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Segment information
3 Months Ended
Mar. 31, 2025
Segment Reporting [Abstract]  
Segment information
Segment information. The Company's chief operating decision maker (CODM) is the chief executive officer, who evaluates the performance of and allocates resources to its three reportable segments: title insurance and related services (title), real estate solutions, and corporate. The Company uses revenues and pretax income in assessing segment performance and trends. The title segment provides services needed to transfer title to property in a real estate transaction and includes services such as searching, abstracting, examining, closing and insuring the condition of the title to the property. In addition, the title segment includes home and personal insurance services, Internal Revenue Code Section 1031 tax-deferred exchanges, and digital customer engagement platform services. The real estate solutions segment supports the real estate industry and primarily includes credit and real estate information services, valuation management services, online notarization and closing services, and capital markets search services. The corporate segment is primarily comprised of the parent holding company and centralized support services departments.

Statement of income information related to these reportable segments, including major expense captions used to calculate pretax income, is as follows:

Three Months Ended March 31,
 20252024
 (in $ thousands)
Title:
Revenues514,874 471,352 
Expenses
Amounts retained by agencies221,377 199,976 
Employee costs
168,487 156,803 
Other operating expenses86,505 77,901 
Title losses and related claims17,702 17,383 
Depreciation and amortization8,614 8,729 
Interest422 379 
503,107 461,171 
Pretax income
11,767 10,181 
Three Months Ended March 31,
 20252024
 (in $ thousands)
Real estate solutions:
Revenues97,112 83,041 
Expenses
Employee costs
13,736 12,217 
Other operating expenses72,943 57,817 
Depreciation and amortization6,372 6,275 
Interest— 
93,053 76,309 
Pretax income
4,059 6,732 

Corporate:
Revenues (net realized losses)
(2)(78)
Expenses
Employee costs
3,588 3,397 
Other operating expenses1,463 1,233 
Depreciation and amortization336 380 
Interest4,537 4,679 
9,924 9,689 
Pretax loss
(9,926)(9,767)

Consolidated Stewart:
Revenues611,984 554,315 
Expenses
Amounts retained by agencies221,377 199,976 
Employee costs
185,811 172,417 
Other operating expenses160,911 136,951 
Title losses and related claims17,702 17,383 
Depreciation and amortization15,322 15,384 
Interest4,961 5,058 
606,084 547,169 
Pretax income
5,900 7,146 

The Company does not provide asset information by reportable operating segment as it does not routinely evaluate the asset position by segment.

Total revenues generated in the United States and all international operations are as follows:
 Three Months Ended 
 March 31,
 20252024
 
(in $ thousands)
United States581,575 525,022 
International30,409 29,293 
611,984 554,315