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Portfolio Loans - Activity in the allowance for loan losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2022 | Jun. 30, 2021 | Jun. 30, 2022 | Jun. 30, 2021 | Dec. 31, 2021
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | $ 88,213 | $ 93,943 | $ 87,887 | $ 101,048 |
Provision for credit losses | 1,653 | (1,700) | 1,400 | (8,496) |
Charged-off | (1,679) | (1,538) | (1,804) | (2,502) |
Recoveries | 570 | 527 | 1,274 | 1,182 |
ACL ending balance | 88,757 | 95,410 | 88,757 | 95,410 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Collectively evaluated for impairment | 83,906 |  | 83,906 |  | $ 84,298
Individually evaluated for impairment | 4,851 |  | 4,851 |  | 3,589
Total | 88,757 | 95,410 | 88,757 | 95,410 | 87,887
Loans: |  |  |  |  |
Collectively evaluated for impairment | 7,482,323 |  | 7,482,323 |  | 7,173,618
Individually evaluated for impairment | 15,455 |  | 15,455 |  | 15,380
Total | 7,497,778 |  | 7,497,778 |  | 7,188,998
Day 1 PCD |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL ending balance |  | 4,178 |  | 4,178 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Total |  | 4,178 |  | 4,178 |
Commercial Loans |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 24,173 | 23,025 | 23,855 | 23,866 |
Provision for credit losses | (743) | (1,420) | (492) | (2,084) |
Charged-off | (208) | (1,000) | (208) | (1,262) |
Recoveries | 137 | 205 | 204 | 290 |
ACL ending balance | 23,359 | 24,356 | 23,359 | 24,356 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Collectively evaluated for impairment | 20,533 |  | 20,533 |  | 20,291
Individually evaluated for impairment | 2,826 |  | 2,826 |  | 3,564
Total | 23,359 | 24,356 | 23,359 | 24,356 | 23,855
Loans: |  |  |  |  |
Collectively evaluated for impairment | 1,912,656 |  | 1,912,656 |  | 1,936,898
Individually evaluated for impairment | 7,024 |  | 7,024 |  | 6,988
Total | 1,919,680 |  | 1,919,680 |  | 1,943,886
Commercial Loans | Day 1 PCD |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL ending balance |  | 3,546 |  | 3,546 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Total |  | 3,546 |  | 3,546 |
Commercial Real Estate Loans |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 37,339 | 43,306 | 38,249 | 46,230 |
Provision for credit losses | 1,028 | (3,390) | (190) | (6,085) |
Charged-off | (1,372) | (317) | (1,372) | (620) |
Recoveries | 187 | 39 | 495 | 113 |
ACL ending balance | 37,182 | 39,974 | 37,182 | 39,974 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Collectively evaluated for impairment | 35,182 |  | 35,182 |  | 38,249
Individually evaluated for impairment | 2,000 |  | 2,000 |  |
Total | 37,182 | 39,974 | 37,182 | 39,974 | 38,249
Loans: |  |  |  |  |
Collectively evaluated for impairment | 3,222,067 |  | 3,222,067 |  | 3,114,057
Individually evaluated for impairment | 6,023 |  | 6,023 |  | 5,750
Total | 3,228,090 |  | 3,228,090 |  | 3,119,807
Commercial Real Estate Loans | Day 1 PCD |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL ending balance |  | 336 |  | 336 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Total |  | 336 |  | 336 |
Real Estate Construction |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 5,705 | 6,879 | 5,102 | 8,193 |
Provision for credit losses | (63) | 671 | 447 | (579) |
Charged-off |  |  |  | (209) |
Recoveries | 27 | 49 | 120 | 194 |
ACL ending balance | 5,669 | 7,599 | 5,669 | 7,599 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Collectively evaluated for impairment | 5,669 |  | 5,669 |  | 5,102
Total | 5,669 | 7,599 | 5,669 | 7,599 | 5,102
Loans: |  |  |  |  |
Collectively evaluated for impairment | 465,923 |  | 465,923 |  | 385,724
Individually evaluated for impairment | 262 |  | 262 |  | 272
Total | 466,185 |  | 466,185 |  | 385,996
Retail real estate |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 17,555 | 19,978 | 17,589 | 21,992 |
Provision for credit losses | 312 | 404 | 142 | (1,873) |
Charged-off | (17) | (157) | (33) | (160) |
Recoveries | 134 | 151 | 286 | 417 |
ACL ending balance | 17,984 | 20,505 | 17,984 | 20,505 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Collectively evaluated for impairment | 17,959 |  | 17,959 |  | 17,564
Individually evaluated for impairment | 25 |  | 25 |  | 25
Total | 17,984 | 20,505 | 17,984 | 20,505 | 17,589
Loans: |  |  |  |  |
Collectively evaluated for impairment | 1,588,767 |  | 1,588,767 |  | 1,510,606
Individually evaluated for impairment | 2,146 |  | 2,146 |  | 2,370
Total | 1,590,913 |  | 1,590,913 |  | 1,512,976
Retail real estate | Day 1 PCD |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL ending balance |  | 129 |  | 129 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Total |  | 129 |  | 129 |
Retail other |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL beginning balance | 3,441 | 755 | 3,092 | 767 |
Provision for credit losses | 1,119 | 2,035 | 1,493 | 2,125 |
Charged-off | (82) | (64) | (191) | (251) |
Recoveries | 85 | 83 | 169 | 168 |
ACL ending balance | 4,563 | 2,976 | 4,563 | 2,976 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Collectively evaluated for impairment | 4,563 |  | 4,563 |  | 3,092
Total | 4,563 | 2,976 | 4,563 | 2,976 | 3,092
Loans: |  |  |  |  |
Collectively evaluated for impairment | 292,910 |  | 292,910 |  | 226,333
Total | $ 292,910 |  | $ 292,910 |  | $ 226,333
Retail other | Day 1 PCD |  |  |  |  |
Activity in the allowance for loan losses |  |  |  |  |
ACL ending balance |  | 167 |  | 167 |
Allowance for loan losses Ending balance attributed to: |  |  |  |  |
Total |  | $ 167 |  | $ 167 |

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