XML 41 R31.htm IDEA: XBRL DOCUMENT v3.22.2.2
Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2022
Banking and Thrift, Other Disclosure [Abstract]  
Schedule of applicable holding company and bank regulatory capital requirements
The following tables summarize regulatory capital requirements applicable to the Company and its subsidiary bank (dollars in thousands):
As of September 30, 2022
ActualMinimum
Capital Requirement
Minimum
To Be Well
Capitalized
AmountRatio AmountRatio AmountRatio
Common Equity Tier 1 Capital to Risk Weighted Assets
Consolidated$1,056,206 11.79 %$403,047 4.50 %$582,179 6.50 %
Busey Bank$1,288,945 14.45 %$401,307 4.50 %$579,665 6.50 %
Tier 1 Capital to Risk Weighted Assets
Consolidated$1,130,206 12.62 %$537,396 6.00 %$716,528 8.00 %
Busey Bank$1,288,945 14.45 %$535,076 6.00 %$713,434 8.00 %
Total Capital to Risk Weighted Assets
Consolidated$1,431,308 15.98 %$716,528 8.00 %$895,660 10.00 %
Busey Bank$1,365,046 15.31 %$713,434 8.00 %$891,793 10.00 %
Leverage Ratio of Tier 1 Capital to Average Assets
Consolidated$1,130,206 9.15 %$494,124 4.00 % N/AN/A
Busey Bank$1,288,945 10.47 %$492,534 4.00 %$615,668 5.00 %
As of December 31, 2021
ActualMinimum
Capital Requirement
Minimum
To Be Well
Capitalized
AmountRatio AmountRatio AmountRatio
Common Equity Tier 1 Capital to Risk Weighted Assets
Consolidated$995,874 11.85 %$378,334 4.50 %$546,482 6.50 %
Busey Bank$1,241,303 14.81 %$377,096 4.50 %$544,695 6.50 %
Tier 1 Capital to Risk Weighted Assets
Consolidated$1,069,874 12.73 %$504,445 6.00 %$672,594 8.00 %
Busey Bank$1,241,303 14.81 %$502,795 6.00 %$670,394 8.00 %
Total Capital to Risk Weighted Assets
Consolidated$1,320,187 15.70 %$672,594 8.00 %$840,742 10.00 %
Busey Bank$1,306,616 15.59 %$670,394 8.00 %$837,992 10.00 %
Leverage Ratio of Tier 1 Capital to Average Assets
Consolidated$1,069,874 8.52 %$502,336 4.00 % N/AN/A
Busey Bank$1,241,303 9.91 %$501,104 4.00 %$626,379 5.00 %