XML 46 R35.htm IDEA: XBRL DOCUMENT v3.24.3

REGULATORY CAPITAL (Tables)

9 Months Ended

Sep. 30, 2024

Banking and Thrift, Other Disclosure [Abstract]

Schedule of Regulatory Capital Requirements Applicable to Busey and Busey Bank

The following tables summarize regulatory capital requirements applicable to First Busey and Busey Bank (dollars in thousands):

			As of September 30, 2024
			Actual												Minimum Capital Requirement												Minimum To Be Well Capitalized
			Amount						Ratio						Amount						Ratio						Amount						Ratio
Common equity Tier 1 capital to risk weighted assets
First Busey			$	1,219,574					13.78		%				$	398,365					4.50		%				$	575,416					6.50		%
Busey Bank			$	1,425,762					16.17		%				$	396,739					4.50		%				$	573,068					6.50		%
Tier 1 capital to risk weighted assets
First Busey			$	1,296,574					14.65		%				$	531,153					6.00		%				$	708,204					8.00		%
Busey Bank			$	1,425,762					16.17		%				$	528,985					6.00		%				$	705,314					8.00		%
Total capital to risk weighted assets
First Busey			$	1,610,247					18.19		%				$	708,204					8.00		%				$	885,255					10.00		%
Busey Bank			$	1,510,436					17.13		%				$	705,314					8.00		%				$	881,642					10.00		%
Leverage ratio of Tier 1 capital to average assets
First Busey			$	1,296,574					10.97		%				$	472,629					4.00		%				N/A						N/A
Busey Bank			$	1,425,762					12.10		%				$	471,202					4.00		%				$	589,003					5.00		%

			As of December 31, 2023
			Actual												Minimum Capital Requirement												Minimum To Be Well Capitalized
			Amount						Ratio						Amount						Ratio						Amount						Ratio
Common equity Tier 1 capital to risk weighted assets
First Busey			$	1,155,973					13.09		%				$	397,331					4.50		%				$	573,923					6.50		%
Busey Bank			$	1,362,962					15.48		%				$	396,128					4.50		%				$	572,185					6.50		%
Tier 1 capital to risk weighted assets
First Busey			$	1,229,973					13.93		%				$	529,775					6.00		%				$	706,367					8.00		%
Busey Bank			$	1,362,962					15.48		%				$	528,171					6.00		%				$	704,228					8.00		%
Total capital to risk weighted assets
First Busey			$	1,540,318					17.44		%				$	706,367					8.00		%				$	882,958					10.00		%
Busey Bank			$	1,448,307					16.45		%				$	704,228					8.00		%				$	880,285					10.00		%
Leverage ratio of Tier 1 capital to average assets
First Busey			$	1,229,973					10.08		%				$	488,315					4.00		%				N/A						N/A
Busey Bank			$	1,362,962					11.19		%				$	487,103					4.00		%				$	608,879					5.00		%

X

- References

No definition available.

+ Details

Name:	us-gaap_BankingAndThriftOtherDisclosuresAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

+ Details

Name:	us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration