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Loans and Leases
9 Months Ended
Sep. 30, 2025
Receivables [Abstract]  
Loans and Leases Loans and Leases
The following table presents the amortized cost of loans and leases and weighted average coupon rates for the loan and lease portfolios at the dates indicated:
 At September 30, 2025At December 31, 2024
 BalanceWeighted
Average
Coupon
BalanceWeighted
Average
Coupon
 (Dollars In Thousands)
Commercial real estate loans:    
Commercial real estate$7,322,006 5.74 %$4,027,265 5.40 %
Multi-family mortgage2,130,337 5.42 %1,387,796 5.06 %
Construction759,729 7.08 %301,053 7.00 %
Total commercial real estate loans10,212,072 5.77 %5,716,114 5.40 %
Commercial loans and leases:    
Commercial
2,729,664 6.66 %1,211,714 6.47 %
Equipment financing1,204,048 8.50 %1,294,950 8.27 %
Total commercial loans and leases3,933,712 7.22 %2,506,664 7.40 %
Consumer loans:    
Residential mortgage3,278,048 4.81 %1,114,732 4.69 %
Home equity650,746 6.91 %377,411 7.18 %
Other consumer167,329 5.52 %64,367 6.67 %
Total consumer loans4,096,123 5.17 %1,556,510 5.38 %
Total loans and leases$18,241,907 5.95 %$9,779,288 5.91 %

Accrued interest on loans and leases, which were excluded from the amortized cost of loans and leases totaled $79.4 million and $37.5 million at September 30, 2025 and December 31, 2024, respectively, and were included in other assets in the accompanying consolidated balance sheets.
The net unamortized deferred loan origination costs and premiums and discounts on acquired loans included in total loans and leases were $(311.4) million and $(19.6) million as of September 30, 2025 and December 31, 2024, respectively. The $291.8 million increase in 2025 was driven by the discount determined on the loan portfolio assumed in the merger.
Loans and Leases Pledged as Collateral
As of September 30, 2025 and December 31, 2024, there were $6.7 billion and $3.6 billion respectively of loans and leases pledged as collateral for repurchase agreements; municipal deposits; treasury, tax and loan deposits; swap agreements; FRB borrowings; and FHLB borrowings. The Bank did not have any outstanding FRB borrowings as of September 30, 2025 and December 31, 2024.