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PORTFOLIO LOANS - Schedule of Activity on the Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Activity in the allowance for loan losses        
ACL beginning balance $ 85,226 $ 91,639 $ 91,740 $ 91,608
Day 1 PCD     1,243  
Provision for credit losses 2 364 7,317 1,944
Charged-off (674) (1,115) (16,410) (3,643)
Recoveries 427 822 1,091 1,801
ACL ending balance 84,981 91,710 84,981 91,710
Commercial loans        
Activity in the allowance for loan losses        
ACL beginning balance     61,884  
ACL ending balance 58,515   58,515  
Commercial loans | C&I and other commercial        
Activity in the allowance for loan losses        
ACL beginning balance 20,286 24,510 21,256 23,860
Day 1 PCD     824  
Provision for credit losses 715 (1,306) 13,958 79
Charged-off (202) (758) (15,433) (1,733)
Recoveries 210 187 404 427
ACL ending balance 21,009 22,633 21,009 22,633
Commercial loans | Commercial and Retail Real Estate        
Activity in the allowance for loan losses        
ACL beginning balance 35,104 33,656 35,465 38,299
Day 1 PCD     322  
Provision for credit losses (1,158) 745 (1,882) (3,006)
Charged-off (215) (102) (315) (1,175)
Recoveries 4 392 145 573
ACL ending balance 33,735 34,691 33,735 34,691
Commercial loans | Real estate construction        
Activity in the allowance for loan losses        
ACL beginning balance 3,722 5,071 5,163 6,457
Day 1 PCD     0  
Provision for credit losses 39 104 (1,449) (1,404)
Charged-off 0 0 0 0
Recoveries 10 31 57 153
ACL ending balance 3,771 5,206 3,771 5,206
Retail loans        
Activity in the allowance for loan losses        
ACL beginning balance     29,856  
ACL ending balance 26,466   26,466  
Retail loans | Commercial and Retail Real Estate        
Activity in the allowance for loan losses        
ACL beginning balance 23,729 24,675 26,298 18,193
Day 1 PCD     96  
Provision for credit losses 120 674 (2,624) 6,975
Charged-off (32) (144) (159) (252)
Recoveries 162 128 368 417
ACL ending balance 23,979 25,333 23,979 25,333
Retail loans | Retail other        
Activity in the allowance for loan losses        
ACL beginning balance 2,385 3,727 3,558 4,799
Day 1 PCD     1  
Provision for credit losses 286 147 (686) (700)
Charged-off (225) (111) (503) (483)
Recoveries 41 84 117 231
ACL ending balance $ 2,487 $ 3,847 $ 2,487 $ 3,847