XML 132 R119.htm IDEA: XBRL DOCUMENT v3.25.3
OPERATING SEGMENTS AND RELATED INFORMATION - Schedule of Financial Results by Operating Segment (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Segment Reporting Information [Line Items]        
Interest income $ 244,505 $ 134,606 $ 658,766 $ 392,365
Intersegment interest income 0 0 0 0
Interest expense 89,368 51,959 246,715 151,332
Intersegment interest expense 0 0 0 0
Net interest income 155,137 82,647 412,051 241,033
Provision for credit losses (985) 409 50,308 6,677
Net interest income after provision for credit losses 156,122 82,238 361,743 234,356
Noninterest income        
All other noninterest income 7,908 7,054 10,191 17,475
Intersegment noninterest income 0 0 0 0
Total noninterest income 41,198 35,845 107,284 104,461
Revenue 196,335 118,492 519,335 345,494
Noninterest expense        
Salaries, wages, and employee benefits 74,145 44,593 220,068 130,161
Data processing 9,714 6,910 33,310 20,560
Amortization of intangible assets 4,507 2,548 12,182 7,586
Interchange expense 1,336 1,352 3,976 4,696
All other noninterest expense 30,316 20,116 90,345 59,869
Intersegment noninterest expense 0 0 0 0
Total noninterest expense 120,018 75,519 359,881 222,872
Income (loss) before income taxes 77,302 42,564 109,146 115,945
Income taxes 20,204 10,560 34,634 30,359
Net income 57,098 32,004 74,512 85,586
Wealth management fees        
Noninterest income        
Noninterest income 17,184 15,378 51,325 46,844
Payment technology solutions        
Noninterest income        
Noninterest income 5,092 5,265 15,121 16,889
Treasury management services        
Noninterest income        
Noninterest income 4,598 2,201 12,596 6,247
Card services and ATM fees        
Noninterest income        
Noninterest income 4,799 3,557 13,388 9,947
Other service charges on deposit accounts        
Noninterest income        
Noninterest income 1,617 2,390 4,663 7,059
Other        
Segment Reporting Information [Line Items]        
Interest income 1 8 6 29
Intersegment interest income (16) (12) (46) (361)
Interest expense 2,844 4,348 11,427 13,272
Intersegment interest expense (951) (457) (2,308) (2,109)
Net interest income (1,908) (3,895) (9,159) (11,495)
Provision for credit losses 0 0 0 0
Net interest income after provision for credit losses (1,908) (3,895) (9,159) (11,495)
Noninterest income        
All other noninterest income 1,772 833 7,469 917
Intersegment noninterest income (1,007) (658) (2,449) (1,816)
Total noninterest income 765 175 5,020 (899)
Revenue (1,143) (3,720) (4,139) (12,394)
Noninterest expense        
Salaries, wages, and employee benefits 10,685 6,015 33,166 15,695
Data processing 63 130 255 437
Amortization of intangible assets 0 0 0 0
Interchange expense 0 0 0 0
All other noninterest expense 2,374 2,631 13,754 6,014
Intersegment noninterest expense (5,635) (4,014) (17,743) (12,008)
Total noninterest expense 7,487 4,762 29,432 10,138
Income (loss) before income taxes (8,630) (8,482) (33,571) (22,532)
Income taxes (2,760) (1,708) (7,711) (5,478)
Net income (5,870) (6,774) (25,860) (17,054)
Other | Wealth management fees        
Noninterest income        
Noninterest income 0 0 0 0
Other | Payment technology solutions        
Noninterest income        
Noninterest income 0 0 0 0
Other | Treasury management services        
Noninterest income        
Noninterest income 0 0 0 0
Other | Card services and ATM fees        
Noninterest income        
Noninterest income 0 0 0 0
Other | Other service charges on deposit accounts        
Noninterest income        
Noninterest income 0 0 0 0
Banking | Operating Segments        
Segment Reporting Information [Line Items]        
Interest income 244,504 134,598 658,760 392,336
Intersegment interest income 0 0 0 324
Interest expense 86,524 47,611 235,288 138,060
Intersegment interest expense 951 457 2,308 2,109
Net interest income 157,029 86,530 421,164 252,491
Provision for credit losses (985) 409 50,308 6,677
Net interest income after provision for credit losses 158,014 86,121 370,856 245,814
Noninterest income        
All other noninterest income 5,957 5,431 2,134 15,414
Intersegment noninterest income 564 372 1,232 1,004
Total noninterest income 17,535 13,951 34,013 39,671
Revenue 174,564 100,481 455,177 292,162
Noninterest expense        
Salaries, wages, and employee benefits 53,264 29,615 157,237 87,358
Data processing 8,062 5,298 28,392 15,742
Amortization of intangible assets 4,292 2,268 11,497 6,705
