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Net interest income
 12 Months Ended
Dec. 31, 2023
Interest income [Abstract]  
Net interest income
24. Net interest income
24.1. Interest income

 
    
2023
     
2022
     
2021
  
Interest from government securities
      1,148,563,753        798,761,165        324,244,033  
Premium for reverse repurchase agreements
      388,218,226        99,209,289        228,093,675  
CER clause adjustment
(1)
      378,917,667        255,612,556        111,126,397  
Interest from commercial papers
      332,571,766        123,306,207        89,199,264  
Interest from credit card loans
      280,546,581        194,999,904        155,021,093  
Interest from overdrafts
      175,982,067        89,584,141        51,366,573  
Interest from other loans
      169,865,129        138,280,663        103,005,923  
Interest from consumer loans
      130,268,098        99,886,476        88,207,800  
UVA clause adjustment
(
2
)
      111,676,303        97,727,166        84,583,069  
Interest from
pleage
 loans
      36,795,436        33,043,342        33,786,748  
Interest from financial leases
      9,455,935        6,140,145        5,805,600  
Interest from mortgage loans
      6,461,673        9,474,404        10,442,566  
Interest on loans to the financial institutions
      6,405,275        7,770,983        5,732,491  
Interest from private securities
      3,463,339        2,064,035        950,574  
Interest from loans for the prefinancing and financing of exports
      2,404,576        2,260,264        5,936,147  
Interest from cash and bank deposits
      4,560        —         —   
Other financial
interest
income
      2,346,272        1,710,489        5,247,570  
  
 
 
     
 
 
     
 
 
  
TOTAL
   
 
3,183,946,656
 
   
 
1,959,831,229
 
   
 
1,302,749,523
 
  
 
 
     
 
 
     
 
 
  
 
(1)
 
CER (Reference stabilitation coefficient) adjustment clause based on the variation of the consumer price index.
(2)
 
UVA (Purchasing Value Unit): It is a unit of measure that is updated daily according to the CER.
24.2. Interest expenses
 
    
2023
     
2022
     
2021
  
Interest from time deposits
      1,163,622,989        666,796,740        414,778,905  
Interest from current and savings accounts deposits
      318,699,068        128,512,077        86,892,920  
UVA clause adjustment
(1)
      42,734,378        78,198,789        28,655,063  
Interest from bank loans
      25,305,718        27,087,785        16,185,121  
Interest from other
 financial
liabilities
      4,614,829        2,097,053        5,120,469  
Interest on the lease liability
      1,699,151        1,935,792        2,812,644  
Premium for reverse repurchase agreements
      24,987        83,678        17,173  
Other
 financial
interest expense
      13,162        19,379        25,908  
  
 
 
     
 
 
     
 
 
  
TOTAL
   
 
1,556,714,282
 
   
 
904,731,293
 
   
 
554,488,203
 
  
 
 
     
 
 
     
 
 
  
 
(1)
 
UVA (Purchasing Value Unit): It is a unit of measure that is updated daily according to the CER.