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Deposits | 12 Months Ended
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Dec. 31, 2025
Deposits [Abstract] |
Deposits | Deposits A summary of deposits follows:
| December 31, 2025 |  | December 31, 2024
| Amount |  | Weighted Average Rate |  | Amount |  | Weighted Average Rate
| (Dollars in Thousands)
Demand checking accounts | $ | 4,032,529 |  |  | — | % |  | $ | 1,692,394 |  |  | — | %
NOW accounts | 1,445,894 |  |  | 0.88 | % |  | 617,246 |  |  | 0.57 | %
Savings accounts | 2,954,029 |  |  | 1.82 | % |  | 1,721,247 |  |  | 4.40 | %
Money market accounts (Non-payroll) | 4,636,548 |  |  | 2.62 | % |  | 2,116,360 |  |  | 2.58 | %
Total core deposit accounts | 13,069,000 |  |  | 2.06 | % |  | 6,147,247 |  |  | 2.18 | %
Certificate of deposit accounts maturing: |  |  |  |  |  |  |
Within six months | $ | 2,983,888 |  |  | 3.64 | % |  | $ | 1,287,280 |  |  | 4.48 | %
After six months but within 1 year | 872,307 |  |  | 3.48 | % |  | 492,098 |  |  | 4.06 | %
After 1 year but within 2 years | 266,649 |  |  | 3.27 | % |  | 78,153 |  |  | 3.34 | %
After 2 years but within 3 years | 21,781 |  |  | 2.06 | % |  | 13,188 |  |  | 2.13 | %
After 3 years but within 4 years | 5,512 |  |  | 0.79 | % |  | 12,028 |  |  | 3.27 | %
After 4 years but within 5 years | 6,137 |  |  | 0.47 | % |  | 2,498 |  |  | 1.16 | %
5+ Years | 266 |  |  | 0.49 | % |  | 199 |  |  | 0.50 | %
Total certificate of deposit accounts | 4,156,540 |  |  | 3.56 | % |  | 1,885,444 |  |  | 4.30 | %
Payroll deposits (1) | 1,878,758 |  |  | 3.42 | % |  | — |  |  | — | %
Brokered deposit accounts | 410,359 |  |  | 4.13 | % |  | 868,953 |  |  | 4.42 | %
Total deposits | $ | 19,514,657 |  |  | 2.06 | % |  | $ | 8,901,644 |  |  | 2.85 | %
_________________________________________________________________________ (1) Payroll deposits are included in money market accounts in the accompanying consolidated balance sheets. Certificate of deposit accounts issued in amounts of $250,000 or more totaled $1.4 billion and $613.2 million as of December 31, 2025 and 2024, respectively. Interest expense on deposit balances is summarized as follows:
| Year Ended December 31,
| 2025 |  | 2024 |  | 2023
| (In Thousands)
Interest-bearing deposits: |  |  |  |  |
NOW accounts | $ | 6,778 |  |  | $ | 4,543 |  |  | $ | 4,275 |
Savings accounts | 48,502 |  |  | 46,220 |  |  | 27,974 |
Money market accounts | 88,055 |  |  | 60,796 |  |  | 58,153 |
Certificate of deposit accounts | 102,424 |  |  | 76,134 |  |  | 44,122 |
Brokered deposit accounts | 34,741 |  |  | 45,270 |  |  | 41,141 |
Total interest-bearing deposits | $ | 280,500 |  |  | $ | 232,963 |  |  | $ | 175,665 |
Related Party Deposits Deposit accounts of directors, executive officers and their affiliates totaled $87.1 million and $89.8 million as of December 31, 2025 and 2024, respectively. Collateral Pledged to Deposits As of December 31, 2025 and 2024, $295.6 million and $97.0 million, respectively, of collateral was pledged for municipal deposits and TT&L.

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 405 -Topic 942 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478353/942-405-50-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(12)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph e -Publisher SEC Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Publisher SEC + Details
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