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Allowance for Loan and Lease Losses (Tables)
 12 Months Ended
Dec. 31, 2014
Loans Receivable [Abstract]  
Allowance for Credit Losses on Financing Receivables [Table Text Block]

The composition of the Company's allowance for loan and lease losses at December 31, 2014 and 2013 was as follows:

 

 December 31, December 31,
 2014 2013
 (In thousands)
Allowance for loans and lease losses on non-covered loans:     
Originated and other loans and leases held for investment:     
Mortgage $ 19,679 $ 19,937
Commercial  8,432   14,897
Consumer  9,072   6,006
Auto and leasing  14,255   7,866
Unallocated  1   375
   51,439   49,081
Acquired loans:     
Accounted for under ASC 310-20 (Loans with revolving feature and/or      
acquired at a premium)     
Commercial  65   926
Consumer  1,211   -
Auto  3,321   1,428
   4,597   2,354
Accounted for under ASC 310-30 (Loans acquired with deteriorated      
credit quality, including those by analogy)     
Commercial   13,476   1,713
Consumer  5   418
Auto  -   732
   13,481   2,863
   69,517   54,298
Allowance for loans and lease losses on covered loans:     
Loans secured by 1-4 family residential properties  15,522   12,495
Commercial and other construction  48,334   39,619
Consumer  389   615
   64,245   52,729
Total allowance for loan and lease losses$ 133,762 $ 107,027

Originated and Other Loans and Leases Held for Investment

 

The following tables present the activity in our allowance for loan and lease losses and the related recorded investment of the associated loans for our originated and other loans held for investment portfolio by segment for the periods indicated:

 Year Ended December 31, 2014
          Auto and      
 Mortgage Commercial Consumer Leasing Unallocated Total
 (In thousands)
Allowance for loan and lease losses for non-covered originated and other loans:                 
Balance at beginning of year$ 19,937 $ 14,897 $ 6,006 $ 7,866 $ 375 $ 49,081
Charge-offs  (5,011)   (2,424)   (5,782)   (26,041)   -   (39,258)
Recoveries  428   333   570   8,858   -   10,189
Provision (recapture) for non-covered originated and other loan and lease losses  4,325   (4,374)   8,278   23,572   (374)   31,427
Balance at end of year$ 19,679 $ 8,432 $ 9,072 $ 14,255 $ 1 $ 51,439
                  
                  
 Year Ended December 31, 2013
          Auto and      
 Mortgage Commercial Consumer Leasing Unallocated Total
 (In thousands)
Allowance for loan and lease losses for non-covered originated and other loans:                 
Balance at beginning of year$ 21,092 $ 17,072 $ 856 $ 533 $ 368 $ 39,921
Charge-offs  (36,566)   (5,889)   (1,485)   (4,601)   -   (48,541)
Recoveries  6   383   165   1,568   -   2,122
Provision (recapture) for non-covered originated and other loan and lease losses  35,405   3,331   6,470   10,366   7   55,579
Balance at end of year$ 19,937 $ 14,897 $ 6,006 $ 7,866 $ 375 $ 49,081
                  
                  
 Year Ended December 31, 2012
          Auto and      
 Mortgage Commercial Consumer Leasing Unallocated Total
 (In thousands)
Allowance for loan and lease losses for non-covered originated and other loans:                 
Balance at beginning of year$ 21,652 $ 12,548 $ 1,423 $ 845 $ 542 $ 37,010
Charge-offs  (6,492)   (4,081)   (739)   (139)   -   (11,451)
Recoveries  131   156   194   27   -   508
Provision (recapture) for non-covered originated and other loan and lease losses  5,801   8,449   (22)   (200)   (174)   13,854
Balance at end of year$ 21,092 $ 17,072 $ 856 $ 533 $ 368 $ 39,921

 December 31, 2014
 Mortgage Commercial Consumer Auto and Leasing Unallocated Total
 (In thousands)
Allowance for loan and lease losses on non-covered originated and other loans:                 
Ending allowance balance attributable to loans:                 
Individually evaluated for impairment$ 8,968 $ 841 $ - $ - $ - $ 9,809
Collectively evaluated for impairment  10,711   7,591   9,072   14,255   1   41,630
Total ending allowance balance$ 19,679 $ 8,432 $ 9,072 $ 14,255 $ 1 $ 51,439
Loans:                 
Individually evaluated for impairment$ 94,185 $ 236,270 $ - $ - $ - $ 330,455
Collectively evaluated for impairment  697,566   1,053,462   186,760   575,582   -   2,513,370
Total ending loan balance$ 791,751 $ 1,289,732 $ 186,760 $ 575,582 $ - $ 2,843,825

