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Segment information
6 Months Ended
Jun. 30, 2025
Segment Reporting [Abstract]  
Segment information
Segment information. The Company's chief operating decision maker (CODM) is the chief executive officer, who evaluates the performance of and allocates resources to its three reportable segments: title insurance and related services (title), real estate solutions, and corporate. The Company uses revenues and pretax income in assessing segment performance and trends. The title segment provides services needed to transfer title to property in a real estate transaction and includes services such as searching, abstracting, examining, closing and insuring the condition of the title to the property. In addition, the title segment includes home and personal insurance services, Internal Revenue Code Section 1031 tax-deferred exchanges, and digital customer engagement platform services. The real estate solutions segment supports the real estate industry and primarily includes credit and real estate information services, valuation services, online notarization and closing services, and capital markets search services. The corporate segment is primarily comprised of the parent holding company and centralized support services departments.

Statement of income information related to these reportable segments, including major expense captions used to calculate pretax income, is as follows:

Three Months Ended June 30,
Six Months Ended June 30,
 2025202420252024
 (in $ thousands)(in $ thousands)
Title:
Revenues609,548 510,035 1,124,423 981,387 
Expenses
Amounts retained by agencies252,112 200,126 473,489 400,102 
Employee costs
189,549 162,916 358,036 319,718 
Other operating expenses88,252 83,616 174,759 161,516 
Title losses and related claims21,454 21,090 39,156 38,472 
Depreciation and amortization8,443 8,536 17,057 17,266 
Interest424 380 846 759 
560,234 476,664 1,063,343 937,833 
Pretax income
49,314 33,371 61,080 43,554 
Three Months Ended June 30,
Six Months Ended June 30,
 2025202420252024
 (in $ thousands)(in $ thousands)
Real estate solutions:
Revenues112,674 92,222 209,785 175,263 
Expenses
Employee costs
15,437 13,583 29,172 25,801 
Other operating expenses84,072 67,252 157,015 125,070 
Depreciation and amortization6,424 6,264 12,796 12,538 
Interest— 
105,933 87,106 198,985 163,416 
Pretax income
6,741 5,116 10,800 11,847 

Corporate:
Revenues (net realized losses)
(41)(27)(43)(105)
Expenses
Employee costs
3,223 3,209 6,811 6,606 
Other operating expenses1,203 1,423 2,665 2,658 
Depreciation and amortization283 398 619 778 
Interest4,529 4,425 9,066 9,103 
9,238 9,455 19,161 19,145 
Pretax loss
(9,279)(9,482)(19,204)(19,250)

Consolidated Stewart:
Revenues722,181 602,230 1,334,165 1,156,545 
Expenses
Amounts retained by agencies252,112 200,126 473,489 400,102 
Employee costs
208,209 179,708 394,019 352,125 
Other operating expenses173,527 152,291 334,439 289,244 
Title losses and related claims21,454 21,090 39,156 38,472 
Depreciation and amortization15,150 15,198 30,472 30,582 
Interest4,953 4,812 9,914 9,869 
675,405 573,225 1,281,489 1,120,394 
Pretax income
46,776 29,005 52,676 36,151 

The Company does not provide asset information by reportable operating segment as it does not routinely evaluate the asset position by segment.

Total revenues generated in the United States and all international operations are as follows:
 Three Months Ended 
 June 30,
Six Months Ended 
 June 30,
 2025202420252024
 
(in $ thousands)
United States682,144 563,839 1,263,719 1,088,861 
International40,037 38,391 70,446 67,684 
722,181 602,230 1,334,165 1,156,545