<SEC-DOCUMENT>0000943374-20-000242.txt : 20200505
<SEC-HEADER>0000943374-20-000242.hdr.sgml : 20200505
<ACCEPTANCE-DATETIME>20200505135451
ACCESSION NUMBER:		0000943374-20-000242
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20200504
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200505
DATE AS OF CHANGE:		20200505

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BERKSHIRE HILLS BANCORP INC
		CENTRAL INDEX KEY:			0001108134
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		IRS NUMBER:				043510455
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15781
		FILM NUMBER:		20848180

	BUSINESS ADDRESS:	
		STREET 1:		60 STATE STREET
		STREET 2:		38TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02109
		BUSINESS PHONE:		800-773-5601

	MAIL ADDRESS:	
		STREET 1:		60 STATE STREET
		STREET 2:		38TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02109
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8k_050420.htm
<DESCRIPTION>BERKSHIRE HILLS BANCORP, INC. FORM 8-K MAY 4, 2020
<TEXT>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">UNITED STATES</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">WASHINGTON, D.C. 20549</div>

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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">CURRENT REPORT</div>

    <div><br />
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">PURSUANT TO SECTION 13 OR 15(D) OF</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">THE SECURITIES EXCHANGE ACT OF 1934</div>

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    <td style="width: 7.29%; vertical-align: bottom;">&#160;</td>

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    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Registrant&#8217;s telephone number, including area code: <span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">(<span style="-sec-ix-hidden:Fact_a35fec3a8b5848c6b983cdf60975a893">800</span>) <span style="-sec-ix-hidden:Fact_22e5dc26cbd74297947f9fd973e2fe9a">773-5601</span>, ext. 133773</span></span></div>

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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="text-decoration: underline;">Not Applicable</span></div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(Former Name or Former Address, if Changed Since Last Report)</div>

    <div><br />
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    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
      following provisions (see General Instruction A.2. below):</div>

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    <td style="width: auto; vertical-align: top; text-align: justify;">
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    <td colspan="3" style="width: 100%; vertical-align: top;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Securities registered pursuant to Section 12(b) of the Act:</div>
            <div>&#160;</div>
          </td>

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    <td style="width: 31.2%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Title of each class</div>
          </td>

    <td style="width: 23.5%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Trading symbol(s)</div>
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    <td style="width: 45.3%; vertical-align: top; border-bottom: 2px solid black;">
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            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:TradingSymbol" id="Fact_2a8cbb8050814006b99ff16c84e2f3ba" contextRef="c20200504to20200504">BHLB</ix:nonNumeric><br />
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    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR &#167;230.405) or Rule
      12b-2 of the Securities Exchange Act of 1934 (17 CFR &#167;240.12b-2).</div>

    <div><br />
    </div>

    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="Fact_dd4518ed054d4ed5a4e225358daeef39" contextRef="c20200504to20200504" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric></div>

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    </div>

    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or
      revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</div>

    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="page-break-after:always;">
        <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;" /></div>

    </div>

    <div><br />
    </div>

    <div style="text-align: justify;"><span style="font-size: 12pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 2.02</span><span style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt">&#160;</span><span style="font-weight: bold; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><span style="text-decoration: underline;">Results of Operations and Financial Condition</span></span></div>

    <div><br />
    </div>

    <div style="text-align: left; text-indent: 36pt; margin-bottom: 12pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">On May 4, 2020, Berkshire Hills Bancorp, Inc. (the &#8220;Company&#8221;), the holding company for Berkshire Bank (the &#8220;Bank&#8221;),
      announced its financial results for the quarter ended March 31, 2020.&#160; The news release containing the financial results is included as Exhibit 99.1 and shall not be deemed &#8220;filed&#8221; for any purpose.</div>

    <div style="text-align: left; text-indent: 36pt; margin-bottom: 12pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">The Company conducted a conference call/webcast on May 5, 2020, to discuss the financial results for the quarter and
      provide guidance about expected future results. A telephone replay of the call will be available through May 12, 2020. The webcast will be available on the Company&#8217;s website at <span style="font-size: 12pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">ir.berkshirebank.com</span></span> for an extended period of time.</div>

    <div style="text-align: left; text-indent: 36pt; margin-bottom: 12pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><span style="font-size: 12pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"></span></div>

    <span style="font-size: 12pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 7.01</span><span style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt"> </span><span style="font-weight: bold; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><span style="text-decoration: underline;">Regulation FD Disclosure</span></span>
    <div style="text-align: left;">
      <div><br />
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">&#160;&#160;&#160;&#160;&#160;&#160; Shell Company Transactions.&#160; Not applicable.</div>
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  </tr>


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    <div style="text-align: left; text-indent: 36pt; margin-left: 36pt;"><span style="font-size: 12pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><span style="text-decoration: underline;">Exhibit No.</span></span><span style="display: inline-block; text-indent: 0px; font-size: 1px; width: 144pt">&#160;</span><span style="font-weight: bold; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><span style="text-decoration: underline;">Description</span></span></div>

    <div><br />
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    <div style="text-align: justify; text-indent: 72pt; margin-bottom: 12pt;"><a href="ex99-1_8k050420.htm"><span style="font-size: 12pt; font-family: 'Times New Roman', Times, serif;">99.1</span><span style="display: inline-block; text-indent: 0px; font-size: 1px; width: 108pt">&#160;</span><span style="font-size: 12pt; font-family: 'Times New Roman', Times, serif;">News Release
          dated May 4, 2020</span></a></div>

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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>

    <div><br />
    </div>

    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf
      by the undersigned, hereunto duly authorized.</div>

    <div><br />
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            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">Berkshire Hills Bancorp, Inc.</div>
          </td>

  </tr>

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    <td style="width: 45.3%; vertical-align: top;">&#160;</td>

    <td style="width: 6.58%; vertical-align: top;">&#160;</td>

    <td style="width: 48.12%; vertical-align: top;">&#160;</td>

  </tr>

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            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">DATE: May 5, 2020</div>
          </td>

