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Regulatory Capital (Tables)
6 Months Ended
Jun. 30, 2021
Regulatory Capital  
Schedule of applicable holding company and bank regulatory capital requirements

The following tables summarize regulatory capital requirements applicable to the holding company its subsidiary banks (dollars in thousands):

As of June 30, 2021

Minimum

Minimum

To Be Well

 

Actual

Capital Requirement

Capitalized

 

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Total Capital (to Risk Weighted Assets)

Consolidated

$

1,322,889

 

16.41

%   

$

644,804

 

8.00

%   

$

806,004

 

10.00

%

Busey Bank

$

1,200,761

 

16.22

%   

$

592,339

 

8.00

%   

$

740,424

 

10.00

%

GSB

$

113,250

 

18.20

%   

$

49,779

 

8.00

%   

$

62,223

 

10.00

%

Tier 1 Capital (to Risk Weighted Assets)

Consolidated

$

1,062,182

 

13.18

%   

$

483,603

 

6.00

%   

$

644,804

 

8.00

%

Busey Bank

$

1,133,213

 

15.30

%   

$

444,254

 

6.00

%   

$

592,339

 

8.00

%

GSB

$

105,472

 

16.95

%   

$

37,334

 

6.00

%   

$

49,779

 

8.00

%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

Consolidated

$

988,182

 

12.26

%   

$

362,702

 

4.50

%   

$

523,903

 

6.50

%

Busey Bank

$

1,133,213

 

15.30

%   

$

333,191

 

4.50

%   

$

481,275

 

6.50

%

GSB

$

105,472

 

16.95

%   

$

28,000

 

4.50

%   

$

40,445

 

6.50

%

Tier 1 Capital (to Average Assets)

Consolidated

$

1,062,182

 

9.62

%   

$

441,602

 

4.00

%   

 

N/A

 

N/A

Busey Bank

$

1,133,213

 

10.78

%   

$

420,434

 

4.00

%   

$

525,542

 

5.00

%

GSB

$

105,472

 

7.35

%   

$

57,425

 

4.00

%   

$

71,782

 

5.00

%

As of December 31, 2020

Minimum

Minimum

To Be Well

Actual

Capital Requirement

Capitalized

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

Total Capital (to Risk Weighted Assets)

Consolidated

$

1,245,997

 

17.04

%   

$

585,015

 

8.00

%   

$

731,269

 

10.00

%

Busey Bank

$

1,131,875

 

15.50

%   

$

584,082

 

8.00

%   

$

730,103

 

10.00

%

Tier 1 Capital (to Risk Weighted Assets)

Consolidated

$

983,033

 

13.44

%   

$

438,761

 

6.00

%   

$

585,015

 

8.00

%

Busey Bank

$

1,053,910

 

14.44

%   

$

438,062

 

6.00

%   

$

584,082

 

8.00

%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

Consolidated

$

909,033

 

12.43

%   

$

329,071

 

4.50

%   

$

475,325

 

6.50

%

Busey Bank

$

1,053,910

 

14.44

%   

$

328,546

 

4.50

%   

$

474,567

 

6.50

%

Tier 1 Capital (to Average Assets)

Consolidated

$

983,033

 

9.79

%   

$

401,717

 

4.00

%   

 

N/A

 

N/A

Busey Bank

$

1,053,910

 

10.52

%   

$

400,581

 

4.00

%   

$

500,727

 

5.00

%