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Estimated title losses (Tables) | 3 Months Ended
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Mar. 31, 2025
Loss Contingency [Abstract] |
Schedule of Estimated Title Losses | A summary of estimated title losses for the three months ended March 31 is as follows:
| 2025 |  | 2024
| (in $ thousands)
Balances at January 1 | 511,534 |  |  | 528,269 |
Provisions: |  |  |
Current year | 17,318 |  |  | 15,104 |
Previous policy years | 384 |  |  | 2,279 |
Total provisions | 17,702 |  |  | 17,383 |
Payments, net of recoveries: |  |  |
Current year | (3,833) |  |  | (4,546) |
Previous policy years | (15,206) |  |  | (18,269) |
Total payments, net of recoveries | (19,039) |  |  | (22,815) |
Effects of changes in foreign currency exchange rates | 593 |  |  | (3,608) |
Balances at March 31 | 510,790 |  |  | 519,229 |
Loss ratios as a percentage of title operating revenues: |  |  |
Current year provisions | 3.5 | % |  | 3.8 | %
Total provisions | 3.5 | % |  | 3.9 | %

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