<SEC-DOCUMENT>0001448451-12-000001.txt : 20120427
<SEC-HEADER>0001448451-12-000001.hdr.sgml : 20120427
<ACCEPTANCE-DATETIME>20120427200146
ACCESSION NUMBER:		0001448451-12-000001
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20120425
FILED AS OF DATE:		20120427
DATE AS OF CHANGE:		20120427

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Machargo Rafael
		CENTRAL INDEX KEY:			0001448451

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-12647
		FILM NUMBER:		12791527

	MAIL ADDRESS:	
		STREET 1:		CALLE VIOLETA 117
		STREET 2:		URB. SANTA MAR?A
		CITY:			SAN JUAN
		STATE:			PR
		ZIP:			00927

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ORIENTAL FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0001030469
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				660538893
		STATE OF INCORPORATION:			PR
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		MONACILLOS 1000
		STREET 2:		SAN ROBERTO ST
		CITY:			RIO PIEDRAS
		STATE:			PR
		ZIP:			00926
		BUSINESS PHONE:		7877661986

	MAIL ADDRESS:	
		STREET 1:		MONACILLOS 1000
		STREET 2:		SAN ROBERTO ST
		CITY:			RIO PIEDRAS
		STATE:			PR
		ZIP:			00926
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0305</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2012-04-25</periodOfReport>

    <notSubjectToSection16>1</notSubjectToSection16>

    <issuer>
        <issuerCik>0001030469</issuerCik>
        <issuerName>ORIENTAL FINANCIAL GROUP INC</issuerName>
        <issuerTradingSymbol>OFG</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001448451</rptOwnerCik>
            <rptOwnerName>Machargo Rafael</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>CALLE VIOLETA 117</rptOwnerStreet1>
            <rptOwnerStreet2>URB. SANTA MAR?A</rptOwnerStreet2>
            <rptOwnerCity>SAN JUAN</rptOwnerCity>
            <rptOwnerState>PR</rptOwnerState>
            <rptOwnerZipCode>00927</rptOwnerZipCode>
            <rptOwnerStateDescription>PUERTO RICO</rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <ownerSignature>
        <signatureName>/s/ Rafael Machargo</signatureName>
        <signatureDate>2012-04-27</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
