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Loans (Tables)

6 Months Ended

Jun. 30, 2014

Loans And Leases Receivable Net Reported Amount Covered And Not Covered [Abstract]

Schedule Of Accounts Notes Loans And Financing Receivable Text Block

The composition of the Company's loan portfolio at June 30, 2014 and December 31, 2013 was as follows

	June 30,			December 31,
	2014			2013
	(In thousands)
Non-covered loans:
Originated and other loans and leases held for investment:
Mortgage	$	788,001		$	766,265
Commercial		1,183,172			1,127,657
Consumer		161,538			127,744
Auto and leasing		508,034			379,874
		2,640,745			2,401,540
Acquired loans:
Accounted for under ASC 310-20 (Loans with revolving feature and/or
acquired at a premium)
Commercial		38,602			77,681
Consumer		49,604			56,174
Auto		238,399			301,584
		326,605			435,439
Accounted for under ASC 310-30 (Loans acquired with deteriorated
credit quality, including those by analogy)
Mortgage		692,069			717,904
Commercial		508,530			545,117
Construction		123,743			126,427
Consumer		43,824			63,620
Auto		308,512			379,145
		1,676,678			1,832,213
		4,644,028			4,669,192
Deferred loan cost , net		3,236			1,035
Loans receivable		4,647,264			4,670,227
Allowance for loan and lease losses on non-covered loans		(60,360)			(54,298)
Loans receivable, net		4,586,904			4,615,929
Mortgage loans held-for-sale		14,792			46,529
Total non-covered loans, net		4,601,696			4,662,458
Covered loans:
Loans secured by 1-4 family residential properties		121,416			121,748
Construction and development secured by 1-4 family residential properties		18,566			17,304
Commercial and other construction		248,700			264,249
Consumer		5,177			6,119
Leasing		-			270
Total covered loans		393,859			409,690
Allowance for loan and lease losses on covered loans		(59,515)			(52,729)
Total covered loans, net		334,344			356,961
Total loans, net	$	4,936,040		$	5,019,419

Past Due Financing Receivables [Table Text Block]

The following tables present the aging of the recorded investment in gross originated and other loans held for investment as of June 30, 2014 and December 31, 2013 by class of loans. Mortgage loans past due included delinquent loans in the GNMA buy-back option program. Servicers of loans underlying GNMA mortgage-backed securities must report as their own assets the defaulted loans that they have the option (but not the obligation) to repurchase, even when they elect not to exercise that option

	June 30, 2014
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Mortgage
Traditional (by origination year):
Up to the year 2002	$	5,182		$	2,540		$	3,225		$	10,947		$	59,426		$	70,373		$	70
Years 2003 and 2004		5,503			1,905			2,929			10,337			51,945			62,282			-
Year 2005		6,775			2,959			6,783			16,517			69,352			85,869			89
Year 2006		10,562			3,781			5,278			19,621			94,765			114,386			-
Years 2007, 2008 and 2009		3,962			2,051			5,859			11,872			82,471			94,343			-
Years 2010, 2011, 2012, 2013 and 2014		3,345			2,745			5,432			11,522			184,150			195,672			339
		35,329			15,981			29,506			80,816			542,109			622,925			498
Non-traditional		1,997			1,128			2,655			5,780			32,254			38,034			-
Loss mitigation program		8,239			7,779			12,427			28,445			59,519			87,964			4,378
		45,565			24,888			44,588			115,041			633,882			748,923			4,876
Home equity secured personal loans		-			-			138			138			611			749			-
GNMA's buy-back option program		-			-			38,329			38,329			-			38,329			-
		45,565			24,888			83,055			153,508			634,493			788,001			4,876
Commercial
Commercial secured by real estate:
Corporate		-			-			-			-			90,886			90,886			-
Institutional		-			-			-			-			30,701			30,701			-
Middle market		685			-			638			1,323			139,902			141,225			-
Retail		1,634			494			6,198			8,326			148,862			157,188			-
Floor plan		-			-			-			-			1,680			1,680			-
Real estate		-			-			-			-			11,878			11,878			-
		2,319			494			6,836			9,649			423,909			433,558			-
Other commercial and industrial:
Corporate		-			-			-			-			61,329			61,329			-
Institutional		-			-			-			-			487,725			487,725			-
Middle market		-			760			-			760			80,034			80,794			-
Retail		536			149			1,343			2,028			75,728			77,756			-
Floor plan		-			-			-			-			42,010			42,010			-
		536			909			1,343			2,788			746,826			749,614			-
		2,855			1,403			8,179			12,437			1,170,735			1,183,172			-

	June 30, 2014
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Consumer
Credit cards		345			236			271			852			15,034			15,886			-
Overdrafts		19			3			1			23			295			318			-
Personal lines of credit		57			1			129			187			1,789			1,976			-
Personal loans		1,227			535			677			2,439			123,981			126,420			-
Cash collateral personal loans		280			94			48			422			16,516			16,938			-
		1,928			869			1,126			3,923			157,615			161,538			-
Auto and leasing		37,047			13,620			6,953			57,620			450,414			508,034			-
Total	$	87,395		$	40,780		$	99,313		$	227,488		$	2,413,257		$	2,640,745		$	4,876

	December 31, 2013
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Mortgage
Traditional (by origination year):
Up to the year 2002	$	6,697		$	1,635		$	3,408		$	11,740		$	64,772		$	76,512		$	79
Years 2003 and 2004		4,722			2,163			1,845			8,730			56,387			65,117			-
Year 2005		8,527			2,119			4,808			15,454			74,087			89,541			-
Year 2006		12,055			4,312			4,418			20,785			99,537			120,322			-
Years 2007, 2008 and 2009		3,464			1,104			4,663			9,231			91,919			101,150			152
Years 2010, 2011, 2012 and 2013		3,923			1,609			4,453			9,985			139,561			149,546			459
		39,388			12,942			23,595			75,925			526,263			602,188			690
Non-traditional		3,217			1,162			2,311			6,690			35,412			42,102			-
Loss mitigation program		9,759			5,560			13,191			28,510			57,808			86,318			2,185
		52,364			19,664			39,097			111,125			619,483			730,608			2,875
Home equity secured personal loans		-			-			138			138			598			736			-
GNMA's buy-back option program		-			-			34,921			34,921			-			34,921			-
		52,364			19,664			74,156			146,184			620,081			766,265			2,875
Commercial
Commercial secured by real estate:
Corporate		-			-			-			-			54,796			54,796			-
Institutional		-			-			-			-			4,050			4,050			-
Middle market		1,356			-			10,294			11,650			149,933			161,583			-
Retail		4,253			1,015			3,190			8,458			158,184			166,642			-
Floor plan		-			-			-			-			1,835			1,835			-
Real estate		-			-			-			-			11,655			11,655			-
		5,609			1,015			13,484			20,108			380,453			400,561			-
Other commercial and industrial:
Corporate		236			-			-			236			32,362			32,598			-
Institutional		-			-			-			-			536,445			536,445			-
Middle market		-			299			1,134			1,433			57,464			58,897			-
Retail		1,830			552			539			2,921			58,589			61,510			-
Floor plan		39			-			-			39			37,607			37,646			-
		2,105			851			1,673			4,629			722,467			727,096			-
		7,714			1,866			15,157			24,737			1,102,920			1,127,657			-

	December 31, 2013
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Consumer
Credit cards		287			168			232			687			14,554			15,241			-
Overdrafts		46			4			-			50			322			372			-
Personal lines of credit		33			38			66			137			1,844			1,981			-
Personal loans		1,324			399			352			2,075			92,485			94,560			-
Cash collateral personal loans		324			43			-			367			15,223			15,590			-
		2,014			652			650			3,316			124,428			127,744			-
Auto and leasing		25,531			9,437			5,089			40,057			339,817			379,874			-
Total	$	87,623		$	31,619		$	95,052		$	214,294		$	2,187,246		$	2,401,540		$	2,875

The following tables present the aging of the recorded investment in gross acquired loans accounted for under ASC 310-20 as of June 30, 2014 and December 31, 2013, by class of loans:

	June 30, 2014
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Commercial
Commercial secured by real estate
Corporate	$	-		$	-		$	-		$	-		$	2,999		$	2,999		$	-
Retail		-			-			506			506			2,051			2,557			-
Floor plan		-			-			101			101			3,846			3,947			-
		-			-			607			607			8,896			9,503			-
Other commercial and industrial
Corporate		-			-			94			94			2,916			3,010			-
Retail		254			92			556			902			10,518			11,420			-
Floor plan		51			68			119			238			14,431			14,669			-
		305			160			769			1,234			27,865			29,099			-
		305			160			1,376			1,841			36,761			38,602			-
Consumer
Credit cards		1,520			835			1,320			3,675			42,263			45,938			-
Personal loans		218			82			32			332			3,334			3,666			-
		1,738			917			1,352			4,007			45,597			49,604			-
Auto		11,603			4,325			1,566			17,494			220,905			238,399			-
Total	$	13,646		$	5,402		$	4,294		$	23,342		$	303,263		$	326,605		$	-

	December 31, 2013
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Commercial
Commercial secured by real estate
Corporate	$	-		$	-		$	-		$	-		$	10,166		$	10,166		$	-
Retail		431			331			868			1,630			4,140			5,770			-
Floor plan		-			-			101			101			2,576			2,677			-
		431			331			969			1,731			16,882			18,613			-
Other commercial and industrial
Corporate		14			83			-			97			9,696			9,793			-
Retail		1,717			1,418			659			3,794			23,544			27,338			-
Floor plan		35			193			18			246			21,691			21,937			-
		1,766			1,694			677			4,137			54,931			59,068			-
		2,197			2,025			1,646			5,868			71,813			77,681			-
Consumer
Credit cards		2,217			1,200			2,068			5,485			46,714			52,199			-
Personal loans		196			7			91			294			3,681			3,975			-
		2,413			1,207			2,159			5,779			50,395			56,174			-
Auto		12,534			3,616			1,608			17,758			283,826			301,584			-
Total	$	17,144		$	6,848		$	5,413		$	29,405		$	406,034		$	435,439		$	-

Carrying Amounts Of Acquired Non Covered Loans Tabular Disclosure [Table Text Block]

		June 30,		December 31,
		2014		2013
		(In thousands)
Contractual required payments receivable		$ 2,676,008		$ 2,929,353
Less: Non-accretable discount		554,724		579,587
Cash expected to be collected		2,121,284		2,349,766
Less: Accretable yield		444,606		517,553
Carrying amount		$ 1,676,678		$ 1,832,213

Accretable Yield for Acquired Loans Non-covered [Table Text Block]

The following tables describe the accretable yield and non-accretable discount activity of acquired loans accounted for under ASC 310-30 for the quarters and six-month periods ended June 30, 2014 and 2013, excluding covered loans

	Quarter Ended June 30,						Six-Month Period Ended June 30,
	2014			2013			2014			2013
	(In thousands)
Accretable Yield Activity
Balance at beginning of period	$	482,001		$	542,741		$	517,553		$	590,409
Accretion		(39,714)			(54,427)			(79,983)			(102,095)
Transfer from non-accretable discount		2,319			7,747			7,036			7,747
Balance at end of period	$	444,606		$	496,061		$	444,606		$	496,061
	Quarter Ended June 30,						Six-Month Period Ended June 30,
	2014			2013			2014			2013
	(In thousands)
Non-Accretable Discount Activity
Balance at beginning of period	$	563,294		$	733,126		$	579,587		$	741,872
Principal losses		(6,251)			(11,738)			(17,827)			(20,484)
Transfer to accretable yield		(2,319)			(7,747)			(7,036)			(7,747)
Balance at end of period	$	554,724		$	713,641		$	554,724		$	713,641

Covered loans carrying amount [Table Text Block]

Covered Loans

The carrying amount of covered loans at June 30, 2014 and December 31, 2013 is as follows:

	June 30,			December 31,
	2014			2013
	(In thousands)
Contractual required payments receivable	$	607,144		$	702,126
Less: Non-accretable discount		85,224			129,477
Cash expected to be collected		521,920			572,649
Less: Accretable yield		128,061			162,959
Carrying amount, gross		393,859			409,690
Less: Allowance for covered loan and lease losses		59,515			52,729
Carrying amount, net	$	334,344		$	356,961

