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Loans Receivable (Tables) | 9 Months Ended
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Sep. 30, 2014
Loans And Leases Receivable Net Reported Amount Covered And Not Covered [Abstract] |
Schedule Of Accounts Notes Loans And Financing Receivable Text Block | The composition of the Company's loan portfolio at September 30, 2014 and December 31, 201 3 was as follows
| September 30, |  | December 31,
| 2014 |  | 2013
| (In thousands)
Non-covered loans: |  |  |  |  |
Originated and other loans and leases held for investment: |  |  |  |  |
Mortgage | $ | 791,106 |  | $ | 766,265
Commercial |  | 1,217,235 |  |  | 1,127,657
Consumer |  | 175,882 |  |  | 127,744
Auto and leasing |  | 542,892 |  |  | 379,874
|  | 2,727,115 |  |  | 2,401,540
Acquired loans: |  |  |  |  |
Accounted for under ASC 310-20 (Loans with revolving feature and/or |  |  |  |  |
acquired at a premium) |  |  |  |  |
Commercial |  | 26,984 |  |  | 77,681
Consumer |  | 47,284 |  |  | 56,174
Auto |  | 210,808 |  |  | 301,584
|  | 285,076 |  |  | 435,439
Accounted for under ASC 310-30 (Loans acquired with deteriorated |  |  |  |  |
credit quality, including those by analogy) |  |  |  |  |
Mortgage |  | 670,188 |  |  | 717,904
Commercial |  | 485,444 |  |  | 545,117
Construction |  | 108,694 |  |  | 126,427
Consumer |  | 36,470 |  |  | 63,620
Auto |  | 276,749 |  |  | 379,145
|  | 1,577,545 |  |  | 1,832,213
|  | 4,589,736 |  |  | 4,669,192
Deferred loan cost , net |  | 3,575 |  |  | 1,035
Loans receivable |  | 4,593,311 |  |  | 4,670,227
Allowance for loan and lease losses on non-covered loans |  | (64,859) |  |  | (54,298)
Loans receivable, net |  | 4,528,452 |  |  | 4,615,929
Mortgage loans held-for-sale |  | 16,757 |  |  | 46,529
Total non-covered loans, net |  | 4,545,209 |  |  | 4,662,458
Covered loans: |  |  |  |  |
Loans secured by 1-4 family residential properties |  | 121,658 |  |  | 121,748
Construction and development secured by 1-4 family residential properties |  | 18,947 |  |  | 17,304
Commercial and other construction |  | 228,410 |  |  | 264,249
Consumer |  | 4,905 |  |  | 6,119
Leasing |  | - |  |  | 270
Total covered loans |  | 373,920 |  |  | 409,690
Allowance for loan and lease losses on covered loans |  | (62,227) |  |  | (52,729)
Total covered loans, net |  | 311,693 |  |  | 356,961
Total loans, net | $ | 4,856,902 |  | $ | 5,019,419
Past Due Financing Receivables [Table Text Block] | The following table s present the aging of the recorded investment in gross originated and other loans held for investment as of September 30, 2014 and December 31, 2013 by class of loans. Mortgage loans past due included delinquent loans in the GNMA buy-back option program. Servicers of loans underlying GNMA mortgage-backed securities must report as their own assets the defaulted loans that they have the option (but not the obligation) to repurchase, even when they elect not to exercise that option
| September 30, 2014
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 5,996 |  | $ | 3,283 |  | $ | 3,424 |  | $ | 12,703 |  | $ | 55,635 |  | $ | 68,338 |  | $ | 141
Years 2003 and 2004 |  | 6,679 |  |  | 1,730 |  |  | 3,471 |  |  | 11,880 |  |  | 50,464 |  |  | 62,344 |  |  | -
Year 2005 |  | 7,368 |  |  | 3,295 |  |  | 8,258 |  |  | 18,921 |  |  | 69,510 |  |  | 88,431 |  |  | 89
Year 2006 |  | 10,274 |  |  | 5,678 |  |  | 6,041 |  |  | 21,993 |  |  | 91,218 |  |  | 113,211 |  |  | 114
Years 2007, 2008 and 2009 |  | 3,285 |  |  | 3,095 |  |  | 7,647 |  |  | 14,027 |  |  | 83,036 |  |  | 97,063 |  |  | 59
Years 2010, 2011, 2012, 2013 and 2014 |  | 4,938 |  |  | 1,368 |  |  | 5,706 |  |  | 12,012 |  |  | 181,550 |  |  | 193,562 |  |  | 509
|  | 38,540 |  |  | 18,449 |  |  | 34,547 |  |  | 91,536 |  |  | 531,413 |  |  | 622,949 |  |  | 912
Non-traditional |  | 1,084 |  |  | 783 |  |  | 3,022 |  |  | 4,889 |  |  | 32,886 |  |  | 37,775 |  |  | -
Loss mitigation program |  | 10,022 |  |  | 7,358 |  |  | 14,625 |  |  | 32,005 |  |  | 57,578 |  |  | 89,583 |  |  | 5,773
|  | 49,646 |  |  | 26,590 |  |  | 52,194 |  |  | 128,430 |  |  | 621,877 |  |  | 750,307 |  |  | 6,685
Home equity secured personal loans |  | - |  |  | - |  |  | 126 |  |  | 126 |  |  | 607 |  |  | 733 |  |  | -
GNMA's buy-back option program |  | - |  |  | - |  |  | 40,066 |  |  | 40,066 |  |  | - |  |  | 40,066 |  |  | -
|  | 49,646 |  |  | 26,590 |  |  | 92,386 |  |  | 168,622 |  |  | 622,484 |  |  | 791,106 |  |  | 6,685
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | 113,976 |  |  | 113,976 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | 37,177 |  |  | 37,177 |  |  | -
Middle market |  | - |  |  | 1,071 |  |  | 638 |  |  | 1,709 |  |  | 142,830 |  |  | 144,539 |  |  | -
Retail |  | 1,164 |  |  | 129 |  |  | 7,258 |  |  | 8,551 |  |  | 153,091 |  |  | 161,642 |  |  | -
Floor plan |  | - |  |  | - |  |  | - |  |  | - |  |  | 1,666 |  |  | 1,666 |  |  | -
Real estate |  | - |  |  | - |  |  | - |  |  | - |  |  | 11,878 |  |  | 11,878 |  |  | -