    <td style="width: 6.58%; vertical-align: top;">
            <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">By:&#160;&#160; <br />
            </div>
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    <td style="width: 48.12%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-size: 12pt;">&#160;/s/ Richard M. Marotta<br />
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    <td style="width: 48.12%; vertical-align: top;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Richard M. Marotta</div>
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">President and Chief Executive Officer</div>
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<TYPE>EX-99.1
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<DESCRIPTION>NEWS RELEASE DATED MAY 4, 2020
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    <div style="text-align: center; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;">Berkshire Hills Announces First Quarter Results; Provides Update on Operations During Pandemic and Dividend Guidance</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">BOSTON, May 4, 2020 - Berkshire Hills Bancorp, Inc. (NYSE: BHLB) today reported a first quarter 2020 net loss of $0.40 per share.&#160;&#160; The
      non-GAAP measure of core EPS was a loss of $0.07.&#160; First quarter results reflect a non-cash $0.69 per share pre-tax provision for projected future credit losses primarily related to the COVID-19 pandemic.&#160; The company&#8217;s core pre-provision net revenue
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      metrics continued to strengthen during the quarter, supporting its 21<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">st</sup> century community bank mission.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">In response to the pandemic, Berkshire took decisive actions to protect the health and safety of its team, customers and the communities
      it serves during the first quarter, including adjusting its operations to ensure the continued availability of essential banking services for all customers, providing support and financial flexibility to customers potentially impacted by the
      pandemic, and providing funding to minority-owned small businesses through the Berkshire Bank Foundation and its community-based partners.&#160; The company also processed $650 million in loan approvals under the first round of the Paycheck Protection
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    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">FIRST QUARTER FINANCIAL HIGHLIGHTS</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">$0.40 GAAP net loss per share, including $0.69 pre-tax non-cash credit loss provision</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">$0.07 core loss per share</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">$0.61 Core PPNR per share (non-GAAP financial measure)</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">3.02% net interest margin</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">1.22% credit loss allowance/loans</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">92% loans/deposits</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">8.8% tangible equity/tangible assets (non-GAAP financial measure)</div>
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              <div style="text-align: left; margin-left: 18pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">&#8226;</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">$33.72 book value per common share; $21.82 tangible book value per common share (non-GAAP financial measure)</div>
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    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">COVID-19 RESPONSE</div>
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              <div style="text-align: left; margin-left: 18pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">&#8226;</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Servicing $650 million first round Paycheck Protection Program (&#8220;PPP&#8221;) loan approvals</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Processing payment forbearances for $1.3 billion in loans to 4,000 customers</div>
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                  <div style="text-align: left; margin-left: 18pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"> &#8226;</div>
                  <div style="text-align: left; margin-left: 18pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"> <br>
                  </div>
                  <div style="text-align: left; margin-left: 18pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"> &#8226;</div>
                  <div style="text-align: left; margin-left: 18pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"> <br>
                  </div>
                  <div style="text-align: left; margin-left: 18pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">&#8226;</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">
                <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"> Providing $3 million to assist small businesses through The Futures Fund with BECMA and MALGBT Chamber</div>
                <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"> <br>
                </div>
                <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Providing $1 million in grants through Berkshire Bank Foundation, including $500,000 in small business assistance through non-profit partners</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Supporting remote work from home for&#160;86% of the non-branch workforce</div>
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              <div style="text-align: left; margin-left: 18pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">&#8226;</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Maintaining full pay for all staff</div>
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    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">CEO Richard Marotta stated, &#8220;Our teams are working hard to safely and responsibly meet the needs of our customers during this pandemic,
      which has shined a light on community banks&#8217; essential role in our economy.&#160; Berkshire&#8217;s number one priority has been to help the communities we serve, especially minority ones, weather this storm and rebuild as soon as it is safe to do so.&#160;&#160; We are
      proud to offer additional support and financial flexibility to our customers who may have been impacted, and are also funding significant programs to help small businesses.&#160; We continue to maintain a strong balance sheet, with ample liquidity and
      regulatory capital to ensure we continue to perform our essential role.&#160; We intend to continue to lead, supporting our customers and neighbors throughout this pandemic, because we know that in the long haul when our communities prosper, Berkshire
      does too.&#8221;</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">DIVIDEND GUIDANCE</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">The Board of Directors intends to declare and pay a regular quarterly cash dividend of $0.24 per common share in the second quarter.&#160; In
      conjunction with changes in the regulatory reporting schedule this quarter, the Board plans to make the formal dividend declaration after the completion of regulatory reporting and other related regulatory actions regarding such declaration.&#160;&#160; The
      Board also plans to declare and pay the regular preferred stock dividend as part of this intended future declaration.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">FINANCIAL CONDITION</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Total assets remained unchanged at $13.2 billion at the end of the first quarter of 2020, compared to year-end 2019.&#160; Total loans declined
      by 2%, decreasing in all major categories, as the Company continued to implement its balance sheet restructuring program, focusing on its local markets and building short-term investments.&#160; These funds are intended for the $650 million in Phase I PPP
      loans which are currently in process.&#160; Total deposits decreased by 3% primarily due to changes in fluctuating payroll deposit balances and brokered deposits.&#160; Organic deposits decreased by 1% before these changes, primarily due to some commercial
      accounts which utilized liquid funds for other business purposes in response to current conditions.&#160;&#160; The period-end ratio of loans/deposits remained at 92% and liquid investments were increased during the quarter.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">The allowance for credit losses on loans increased to 1.22% of loans from 0.67% at year-end 2019.&#160; In accordance with changes in generally
      accepted accounting principles, the Company adopted the new credit loss accounting standard known as &#8220;CECL&#8221; on January 1, 2020.&#160; The allowance was increased by $26 million to 0.94% of loans on this effective date.&#160;&#160; Under CECL, the credit loss
      allowance is based on projected credit losses rather than on losses incurred.&#160; At quarter-end, the Company projected additional future credit losses resulting primarily from an economic</div>
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    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">contraction arising from the COVID pandemic.&#160; As a result, the Company recorded a $35 million first quarter provision for credit losses,
      and the allowance increased to $114 million, or 1.22% of total loans at quarter-end.&#160; Actual future credit losses may be more or less than the Company&#8217;s projections about pandemic related credit losses.&#160; The first quarter increase in the credit loss
      allowance was a non-cash adjustment which had no significant impact on total regulatory risk-based capital.&#160; The Company has a separate $8 million allowance for losses on unfunded credit commitments which is included in other liabilities.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">The Company has granted loan modifications on more than 4,000 loans with balances of $1.3 billion as of April 21, representing
      approximately 21% of outstanding commercial loan balances, 3% of residential mortgages, and 2% of consumer loans.&#160; Forbearances made in accordance with regulatory guidelines will not be reported as delinquencies or as troubled debts.&#160; The increase in
      net loan charge-offs reflects the final resolution of one commercial real estate loan which had been in foreclosure for two years.&#160; Nonperforming loans increased primarily due to a $13&#160; million write-up under CECL of purchased&#160; credit deteriorated
      loans.&#160; This increase was offset by an increase in the credit loss allowance and had no impact on net loans or capital.&#160; Loans delinquent over 90 days and accruing decreased primarily due to adjustments to purchased credit impaired loans at the time
      of the CECL adoption.&#160;&#160; Also as part of this adoption, Company recorded an $8 million increase in the estimated liability for losses on unfunded loan commitments.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Total equity decreased in the first quarter due to the non-cash impacts of CECL on the January 1 adoption date and the credit loss
      provision recorded against income at the end of the quarter.&#160;&#160; Most of these charges did not impact the Company&#8217;s regulatory risk-based capital.&#160;&#160; Book value per share totaled $33.72 at quarter-end, compared to $34.65 at year-end 2019.&#160; The non-GAAP
      measure of tangible book value per share measured $21.82, compared to $22.56 at those respective dates.&#160; The Company projects the total risk-based capital ratio to be 13.9% at quarter-end, exceeding the 10% threshold for the highest regulatory &#8220;well
      capitalized&#8221; category.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">RESULTS OF OPERATIONS</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Berkshire reported a first quarter 2020 GAAP net loss of $20 million, or $0.40 per share, compared to net income of $26 million, or $0.51
      per share, in the prior quarter.&#160; Core earnings was a loss of $4 million, or $0.07 per share, compared to core earnings of $35 million, or $0.70 per share, in the prior quarter.&#160; Core PPNR totaled $30 million, or $0.61 per share, in the first quarter
      compared to $48 million, or $0.95 per share, in the prior quarter.&#160; Core PPNR measures operating results before the impact of the credit loss provision, which is a multiyear projection of future credit losses under the new CECL accounting standard.&#160;
      As a core measure, it excludes net charges not viewed as related to ongoing operations.&#160; In the most recent quarter, these net charges were primarily due to discontinued national mortgage banking operations and unrealized equity securities losses due
      to the stock market decline. Most of the Company&#8217;s $32 million equities portfolio remained in a net unrealized gain position at quarter-end.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">The $18 million quarter-over-quarter decrease in Core PPNR was primarily due to the impact of the COVID pandemic on revenue and expense:</div>
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              <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Net interest income decreased by $5 million including the impact of lower loan balances, low yield investments held for PPP
                funding, and lower interest rates resulting from federal monetary stimulus.&#160; Also, the contribution from purchased loan accretion decreased by $2 million as the credit for accretion on recoveries was shifted to the credit loss allowance
                based on the new CECL accounting standard.</div>
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              <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Non-interest income decreased, including $6 million due to noncash charges related to changes in valuations of credit related
                instruments as a result of pandemic related conditions.&#160; This includes a $3 million decrease to loan fees related to interest rate swaps, and $2 million in charges to other non-interest income related to fair valued loans.&#160; Additionally,
                volumes for fee based loan and deposit activities declined.&#160; Loan fee revenue related to swaps and SBA loan originations decreased $3 million, more than offsetting seasonal increases in wealth and insurance revenues.</div>
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              <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Despite the lower revenue sources, the Company maintained staffing levels and increased technology spending as it converted most
                operations to work-from-home and focused on responding to borrower needs.</div>
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    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Quarter-over quarter expense changes also included seasonal increases in benefits and occupancy costs, along with the expiration of FDIC
      insurance expense credits utilized in the prior quarter. Quarterly non-interest expense includes targeted increases in compensation, health benefits, technology costs, and social initiatives as the Company continues to pursue its goals for developing
      as a 21<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">st</sup> century community bank.&#160; Full-time equivalent staff in continuing operations was generally unchanged, and totaled 1,548 positions at quarter-end.&#160; The Company maintained its employee compensation despite changes in workflows and
      schedules during the quarter, with no layoffs.&#160; &#160; The Company recorded a $5 million tax benefit in the first quarter.&#160; The effective tax benefit on continuing operations was 14% .</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Berkshire moved forward with its planned exit from the origination of mortgages in its discontinued national mortgage banking operations
      in the first quarter and has entered into an agreement with a buyer to complete this exit and for other asset and license transfers to be completed by the end of the year.&#160; The Company reported an $8 million after-tax net loss on these operations
      during the most recent quarter, consisting primarily of pre-tax charges of $4 million to write-down mortgage servicing rights and $4 million in severance costs.&#160; The Company is targeting to reduce the net loss related to this business in successive
      quarters, with a complete exit by the end of the year.&#160;&#160; These results are treated as non-core items in the Company&#8217;s statement of operations.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">BE FIRST CORPORATE RESPONSIBILITY UPDATE</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Berkshire is committed to delivering purpose-driven performance. Learn more about the steps Berkshire is taking to be a values-based brand
      for all its stakeholders at <font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif;">www.berkshirebank.com/csr</font>.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><u>COVID-19 Response</u></font><font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif;"><u>-</u></font> Faced with the unprecedented outbreak of the COVID-19 pandemic, Berkshire is harnessing its assets and Be FIRST culture to navigate and ensure the health, safety
      and economic resiliency of its employees, customers and communities.</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Support for its People:</font> Protecting the health
                and safety of Berkshire&#8217;s frontline workers, and supporting their ability to serve customers, is a top priority. As a result, the bank suspended non-essential business travel, reduced branch hours, increased safety precautions including
                enhanced cleaning, provided protective masks, and provided additional paid sick time. The company currently has 86% of non-branch staff working from home. The bank is also ensuring financial stability, protecting pay for those employees who
                are unable to work their normal scheduled hours and launched an employee assistance fund to help those facing hardships. The company is leveraging its employee networks including Employee Resource Groups and Regional Cultural Councils to
                collect feedback, maintain culture, morale and productivity.</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Helping its Customers</font>: Berkshire knows this
                pandemic has had a serious economic impact on most individuals and businesses. The bank took swift steps to provide additional financial flexibility to customers facing financial hardships including the launch of customer assistance
                programs that increase debit card limits, waive penalties for early CD withdrawals, waive foreign ATM fees and provide options for loan forbearance. The company participates in the Paycheck Protection Program to assist small businesses.&#160;
                Berkshire continues to encourage customers to leverage its mobile, telephonic and digital banking solutions as well as its&#8217; My Bankers to conduct business.</div>
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"> <br>
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              <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Investing in Community Recovery
                  &amp; Resiliency</font>: Berkshire remains committed to the economic resiliency of its communities and engaging directly with stakeholders through virtual community conversations to inform its response. The bank is providing $3 million to
                assist small businesses through <font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">The Futures Fund</font> with the Black Economic Council of Massachusetts and the Massachusetts LGBT Chamber of
                Commerce. Berkshire&#8217;s Foundation is providing $1 million in COVID-19 support, including $500,000 in small business assistance and offering flexibility for non-profits to redirect prior grant funding. The bank is evaluating strategic
                sponsorships and other advertising assets for re-deployment to community partners. In addition, Berkshire will harness its XTEAM volunteer program to raise funds and deploy employees through virtual skills based volunteer events with a
                focus on financial health, job training and other critical non-profit needs.</div>
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    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><u>Corporate Responsibility Report</u></font>-
      Earlier this month, the company released its 2019 Corporate Responsibility Report, <font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Leading the Way Forward: Purpose-Driven Performance</font>. The
