |  |  |  |  | 2,912,408 | 2,793,417
Real Estate Construction |  |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance | 7,792 | 3,305 | 3,204 | 2,723 |  |
Provision for loan losses | (381) | (359) | 1,082 | 54 |  |
Charged-off | (18) |  | (18) |  |  |
Recoveries | 26 | 164 | 197 | 333 |  |
Ending balance | 7,419 | 3,110 | 7,419 | 3,110 |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Loans collectively evaluated for impairment |  |  |  |  | 7,419 | 3,204
Ending balance | 7,419 | 3,110 | 3,204 | 2,723 | 7,419 | 3,204
Loans: |  |  |  |  |  |
Loans individually evaluated for impairment |  |  |  |  | 297 | 539
Loans collectively evaluated for impairment |  |  |  |  | 406,714 | 400,887
PCI loans evaluated for impairment |  |  |  |  | 255 | 435
Ending balance |  |  |  |  | 407,266 | 401,861
Retail Real Estate |  |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance | 20,405 | 10,613 | 10,495 | 8,471 |  |
Provision for loan losses | (383) | (86) | 6,635 | 2,212 |  |
Charged-off | (139) | (226) | (1,139) | (943) |  |
Recoveries | 301 | 221 | 901 | 782 |  |
Ending balance | 20,184 | 10,522 | 20,184 | 10,522 |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Loans individually evaluated for impairment |  |  |  |  | 474 | 474
Loans collectively evaluated for impairment |  |  |  |  | 19,710 | 10,021
Ending balance | 20,184 | 10,522 | 20,184 | 8,471 | 20,184 | 10,495
Loans: |  |  |  |  |  |
Loans individually evaluated for impairment |  |  |  |  | 4,666 | 13,676
Loans collectively evaluated for impairment |  |  |  |  | 1,475,468 | 1,679,397
PCI loans evaluated for impairment |  |  |  |  | 386 | 696
Ending balance |  |  |  |  | 1,480,520 | 1,693,769
Retail Other |  |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance | 1,023 | 536 | 568 | 488 |  |
Provision for loan losses | 17 | 226 | 110 | 375 |  |
Charged-off | (171) | (288) | (575) | (596) |  |
Recoveries | 89 | 113 | 289 | 320 |  |
Ending balance | 958 | 587 | 958 | 587 |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Loans collectively evaluated for impairment |  |  |  |  | 958 | 568
Ending balance | $ 958 | $ 587 | 568 | $ 587 | 958 | 568
Loans: |  |  |  |  |  |
Loans individually evaluated for impairment |  |  |  |  |  | 58
Loans collectively evaluated for impairment |  |  |  |  | 40,086 | 49,776
Ending balance |  |  |  |  | $ 40,086 | 49,834
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance |  |  | 16,833 |  |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Ending balance |  |  | 16,833 |  |  | 16,833
Cumulative Effect, Period of Adoption, Adjustment | Commercial Loans |  |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance |  |  | 715 |  |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Ending balance |  |  | 715 |  |  | 715
Cumulative Effect, Period of Adoption, Adjustment | Commercial Real Estate Loans |  |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance |  |  | 9,306 |  |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Ending balance |  |  | 9,306 |  |  | 9,306
Cumulative Effect, Period of Adoption, Adjustment | Real Estate Construction |  |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance |  |  | 2,954 |  |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Ending balance |  |  | 2,954 |  |  | 2,954
Cumulative Effect, Period of Adoption, Adjustment | Retail Real Estate |  |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance |  |  | 3,292 |  |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Ending balance |  |  | 3,292 |  |  | 3,292
Cumulative Effect, Period of Adoption, Adjustment | Retail Other |  |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |  |
Beginning balance |  |  | 566 |  |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |  |
Ending balance |  |  | $ 566 |  |  | $ 566

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