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Portfolio Loans - Activity in the allowance for loan losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | Dec. 31, 2020
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | $ 93,943 | $ 84,384 | $ 101,048 | $ 53,748 |
Provision for credit losses | (1,700) | 12,891 | (8,496) | 30,107 |
Charged-off | (1,538) | (1,702) | (2,502) | (5,850) |
Recoveries | 527 | 473 | 1,182 | 1,208 |
ACL ending balance | 95,410 | 96,046 | 95,410 | 96,046 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Loans individually evaluated for impairment | 4,495 |  | 4,495 |  | $ 1,625
Loans collectively evaluated for impairment | 90,915 |  | 90,915 |  | 99,423
Ending balance | 95,410 | 96,046 | 95,410 | 96,046 | 101,048
Loans: |  |  |  |  |
Loans individually evaluated for impairment | 23,164 |  | 23,164 |  | 20,246
Loans collectively evaluated for impairment | 7,162,486 |  | 7,162,486 |  | 6,793,931
Ending balance | 7,185,650 |  | 7,185,650 |  | 6,814,177
Day 1 PCD |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 4,178 |  | 4,178 |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Ending balance |  |  |  |  | 4,178
Commercial Loans |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 23,025 | 22,725 | 23,866 | 18,291 |
Provision for credit losses | (1,420) | 2,473 | (2,084) | 8,146 |
Charged-off | (1,000) | (1,140) | (1,262) | (3,182) |
Recoveries | 205 | 88 | 290 | 176 |
ACL ending balance | 24,356 | 24,146 | 24,356 | 24,146 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Loans individually evaluated for impairment | 4,470 |  | 4,470 |  | 1,600
Loans collectively evaluated for impairment | 19,886 |  | 19,886 |  | 22,266
Ending balance | 24,356 | 24,146 | 24,356 | 24,146 | 23,866
Loans: |  |  |  |  |
Loans individually evaluated for impairment | 10,585 |  | 10,585 |  | 8,372
Loans collectively evaluated for impairment | 2,043,965 |  | 2,043,965 |  | 2,006,204
Ending balance | 2,054,550 |  | 2,054,550 |  | 2,014,576
Commercial Loans | Day 1 PCD |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 3,546 |  | 3,546 |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Ending balance |  |  |  |  | 3,546
Commercial Real Estate Loans |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 43,306 | 35,967 | 46,230 | 21,190 |
Provision for credit losses | (3,390) | 6,861 | (6,085) | 13,387 |
Charged-off | (317) | (165) | (620) | (1,264) |
Recoveries | 39 | 17 | 113 | 61 |
ACL ending balance | 39,974 | 42,680 | 39,974 | 42,680 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Loans collectively evaluated for impairment | 39,974 |  | 39,974 |  | 46,230
Ending balance | 39,974 | 42,680 | 39,974 | 42,680 | 46,230
Loans: |  |  |  |  |
Loans individually evaluated for impairment | 8,360 |  | 8,360 |  | 6,067
Loans collectively evaluated for impairment | 2,911,952 |  | 2,911,952 |  | 2,886,468
Ending balance | 2,920,312 |  | 2,920,312 |  | 2,892,535
Commercial Real Estate Loans | Day 1 PCD |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 336 |  | 336 |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Ending balance |  |  |  |  | 336
Real Estate Construction |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 6,879 | 7,193 | 8,193 | 3,204 |
Provision for credit losses | 671 | 574 | (579) | 1,463 |
Charged-off |  |  | (209) |  |
Recoveries | 49 | 25 | 194 | 171 |
ACL ending balance | 7,599 | 7,792 | 7,599 | 7,792 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Loans collectively evaluated for impairment | 7,599 |  | 7,599 |  | 8,193
Ending balance | 7,599 | 7,792 | 7,599 | 7,792 | 8,193
Loans: |  |  |  |  |
Loans individually evaluated for impairment | 283 |  | 283 |  | 292
Loans collectively evaluated for impairment | 500,316 |  | 500,316 |  | 461,494
Ending balance | 500,599 |  | 500,599 |  | 461,786
Retail Real Estate |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 19,978 | 17,454 | 21,992 | 10,495 |
Provision for credit losses | 404 | 2,981 | (1,873) | 7,018 |
Charged-off | (157) | (292) | (160) | (1,000) |
Recoveries | 151 | 262 | 417 | 600 |
ACL ending balance | 20,505 | 20,405 | 20,505 | 20,405 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Loans individually evaluated for impairment | 25 |  | 25 |  | 25
Loans collectively evaluated for impairment | 20,480 |  | 20,480 |  | 21,967
Ending balance | 20,505 | 20,405 | 20,505 | 20,405 | 21,992
Loans: |  |  |  |  |
Loans individually evaluated for impairment | 3,936 |  | 3,936 |  | 5,515
Loans collectively evaluated for impairment | 1,521,874 |  | 1,521,874 |  | 1,402,337
Ending balance | 1,525,810 |  | 1,525,810 |  | 1,407,852
Retail Real Estate | Day 1 PCD |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 129 |  | 129 |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Ending balance |  |  |  |  | 129
Retail Other |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 755 | 1,045 | 767 | 568 |
Provision for credit losses | 2,035 | 2 | 2,125 | 93 |
Charged-off | (64) | (105) | (251) | (404) |
Recoveries | 83 | 81 | 168 | 200 |
ACL ending balance | 2,976 | 1,023 | 2,976 | 1,023 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Loans collectively evaluated for impairment | 2,976 |  | 2,976 |  | 767
Ending balance | 2,976 | 1,023 | 2,976 | 1,023 | 767
Loans: |  |  |  |  |
Loans collectively evaluated for impairment | 184,379 |  | 184,379 |  | 37,428
Ending balance | 184,379 |  | 184,379 |  | 37,428
Retail Other | Day 1 PCD |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | $ 167 |  | $ 167 |  |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Ending balance |  |  |  |  | $ 167
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL ending balance |  | 16,833 |  | 16,833 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Ending balance |  | 16,833 |  | 16,833 |
Cumulative Effect, Period of Adoption, Adjustment | Commercial Loans |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL ending balance |  | 715 |  | 715 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Ending balance |  | 715 |  | 715 |
Cumulative Effect, Period of Adoption, Adjustment | Commercial Real Estate Loans |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL ending balance |  | 9,306 |  | 9,306 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Ending balance |  | 9,306 |  | 9,306 |
Cumulative Effect, Period of Adoption, Adjustment | Real Estate Construction |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL ending balance |  | 2,954 |  | 2,954 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Ending balance |  | 2,954 |  | 2,954 |
Cumulative Effect, Period of Adoption, Adjustment | Retail Real Estate |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL ending balance |  | 3,292 |  | 3,292 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Ending balance |  | 3,292 |  | 3,292 |
Cumulative Effect, Period of Adoption, Adjustment | Retail Other |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL ending balance |  | 566 |  | 566 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Ending balance |  | $ 566 |  | $ 566 |

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