      report highlights the company&#8217;s environmental, social, governance and cultural programs and serves as a guide for how Berkshire will navigate the current environment while supporting all its stakeholders and its vision of a 21<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">st</sup> century
      community bank that delivers purpose-driven performance.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">INVESTOR CONFERENCE CALL AND INFORMATION PRESENTATION</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Berkshire&#160;will conduct a conference call/webcast&#160;at&#160;10:00 a.m. eastern time&#160;on&#160;Tuesday, May 5, 2020&#160;to discuss the results for the quarter
      and provide guidance about expected future results.&#160; Berkshire will also place an information presentation at its website at</div>
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    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">ir.berkshirebank.com before the conference call.&#160; Participants are encouraged to pre-register for the conference call using the following
      link:&#160; <font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif;">http://dpregister.com/10141779</font>.&#160; Callers who pre-register will be given dial-in instructions and a unique PIN to gain immediate access to the call.&#160;
      Participants may pre-register at any time prior to the call, and will immediately receive simple instructions via email.&#160; Additionally, participants may reach the registration link and access the webcast by logging in through the investor section of
      our website at <font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif;">http://ir.berkshirebank.com</font>.&#160; Those parties who do not have internet access or are otherwise unable to pre-register for this event, may still
      participate at the above time by dialing 1-844-792-3726&#160;and asking&#160;the Operator to join the Berkshire Hills Bancorp (BHLB) earnings call.&#160; Participants are requested to dial-in a few minutes before the scheduled start of the call.&#160;&#160; A telephone
      replay of the call will be available through&#160;Tuesday, May 12, 2020 by dialing 877-344-7529 and entering access number 10141779.&#160; The webcast will be available on&#160;Berkshire's website for an extended period of time.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">BACKGROUND</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Berkshire Hills Bancorp is the parent of Berkshire Bank which is transforming into a 21<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">st</sup> century community bank pursuing
      purpose driven performance based on its Be FIRST corporate responsibility culture.&#160; Headquartered in Boston, Berkshire operates 130 banking offices in seven Northeastern states, with approximately $13.2 billion in assets.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">FORWARD LOOKING STATEMENTS</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">This document contains &#8220;forward-looking statements&#8221; within the meaning of section 27A of the Securities Act of 1933, as amended, and
      section 21E of the Securities Exchange Act of 1934, as amended. You can identify these statements from the use of the words &#8220;may,&#8221; &#8220;will,&#8221; &#8220;should,&#8221; &#8220;could,&#8221; &#8220;would,&#8221; &#8220;plan,&#8221; &#8220;potential,&#8221; &#8220;estimate,&#8221; &#8220;project,&#8221; &#8220;believe,&#8221; &#8220;intend,&#8221; &#8220;anticipate,&#8221;
      &#8220;expect,&#8221; &#8220;target&#8221; and similar expressions. There are many factors that could cause actual results to differ significantly from expectations described in the forward-looking statements. For a discussion of such factors, please see Berkshire&#8217;s most
      recent reports on Forms 10-K and 10-Q filed with the Securities and Exchange Commission and available on the SEC&#8217;s website at <font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif;">www.sec.gov</font>.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Further, given its ongoing and dynamic nature, it is difficult to predict what effects the novel coronavirus (COVID-19) pandemic will have
      on our business and results of operations. The pandemic and the related local and national economic disruption may result in a decline in demand for our products and services; increased levels of loan delinquencies, problem assets and foreclosures;
      an increase in our allowance for loan losses; a decline in the value of loan collateral, including real estate; a greater decline in the yield on our interest-earning assets than the decline in the cost of our interest-bearing liabilities; and
      increased cybersecurity risks, as employees increasingly work remotely.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Accordingly, you should not place undue reliance on forward-looking statements, which reflect our expectations only as of the date of this
      document. Berkshire does not undertake any obligation to update forward-looking statements.</div>
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    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">NON-GAAP FINANCIAL MEASURES</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">This document contains certain non-GAAP financial measures in addition to results presented in accordance with Generally Accepted
      Accounting Principles (&#8220;GAAP&#8221;).&#160; These non-GAAP measures provide supplemental perspectives on operating results, performance trends, and financial condition.&#160; They are not a substitute for GAAP measures; they should be read and used in conjunction
      with the Company&#8217;s GAAP financial information.&#160; A reconciliation of non-GAAP financial measures to GAAP measures is included on page F-9 in the accompanying financial tables.&#160; In all cases, it should be understood that non-GAAP per share measures do
      not depict amounts that accrue directly to the benefit of shareholders.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">The Company utilizes the non-GAAP measure of core earnings in evaluating operating trends, including components for core revenue and
      expense.&#160; These measures exclude items which the Company does not view as related to its normalized operations.&#160; These items primarily include securities gains/losses, merger costs, restructuring costs, and discontinued operations.&#160; Merger costs
      consist primarily of severance/benefit related expenses, contract termination costs, systems conversion costs, variable compensation expenses, and professional fees.&#160; Merger costs in 2019 are primarily related to the acquisition of SI Financial
      Group.&#160; Restructuring costs generally consist of costs and losses associated with the disposition of assets and liabilities and lease terminations, including costs related to branch sales.&#160; Restructuring costs also include severance and consulting
      expenses related to the Company&#8217;s strategic review.&#160; They also include costs related to the consolidation of branches, including eight branches for the full year of 2019.&#160; Discontinued operations are the Company&#8217;s national mortgage banking operations
      for which the Company is pursuing sale opportunities.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">The Company has introduced the measure of Core Pre-Provision Net Revenue (&#8220;Core PPNR&#8221;) to which measures core income before credit loss
      provision and tax expense.&#160;&#160; Due to the non-cash projections introduced into the calculation of income by the new CECL accounting standard, the investment community is placing more emphasis on PPNR in order to measure the results of operations and to
      compare them across banks which may have widely varying estimates of future economic conditions that affect their provision expense and reported earnings.&#160; The Company also calculates core PPNR per share and core PPNR return on assets in order to
      utilize the PPNR measure in assessing its comparative operating profitability.</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Non-core adjustments are presented net of an adjustment for income tax expense.&#160; This adjustment is determined as the difference between
      the GAAP tax rate and the effective tax rate applicable to core income.&#160; The efficiency ratio is adjusted for non-core revenue and expense items and for tax preference items.&#160; The Company also calculates measures related to tangible equity, which
      adjust equity (and assets where applicable) to exclude intangible assets due to the importance of these measures to the investment community. References to organic growth and organic change exclude balances acquired in bank mergers.</div>
    <div style="margin-bottom: 8pt;"><br>
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    <div style="margin-bottom: 8pt;"><br>
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    <div style="text-align: center; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">###</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">CONTACTS</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Investor Relations Contact</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">David Gonci; Capital Markets Director; 413-281-1973</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Media Contact</div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Jeffrey Mathews; Communications Contact; (646) 569-5711</div>
    <div style="margin-bottom: 8pt;"><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z76ee690497b0464190e44fb40ccebe66" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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          <td style="width: 11.38%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">TABLE</div>
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">INDEX</div>
          </td>
          <td style="width: 88.62%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>&#160;</div>
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">CONSOLIDATED UNAUDITED FINANCIAL SCHEDULES</div>
          </td>
        </tr>
        <tr>
          <td style="width: 11.38%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">F-1</div>
          </td>
          <td style="width: 88.62%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Selected Financial Highlights</div>
          </td>
        </tr>
        <tr>
          <td style="width: 11.38%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">F-2</div>
          </td>
          <td style="width: 88.62%; vertical-align: top;">
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          </td>
        </tr>
        <tr>
          <td style="width: 11.38%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">F-3</div>
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          </td>
        </tr>
        <tr>
          <td style="width: 11.38%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">F-4</div>
          </td>
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            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Statements of Operations</div>
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        </tr>
        <tr>
          <td style="width: 11.38%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">F-5</div>
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            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Statements of Operations (Five Quarter Trend)</div>
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        </tr>
        <tr>
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            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">F-6</div>
          </td>
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            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Average Yields and Costs</div>
          </td>
        </tr>
        <tr>
          <td style="width: 11.38%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">F-7</div>
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        </tr>
        <tr>
          <td style="width: 11.38%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">F-8</div>
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            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Asset Quality Analysis</div>
          </td>
        </tr>
        <tr>
          <td style="width: 11.38%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">F-9</div>
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            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Reconciliation of Non-GAAP Financial Measures and Supplementary Data (Five Quarter Trend)</div>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">BERKSHIRE HILLS BANCORP, INC.</div>
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            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SELECTED FINANCIAL HIGHLIGHTS - UNAUDITED <br>
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            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
            <td style="width: 9.06%; vertical-align: top;">&#160;</td>
            <td style="width: 39.63%; vertical-align: top;">&#160;</td>
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            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
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            <td style="width: 3.36%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 9.06%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 39.63%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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            <td style="width: 1.65%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
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            <td style="width: 1.65%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
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            <td style="width: 1.65%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
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            <td style="width: 1.64%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
            <td style="width: 9.06%; vertical-align: top;">&#160;</td>
            <td style="width: 39.63%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.52%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
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            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.52%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
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            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
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            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.70</div>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.65</div>
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            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;34.65</div>
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            <td style="width: 7.52%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;34.36</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;34.05</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;33.75</div>
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            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 48.69%; vertical-align: top;">
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;21.82</div>
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            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;22.56</div>
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            <td style="width: 7.52%; vertical-align: top;">
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            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
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            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.52%; vertical-align: top;">
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            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
            <td style="width: 9.06%; vertical-align: top;">&#160;</td>
            <td style="width: 39.63%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.52%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
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          <tr>
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            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.52%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 48.69%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Return on assets</div>
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            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.78</div>
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              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">%</div>
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          </tr>
          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.08</div>
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            <td style="width: 7.52%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.71</div>
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            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.01</div>
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            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.92</div>
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            <td style="width: 1.64%; vertical-align: top; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 48.69%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Return on equity</div>
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            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 7.52%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5.97</div>
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            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 48.69%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(0.85)</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8.09</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.52%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5.35</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;7.67</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;7.00</div>
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            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 48.69%; vertical-align: top;">
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(0.95)</div>
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            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;13.12</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.52%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8.74</div>
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            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;12.21</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 48.69%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Net interest margin, fully taxable equivalent (FTE)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup></font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)(6)</sup></div>
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            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.02</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.11</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.52%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.22</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.19</div>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.17</div>
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            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 48.69%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Fee income/Net interest and fee income from continuing operations</div>
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            <td style="width: 39.63%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.52%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.52%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.53%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,039</div>
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          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.52%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.52%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.52%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
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            <td style="width: 9.06%; vertical-align: top;">
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            <td style="width: 39.63%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.52%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 7.52%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
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            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
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            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 7.52%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 7.53%; vertical-align: top;">
