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<TYPE>8-K
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<CONFORMED-NAME>BERKSHIRE HILLS BANCORP INC
<CIK>0001108134
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<IRS-NUMBER>043510455
<FISCAL-YEAR-END>1231
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<FILE-NUMBER>000-51584
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<STREET1>24 NORTH ST.
<CITY>PITTSFIELD
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<FILENAME>berkshire8koct4.txt
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<PAGE> 1


                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported) October 4, 2006
                                                         ---------------


                        BERKSHIRE HILLS BANCORP, INC.
                          -----------------------------
             (Exact name of registrant as specified in its charter)

      Delaware                       0-51584                 04-3510455
      --------                       --------                ----------
(State or other jurisdiction of     (Commission             (IRS Employer
         incorporation)             File Number)            Identification No.)

      24 North Street, Pittsfield, Massachusetts             01201
      ------------------------------------------             ------
      (Address of principal executive offices)               (Zip Code)

       Registrant's telephone number, including area code: (413) 443-5601
                                                           --------------

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)



Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ]  Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))


<PAGE> 2


ITEM 8.01   OTHER EVENTS.
            ------------

      On October 4, 2006, Berkshire Hills Bancorp, Inc., the holding company of
Berkshire Bank (the "Bank") issued a press release announcing the hiring of John
J. Howard, who was recently named Executive Vice President in charge of Retail
Banking. The press release dated October 4, 2006 is included as Exhibit 99.1 and
incorporated herein by reference.

ITEM 9.01   FINANCIAL STATEMENTS AND EXHIBITS.
            ---------------------------------

      (a)   Financial Statements of Businesses Acquired: Not applicable

      (b)   Pro Forma Financial Information: Not applicable

      (c)   Shell Company Transactions: Not applicable

      (d)   Exhibits

            Number            Description
            ------            -----------

            99.1              Press Release Dated October 4, 2006


                                        2

<PAGE> 3


                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                        BERKSHIRE HILLS BANCORP, INC.


Dated: October 4, 2006                  By: /s/ Wayne F. Patenaude
                                            ------------------------------------
                                            Wayne F. Patenaude
                                            Senior Vice President and
                                               Chief Financial Officer
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>berkshireexb99oct4.txt
<TEXT>
FOR IMMEDIATE RELEASE

                       BERKSHIRE BANK NAMES JOHN J. HOWARD
                   EXECUTIVE VICE PRESIDENT OF RETAIL BANKING

PITTSFIELD, MA, October 4, 2006 - Berkshire Hills Bancorp, Inc. (the "Company")
(NASDAQ: BHLB), the holding company for Berkshire Bank (the "Bank"), announced
that John J. Howard has joined the Company and the Bank as Executive Vice
President of Retail Banking.

As new Executive Vice President of Retail Banking with Berkshire Bank, Mr.
Howard will be responsible for developing and executing the Bank's retail
strategy, including all branch activities, facilities, bank-wide operations,
consumer lending, marketing, information technology, product development and
sales.

Mr. Howard has 17 years of banking experience, most recently as Senior Vice
President and Consumer Market Executive with Bank of America, managing all
aspects of consumer business operations in New Hampshire and the Cambridge/West
area of Boston. Prior to joining Bank of America, he served as a Vice President
and Group Manager with FleetBoston Financial, and before that was employed at
KeyCorp for 11 years in various capacities. Mr. Howard received his M.B.A. from
Boston University and B.S. in accounting from Siena College.

Commenting on the appointment, Michael P. Daly, President and Chief Executive
Officer of the Company and Bank stated, "Our Company has experienced dramatic
growth and we know that as we transition to a regional bank, we require a banker
with sophisticated banking expertise and proven leadership to head our retail
banking operations. John's energy and experience will help to further our retail
banking initiatives and we look forward to his association with our Company."

Mr. Howard is active in the community and serves as Vice Chairman of the Board
of Directors of Mass Excellence. He was President of the Maine Clearing House
Association from 1993-1995 and served on the Board of Directors of Manchester
Neighborhood Housing Services and numerous other community and industry
organizations. Mr. Howard and his wife, Valerie, have three children.

BACKGROUND

Berkshire Hills Bancorp, Inc. is the holding company for Berkshire Bank.
Established in 1846, Berkshire Bank is one of Massachusetts' oldest and largest
independent banks and the largest banking institution based in Western
Massachusetts. The Bank is headquartered in Pittsfield, Massachusetts with
branches serving communities throughout Western Massachusetts and Northeastern
New York. The Bank is transitioning into a regional bank and is positioning
itself as the financial institution of choice in its retail and commercial
markets, delivering exceptional customer service and a broad array of
competitively priced deposit, loan, insurance, wealth management and trust
services, and investment products.

                                      # # #


CONTACT:    Berkshire Hills Bancorp, Inc.
            Michael P. Daly, 413-236-3194
            President and Chief Executive Officer


</TEXT>
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