|  | 1,164 |  |  | 1,200 |  |  | 7,896 |  |  | 10,260 |  |  | 460,618 |  |  | 470,878 |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | 60,402 |  |  | 60,402 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | 482,277 |  |  | 482,277 |  |  | -
Middle market |  | - |  |  | - |  |  | 628 |  |  | 628 |  |  | 82,577 |  |  | 83,205 |  |  | -
Retail |  | 267 |  |  | 144 |  |  | 809 |  |  | 1,220 |  |  | 79,592 |  |  | 80,812 |  |  | -
Floor plan |  | - |  |  | - |  |  | - |  |  | - |  |  | 39,661 |  |  | 39,661 |  |  | -
|  | 267 |  |  | 144 |  |  | 1,437 |  |  | 1,848 |  |  | 744,509 |  |  | 746,357 |  |  | -
|  | 1,431 |  |  | 1,344 |  |  | 9,333 |  |  | 12,108 |  |  | 1,205,127 |  |  | 1,217,235 |  |  | -
| September 30, 2014
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 238 |  |  | 189 |  |  | 408 |  |  | 835 |  |  | 17,022 |  |  | 17,857 |  |  | -
Overdrafts |  | 20 |  |  | 2 |  |  | 1 |  |  | 23 |  |  | 317 |  |  | 340 |  |  | -
Personal lines of credit |  | 67 |  |  | 132 |  |  | 29 |  |  | 228 |  |  | 1,823 |  |  | 2,051 |  |  | -
Personal loans |  | 1,666 |  |  | 627 |  |  | 604 |  |  | 2,897 |  |  | 135,711 |  |  | 138,608 |  |  | -
Cash collateral personal loans |  | 214 |  |  | 132 |  |  | 36 |  |  | 382 |  |  | 16,644 |  |  | 17,026 |  |  | -
|  | 2,205 |  |  | 1,082 |  |  | 1,078 |  |  | 4,365 |  |  | 171,517 |  |  | 175,882 |  |  | -
Auto and leasing |  | 43,537 |  |  | 15,956 |  |  | 8,279 |  |  | 67,772 |  |  | 475,120 |  |  | 542,892 |  |  | -
Total | $ | 96,819 |  | $ | 44,972 |  | $ | 111,076 |  | $ | 252,867 |  | $ | 2,474,248 |  | $ | 2,727,115 |  | $ | 6,685
| December 31, 2013
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 6,697 |  | $ | 1,635 |  | $ | 3,408 |  | $ | 11,740 |  | $ | 64,772 |  | $ | 76,512 |  | $ | 79
Years 2003 and 2004 |  | 4,722 |  |  | 2,163 |  |  | 1,845 |  |  | 8,730 |  |  | 56,387 |  |  | 65,117 |  |  | -
Year 2005 |  | 8,527 |  |  | 2,119 |  |  | 4,808 |  |  | 15,454 |  |  | 74,087 |  |  | 89,541 |  |  | -
Year 2006 |  | 12,055 |  |  | 4,312 |  |  | 4,418 |  |  | 20,785 |  |  | 99,537 |  |  | 120,322 |  |  | -
Years 2007, 2008 and 2009 |  | 3,464 |  |  | 1,104 |  |  | 4,663 |  |  | 9,231 |  |  | 91,919 |  |  | 101,150 |  |  | 152
Years 2010, 2011, 2012 and 2013 |  | 3,923 |  |  | 1,609 |  |  | 4,453 |  |  | 9,985 |  |  | 139,561 |  |  | 149,546 |  |  | 459
|  | 39,388 |  |  | 12,942 |  |  | 23,595 |  |  | 75,925 |  |  | 526,263 |  |  | 602,188 |  |  | 690
Non-traditional |  | 3,217 |  |  | 1,162 |  |  | 2,311 |  |  | 6,690 |  |  | 35,412 |  |  | 42,102 |  |  | -
Loss mitigation program |  | 9,759 |  |  | 5,560 |  |  | 13,191 |  |  | 28,510 |  |  | 57,808 |  |  | 86,318 |  |  | 2,185
|  | 52,364 |  |  | 19,664 |  |  | 39,097 |  |  | 111,125 |  |  | 619,483 |  |  | 730,608 |  |  | 2,875
Home equity secured personal loans |  | - |  |  | - |  |  | 138 |  |  | 138 |  |  | 598 |  |  | 736 |  |  | -
GNMA's buy-back option program |  | - |  |  | - |  |  | 34,921 |  |  | 34,921 |  |  | - |  |  | 34,921 |  |  | -
|  | 52,364 |  |  | 19,664 |  |  | 74,156 |  |  | 146,184 |  |  | 620,081 |  |  | 766,265 |  |  | 2,875
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | 54,796 |  |  | 54,796 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | 4,050 |  |  | 4,050 |  |  | -
Middle market |  | 1,356 |  |  | - |  |  | 10,294 |  |  | 11,650 |  |  | 149,933 |  |  | 161,583 |  |  | -
Retail |  | 4,253 |  |  | 1,015 |  |  | 3,190 |  |  | 8,458 |  |  | 158,184 |  |  | 166,642 |  |  | -
Floor plan |  | - |  |  | - |  |  | - |  |  | - |  |  | 1,835 |  |  | 1,835 |  |  | -
Real estate |  | - |  |  | - |  |  | - |  |  | - |  |  | 11,655 |  |  | 11,655 |  |  | -
|  | 5,609 |  |  | 1,015 |  |  | 13,484 |  |  | 20,108 |  |  | 380,453 |  |  | 400,561 |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 236 |  |  | - |  |  | - |  |  | 236 |  |  | 32,362 |  |  | 32,598 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | 536,445 |  |  | 536,445 |  |  | -
Middle market |  | - |  |  | 299 |  |  | 1,134 |  |  | 1,433 |  |  | 57,464 |  |  | 58,897 |  |  | -
Retail |  | 1,830 |  |  | 552 |  |  | 539 |  |  | 2,921 |  |  | 58,589 |  |  | 61,510 |  |  | -
Floor plan |  | 39 |  |  | - |  |  | - |  |  | 39 |  |  | 37,607 |  |  | 37,646 |  |  | -
|  | 2,105 |  |  | 851 |  |  | 1,673 |  |  | 4,629 |  |  | 722,467 |  |  | 727,096 |  |  | -
|  | 7,714 |  |  | 1,866 |  |  | 15,157 |  |  | 24,737 |  |  | 1,102,920 |  |  | 1,127,657 |  |  | -
| December 31, 2013
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 287 |  |  | 168 |  |  | 232 |  |  | 687 |  |  | 14,554 |  |  | 15,241 |  |  | -
Overdrafts |  | 46 |  |  | 4 |  |  | - |  |  | 50 |  |  | 322 |  |  | 372 |  |  | -
Personal lines of credit |  | 33 |  |  | 38 |  |  | 66 |  |  | 137 |  |  | 1,844 |  |  | 1,981 |  |  | -
Personal loans |  | 1,324 |  |  | 399 |  |  | 352 |  |  | 2,075 |  |  | 92,485 |  |  | 94,560 |  |  | -
Cash collateral personal loans |  | 324 |  |  | 43 |  |  | - |  |  | 367 |  |  | 15,223 |  |  | 15,590 |  |  | -
|  | 2,014 |  |  | 652 |  |  | 650 |  |  | 3,316 |  |  | 124,428 |  |  | 127,744 |  |  | -
Auto and leasing |  | 25,531 |  |  | 9,437 |  |  | 5,089 |  |  | 40,057 |  |  | 339,817 |  |  | 379,874 |  |  | -
Total | $ | 87,623 |  | $ | 31,619 |  | $ | 95,052 |  | $ | 214,294 |  | $ | 2,187,246 |  | $ | 2,401,540 |  | $ | 2,875
The following table s present the aging of the recorded investment in gross acquired loans accounted for under ASC 310-20 as of September 30, 2014 and December 31, 201 3, by class of loans:
| September 30, 2014
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 3,746 |  | $ | 3,746 |  | $ | -
Retail |  | - |  |  | - |  |  | 342 |  |  | 342 |  |  | 482 |  |  | 824 |  |  | -
Floor plan |  | - |  |  | - |  |  | 101 |  |  | 101 |  |  | 3,972 |  |  | 4,073 |  |  | -
|  | - |  |  | - |  |  | 443 |  |  | 443 |  |  | 8,200 |  |  | 8,643 |  |  | -
Other commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | 2,915 |  |  | 2,915 |  |  | -
Retail |  | 169 |  |  | 73 |  |  | 451 |  |  | 693 |  |  | 7,328 |  |  | 8,021 |  |  | -
Floor plan |  | 97 |  |  | 40 |  |  | 108 |  |  | 245 |  |  | 7,160 |  |  | 7,405 |  |  | -
|  | 266 |  |  | 113 |  |  | 559 |  |  | 938 |  |  | 17,403 |  |  | 18,341 |  |  | -
|  | 266 |  |  | 113 |  |  | 1,002 |  |  | 1,381 |  |  | 25,603 |  |  | 26,984 |  |  | -
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 1,625 |  |  | 678 |  |  | 1,328 |  |  | 3,631 |  |  | 40,051 |  |  | 43,682 |  |  | -
Personal loans |  | 160 |  |  | 83 |  |  | 66 |  |  | 309 |  |  | 3,293 |  |  | 3,602 |  |  | -
|  | 1,785 |  |  | 761 |  |  | 1,394 |  |  | 3,940 |  |  | 43,344 |  |  | 47,284 |  |  | -
Auto |  | 11,372 |  |  | 4,137 |  |  | 1,537 |  |  | 17,046 |  |  | 193,762 |  |  | 210,808 |  |  | -
Total | $ | 13,423 |  | $ | 5,011 |  | $ | 3,933 |  | $ | 22,367 |  | $ | 262,709 |  | $ | 285,076 |  | $ | -
| December 31, 2013
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 10,166 |  | $ | 10,166 |  | $ | -
Retail |  | 431 |  |  | 331 |  |  | 868 |  |  | 1,630 |  |  | 4,140 |  |  | 5,770 |  |  | -
Floor plan |  | - |  |  | - |  |  | 101 |  |  | 101 |  |  | 2,576 |  |  | 2,677 |  |  | -
|  | 431 |  |  | 331 |  |  | 969 |  |  | 1,731 |  |  | 16,882 |  |  | 18,613 |  |  | -
Other commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 14 |  |  | 83 |  |  | - |  |  | 97 |  |  | 9,696 |  |  | 9,793 |  |  | -
Retail |  | 1,717 |  |  | 1,418 |  |  | 659 |  |  | 3,794 |  |  | 23,544 |  |  | 27,338 |  |  | -
Floor plan |  | 35 |  |  | 193 |  |  | 18 |  |  | 246 |  |  | 21,691 |  |  | 21,937 |  |  | -
|  | 1,766 |  |  | 1,694 |  |  | 677 |  |  | 4,137 |  |  | 54,931 |  |  | 59,068 |  |  | -
|  | 2,197 |  |  | 2,025 |  |  | 1,646 |  |  | 5,868 |  |  | 71,813 |  |  | 77,681 |  |  | -
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 2,217 |  |  | 1,200 |  |  | 2,068 |  |  | 5,485 |  |  | 46,714 |  |  | 52,199 |  |  | -
Personal loans |  | 196 |  |  | 7 |  |  | 91 |  |  | 294 |  |  | 3,681 |  |  | 3,975 |  |  | -
|  | 2,413 |  |  | 1,207 |  |  | 2,159 |  |  | 5,779 |  |  | 50,395 |  |  | 56,174 |  |  | -
Auto |  | 12,534 |  |  | 3,616 |  |  | 1,608 |  |  | 17,758 |  |  | 283,826 |  |  | 301,584 |  |  | -
Total | $ | 17,144 |  | $ | 6,848 |  | $ | 5,413 |  | $ | 29,405 |  | $ | 406,034 |  | $ | 435,439 |  | $ | -
Carrying Amounts Of Acquired Non Covered Loans Tabular Disclosure [Table Text Block] |
|  | September 30, |  | December 31,
|  | 2014 |  | 2013
|  | (In thousands)
Contractual required payments receivable |  | $ 2,505,662 |  | $ 2,929,353
Less: Non-accretable discount |  | 523,987 |  | 579,587
Cash expected to be collected |  | 1,981,675 |  | 2,349,766
Less: Accretable yield |  | 404,130 |  | 517,553
Carrying amount, gross |  | 1,577,545 |  | 1,832,213
Less: allowance for loan and lease losses |  | 10,120 |  | 2,863
Carrying amount, net |  | $ 1,567,425 |  | $ 1,829,350
Accretable Yield for Acquired Loans Non-covered [Table Text Block] | The following tables describe the accretable yield and non-accretable discount activity of acquired loans accoun ted for under ASC 310-30 for the quarters and nine-month periods ended September 3 0, 2 014 and 2 01 3, excluding covered loans
| Quarter Ended September 30, |  | Nine-Month Period Ended September 30,
| 2014 |  | 2013 |  | 2014 |  | 2013
| (In thousands)
Accretable Yield Activity |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 444,606 |  | $ | 561,485 |  | $ | 517,553 |  | $ | 655,833
Accretion |  | (38,340) |  |  | (48,352) |  |  | (118,323) |  |  | (150,447)
Transfer from (to) non-accretable discount |  | (2,136) |  |  | 6,010 |  |  | 4,900 |  |  | 13,757
Balance at end of period | $ | 404,130 |  | $ | 519,143 |  | $ | 404,130 |  | $ | 519,143
| Quarter Ended September 30, |  | Nine-Month Period Ended September 30,
| 2014 |  | 2013 |  | 2014 |  | 2013
| (In thousands)
Non-Accretable Discount Activity |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 554,724 |  | $ | 686,231 |  | $ | 579,587 |  | $ | 714,462
Principal losses |  | (32,873) |  |  | (44,301) |  |  | (50,700) |  |  | (64,785)
Transfer from (to) accretable yield |  | 2,136 |  |  | (6,010) |  |  | (4,900) |  |  | (13,757)
Balance at end of period | $ | 523,987 |  | $ | 635,920 |  | $ | 523,987 |  | $ | 635,920
Covered loans carrying amount [Table Text Block] | Covered Loans The carrying amount of covered loans at September 30, 2014 and December 31, 2013 is as follows:
| September 30, |  | December 31,
| 2014 |  | 2013
| (In thousands)
Contractual required payments receivable | $ | 561,844 |  | $ | 702,126
Less: Non-accretable discount |  | 77,940 |  |  | 129,477
Cash expected to be collected |  | 483,904 |  |  | 572,649
Less: Accretable yield |  | 109,984 |  |  | 162,959
Carrying amount, gross |  | 373,920 |  |  | 409,690
Less: Allowance for covered loan and lease losses |  | 62,227 |  |  | 52,729
Carrying amount, net | $ | 311,693 |  | $ | 356,961
The following tables describe the accretable yield and non-a ccretable discount activity of covered loans for the quarters and nine-month periods ended September 3 0, 201 4 and 201 3:
Accretable Yield for Acquired Loans Covered [Table Text Block] |
| Quarter Ended September 30, |  | Nine-Month Period Ended September 30,
| 2014 |  | 2013 |  | 2014 |  | 2013
| (In thousands)
Accretable Yield Activity |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 128,061 |  | $ | 167,132 |  | $ | 162,959 |  | $ | 188,008
Accretion |  | (20,886) |  |  | (21,657) |  |  | (69,154) |  |  | (65,884)
Transfer from non-accretable discount |  | 2,809 |  |  | 23,070 |  |  | 16,179 |  |  | 46,421
Balance at end of period | $ | 109,984 |  | $ | 168,545 |  | $ | 109,984 |  | $ | 168,545
| Quarter Ended September 30, |  | Nine-Month Period Ended September 30,
| 2013 |  | 2013 |  | 2014 |  | 2013
| (In thousands)
Non-Accretable Discount Activity |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 85,224 |  | $ | 192,259 |  | $ | 129,477 |  | $ | 237,555
Principal losses |  | (4,475) |  |  | (7,762) |  |  | (35,358) |  |  | (29,707)
Transfer to accretable yield |  | (2,809) |  |  | (23,070) |  |  | (16,179) |  |  | (46,421)
Balance at end of period | $ | 77,940 |  | $ | 161,427 |  | $ | 77,940 |  | $ | 161,427
Financing Receivable Recorded Investment Nonaccrual Status By Class Of Loans [Table Text Block] | Non-accrual Loans The following table presents the recorded investment in loans in non-accrual status by class of loans as of September 30, 2014 and December 31, 2013:
| September 30, |  | December 31,
| 2014 |  | 2013
| (In thousands)
Originated and other loans and leases held for investment |  |  |  |  |
Mortgage |  |  |  |  |
Traditional (by origination year): |  |  |  |  |
Up to the year 2002 | $ | 3,613 |  | $ | 3,428
Years 2003 and 2004 |  | 3,749 |  |  | 1,845
Year 2005 |  | 9,117 |  |  | 4,922
Year 2006 |  | 7,019 |  |  | 4,418
Years 2007, 2008 and 2009 |  | 9,817 |  |  | 4,511
Years 2010, 2011, 2012, 2013 and 2014 |  | 6,244 |  |  | 7,818
|  | 39,559 |  |  | 26,942
Non-traditional |  | 3,022 |  |  | 2,311
Loss mitigation program |  | 17,636 |  |  | 18,792
|  | 60,217 |  |  | 48,045
Home equity secured personal loans |  | 125 |  |  | 138
|  | 60,342 |  |  | 48,183
Commercial |  |  |  |  |
Commercial secured by real estate |  |  |  |  |
Middle market |  | 10,608 |  |  | 11,895
Retail |  | 8,942 |  |  | 7,208
|  | 19,550 |  |  | 19,103
Other commercial and industrial |  |  |  |  |
Middle market |  | 628 |  |  | 1,134
Retail |  | 2,112 |  |  | 2,485
Floor plan |  | - |  |  | 108
|  | 2,740 |  |  | 3,727
|  | 22,290 |  |  | 22,830
Consumer |  |  |  |  |
Credit cards |  | 408 |  |  | 232
Overdrafts |  | 1 |  |  | -
Personal lines of credit |  | 35 |  |  | 84
Personal loans |  | 761 |  |  | 485
Cash collateral personal loans |  | 36 |  |  | 4
|  | 1,241 |  |  | 805
Auto and leasing |  | 9,008 |  |  | 5,089
| $ | 92,881 |  | $ | 76,907
| September 30, |  | December 31,
| 2014 |  | 2013
| (In thousands)
Acquired loans accounted under ASC 310-20 |  |  |  |  |
Commercial |  |  |  |  |
Commercial secured by real estate |  |  |  |  |
Retail | $ | 342 |  | $ | 956
Floor plan |  | 101 |  |  | 101
|  | 443 |  |  | 1,057
Other commercial and industrial |  |  |  |  |
Corporate |  | - |  |  | 97
Retail |  | 455 |  |  | 1,371
Floor plan |  | 121 |  |  | 18
|  | 576 |  |  | 1,486
|  | 1,019 |  |  | 2,543
Consumer |  |  |  |  |
Credit cards |  | 1,326 |  |  | 2,068
Personal loans |  | 76 |  |  | 151
|  | 1,402 |  |  | 2,219
Auto |  | 1,746 |  |  | 1,608
|  | 4,167 |  |  | 6,370
Total non-accrual loans | $ | 97,048 |  | $ | 83,277
Impaired Financing Receivables [Table Text Block] | O riginated and Other Loans and L eases Held for Investment T he Company's recorded investment in non-covered commercial and mortgage loans categorized as originated and other loans and leases held for investment that were individually evaluated for impairment and the related allowance for loan and lease losses at September 30, 2014 and December 31, 2013 are as follows:
| September 30, 2014
| Unpaid |  | Recorded |  | Related |  |
| Principal |  | Investment |  | Allowance |  | Coverage
| (In thousands)
Impaired loans with specific allowance: |  |  |  |  |  |  |  |  |  |
Commercial | $ | 5,297 |  | $ | 4,731 |  | $ | 1,108 |  | 23%
Residential troubled-debt restructuring |  | 97,289 |  |  | 91,692 |  |  | 7,932 |  | 9%
Impaired loans with no specific allowance: |  |  |  |  |  |  |  |  |  |
Commercial |  | 228,968 |  |  | 221,852 |  |  | N/A |  | N/A
Total investment in impaired loans | $ | 331,554 |  | $ | 318,275 |  | $ | 9,040 |  | 3%
| December 31, 2013
| Unpaid |  | Recorded |  | Related |  |
| Principal |  | Investment |  | Allowance |  | Coverage
| (In thousands)
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |
Commercial | $ | 6,600 |  | $ | 5,553 |  | $ | 1,431 |  | 26%
Residential troubled-debt restructuring |  | 89,539 |  |  | 84,494 |  |  | 8,708 |  | 10%
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |
Commercial |  | 27,914 |  |  | 22,592 |  |  | N/A |  | N/A
Total investment in impaired loans | $ | 124,053 |  | $ | 112,639 |  | $ | 10,139 |  | 9%
Acquired Loans Accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium) T he Company's recorded investment in non-covered commercial loans categorized as non-covered acquired loans accounted for under ASC 310-20 that were individually evaluated for impairment and the related allowance for loan and lease losses at September 30, 2014 and December 31, 2013 are as follows:
| September 30, 2014
| Unpaid |  | Recorded |  | Related |  |
| Principal |  | Investment |  | Allowance |  | Coverage
| (In thousands)
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |
Commercial |  | 208 |  |  | 208 |  |  | N/A |  | N/A
Total investment in impaired loans | $ | 208 |  | $ | 208 |  | $ | - |  | 0%
| December 31, 2013
| Unpaid |  | Recorded |  | Specific |  |
| Principal |  | Investment |  | Allowance |  | Coverage
| (In thousands)
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |
Commercial |  | 208 |  |  | 208 |  |  | N/A |  | N/A
Total investment in impaired loans | $ | 208 |  | $ | 208 |  | $ | - |  | 0%
Non-covered Acquired Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy) T he Company's recorded investment in non-covered acquired loan pools accounted for under ASC 310-30 and their related allowance for non-covered loan and lease losses at September 30, 2014 and December 31, 2013 are as follows
| September 30, 2014
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired non-covered loan pools: |  |  |  |  |  |  |  |  |  |
Commercial | $ | 294,966 |  | $ | 257,234 |  | $ | 4,613 |  | 2%
Construction |  | 52,367 |  |  | 45,770 |  |  | 5,502 |  | 12%
Consumer |  | 42,897 |  |  | 36,463 |  |  | 5 |  | 0%
Total investment in impaired non-covered loan pools | $ | 390,230 |  | $ | 339,467 |  | $ | 10,120 |  | 3%
| December 31, 2013
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired non-covered loan pools: |  |  |  |  |  |  |  |  |  |
Mortgage | $ | 5,183 |  | $ | 4,718 |  | $ | 57 |  | 1%
Commercial |  | 48,100 |  |  | 40,411 |  |  | 394 |  | 1%
Construction |  | 21,526 |  |  | 17,818 |  |  | 1,319 |  | 7%
Consumer |  | 73,043 |  |  | 63,606 |  |  | 361 |  | 1%
Auto |  | 379,236 |  |  | 377,316 |  |  | 732 |  | 0%
Total investment in impaired non-covered loan pools | $ | 527,088 |  | $ | 503,869 |  | $ | 2,863 |  | 1%
The following table presents the interest recognized in non-covered commercial and mortgage loans that were individually evaluated for impairment, excluding loans accounted for under ASC 310-30, for the quarter s and nine-month period s ended September 3 0, 201 4 and 2013
| Quarter Ended September 30,
| 2014 |  | 2013
| Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment
| (In thousands)
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 28 |  | $ | 5,103 |  | $ | 5 |  | $ | 9,039
Residential troubled-debt restructuring |  | 666 |  |  | 91,293 |  |  | 712 |  |  | 82,388
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 1,728 |  |  | 89,029 |  |  | 146 |  |  | 28,805
Total interest income from impaired loans | $ | 2,422 |  | $ | 185,425 |  | $ | 863 |  | $ | 120,232
| Nine-Month Period Ended Ended September 30,
| 2014 |  | 2013
| Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment
| (In thousands)
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 83 |  | $ | 6,187 |  | $ | 16 |  | $ | 14,872
Residential troubled-debt restructuring |  | 1,876 |  |  | 89,597 |  |  | 1,942 |  |  | 81,406
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 5,185 |  |  | 44,203 |  |  | 438 |  |  | 26,471
Total interest income from impaired loans | $ | 7,144 |  | $ | 139,987 |  | $ | 2,396 |  | $ | 122,749
Impaired Financing Receivables Covered Loans[Table Text Block] | Covered Loans T he Company's recorded investment in covered loan pools that have recorded impairment s and the ir related allowance for covered loan and lease losses as of September 30, 2014 and December 31, 2013 are as follows:
| September 30, 2014
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired covered loan pools: |  |  |  |  |  |  |  |  |  |
Loans secured by 1-4 family residential properties | $ | 138,029 |  | $ | 106,823 |  | $ | 15,252 |  | 14%
Construction and development secured by 1-4 family residential properties |  | 61,562 |  |  | 20,249 |  |  | 8,679 |  | 43%
Commercial and other construction |  | 105,542 |  |  | 73,424 |  |  | 37,907 |  | 52%
Consumer |  | 8,408 |  |  | 4,844 |  |  | 389 |  | 8%
Total investment in impaired covered loan pools | $ | 313,541 |  | $ | 205,340 |  | $ | 62,227 |  | 30%
| December 31, 2013
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  | Specific |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired covered loan pools with specific allowance |  |  |  |  |  |  |  |  |  |
Loans secured by 1-4 family residential properties | $ | 52,142 |  | $ | 38,179 |  | $ | 12,495 |  | 33%
Construction and development secured by 1-4 family residential properties |  | 66,037 |  |  | 17,304 |  |  | 6,866 |  | 40%
Commercial and other construction |  | 209,566 |  |  | 111,946 |  |  | 32,753 |  | 29%
Consumer |  | 10,512 |  |  | 5,857 |  |  | 615 |  | 11%
Total investment in impaired covered loan pools | $ | 338,257 |  | $ | 173,286 |  | $ | 52,729 |  | 30%
Troubled Debt Restructurings on Financing Receivables [Table Text Block] | Modifications The follow ing table s present the troubled-debt restructuring s during the quarters and nine-month period s ended September 30, 2014 and 2013:
| Quarter Ended September 30, 2014
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 26 |  | $ | 3,016 |  | 5.62% |  | 347 |  | $ | 2,965 |  | 4.22% |  | 393
Commercial | 20 |  |  | 200,007 |  | 7.25% |  | 3 |  |  | 200,007 |  | 7.25% |  | 10
Consumer | 6 |  |  | 58 |  | 10.00% |  | 61 |  |  | 68 |  | 9.66% |  | 55
| Nine-Month Period Ended September 30, 2014
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 113 |  | $ | 14,562 |  | 5.99% |  | 349 |  | $ | 14,162 |  | 4.21% |  | 389
Commercial | 21 |  |  | 200,080 |  | 7.25% |  | 3 |  |  | 200,080 |  | 7.25% |  | 10
Consumer | 13 |  |  | 123 |  | 11.77% |  | 66 |  |  | 136 |  | 11.48% |  | 62
| Quarter Ended September 30, 2013
| Number of contracts |  | Pre- Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 21 |  | $ | 2,887 |  | 6.74% |  | 352 |  | $ | 3,066 |  | 6.74% |  | 351
| Nine-Month Period Ended September 30, 2013
| Number of contracts |  | Pre- Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 102 |  | $ | 12,828 |  | 6.43% |  | 334 |  | $ | 13,685 |  | 5.15% |  | 393
Commercial | 2 |  |  | 1,842 |  | 8.99% |  | 87 |  |  | 1,842 |  | 4.00% |  | 66
The following table presents troubled-debt restructurings for which there was a p ayment default during the twelve-month period s ended September 3 0, 201 4 and 2013:
| Twelve-Month Period Ended September 30,
| 2014 |  | 2013
| Number of Contracts |  | Recorded Investment |  | Number of Contracts |  | Recorded Investment
| (Dollars in thousands)
Mortgage | 15 |  | $ | 1,739 |  | 30 |  | $ | 3,097
Consumer | 2 |  | $ | 5 |  | - |  | $ | -
Financing Receivable Credit Quality Indicators [Table Text Block] | As of September 30, 2014 and December 31, 201 3, and based on the most recent analysis performed, the ris k category of gross non-covered originated and other loans and acquired loans accounted for under ASC 310-20 subject to risk rating by class of loans is as follows:
| September 30, 2014
| Risk Ratings
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  | Special |  |  |  |  |  |  |  | Measured for
| Outstanding |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Impairment
| (In thousands)
Commercial - originated and other loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate | $ | 113,976 |  | $ | 90,006 |  | $ | 23,970 |  | $ | - |  | $ | - |  | $ | -
Institutional |  | 37,177 |  |  | 27,232 |  |  | 9,702 |  |  | - |  |  | - |  |  | 243
Middle market |  | 144,539 |  |  | 127,640 |  |  | 3,707 |  |  | - |  |  | - |  |  | 13,192
Retail |  | 161,642 |  |  | 147,034 |  |  | 3,020 |  |  | 2,441 |  |  | - |  |  | 9,147
Floor plan |  | 1,666 |  |  | 594 |  |  | 971 |  |  | 101 |  |  | - |  |  | -
Real estate |  | 11,878 |  |  | 11,878 |  |  | - |  |  | - |  |  | - |  |  | -
|  | 470,878 |  |  | 404,384 |  |  | 41,370 |  |  | 2,542 |  |  | - |  |  | 22,582
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 60,402 |  |  | 60,402 |  |  | - |  |  | - |  |  | - |  |  | -
Institutional |  | 482,275 |  |  | 282,293 |  |  | - |  |  | - |  |  | - |  |  | 199,982
Middle market |  | 83,206 |  |  | 77,504 |  |  | 3,144 |  |  | - |  |  | - |  |  | 2,558
Retail |  | 80,813 |  |  | 76,684 |  |  | 308 |  |  | 2,360 |  |  | - |  |  | 1,461
Floor plan |  | 39,661 |  |  | 38,301 |  |  | 1,147 |  |  | 213 |  |  | - |  |  | -
|  | 746,357 |  |  | 535,184 |  |  | 4,599 |  |  | 2,573 |  |  | - |  |  | 204,001
Total |  | 1,217,235 |  |  | 939,568 |  |  | 45,969 |  |  | 5,115 |  |  | - |  |  | 226,583
Commercial - acquired loans (under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 3,746 |  |  | 3,746 |  |  | - |  |  | - |  |  | - |  |  | -
Retail |  | 824 |  |  | 467 |  |  | - |  |  | 357 |  |  | - |  |  | -
Floor plan |  | 4,073 |  |  | 4,073 |  |  | - |  |  | - |  |  | - |  |  | -
|  | 8,643 |  |  | 8,286 |  |  | - |  |  | 357 |  |  | - |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 2,915 |  |  | 2,915 |  |  | - |  |  | - |  |  | - |  |  | -
Retail |  | 8,021 |  |  | 7,612 |  |  | 9 |  |  | 400 |  |  | - |  |  | -
Floor plan |  | 7,405 |  |  | 7,405 |  |  | - |  |  | - |  |  | - |  |  | -
|  | 18,341 |  |  | 17,932 |  |  | 9 |  |  | 400 |  |  | - |  |  | -
Total |  | 26,984 |  |  | 26,218 |  |  | 9 |  |  | 757 |  |  | - |  |  | -
Total | $ | 1,244,219 |  | $ | 965,786 |  | $ | 45,978 |  | $ | 5,872 |  | $ | - |  | $ | 226,583
| December 31, 2013
| Risk Ratings
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  | Special |  |  |  |  |  |  |  | Measured for
| Outstanding |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Impairment
| (In thousands)
Commercial - originated and other loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate | $ | 54,796 |  | $ | 54,796 |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Institutional |  | 4,050 |  |  | 4,050 |  |  | - |  |  | - |  |  | - |  |  | -
Middle market |  | 161,583 |  |  | 133,061 |  |  | 16,627 |  |  | 118 |  |  | - |  |  | 11,777
Retail |  | 166,642 |  |  | 149,018 |  |  | 2,182 |  |  | 2,258 |  |  | - |  |  | 13,184
Floor plan |  | 1,835 |  |  | 1,835 |  |  | - |  |  | - |  |  | - |  |  | -
Real estate |  | 11,655 |  |  | 11,655 |  |  | - |  |  | - |  |  | - |  |  | -
|  | 400,561 |  |  | 354,415 |  |  | 18,809 |  |  | 2,376 |  |  | - |  |  | 24,961
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 32,598 |  |  | 32,598 |  |  | - |  |  | - |  |  | - |  |  | -
Institutional |  | 536,445 |  |  | 536,445 |  |  | - |  |  | - |  |  | - |  |  | -
Middle market |  | 58,897 |  |  | 53,868 |  |  | 3,466 |  |  | 198 |  |  | - |  |  | 1,365
Retail |  | 61,510 |  |  | 58,742 |  |  | 257 |  |  | 691 |  |  | - |  |  | 1,820
Floor plan |  | 37,646 |  |  | 37,350 |  |  | 188 |  |  | 108 |  |  | - |  |  | -
|  | 727,096 |  |  | 719,003 |  |  | 3,911 |  |  | 997 |  |  | - |  |  | 3,185
Total |  | 1,127,657 |  |  | 1,073,418 |  |  | 22,720 |  |  | 3,373 |  |  | - |  |  | 28,146
Commercial - acquired loans (under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 10,166 |  |  | 10,166 |  |  | - |  |  | - |  |  | - |  |  | -
Retail |  | 5,770 |  |  | 4,378 |  |  | 443 |  |  | 949 |  |  | - |  |  | -
Floor plan |  | 2,677 |  |  | 2,576 |  |  | - |  |  | 101 |  |  | - |  |  | -
|  | 18,613 |  |  | 17,120 |  |  | 443 |  |  | 1,050 |  |  | - |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 9,793 |  |  | 9,696 |  |  | - |  |  | 97 |  |  | - |  |  | -
Retail |  | 27,338 |  |  | 26,044 |  |  | 150 |  |  | 1,144 |  |  | - |  |  | -
Floor plan |  | 21,937 |  |  | 21,769 |  |  | 168 |  |  | - |  |  | - |  |  | -
|  | 59,068 |  |  | 57,509 |  |  | 318 |  |  | 1,241 |  |  | - |  |  | -
Total |  | 77,681 |  |  | 74,629 |  |  | 761 |  |  | 2,291 |  |  | - |  |  | -
Total | $ | 1,205,338 |  | $ | 1,148,047 |  | $ | 23,481 |  | $ | 5,664 |  | $ | - |  | $ | 28,146
| September 30, 2014
| Delinquency
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Measured for
| Outstanding |  | 0-29 days |  | 30-59 days |  | 60-89 days |  | 90-119 days |  | 120-364 days |  | 365+ days |  | Impairment
| (In thousands)
Originated and other loans and leases held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 68,338 |  | $ | 54,931 |  | $ | 5,831 |  | $ | 3,160 |  | $ | 537 |  | $ | 999 |  | $ | 1,888 |  | $ | 992
Years 2003 and 2004 |  | 62,344 |  |  | 49,747 |  |  | 6,309 |  |  | 1,730 |  |  | 221 |  |  | 1,623 |  |  | 1,489 |  |  | 1,225
Year 2005 |  | 88,431 |  |  | 66,895 |  |  | 6,451 |  |  | 3,236 |  |  | 831 |  |  | 3,768 |  |  | 3,659 |  |  | 3,591
Year 2006 |  | 113,211 |  |  | 90,157 |  |  | 9,821 |  |  | 5,471 |  |  | 1,740 |  |  | 2,479 |  |  | 1,759 |  |  | 1,784
Years 2007, 2008 and 2009 |  | 97,063 |  |  | 79,950 |  |  | 2,874 |  |  | 2,774 |  |  | 839 |  |  | 3,181 |  |  | 3,352 |  |  | 4,093
Years 2010, 2011, 2012 2013 and 2014 |  | 193,562 |  |  | 180,558 |  |  | 4,088 |  |  | 1,224 |  |  | 106 |  |  | 1,597 |  |  | 1,281 |  |  | 4,708
|  | 622,949 |  |  | 522,238 |  |  | 35,374 |  |  | 17,595 |  |  | 4,274 |  |  | 13,647 |  |  | 13,428 |  |  | 16,393
Non-traditional |  | 37,775 |  |  | 32,886 |  |  | 1,084 |  |  | 783 |  |  | 259 |  |  | 1,047 |  |  | 1,667 |  |  | 49
Loss mitigation program |  | 89,583 |  |  | 9,249 |  |  | 1,665 |  |  | 789 |  |  | 628 |  |  | 1,022 |  |  | 980 |  |  | 75,250
|  | 750,307 |  |  | 564,373 |  |  | 38,123 |  |  | 19,167 |  |  | 5,161 |  |  | 15,716 |  |  | 16,075 |  |  | 91,692
Home equity secured personal loans |  | 733 |  |  | 607 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 126 |  |  | -
GNMA's buy-back option program |  | 40,066 |  |  | - |  |  | - |  |  | - |  |  | 8,825 |  |  | 18,512 |  |  | 12,729 |  |  | -
|  | 791,106 |  |  | 564,980 |  |  | 38,123 |  |  | 19,167 |  |  | 13,986 |  |  | 34,228 |  |  | 28,930 |  |  | 91,692
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 17,857 |  |  | 17,022 |  |  | 238 |  |  | 189 |  |  | 140 |  |  | 268 |  |  | - |  |  | -
Overdrafts |  | 340 |  |  | 318 |  |  | 20 |  |  | 2 |  |  | - |  |  | - |  |  | - |  |  | -
Unsecured personal lines of credit |  | 2,051 |  |  | 1,823 |  |  | 67 |  |  | 132 |  |  | - |  |  | 26 |  |  | 3 |  |  | -
Unsecured personal loans |  | 138,608 |  |  | 135,169 |  |  | 1,586 |  |  | 614 |  |  | 579 |  |  | 22 |  |  | - |  |  | 638
Cash collateral personal loans |  | 17,026 |  |  | 16,644 |  |  | 214 |  |  | 132 |  |  | 36 |  |  | - |  |  | - |  |  | -
|  | 175,882 |  |  | 170,976 |  |  | 2,125 |  |  | 1,069 |  |  | 755 |  |  | 316 |  |  | 3 |  |  | 638
Auto and Leasing |  | 542,892 |  |  | 475,120 |  |  | 43,537 |  |  | 15,956 |  |  | 5,662 |  |  | 2,617 |  |  | - |  |  | -
|  | 1,509,880 |  |  | 1,211,076 |  |  | 83,785 |  |  | 36,192 |  |  | 20,403 |  |  | 37,161 |  |  | 28,933 |  |  | 92,330
Acquired loans (accounted for under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 43,682 |  |  | 40,053 |  |  | 1,625 |  |  | 678 |  |  | 483 |  |  | 843 |  |  | - |  |  | -
Personal loans |  | 3,602 |  |  | 3,293 |  |  | 160 |  |  | 83 |  |  | 32 |  |  | 34 |  |  | - |  |  | -
|  | 47,284 |  |  | 43,346 |  |  | 1,785 |  |  | 761 |  |  | 515 |  |  | 877 |  |  | - |  |  | -
Auto |  | 210,808 |  |  | 193,762 |  |  | 11,372 |  |  | 4,137 |  |  | 1,209 |  |  | 328 |  |  | - |  |  | -
|  | 258,092 |  |  | 237,108 |  |  | 13,157 |  |  | 4,898 |  |  | 1,724 |  |  | 1,205 |  |  | - |  |  | -
Total | $ | 1,767,972 |  | $ | 1,448,184 |  | $ | 96,942 |  | $ | 41,090 |  | $ | 22,127 |  | $ | 38,366 |  | $ | 28,933 |  | $ | 92,330
| December 31, 2013
| Delinquency
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Measured for
| Outstanding |  | 0-29 days |  | 30-59 days |  | 60-89 days |  | 90-119 days |  | 120-364 days |  | 365+ days |  | Impairment
| (In thousands)
Originated and other loans and leases held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 76,512 |  | $ | 64,743 |  | $ | 6,594 |  | $ | 1,634 |  | $ | 868 |  | $ | 1,082 |  | $ | 1,458 |  | $ | 133
Years 2003 and 2004 |  | 65,117 |  |  | 56,283 |  |  | 4,722 |  |  | 1,938 |  |  | 56 |  |  | 1,437 |  |  | 352 |  |  | 329
Year 2005 |  | 89,541 |  |  | 74,016 |  |  | 8,414 |  |  | 2,119 |  |  | 1,198 |  |  | 3,037 |  |  | 573 |  |  | 184
Year 2006 |  | 120,322 |  |  | 99,243 |  |  | 12,055 |  |  | 4,312 |  |  | 1,148 |  |  | 2,755 |  |  | 515 |  |  | 294
Years 2007, 2008 and 2009 |  | 101,150 |  |  | 91,920 |  |  | 3,464 |  |  | 1,104 |  |  | 1,264 |  |  | 2,844 |  |  | 554 |  |  | -
Years 2010, 2011, 2012 and 2013 |  | 149,546 |  |  | 134,577 |  |  | 3,192 |  |  | 1,609 |  |  | 115 |  |  | 974 |  |  | 989 |  |  | 8,090
|  | 602,188 |  |  | 520,782 |  |  | 38,441 |  |  | 12,716 |  |  | 4,649 |  |  | 12,129 |  |  | 4,441 |  |  | 9,030
Non-traditional |  | 42,102 |  |  | 35,168 |  |  | 3,217 |  |  | 1,162 |  |  | - |  |  | 1,324 |  |  | 833 |  |  | 398
Loss mitigation program |  | 86,318 |  |  | 7,762 |  |  | 1,376 |  |  | 149 |  |  | 624 |  |  | 312 |  |  | 1,029 |  |  | 75,066
|  | 730,608 |  |  | 563,712 |  |  | 43,034 |  |  | 14,027 |  |  | 5,273 |  |  | 13,765 |  |  | 6,303 |  |  | 84,494
Home equity secured personal loans |  | 736 |  |  | 598 |  |  | - |  |  | - |  |  | - |  |  | 126 |  |  | 12 |  |  | -
GNMA's buy-back option program |  | 34,921 |  |  | - |  |  | - |  |  | - |  |  | 7,670 |  |  | 14,425 |  |  | 12,826 |  |  | -
|  | 766,265 |  |  | 564,310 |  |  | 43,034 |  |  | 14,027 |  |  | 12,943 |  |  | 28,316 |  |  | 19,141 |  |  | 84,494
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 15,241 |  |  | 14,555 |  |  | 287 |  |  | 168 |  |  | 118 |  |  | 113 |  |  | - |  |  | -
Overdrafts |  | 372 |  |  | 322 |  |  | 46 |  |  | 4 |  |  | - |  |  | - |  |  | - |  |  | -
Unsecured personal lines of credit |  | 1,981 |  |  | 1,844 |  |  | 33 |  |  | 38 |  |  | 25 |  |  | 34 |  |  | 7 |  |  | -
Unsecured personal loans |  | 94,560 |  |  | 92,102 |  |  | 1,272 |  |  | 399 |  |  | 300 |  |  | 39 |  |  | 13 |  |  | 435
Cash collateral personal loans |  | 15,590 |  |  | 15,223 |  |  | 324 |  |  | 43 |  |  | - |  |  | - |  |  | - |  |  | -
|  | 127,744 |  |  | 124,046 |  |  | 1,962 |  |  | 652 |  |  | 443 |  |  | 186 |  |  | 20 |  |  | 435
Auto and Leasing |  | 379,874 |  |  | 339,817 |  |  | 25,532 |  |  | 9,437 |  |  | 3,397 |  |  | 1,691 |  |  | - |  |  | -
|  | 1,273,883 |  |  | 1,028,173 |  |  | 70,528 |  |  | 24,116 |  |  | 16,783 |  |  | 30,193 |  |  | 19,161 |  |  | 84,929
Acquired loans (accounted for under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 52,199 |  |  | 46,713 |  |  | 2,217 |  |  | 1,200 |  |  | 828 |  |  | 1,241 |  |  | - |  |  | -
Personal loans |  | 3,975 |  |  | 3,681 |  |  | 196 |  |  | 7 |  |  | 60 |  |  | 31 |  |  | - |  |  | -
|  | 56,174 |  |  | 50,394 |  |  | 2,413 |  |  | 1,207 |  |  | 888 |  |  | 1,272 |  |  | - |  |  | -
Auto |  | 301,584 |  |  | 283,825 |  |  | 12,534 |  |  | 3,616 |  |  | 1,095 |  |  | 514 |  |  | - |  |  | -
|  | 357,758 |  |  | 334,219 |  |  | 14,947 |  |  | 4,823 |  |  | 1,983 |  |  | 1,786 |  |  | - |  |  | -
Total | $ | 1,631,641 |  | $ | 1,362,392 |  | $ | 85,475 |  | $ | 28,939 |  | $ | 18,766 |  | $ | 31,979 |  | $ | 19,161 |  | $ | 84,929

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