0000914317-02-000805 10-Q 3 20020630 20020813 BERKSHIRE HILLS BANCORP INC 0001108134 6036 043510455 10-Q 34 001-15781 02727953 24 NORTH ST. PITTSFIELD MA 01201 4134435601 24 NORTH ST PITTSFIELD MA 01201 10-Q 1 form10q-46219_8902.txt EX-99.1 3 exhibit99-1.txt EX-99.2 4 exhibit99-2.txt