0000914317-02-001381 10-Q 5 20020930 20021114 BERKSHIRE HILLS BANCORP INC 0001108134 6036 043510455 10-Q 34 001-15781 02822142 24 NORTH ST. PITTSFIELD MA 01201 4134435601 24 NORTH ST PITTSFIELD MA 01201 10-Q 1 form10q-47515.txt EX-3.2 3 exhibit3-2.txt EX-10.2 4 exhibit10-2.txt EX-10.3 5 exhibit10-3.txt EX-99.1 6 exhibit99-1.txt