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            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
            <td style="width: 9.06%; vertical-align: top;">&#160;</td>
            <td style="width: 39.63%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.52%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="width: 50.77%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">ASSET QUALITY AND CONDITION RATIOS</div>
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            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.52%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.65%; vertical-align: top;">&#160;</td>
            <td style="width: 7.53%; vertical-align: top;">&#160;</td>
            <td style="width: 1.64%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3.36%; vertical-align: top;">&#160;</td>
            <td style="width: 2.08%; vertical-align: top;">&#160;</td>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Reconciliations of non-GAAP financial measures, including all references to core and tangible amounts, appear on page F-9.</div>
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            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2020</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Assets</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Cash and due from banks</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 90,280</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160;&#160; 105,447</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Short-term investments</div>
            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;624,064</div>
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            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;474,382</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total cash and short-term investments</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;714,344</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;579,829</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Trading security</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,829</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;10,769</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Marketable equity securities, at fair value</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;32,283</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;41,556</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Securities available for sale, at fair value</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,403,858</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,311,555</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Securities held to maturity, at amortized cost</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;336,802</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;357,979</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Federal Home Loan Bank stock and other restricted securities</div>
            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;54,306</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;48,019</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total securities</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,837,078</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,769,878</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Less: Allowance for credit losses on investment securities</div>
            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(141)</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#8212;</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Net securities</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,836,937</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,769,878</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Loans held for sale</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4,252</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;36,664</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Commercial real estate loans</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,985,856</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4,034,269</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Commercial and industrial loans</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,812,445</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,840,508</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Residential mortgages</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,604,390</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,685,472</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Consumer loans</div>
            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;900,486</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;942,179</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total loans</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,303,177</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,502,428</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Less: Allowance for credit losses on loans</div>
            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(113,510)</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(63,575)</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Net loans</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,189,667</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,438,853</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Premises and equipment, net</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;120,667</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;120,398</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Other real estate owned</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;224</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8212;</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Goodwill</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;553,762</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
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            <td style="width: 15.46%; vertical-align: top;">
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;45,615</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
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            </td>
            <td style="width: 15.46%; vertical-align: top;">
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;227,894</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
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            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;44,575</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;51,017</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
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            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;344,470</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;239,872</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Assets from discontinued operations</div>
            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;140,064</div>
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            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;152,188</div>
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            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; 13,215,970</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Liabilities and shareholders' equity</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Demand deposits</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; 1,922,490</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; 1,884,100</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
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            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,546,626</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,492,569</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Money market deposits</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,391,835</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,528,656</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Savings deposits</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;867,024</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;841,283</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Time deposits</div>
            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,343,700</div>
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            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,589,369</div>
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            <td style="width: 2.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total deposits</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;10,071,675</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;10,335,977</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Senior borrowings</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;944,053</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;730,501</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Subordinated borrowings</div>
            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;97,107</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;97,049</div>
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            <td style="width: 2.83%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total borrowings</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,041,160</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;827,550</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Other liabilities</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;364,770</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;267,398</div>
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            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Liabilities from discontinued operations</div>
            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;30,554</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;26,481</div>
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            <td style="width: 2.83%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total liabilities</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,508,159</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,457,406</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Preferred shareholders' equity</div>
            </td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;20,325</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;40,633</div>
            </td>
            <td style="width: 2.83%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Common shareholders' equity</div>
            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,692,960</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,717,931</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total shareholders' equity</div>
            </td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,713,285</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 15.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,758,564</div>
            </td>
            <td style="width: 2.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 63.43%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total liabilities and shareholders' equity</div>
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            <td style="width: 15.46%; vertical-align: top; border-bottom: #000000 2px solid;">
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            <td style="width: 63.43%; vertical-align: top;">&#160;</td>
            <td style="width: 15.46%; vertical-align: top;">&#160;</td>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">BERKSHIRE HILLS BANCORP, INC.</div>
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">CONSOLIDATED LOAN &amp; DEPOSIT ANALYSIS - UNAUDITED <br>
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            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 35.62%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;"> <br>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">(in millions)</div>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">March 31, 2020</div>
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Balance</div>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Balance</div>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Quarter ended</div>
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">March 31, 2020</div>
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            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 35.62%; vertical-align: top;">
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            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">
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            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 4,034</div>
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            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(5)</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">%</div>
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          </tr>
          <tr>
            <td style="width: 35.62%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Commercial and industrial loans</div>
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            <td style="width: 1.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,812</div>
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            <td style="width: 1.82%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,841</div>
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            <td style="width: 1.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(6)</div>
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            <td style="width: 2.71%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35.62%; vertical-align: top;">
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            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5,875</div>
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            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(5)</div>
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            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35.62%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total residential mortgages</div>
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            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,604</div>
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            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,685</div>
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            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(12)</div>
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            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35.62%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Home equity</div>
            </td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;378</div>
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            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;381</div>
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            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(3)</div>
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            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35.62%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Auto and other</div>
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            <td style="width: 1.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;523</div>
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            <td style="width: 1.82%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;561</div>
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            <td style="width: 1.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(27)</div>
            </td>
            <td style="width: 2.71%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35.62%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total consumer loans</div>
            </td>
            <td style="width: 1.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;901</div>
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            <td style="width: 1.82%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;942</div>
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            <td style="width: 1.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(16)</div>
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            <td style="width: 2.71%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35.62%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total loans</div>
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            <td style="width: 1.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 9,303</div>
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            <td style="width: 1.82%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 9,502</div>
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            <td style="width: 1.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(8)</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">%</div>
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          <tr>
            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
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            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
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            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
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            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
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            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
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            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
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            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
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          <tr>
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            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
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            <td style="width: 18.77%; vertical-align: top;">
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          <tr>
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            <td style="width: 18.78%; vertical-align: top;">
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            <td style="width: 18.77%; vertical-align: top;">
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            <td style="width: 35.62%; vertical-align: top;">
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            <td style="width: 35.62%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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            <td style="width: 35.62%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">%</div>
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            <td style="width: 35.62%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.65%; vertical-align: top;">&#160;</td>
            <td style="width: 1.82%; vertical-align: top;">&#160;</td>
            <td style="width: 18.78%; vertical-align: top;">&#160;</td>
            <td style="width: 1.83%; vertical-align: top;">&#160;</td>
            <td style="width: 18.77%; vertical-align: top;">&#160;</td>
            <td style="width: 2.71%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
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            <td style="width: 66.83%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
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            <td style="width: 66.83%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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          <tr>
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            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
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          <tr>
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          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td style="width: 66.83%; vertical-align: top;">
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Interest expense from continuing operations</div>
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            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 66.83%; vertical-align: top;">
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Borrowings</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,028</div>
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total interest expense</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
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            <td style="width: 14.66%; vertical-align: top;">