 December 31, 2013
 Mortgage Commercial Consumer Auto and Leasing Unallocated Total
 (In thousands)
Allowance for loan and lease losses for non-covered originated and other loans:                 
Ending allowance balance attributable to loans:                 
Individually evaluated for impairment$ 8,708 $ 1,431 $ - $ - $ - $ 10,139
Collectively evaluated for impairment  11,229   13,466   6,006   7,866   375   38,942
Total ending allowance balance$ 19,937 $ 14,897 $ 6,006 $ 7,866 $ 375 $ 49,081
Loans:                 
Individually evaluated for impairment$ 84,494 $ 28,145 $ - $ - $ - $ 112,639
Collectively evaluated for impairment  681,771   1,099,512   127,744   379,874   -   2,288,901
Total ending loans balance$ 766,265 $ 1,127,657 $ 127,744 $ 379,874 $ - $ 2,401,540

Acquired Loans accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium)

 

The following tables present the activity in our allowance for loan losses and related recorded investment of the associated loans in our non-covered acquired loan portfolio, excluding loans accounted for under ASC 310-30, for the periods indicated

 Year Ended December 31, 2014
 Commercial Consumer Auto Unallocated Total
 (In thousands)
Allowance for loan losses for non-covered acquired loans accounted for under ASC 310-20:              
Balance at beginning of year$ 926 $ - $ 1,428 $ - $ 2,354
Charge-offs (532)  (6,902)  (6,011)   -   (13,445)
Recoveries  73   531   2,169   -   2,773
Provision (recapture) for non-covered acquired loan and lease losses accounted for under ASC 310-20 (402)  7,582  5,735   -   12,915
Balance at end of year$ 65 $ 1,211 $ 3,321 $ - $ 4,597
               
               
               
 Year Ended December 31, 2013
 Commercial Consumer Auto Unallocated Total
 (In thousands)
Allowance for loan losses for non-covered acquired loans accounted for under ASC 310-20:              
Balance at beginning of year$ - 0$ - $ - $ - $ -
Charge-offs (25)  (5,530)  (5,650)   -   (11,205)
Recoveries  9   1,035   3,398   -   4,442
Provision for non-covered acquired loan and lease losses accounted for under ASC 310-20 942   4,495   3,680   -   9,117
Balance at end of year$ 926 $ - $ 1,428 $ - $ 2,354

 December 31, 2014
 Commercial Consumer Auto Unallocated Total
 (In thousands)
Allowance for loan and lease losses on non-covered acquired loans accounted for under ASC 310-20:              
Ending allowance balance attributable to loans:              
Collectively evaluated for impairment  65   1,211   3,321   -   4,597
Total ending allowance balance$ 65 $ 1,211 $ 3,321 $ - $ 4,597
Loans:              
Collectively evaluated for impairment  12,675   45,344   184,782   -   242,801
Total ending loan balance$ 12,675 $ 45,344 $ 184,782 $ - $ 242,801
               
               
 December 31, 2013
 Commercial Consumer Auto Unallocated Total
 (In thousands)
Allowance for loan and lease losses on non-covered acquired loans accounted for under ASC 310-20:              
Ending allowance balance attributable to loans:              
Collectively evaluated for impairment  926   -   1,428   -   2,354
Total ending allowance balance$ 926 $ - $ 1,428 $ - $ 2,354
Loans:              
Collectively evaluated for impairment  77,681   56,174   301,584   -   435,439
Total ending loan balance$ 77,681 $ 56,174 $ 301,584 $ - $ 435,439

The following tables present the activity in our allowance for loan losses and related recorded investment of the associated loans in our non-covered acquired loan portfolio accounted for under ASC 310-30, for the periods indicated:

 

 Year Ended December 31, 2014
 Mortgage Commercial Construction Consumer Auto Total
 (In thousands)
Allowance for loan and lease losses for non-covered loans accounted for under ASC 310-30:                 
Balance at beginning of year$ - $ 1,713 $ - $418 $ 732 $ 2,863
Provision (recapture) for non-covered acquired loan and lease losses accounted for under ASC 310-30  -   11,763   -  (413)  (732)   10,618
Balance at end of year$ - $ 13,476 $ - $ 5 $ - $ 13,481
                  
                  
                  
 Year Ended December 31, 2013
 Mortgage Commercial Construction Consumer Auto Total
 (In thousands)
Allowance for loan and lease losses for non-covered loans accounted for under ASC 310-30:                 
Balance at beginning of year$ - 0$ - $ - $ - $ - $ -
Provision for non-covered acquired loan and lease losses accounted for under ASC 310-30  -   1,713   -  418  732   2,863
Balance at end of year$ - $ 1,713 $ - $ 418 $ 732 $ 2,863
Allowance For Credit Losses On Financing Receivables Covered Loans [Table Text Block]

The changes in the allowance for loan and lease losses on covered loans for the years ended December 31, 2014 and 2013 were as follows:

 Year Ended December 31,
 2014 2013
 (In thousands)
Balance at beginning of the year$ 52,729 $ 54,124
Provision for covered loan and lease losses, net  5,680   5,335
FDIC shared-loss portion of provision for (recapture of)     
covered loan and lease losses, net  5,836   (6,730)
Balance at end of the year$ 64,245 $ 52,729