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Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2021

Regulatory Capital

Schedule of applicable holding company and bank regulatory capital requirements

The following tables summarize regulatory capital requirements applicable to the holding company its subsidiary bank (dollars in thousands):


		As of September 30, 2021
												Minimum
							Minimum					To Be Well
		Actual					Capital Requirement					Capitalized
		Amount			Ratio		Amount			Ratio		Amount			Ratio
Total Capital (to Risk Weighted Assets)
Consolidated		$	1,313,989		15.91	%	$	660,850		8.00	%	$	826,062		10.00	%
Busey Bank		$	1,306,293		15.87	%	$	658,612		8.00	%	$	823,265		10.00	%

Tier 1 Capital (to Risk Weighted Assets)
Consolidated		$	1,060,756		12.84	%	$	495,637		6.00	%	$	660,850		8.00	%
Busey Bank		$	1,238,060		15.04	%	$	493,959		6.00	%	$	658,612		8.00	%

Common Equity Tier 1 Capital (to Risk Weighted Assets)
Consolidated		$	986,756		11.95	%	$	371,728		4.50	%	$	536,940		6.50	%
Busey Bank		$	1,238,060		15.04	%	$	370,469		4.50	%	$	535,123		6.50	%

Tier 1 Capital (to Average Assets)
Consolidated		$	1,060,756		8.60	%	$	493,201		4.00	%		N/A		N/A
Busey Bank		$	1,238,060		10.06	%	$	492,170		4.00	%	$	615,212		5.00	%


		As of December 31, 2020
												Minimum
							Minimum					To Be Well
		Actual					Capital Requirement					Capitalized
		Amount			Ratio		Amount			Ratio		Amount			Ratio
Total Capital (to Risk Weighted Assets)
Consolidated		$	1,245,997		17.04	%	$	585,015		8.00	%	$	731,269		10.00	%
Busey Bank		$	1,131,875		15.50	%	$	584,082		8.00	%	$	730,103		10.00	%

Tier 1 Capital (to Risk Weighted Assets)
Consolidated		$	983,033		13.44	%	$	438,761		6.00	%	$	585,015		8.00	%
Busey Bank		$	1,053,910		14.44	%	$	438,062		6.00	%	$	584,082		8.00	%

Common Equity Tier 1 Capital (to Risk Weighted Assets)
Consolidated		$	909,033		12.43	%	$	329,071		4.50	%	$	475,325		6.50	%
Busey Bank		$	1,053,910		14.44	%	$	328,546		4.50	%	$	474,567		6.50	%

Tier 1 Capital (to Average Assets)
Consolidated		$	983,033		9.79	%	$	401,717		4.00	%		N/A		N/A
Busey Bank		$	1,053,910		10.52	%	$	400,581		4.00	%	$	500,727		5.00	%