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;85,459</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Non-interest income from continuing operations</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Mortgage banking originations</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;959</div>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;46</div>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Loan related income</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,302</div>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,003</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Deposit related fees</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;7,947</div>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,858</div>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Insurance commissions and fees</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,024</div>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,853</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Wealth management fees</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,570</div>
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total fee income</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;15,802</div>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;18,201</div>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Other</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(436)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;970</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Securities (losses)/gains, net</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(9,730)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,551</div>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total non-interest income</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5,636</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;21,722</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Total net revenue from continuing operations</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;92,064</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;107,181</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Provision for credit losses</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;34,807</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4,001</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Non-interest expense from continuing operations</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Compensation and benefits</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;36,909</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;33,500</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Occupancy and equipment</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,132</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,446</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Technology and communications</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,081</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,257</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Marketing and promotion</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,165</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,267</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Professional services</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,720</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,275</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">FDIC premiums and assessments</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,482</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,639</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Other real estate owned and foreclosures</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;27</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Amortization of intangible assets</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,580</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,200</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Merger, restructuring and other expense</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#8212;</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,390</div>
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total non-interest expense</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;71,991</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(Loss)/income from continuing operations before income taxes</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; (14,068)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; 31,189</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Income tax (benefit)/expense</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,917</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Net (loss)/income from continuing operations</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; (12,072)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; 24,272</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(Loss)/income from discontinued operations before income taxes</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; (10,629)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; (854)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Income tax (benefit)/expense</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(2,831)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(217)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Net (loss)/income from discontinued operations</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; (7,798)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; (637)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Net (loss)/income</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; (19,870)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; 23,635</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Preferred stock dividend</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;125</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;240</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Loss)/income available to common shareholders</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; (19,995)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; 23,395</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Basic (loss)/earnings per common share:</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Continuing Operations</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; (0.24)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 0.52</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Discontinued Operations</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(0.16)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(0.01)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; (0.40)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 0.51</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Diluted (loss)/earnings per common share:</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Continuing Operations</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; (0.24)</div>
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            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 0.52</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Discontinued Operations</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(0.16)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(0.01)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total</div>
            </td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; (0.40)</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 0.51</div>
            </td>
            <td style="width: 1.92%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Weighted average shares outstanding:</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Basic</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;50,204</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;46,113</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Diluted</div>
            </td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;50,204</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;46,261</div>
            </td>
            <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 66.83%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 14.66%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 1.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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          <tr>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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            <td style="width: 43.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 1.22%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 1.22%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 1.22%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 1.23%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 1.22%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.09%; vertical-align: top; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
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            <td style="width: 1.23%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.23%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;15,458</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;116,195</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;125,441</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;133,725</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;129,238</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;121,109</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Interest expense from continuing operations</div>
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            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Deposits</div>
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            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;23,838</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;28,797</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;31,501</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;28,273</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;26,622</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5,353</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,370</div>
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            <td style="width: 1.23%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,028</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total interest expense</div>
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            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;29,767</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;34,108</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;36,854</div>
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            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.23%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Net interest income from continuing operations</div>
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            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;86,428</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;91,333</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;91,595</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;85,459</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 53.57%; vertical-align: top;" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Non-interest income from continuing operations</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Mortgage banking originations</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,264</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,705</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,895</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,738</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,853</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Wealth management fees</div>
            </td>
            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,348</div>
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            <td style="width: 1.23%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,441</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;15,802</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;20,202</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;20,710</div>
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            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,711</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;18,201</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;75</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;609</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;970</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Securities (losses)/gains, net</div>
            </td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(9,730)</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,734</div>
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            <td style="width: 1.22%; vertical-align: top; text-align: right;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;87</div>
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            <td style="width: 1.22%; vertical-align: top; text-align: right;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17</div>
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            <td style="width: 1.23%; vertical-align: top; text-align: right;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,551</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Gain on sale of business operations and assets, net</div>
            </td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#8212; </div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,351</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#8212;</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#8212;</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#8212;</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total non-interest income</div>
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            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;23,362</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;21,406</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,512</div>
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            <td style="width: 1.23%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;21,722</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Total net revenue from continuing operations</div>
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;114,695</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;118,277</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;109,107</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;107,181</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Provision for credit losses</div>
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            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;34,807</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5,351</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;22,600</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,467</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4,001</div>
            </td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 53.57%; vertical-align: top;" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Non-interest expense from continuing operations</div>
            </td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
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          <tr>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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          <tr>
            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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          <tr>
            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(Loss)/income from continuing operations before income taxes</div>
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; 39,057</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; 24,272</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.23%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; (637)</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
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          <tr>
            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(0.16)</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; (0.40)</div>
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            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160;&#160; 0.52</div>
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            <td style="width: 1.23%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160;&#160; 0.51</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 33.91%; vertical-align: top;" colspan="6">&#160;</td>
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            <td style="width: 43.48%; vertical-align: top;">
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            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Continuing Operations</div>
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            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; (0.24)</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160;&#160; 0.65</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160;&#160; 0.40</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160;&#160; 0.49</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160;&#160; 0.52</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Discontinued Operations</div>
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            <td style="width: 10.09%; vertical-align: top;">
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(0.14)</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.04</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.03</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
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          <tr>
            <td style="width: 43.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total</div>
            </td>
            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; (0.40)</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160;&#160; 0.51</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160;&#160; 0.44</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160;&#160; 0.52</div>
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            <td style="width: 1.23%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160;&#160; 0.51</div>
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            <td style="width: 1.22%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Weighted average shares outstanding:</div>
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            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Basic</div>
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            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;50,204</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;50,494</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;51,422</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;48,961</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;46,113</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Diluted</div>
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            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;50,204</div>
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            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;50,702</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;51,545</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;49,114</div>
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            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;46,261</div>
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            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.09%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.23%; vertical-align: top;">&#160;</td>
            <td style="width: 10.08%; vertical-align: top;">&#160;</td>
            <td style="width: 1.22%; vertical-align: top;">&#160;</td>
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    <div style="margin-bottom: 8pt;">
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            <td style="width: 30.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="12">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">BERKSHIRE HILLS BANCORP, INC.</div>
              <div style="text-align: center; font-weight: bold;">&#160;AVERAGE YIELDS AND COSTS (Fully Taxable Equivalent - Annualized) - UNAUDITED</div>
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          <tr>
            <td style="width: 30.69%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 13.36%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10" rowspan="1">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Quarters Ended</div>
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          <tr>
            <td style="width: 30.69%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">March 31,</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Dec. 31,</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Sept. 30,</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">June 30,</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">March 31,</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 30.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 2.48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 10.88%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2020</div>
            </td>
            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
            </td>
            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
            </td>
            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
            </td>
            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
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            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Earning assets</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5.79</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5.83</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Residential mortgages</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.77</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.61</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.73</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.74</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.74</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.28</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.38</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.55</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.52</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.45</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.67</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.76</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.73</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            </td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.32</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.31</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.41</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.38</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.46</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Short-term investments and loans held for sale</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.52</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.15</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.11</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.37</div>
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            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.59</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.27</div>
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            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.45</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.51</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4.49</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Deposits:</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.54</div>
            </td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.61</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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          <tr>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 10.88%; vertical-align: top;">
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          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.35</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.44</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.44</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.33</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.66</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.65</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2.88</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2.85</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2.84</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.02</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.11</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.22</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.19</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.17</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Cost of funds </font>(1)</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.11</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.23</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.32</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.41</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.41</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 30.69%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Cost of deposits</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.96</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.11</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.18</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.18</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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            <td style="width: 30.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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            <td style="width: 2.48%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1) Cost of funds includes all deposits and borrowings.</div>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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            <td style="width: 30.69%; vertical-align: top;">&#160;</td>
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            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
            <td style="width: 10.88%; vertical-align: top;">&#160;</td>
            <td style="width: 2.48%; vertical-align: top;">&#160;</td>
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              <div><font style="font-weight: bold;">AVERAGE BALANCES - UNAUDITED</font></div>
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            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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            <td style="width: 31.36%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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          <tr>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Assets</div>
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            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 31.36%; vertical-align: top;">
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            </td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
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            <td style="width: 11.98%; vertical-align: top;">
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Commercial and industrial loans</div>
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            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,795,813</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,768,039</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,951,205</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,056,384</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,986,792</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Residential mortgages</div>
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            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,654,224</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,758,676</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,849,216</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,711,348</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,556,299</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Consumer loans</div>
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            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;921,810</div>
            </td>
            <td style="width: 1.75%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;974,889</div>
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            <td style="width: 1.75%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,035,893</div>
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            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,064,579</div>
            </td>
            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total loans </font>(1)</div>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,372,308</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,557,848</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,834,458</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,548,441</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,000,576</div>
            </td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Securities </font>(2)</div>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,744,635</div>
            </td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,752,968</div>
            </td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,846,985</div>
            </td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,893,298</div>
            </td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,895,768</div>
            </td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Short-term investments and loans held for sale</div>
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            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;450,197</div>
            </td>
            <td style="width: 1.75%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.75%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td style="width: 31.36%; vertical-align: top;">
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            <td style="width: 11.98%; vertical-align: top;">
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,755,438</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,991,340</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,558,768</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;10,963,711</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
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            <td style="width: 11.98%; vertical-align: top;">
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;601,192</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;603,762</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;555,606</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
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            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;654,063</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;737,396</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;668,218</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;593,917</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;557,442</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Assets from discontinued operations</div>
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            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;98,528</div>
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            <td style="width: 1.75%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.75%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;204,339</div>
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            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;192,466</div>
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            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td style="width: 31.36%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total assets</div>
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            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 12,918,078</div>
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            <td style="width: 1.75%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 13,270,277</div>
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            <td style="width: 1.75%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 13,467,659</div>
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            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 12,900,757</div>
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            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 12,187,840</div>
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            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Liabilities and shareholders' equity</div>
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            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Deposits</div>
            </td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
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            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; 1,159,388</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; 1,085,485</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; 1,111,637</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; 1,053,335</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; 963,043</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Money market</div>
            </td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,752,465</div>
            </td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,688,766</div>
            </td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,624,639</div>
            </td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,474,071</div>
            </td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,378,496</div>
            </td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Savings</div>
            </td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;846,942</div>
            </td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;835,209</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;838,445</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;780,797</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;736,707</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Time</div>
            </td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,333,070</div>
            </td>
            <td style="width: 1.75%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,827,175</div>
            </td>
            <td style="width: 1.75%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4,158,688</div>
            </td>
            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,593,022</div>
            </td>
            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,429,375</div>
            </td>
            <td style="width: 1.74%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total interest-bearing deposits</div>
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            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,091,865</div>
            </td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,436,635</div>
            </td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,733,409</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;7,507,621</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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          <tr>
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            <td style="width: 1.75%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,351,834</div>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
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            <td style="width: 11.98%; vertical-align: top;">
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,290,546</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,538,444</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,316,839</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,859,455</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
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            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,849,295</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,898,045</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,864,964</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,673,560</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,538,767</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
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            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;279,100</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;304,504</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;267,922</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;215,704</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;192,119</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Liabilities from discontinued operations</div>
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            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
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            <td style="width: 1.75%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;30,446</div>
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            <td style="width: 1.75%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;28,206</div>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;18,434</div>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;13,962</div>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total liabilities</div>
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            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,193,375</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,523,541</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,699,536</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,224,537</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;10,604,303</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Preferred shareholders' equity</div>
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            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;20,548</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;40,633</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;40,633</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;40,633</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;40,633</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Common shareholders' equity</div>
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            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,704,155</div>
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            <td style="width: 1.75%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,706,103</div>
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            <td style="width: 1.75%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,727,490</div>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,635,587</div>
            </td>
            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,542,904</div>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total shareholders' equity</div>
            </td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,724,703</div>
            </td>
            <td style="width: 1.75%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,746,736</div>
            </td>
            <td style="width: 1.75%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,768,123</div>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,676,220</div>
            </td>
            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,583,537</div>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total liabilities and shareholders' equity</div>
            </td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 12,918,078</div>
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            <td style="width: 1.75%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 13,270,277</div>
            </td>
            <td style="width: 1.75%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 13,467,659</div>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 12,900,757</div>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 12,187,840</div>
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            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 31.36%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 31.36%; vertical-align: top;">
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            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 31.36%; vertical-align: top;">
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            <td style="width: 11.98%; vertical-align: top;">
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; 6,507,505</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; 6,439,685</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; 5,981,763</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; 5,617,013</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total average deposits</div>
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            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,941,160</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;10,334,680</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;10,598,373</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,574,785</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,046,388</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Fully taxable equivalent income adjustment</div>
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            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,824</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,934</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,826</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,882</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,809</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 31.36%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total average tangible equity </font>(4)</div>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,126,356</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,145,544</div>
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            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,164,361</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,120,614</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,032,571</div>
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            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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            <td style="width: 31.36%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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          <tr>
            <td style="width: 43.34%; vertical-align: top;" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1) Total loans include non-accruing loans.</div>
            </td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.75%; vertical-align: top;">&#160;</td>
            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 70.8%; vertical-align: top;" colspan="6">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2) Average balances for securities available-for-sale are based on amortized cost.</div>
            </td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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            <td style="width: 100%; vertical-align: top;" colspan="11">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3) Excludes discontinued operations for presentation purposes. Performance ratios are calculated including the impact of discontinued operations.</div>
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          <tr>
            <td style="width: 58.82%; vertical-align: top;" colspan="5">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(4) See page F-9 for details on the calculation of total average tangible equity.</div>
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            <td style="width: 11.98%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
            <td style="width: 11.99%; vertical-align: top;">&#160;</td>
            <td style="width: 1.74%; vertical-align: top;">&#160;</td>
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    <div style="margin-bottom: 8pt;"><br>
    </div>
    <div style="margin-bottom: 8pt;"><br>
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    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">F-7</font></div>
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          <tr>
            <td colspan="12" rowspan="1" style="width: 33.11%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"> BERKSHIRE HILLS BANCORP, INC.</div>
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">ASSET QUALITY ANALYSIS - UNAUDITED</div>
            </td>
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          <tr>
            <td style="width: 33.11%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 9.9%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 33.2%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="5">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">At or for the Quarters Ended</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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          <tr>
            <td style="width: 33.11%; vertical-align: top;">&#160;</td>
            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">March 31,</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Dec. 31,</div>
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            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Sept. 30,</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">June 30,</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">March 31,</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 33.11%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">(in thousands)</div>
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            <td style="width: 9.9%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2020</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 33.11%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">NON-PERFORMING ASSETS</div>
            </td>
            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 33.11%; vertical-align: top;">
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            </td>
            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 33.11%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Commercial real estate</div>
            </td>
            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; 19,366</div>
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            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; 18,513</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 33.11%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Commercial and industrial loans</div>
            </td>
            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;18,370</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,373</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;12,224</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 33.11%; vertical-align: top;">
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            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,341</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 33.11%; vertical-align: top; border-bottom: #000000 2px solid;">
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            <td style="width: 9.9%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4,805</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4,038</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 33.11%; vertical-align: top;">
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            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;39,640</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 33.11%; vertical-align: top;">
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            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</div>
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            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;154</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 33.11%; vertical-align: top; border-bottom: #000000 2px solid;">
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            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,316</div>
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            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;858</div>
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            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;874</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;742</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 33.11%; vertical-align: top; border-bottom: #000000 2px solid;">
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            <td style="width: 9.9%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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          <tr>
            <td style="width: 33.11%; vertical-align: top;">&#160;</td>
            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.01%; vertical-align: top;" colspan="2">
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            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 43.01%; vertical-align: top;" colspan="2">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.26%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 33.11%; vertical-align: top;">&#160;</td>
            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 76.21%; vertical-align: top;" colspan="7">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">PROVISION AND ALLOWANCE FOR CREDIT LOSSES ON LOANS</div>
            </td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 33.11%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Balance at beginning of period</div>
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            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; 63,575</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; 62,230</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; 62,156</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; 62,038</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; 61,469</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.01%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Adoption of ASU No. 2016-13 </font>(1)</div>
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            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;25,434</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.01%; vertical-align: top;" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Balance after adoption of ASU No. 2016-13</div>
            </td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;89,009</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;62,230</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;62,156</div>
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            <td style="width: 10.4%; vertical-align: top;">
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(630)</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(680)</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(748)</div>
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            <td style="width: 33.11%; vertical-align: top; border-bottom: #000000 2px solid;">
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; (4,006)</div>
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            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; (22,526)</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; (3,349)</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160;&#160; (3,432)</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
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            <td style="width: 33.11%; vertical-align: top;">&#160;</td>
            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
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            <td style="width: 43.01%; vertical-align: top;" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Net charge-offs (QTD annualized)/average loans</div>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.45%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.17%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.92%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.14%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.15%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.01%; vertical-align: top;" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Net charge-offs (YTD annualized)/average loans</div>
            </td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.45%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.35%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.41%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.15%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.15%</div>
            </td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 33.11%; vertical-align: top;">&#160;</td>
            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 76.21%; vertical-align: top;" colspan="7">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">DELINQUENT AND NON-ACCRUING LOANS/TOTAL LOANS</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 33.11%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">30-89 Days delinquent</div>
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            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.43%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.25%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.26%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.20%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.22%</div>
            </td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.01%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">90+ Days delinquent and still accruing</div>
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            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.05%</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.29%</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.29%</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.28%</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.23%</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 33.11%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total accruing delinquent loans</div>
            </td>
            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.48%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.54%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.55%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.48%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.45%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 33.11%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Non-accruing loans</div>
            </td>
            <td style="width: 9.9%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.55%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.42%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.37%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.36%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.34%</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 43.01%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total delinquent and non-accruing loans</div>
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            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">1.03%</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.96%</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.92%</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.84%</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top; border-bottom: #000000 2px solid;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">0.79%</div>
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            <td style="width: 1%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 87.61%; vertical-align: top;" colspan="9">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1) This balance includes $12 million of PCD confirmed losses as of January 1, 2020.</div>
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            <td style="width: 1%; vertical-align: top;">&#160;</td>
            <td style="width: 10.4%; vertical-align: top;">&#160;</td>
            <td style="width: 1%; vertical-align: top;">&#160;</td>
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    <div style="margin-bottom: 8pt;"><br>
    </div>
    <div style="margin-bottom: 8pt;"><br>
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    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">F-8</font></div>
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          <tr>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"> BERKSHIRE HILLS BANCORP, INC.</div>
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">RECONCILIATION OF NON-GAAP FINANCIAL MEASURES AND SUPPLEMENTARY DATA- UNAUDITED<br>
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            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 10.12%; vertical-align: top;" colspan="2">&#160;</td>
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            <td rowspan="1" style="width: 10.12%; vertical-align: top;" colspan="2">&#160;</td>
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          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 10.12%; vertical-align: top;" colspan="2">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">March 31,</div>
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              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Dec. 31,</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Sept. 30,</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">June 30,</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 10.12%; vertical-align: top;" colspan="2">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">March 31,</div>
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          <tr>
            <td style="width: 39.75%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">(in thousands)</div>
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            <td style="width: 9.94%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2020</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2019</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 39.75%; vertical-align: top;">
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            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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          <tr>
            <td style="width: 39.75%; vertical-align: top; background-color: rgb(255, 255, 255);">
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            <td style="width: 9.94%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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          <tr>
            <td style="width: 39.75%; vertical-align: top; background-color: rgb(255, 255, 255);">
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            <td style="width: 9.94%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;361</div>
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5,406</div>
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            <td style="width: 1.86%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 49.69%; vertical-align: top;" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Adj: Loss/(income) from discontinued operations before income taxes</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;10,629</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,514</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(2,747)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(2,082)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;854</div>
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          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
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            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(4,134)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(3,910)</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(281)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(2,385)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(1,223)</div>
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          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 9.94%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(A)</div>
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            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
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            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 107,181</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Adj: Net securities losses/(gains) (1)</div>
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            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9,730</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(1,734)</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(87)</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(17)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(2,551)</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 9.94%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(B)</div>
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            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 104,630</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 49.69%; vertical-align: top;" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total non-interest expense from continuing operations</div>
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            <td style="width: 8.25%; vertical-align: top;">
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            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 70,287</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 71,011</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 76,568</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 71,991</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(5,713)</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(4,163)</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;(11,155)</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(7,015)</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 39.75%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 9.94%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 64,574</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 65,413</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 64,976</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
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            </td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 93,869</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 116,860</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 134,067</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 123,109</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 116,454</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total non-interest expense</div>
