OPERATING SEGMENTS (Tables)

9 Months Ended

Sep. 30, 2014

(In thousands)	Banking		Insurance		Parent			Eliminations			Total Consolidated
Three months ended September 30, 2014
Net interest income	$	45,786	$	—	$	5,163		$	(6,000	)	$	44,949
Provision for loan losses	3,685		—		—			—			3,685
Non-interest income	12,009		2,632		6,693			(6,693		)	14,641
Non-interest expense	37,388		1,983		316			—			39,687
Income before income taxes	16,722		649		11,540			(12,693		)	16,218
Income tax expense (benefit)	4,426		252		(448		)	—			4,230
Net income	$	12,296	$	397	$	11,988		$	(12,693	)	$	11,988

Average assets (in millions)	$	6,249	$	27	$	766		$	(777	)	$	6,265

Three months ended September 30, 2013
Net interest income (expense)	$	46,808	$	—	$	(939	)	$	—		$	45,869
Provision for loan losses	3,178		—		—			—			3,178
Non-interest income	9,645		2,469		9,033			(9,033		)	12,114
Non-interest expense	40,229		1,981		572			2			42,784
Income before income taxes	13,046		488		7,522			(9,035		)	12,021
Income tax expense (benefit)	4,313		188		(584		)	—			3,917
Net income	$	8,733	$	300	$	8,106		$	(9,035	)	$	8,104

Average assets (in millions)	$	5,259	$	28	$	736		$	(735	)	$	5,287

Nine months ended September 30, 2014
Net interest income	$	134,740	$	—	$	3,304		$	(6,000	)	$	132,044
Provision for loan losses	11,070		—		—			—			11,070
Non-interest income	25,429		8,141		18,713			(18,713		)	33,570
Non-interest expense	116,932		6,192		1,185			—			124,309
Income before income taxes	32,167		1,949		20,832			(24,713		)	30,235
Income tax expense (benefit)	8,642		761		(1,515		)	—			7,888
Net income	$	23,525	$	1,188	$	22,347		$	(24,713	)	$	22,347

Average assets (in millions)	$	6,065	$	27	$	744		$	(747	)	$	6,088

Nine months ended September 30, 2013
Net interest income (expense)	$	131,796	$	—	$	12,114		$	(15,000	)	$	128,910
Provision for loan losses	8,278		—		—			—			8,278
Non-interest income	34,664		7,851		18,523			(18,520		)	42,518
Non-interest expense	112,181		6,152		1,868			1			120,202
Income before income taxes	46,001		1,699		28,769			(33,521		)	42,948
Income tax expense (benefit)	13,521		656		(1,835		)	—			12,342
Net income	$	32,480	$	1,043	$	30,604		$	(33,521	)	$	30,606

Average assets (in millions)	$	5,212	$	27	$	746		$	(743	)	$	5,242

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References+ Details