The following tables describe the accretable yield and non-accretable discount activity of covered loans for the quarters and six-month periods ended June 30, 2014 and 2013:

Accretable Yield for Acquired Loans Covered [Table Text Block]

	Quarter Ended June 30,						Six-Month Period Ended June 30,
	2014			2013			2014			2013
	(In thousands)
Accretable yield activity
Balance at beginning of period	$	147,767		$	174,107		$	162,959		$	188,008
Accretion		(24,880)			(23,999)			(48,268)			(44,228)
Transfer from non-accretable discount		5,174			17,024			13,370			23,352
Balance at end of period	$	128,061		$	167,132		$	128,061		$	167,132
	Quarter Ended June 30,						Six-Month Period Ended June 30,
	2013			2012			2014			2013
	(In thousands)
Non-accretable discount activity
Balance at beginning of period	$	107,323		$	214,236		$	129,477		$	237,555
Principal losses		(16,925)			(4,953)			(30,883)			(21,944)
Transfer to accretable yield		(5,174)			(17,024)			(13,370)			(23,352)
Balance at end of period	$	85,224		$	192,259		$	85,224		$	192,259

Financing Receivable Recorded Investment Nonaccrual Status By Class Of Loans [Table Text Block]

Non-accrual Loans

The following table presents the recorded investment in loans in non-accrual status by class of loans as of June 30, 2014 and December 31, 2013:

	June 30,			December 31,
	2014			2013
	(In thousands)
Originated and other loans and leases held for investment
Mortgage
Traditional (by origination year):
Up to the year 2002	$	3,194		$	3,428
Years 2003 and 2004		2,945			1,845
Year 2005		6,905			4,922
Year 2006		5,278			4,418
Years 2007, 2008 and 2009		5,860			4,511
Years 2010, 2011, 2012, 2013 and 2014		9,379			7,818
		33,561			26,942
Non-traditional		2,655			2,311
Loss mitigation program		16,084			18,792
		52,300			48,045
Home equity secured personal loans		138			138
		52,438			48,183
Commercial
Commercial secured by real estate
Middle market		10,345			11,895
Retail		9,823			7,208
		20,168			19,103
Other commercial and industrial
Middle market		760			1,134
Retail		2,578			2,485
Floor plan		-			108
		3,338			3,727
		23,506			22,830
Consumer
Credit cards		271			232
Overdrafts		1			-
Personal lines of credit		139			84
Personal loans		985			485
Cash collateral personal loans		58			4
		1,454			805
Auto and leasing		7,300			5,089
	$	84,698		$	76,907

	June 30,			December 31,
	2014			2013
	(In thousands)
Acquired loans accounted under ASC 310-20
Commercial
Commercial secured by real estate
Retail	$	545		$	956
Floor plan		101			101
		646			1,057
Other commercial and industrial
Corporate		94			97
Retail		588			1,371
Floor plan		120			18
		802			1,486
		1,448			2,543
Consumer
Credit cards		1,318			2,068
Personal loans		34			151
		1,352			2,219
Auto		1,680			1,608
		4,480			6,370
Total non-accrual loans	$	89,178		$	83,277

X

- Definition

Tabular description of the accretable yield and non-accretable discount activity of acquired loans accounted for under ASC 310-30.

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Tabular description of the accretable yield and non-accretable discount activity of acquired loans accounted for under ASC 310-30.

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- Definition

Tabular disclosure of the carrying amount of loans acquired as part of the recent acquisition, accounted for pursuant to ASC Subtopic 310-30 which consist of loans determined to be impaired at the time of acquisition and loans that were considered to be performing at the acquisition date.

+ References

No definition available.

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- Definition

Tabular disclosure of the carrying amount of loans acquired as part of the FDIC-Assisted Transacton, accounted for pursuant to ASC Subtopic 310-30 which consist of loans determined to be impaired at the time of acquisition and loans that were considered to be performing at the acquisition date.

+ References

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X

- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 7

-URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5111-111524



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 7A

-URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953401-111524

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- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.3,4)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 3, 4

-Article 5

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- Definition

Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 7

-URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5111-111524

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