Interchange expense 0 0 0 0
All other noninterest expense 26,706 16,273 72,693 49,954
Intersegment noninterest expense 4,346 2,879 14,167 8,605
Total noninterest expense 96,670 56,333 283,986 168,364
Income (loss) before income taxes 78,879 43,739 120,883 117,121
Income taxes 21,283 10,518 37,142 30,711
Net income 57,596 33,221 83,741 86,410
Banking | Operating Segments | Wealth management fees        
Noninterest income        
Noninterest income 0 0 0 0
Banking | Operating Segments | Payment technology solutions        
Noninterest income        
Noninterest income 0 0 0 0
Banking | Operating Segments | Treasury management services        
Noninterest income        
Noninterest income 4,598 2,201 12,596 6,247
Banking | Operating Segments | Card services and ATM fees        
Noninterest income        
Noninterest income 4,799 3,557 13,388 9,947
Banking | Operating Segments | Other service charges on deposit accounts        
Noninterest income        
Noninterest income 1,617 2,390 4,663 7,059
Wealth Management | Operating Segments        
Segment Reporting Information [Line Items]        
Interest income 0 0 0 0
Intersegment interest income 0 0 0 0
Interest expense 0 0 0 0
Intersegment interest expense 0 0 0 0
Net interest income 0 0 0 0
Provision for credit losses 0 0 0 0
Net interest income after provision for credit losses 0 0 0 0
Noninterest income        
All other noninterest income 183 791 594 1,145
Intersegment noninterest income 0 0 0 0
Total noninterest income 17,367 16,169 51,919 47,989
Revenue 17,367 16,169 51,919 47,989
Noninterest expense        
Salaries, wages, and employee benefits 7,576 6,606 21,713 19,831
Data processing 658 544 1,873 1,591
Amortization of intangible assets 215 280 685 881
Interchange expense 0 0 0 0
All other noninterest expense 562 573 1,889 2,079
Intersegment noninterest expense 885 774 2,443 2,322
Total noninterest expense 9,896 8,777 28,603 26,704
Income (loss) before income taxes 7,471 7,392 23,316 21,285
Income taxes 1,793 1,774 5,596 5,108
Net income 5,678 5,618 17,720 16,177
Wealth Management | Operating Segments | Wealth management fees        
Noninterest income        
Noninterest income 17,184 15,378 51,325 46,844
Wealth Management | Operating Segments | Payment technology solutions        
Noninterest income        
Noninterest income 0 0 0 0
Wealth Management | Operating Segments | Treasury management services        
Noninterest income        
Noninterest income 0 0 0 0
Wealth Management | Operating Segments | Card services and ATM fees        
Noninterest income        
Noninterest income 0 0 0 0
Wealth Management | Operating Segments | Other service charges on deposit accounts        
Noninterest income        
Noninterest income 0 0 0 0
FirsTech | Operating Segments        
Segment Reporting Information [Line Items]        
Interest income 0 0 0 0
Intersegment interest income 16 12 46 37
Interest expense 0 0 0 0
Intersegment interest expense 0 0 0 0
Net interest income 16 12 46 37
Provision for credit losses 0 0 0 0
Net interest income after provision for credit losses 16 12 46 37
Noninterest income        
All other noninterest income (4) (1) (6) (1)
Intersegment noninterest income 443 286 1,217 812
Total noninterest income 5,531 5,550 16,332 17,700
Revenue 5,547 5,562 16,378 17,737
Noninterest expense        
Salaries, wages, and employee benefits 2,620 2,357 7,952 7,277
Data processing 931 938 2,790 2,790
Amortization of intangible assets 0 0 0 0
Interchange expense 1,336 1,352 3,976 4,696
All other noninterest expense 674 639 2,009 1,822
Intersegment noninterest expense 404 361 1,133 1,081
Total noninterest expense 5,965 5,647 17,860 17,666
Income (loss) before income taxes (418) (85) (1,482) 71
Income taxes (112) (24) (393) 18
Net income (306) (61) (1,089) 53
FirsTech | Operating Segments | Wealth management fees        
Noninterest income        
Noninterest income 0 0 0 0
FirsTech | Operating Segments | Payment technology solutions        
Noninterest income        
Noninterest income 5,092 5,265 15,121 16,889
FirsTech | Operating Segments | Treasury management services        
Noninterest income        
Noninterest income 0 0 0 0
FirsTech | Operating Segments | Card services and ATM fees        
Noninterest income        
Noninterest income 0 0 0 0
FirsTech | Operating Segments | Other service charges on deposit accounts        
Noninterest income        
Noninterest income $ 0 $ 0 $ 0 $ 0