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Loans and Leases
 12 Months Ended
Dec. 31, 2025
Receivables [Abstract]  
Loans and Leases Loans and Leases
The following table presents the amortized cost of loans and leases and weighted average coupon rates for the loan and lease portfolios at the dates indicated:
 At December 31, 2025At December 31, 2024
 
 Balance
Weighted
Average
Coupon (1)
Balance
Weighted
Average
Coupon (1)
 (Dollars In Thousands)
Commercial real estate loans:    
Commercial real estate$7,235,397 5.58 %$4,027,265 5.40 %
Multi-family mortgage2,155,980 5.29 %1,387,796 5.06 %
Construction620,717 6.61 %301,053 7.00 %
Total commercial real estate loans10,012,094 5.58 %5,716,114 5.40 %
Commercial loans and leases:    
Commercial
2,784,152 6.34 %1,211,714 6.47 %
Equipment financing1,163,211 8.55 %1,294,950 8.27 %
Total commercial loans and leases3,947,363 6.99 %2,506,664 7.40 %
Consumer loans:    
Residential mortgage3,233,425 4.82 %1,114,732 4.69 %
Home equity695,307 6.30 %377,411 7.18 %
Other consumer141,363 5.25 %64,367 6.67 %
Total consumer loans4,070,095 5.09 %1,556,510 5.38 %
Total loans and leases$18,029,552 5.78 %$9,779,288 5.91 %
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(1) The weighted average coupon does not include the impact of amortizing premium and discounts on acquired loans.

Accrued interest on loans and leases, which were excluded from the amortized cost of loans and leases totaled $77.8 million and $37.5 million at December 31, 2025 and December 31, 2024, respectively, and were included in other assets in the accompanying Consolidated Balance Sheets.

The net unamortized deferred loan origination costs and premium and discount on acquired loans included in total loans and leases were $(237.6) million and $(19.6) million as of December 31, 2025 and 2024, respectively. The $218 million increase in 2025 was primarily driven by the discount determined on the loan portfolio assumed in the Transaction.
 
Related Party Loans
The Bank's authority to extend credit to their respective directors and executive officers, as well as to entities controlled by such persons, is currently governed by the requirements of the Sarbanes-Oxley Act and Regulation O of the FRB. Among other things, these provisions require that extensions of credit to insiders (1) be made on terms that are substantially the same as, and follow credit underwriting procedures that are not less stringent than, those prevailing for comparable transactions with unaffiliated persons and that do not involve more than the normal risk of repayment or present other unfavorable features; and (2) not exceed certain limitations on the amount of credit extended to such persons, individually and in the aggregate, which limits are based, in part, on the amount of the Bank's capital. In addition, the extensions of credit to insiders must be approved by the Bank's Board of Directors.
The following table summarizes the change in the total amounts of loans and advances to directors, executive officers and their affiliates for the periods indicated. All loans were performing as of December 31, 2025 and 2024.
 Year Ended December 31,
 20252024
 (Dollars In Thousands)
Balance at beginning of year$107,561 $133,499 
New loans granted during the year— 24,447 
Loans no longer classified as insider loans(70,645)(68,516)
New loans to existing relationship— 17,245 
Net (repayments)/additional drawals(1,557)886 
Loan reclassified as an insider loan21 — 
Balance at end of year$35,380 $107,561 
Unfunded commitments on extensions of credit to related parties totaled $15 thousand and $5.6 million as of December 31, 2025 and 2024, respectively.
Loans and Leases Pledged as Collateral
As of December 31, 2025 and 2024, there were $6.3 billion and $3.6 billion, respectively, of loans and leases pledged as collateral for repurchase agreements; municipal deposits; treasury, tax and loan deposits; swap agreements; Federal Reserve Bank borrowings, and FHLB borrowings. The Bank did not have any outstanding Federal Reserve Bank borrowings as of December 31, 2025 and 2024.