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Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2021

Regulatory Capital

Schedule of applicable holding company and bank regulatory capital requirements

The following tables summarize regulatory capital requirements applicable to the holding company and its subsidiary bank (dollars in thousands):


		As of December 31, 2021
												Minimum
							Minimum					To Be Well
		Actual					Capital Requirement					Capitalized
		Amount			Ratio		Amount			Ratio		Amount			Ratio
Common Equity Tier 1 Capital to Risk Weighted Assets
Consolidated		$	995,874		11.85	%	$	378,334		4.50	%	$	546,482		6.50	%
Busey Bank		$	1,241,303		14.81	%	$	377,096		4.50	%	$	544,695		6.50	%

Tier 1 Capital to Risk Weighted Assets
Consolidated		$	1,069,874		12.73	%	$	504,445		6.00	%	$	672,594		8.00	%
Busey Bank		$	1,241,303		14.81	%	$	502,795		6.00	%	$	670,394		8.00	%

Total Capital to Risk Weighted Assets
Consolidated		$	1,320,187		15.70	%	$	672,594		8.00	%	$	840,742		10.00	%
Busey Bank		$	1,306,616		15.59	%	$	670,394		8.00	%	$	837,992		10.00	%

Leverage Ratio of Tier 1 Capital to Average Assets
Consolidated		$	1,069,874		8.52	%	$	502,336		4.00	%		N/A		N/A
Busey Bank		$	1,241,303		9.91	%	$	501,104		4.00	%	$	626,379		5.00	%


		As of December 31, 2020
												Minimum
							Minimum					To Be Well
		Actual					Capital Requirement					Capitalized
		Amount			Ratio		Amount			Ratio		Amount			Ratio
Common Equity Tier 1 Capital to Risk Weighted Assets
Consolidated		$	909,033		12.43	%	$	329,071		4.50	%	$	475,325		6.50	%
Busey Bank		$	1,053,910		14.44	%	$	328,546		4.50	%	$	474,567		6.50	%

Tier 1 Capital to Risk Weighted Assets
Consolidated		$	983,033		13.44	%	$	438,761		6.00	%	$	585,015		8.00	%
Busey Bank		$	1,053,910		14.44	%	$	438,062		6.00	%	$	584,082		8.00	%

Total Capital to Risk Weighted Assets
Consolidated		$	1,245,997		17.04	%	$	585,015		8.00	%	$	731,269		10.00	%
Busey Bank		$	1,131,875		15.50	%	$	584,082		8.00	%	$	730,103		10.00	%

Leverage Ratio of Tier 1 Capital to Average Assets
Consolidated		$	983,033		9.79	%	$	401,717		4.00	%		N/A		N/A
Busey Bank		$	1,053,910		10.52	%	$	400,581		4.00	%	$	500,727		5.00	%