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Interest income (Tables)

12 Months Ended

Dec. 31, 2021

Interest income [Abstract]

Table of Interest Income


		2021				2020				2019
Interest from government securities			53,452,622				50,813,144				74,109,634
Premium for reverse repurchase agreements			37,601,941				7,481,314				3,717,583
Interest from credit card loans			25,555,702				28,237,184				43,254,269
Stabilization Coefficient (CER) clause adjustment (1)			18,319,527				3,844,224				163,733
Interest from other loans			16,980,842				17,010,427				11,135,173
Interest from commercial papers			14,704,772				15,370,046				22,718,311
Interest from consumer loans			14,541,326				14,433,958				18,567,571
UVA clause adjustment (1)			13,943,778				13,935,893				22,319,438
Interest from overdrafts			8,467,937				16,323,560				20,890,008
Interest from car loans			5,569,849				4,520,700				2,977,629
Interest from mortgage loans			1,721,489				1,406,508				2,853,701
Interest from loans for the prefinancing and financing of exports			978,592				2,157,608				6,483,647
Interest from financial leases			957,071				817,102				1,209,718
Interest on loans to financial institutions			945,019				1,822,504				5,585,522
Interest from private securities			156,705				34,890				22,029
Other financial income			865,078				691,084				16,448

TOTAL			214,762,250				178,900,146				236,024,414

Table of Interest Expenses


		2021				2020				2019
Time deposits			68,377,573				50,167,009				79,748,573
Savings accounts deposits			14,324,564				4,075,668				5,660,029
UVA clause adjustment (1)			4,723,875				1,526,223				3,164,299
Bank loans			2,668,167				2,105,609				1,856,947
Other liabilities			844,125				4,018,706				8,646,451
Interest on the lease liability			463,673				563,784				652,895
Premium for reverse repurchase agreements			2,831				—				5,430
Others			4,271				141,338				72,670

TOTAL			91,409,079				62,598,337				99,807,294

(1)	Adjustment clause based on the variation of the consumer price index.