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            <td style="width: 9.94%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;83,759</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;81,966</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;84,054</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;88,488</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;82,118</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pre-tax, pre-provision net revenue</div>
            </td>
            <td style="width: 9.94%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 10,110</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 34,894</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 50,013</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 34,621</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 34,336</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total revenue from continuing operations</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 92,064</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 114,695</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 118,277</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 109,107</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 107,181</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 49.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total non-interest expense from continuing operations</div>
            </td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;71,325</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;70,287</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;71,011</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;76,568</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;71,991</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 49.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pre-tax, pre-provision net revenue from continuing operations</div>
            </td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 20,739</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 44,408</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 47,266</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 32,539</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 35,190</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total core revenue </font>(2)</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 101,794</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 112,961</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 118,190</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 109,090</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160;&#160; 104,630</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 49.69%; vertical-align: top;" colspan="2">
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            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;71,325</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;64,574</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;66,848</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;65,413</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;64,976</div>
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          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Core pre-tax, pre-provision net revenue</div>
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            <td style="width: 9.94%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 30,469</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 48,387</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 51,342</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 43,677</div>
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            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 39,654</div>
            </td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">(in millions, except per share data)</div>
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            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total average assets</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(D)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 12,918</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 13,270</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 13,468</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 12,901</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160;&#160; 12,188</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total average shareholders' equity</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(E)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,725</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,747</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,768</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,676</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,584</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total average tangible shareholders' equity <font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">(2)</font></div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(F)</div>
            </td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,126</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,146</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,164</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,121</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,033</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total average tangible common shareholders' equity <font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">(2)</font></div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(G)</div>
            </td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,106</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,105</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,124</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,080</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;992</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total tangible shareholders' equity, period-end </font>(2)(3)</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(H)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,115</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,159</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,170</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,176</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,026</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total tangible common shareholders' equity, period-end </font>(2)(3)</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(I)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,095</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,119</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,130</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,136</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;986</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total tangible assets, period-end </font>(2)(3)</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(J)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;12,624</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;12,617</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;12,930</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;13,051</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;11,623</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total common shares outstanding, period-end (<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">thousands</font>)</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(K)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;50,199</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;49,585</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;50,394</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;51,045</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;45,522</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Average diluted shares outstanding (<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">thousands</font>)</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(L)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;50,204</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;50,702</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;51,545</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;49,114</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
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            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 39.75%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;21.66</div>
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          <tr>
            <td style="width: 39.75%; vertical-align: top;">
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9.19</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9.05</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9.01</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8.83</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Performance ratios </font>(4)</div>
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            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">GAAP return on assets</div>
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            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 1.86%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">%</div>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.78</div>
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            <td style="width: 1.86%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">%</div>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.67</div>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">%</div>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.78</div>
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          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Core return on assets </font>(2)</div>
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            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.08</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.71</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.01</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.92</div>
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          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">GAAP return on equity</div>
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            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6.07</div>
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(A/E)</div>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(0.85)</div>
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            <td style="width: 8.25%; vertical-align: top;">
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5.35</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;7.67</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;7.00</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
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            <td style="width: 8.25%; vertical-align: top;">
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          <tr>
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            <td style="width: 8.25%; vertical-align: top;">
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          <tr>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;53.66</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;53.37</div>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;56.41</div>
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              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;59.54</div>
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          <tr>
            <td style="width: 39.75%; vertical-align: top;">
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            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.02</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.11</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.22</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.19</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3.17</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Supplementary data </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">(in thousands)</font></div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Tax benefit on tax-credit investments </font>(7)</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(M)</div>
            </td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; 608</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 2,503</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 2,382</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 2,381</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; &#160;&#160; 684</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Non-interest income charge on tax-credit investments </font>(8)</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(N)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(486)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(1,996)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(1,942)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(1,938)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(579)</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Net income on tax-credit investments</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(M+N)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;122</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;507</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;440</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;443</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;105</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">&#160;</td>
            <td style="width: 9.94%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">&#160;</td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Intangible amortization</div>
            </td>
            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(O)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 1,580</div>
            </td>
            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 1,582</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 1,526</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 1,475</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;$&#160; &#160; &#160; 1,200</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Fully taxable equivalent income adjustment</div>
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            <td style="width: 9.94%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(P)</div>
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            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,824</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,934</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,826</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,882</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
            <td style="width: 8.25%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,809</div>
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            <td style="width: 1.86%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 39.75%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 9.94%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 8.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 1.86%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>bhlb-20200504_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
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end
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<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>8
<FILENAME>0000943374-20-000242-xbrl.zip
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<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<TYPE>XML
<SEQUENCE>11
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
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</head>
<body>
<span style="display: none;">v3.20.1</span><table class="report" border="0" cellspacing="2" id="idp6632208064">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>May 04, 2020</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">May  04,  2020<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">BERKSHIRE HILLS BANCORP INC<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-15781<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">04-3510455<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">60 STATE STREET<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">38TH FLOOR<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">BOSTON<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">MA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">02109<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">617<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">807-8190<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001108134<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common stock, par value $0.01 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BHLB<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td>dei:fileNumberItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
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<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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      id="Fact_8756c90f1dcf40ecb86b0a7b55715e15">60 STATE STREET</dei:EntityAddressAddressLine1>
    <dei:EntityAddressAddressLine2
      contextRef="c20200504to20200504"
      id="Fact_e6ed8d83a30640958690f8f31a69bc71">38TH FLOOR</dei:EntityAddressAddressLine2>
    <dei:EntityAddressCityOrTown
      contextRef="c20200504to20200504"
      id="Fact_824db3cc5167410fb8c085d72d194f10">BOSTON</dei:EntityAddressCityOrTown>
    <dei:CityAreaCode
      contextRef="c20200504to20200504"
      id="Fact_a35fec3a8b5848c6b983cdf60975a893">617</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="c20200504to20200504"
      id="Fact_22e5dc26cbd74297947f9fd973e2fe9a">807-8190</dei:LocalPhoneNumber>
    <dei:EntityCentralIndexKey
      contextRef="c20200504to20200504"
      id="Fact_076ccdd2a9b444bcba3232a29c49b007">0001108134</dei:EntityCentralIndexKey>
    <dei:DocumentType
      contextRef="c20200504to20200504"
      id="Fact_505f25de833447759156c0b96f199801">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="c20200504to20200504"
      id="Fact_0fd1fc8006434e8fac0276008a271046">2020-05-04</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="c20200504to20200504"
      id="Fact_b9fd905379ec4c9587fe3ef628c7312b">BERKSHIRE HILLS BANCORP INC</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="c20200504to20200504"
      id="Fact_ef56fcfe5ac740738749fdd1d4a65786">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="c20200504to20200504"
      id="Fact_adf90a2f0a93492eb4626ac2ff818bc5">001-15781</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="c20200504to20200504"
      id="Fact_7970c2c74d7a4f59a590a9e5aa1eee0e">04-3510455</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressStateOrProvince
      contextRef="c20200504to20200504"
      id="Fact_33387a8e65954754b19c68e111da809f">MA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="c20200504to20200504"
      id="Fact_199cb76aacaf43ae9e897f7e0d001abe">02109</dei:EntityAddressPostalZipCode>
    <dei:WrittenCommunications
      contextRef="c20200504to20200504"
      id="Fact_830c5f0704b64e3d916d9db8f0772797">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="c20200504to20200504"
      id="Fact_f189be06e11c42d18aeddc607fbe27ae">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="c20200504to20200504"
      id="Fact_b23d8176b2594d5d8bc6c2b1f99a7fbc">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="c20200504to20200504"
      id="Fact_ad19c818185f410cb4e533b4ff88c710">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="c20200504to20200504"
      id="Fact_d653029baae24f81a712155d37477b15">Common stock, par value $0.01 per share</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="c20200504to20200504"
      id="Fact_2a8cbb8050814006b99ff16c84e2f3ba">BHLB</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="c20200504to20200504"
      id="Fact_f8a3998a870941ffaad3090930d95e59">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="c20200504to20200504"
      id="Fact_dd4518ed054d4ed5a4e225358daeef39">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.20.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>95</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="form8k_050420.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000100 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://berkshirebank.com/role/DocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="form8k_050420.htm">form8k_050420.htm</File>
    <File>bhlb-20200504.xsd</File>
    <File>bhlb-20200504_lab.xml</File>
    <File>bhlb-20200504_pre.xml</File>
    <File>ex99-1_8k050420.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2019-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>15
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
