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Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2020

Regulatory Capital

Schedule of applicable holding company and bank regulatory capital requirements

The following tables summarize the applicable holding company and bank regulatory capital requirements (dollars in thousands):


												Minimum
							Minimum					To Be Well
		Actual					Capital Requirement					Capitalized
		Amount			Ratio		Amount			Ratio		Amount			Ratio
As of December 31, 2020:
Total Capital (to Risk Weighted Assets)
Consolidated		$	1,245,997		17.04	%	$	585,015		8.00	%	$	731,269		10.00	%
Busey Bank		$	1,131,875		15.50	%	$	584,082		8.00	%	$	730,103		10.00	%

Tier 1 Capital (to Risk Weighted Assets)
Consolidated		$	983,033		13.44	%	$	438,761		6.00	%	$	585,015		8.00	%
Busey Bank		$	1,053,910		14.44	%	$	438,062		6.00	%	$	584,082		8.00	%

Common Equity Tier 1 Capital (to Risk Weighted Assets)
Consolidated		$	909,033		12.43	%	$	329,071		4.50	%	$	475,325		6.50	%
Busey Bank		$	1,053,910		14.44	%	$	328,546		4.50	%	$	474,567		6.50	%

Tier 1 Capital (to Average Assets)
Consolidated		$	983,033		9.79	%	$	401,717		4.00	%		N/A		N/A
Busey Bank		$	1,053,910		10.52	%	$	400,581		4.00	%	$	500,727		5.00	%


												Minimum
							Minimum					To Be Well
		Actual					Capital Requirement					Capitalized
		Amount			Ratio		Amount			Ratio		Amount			Ratio
As of December 31, 2019:
Total Capital (to Risk Weighted Assets)
Consolidated		$	1,036,143		14.03	%	$	590,826		8.00	%	$	738,532		10.00	%
Busey Bank		$	1,099,449		14.92	%	$	589,681		8.00	%	$	737,101		10.00	%

Tier 1 Capital (to Risk Weighted Assets)
Consolidated		$	922,395		12.49	%	$	443,120		6.00	%	$	590,826		8.00	%
Busey Bank		$	1,045,701		14.19	%	$	442,261		6.00	%	$	589,681		8.00	%

Common Equity Tier 1 Capital (to Risk Weighted Assets)
Consolidated		$	848,395		11.49	%	$	332,340		4.50	%	$	480,046		6.50	%
Busey Bank		$	1,045,701		14.19	%	$	331,696		4.50	%	$	479,116		6.50	%

Tier 1 Capital (to Average Assets)
Consolidated		$	922,395		9.88	%	$	373,360		4.00	%		N/A		N/A
Busey Bank		$	1,045,701		11.19	%	$	373,639		4.00	%	$	467,049		5.00	%