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Loans Receivable (Tables) | 6 Months Ended
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Jun. 30, 2016
Loans And Leases Receivable Net Reported Amount Covered And Not Covered [Abstract] |  |
Schedule Of Accounts Notes Loans And Financing Receivable Text Block | The composition of the Company’s loan portfolio at June 30, 2016 and December 31, 2015 was as follows:
|  | June 30, |  |  | December 31,
| 2016 |  | 2015
| (In thousands)
Originated and other loans and leases held for investment: |  |  |  |  |
Mortgage | $ | 741,917 |  | $ | 757,828
Commercial |  | 1,476,613 |  |  | 1,441,649
Consumer |  | 265,269 |  |  | 242,950
Auto and leasing |  | 712,268 |  |  | 669,163
|  | 3,196,067 |  |  | 3,111,590
Allowance for loan and lease losses on originated and other loans and leases |  | (112,812) |  |  | (112,626)
|  | 3,083,255 |  |  | 2,998,964
Deferred loan costs, net |  | 4,619 |  |  | 4,203
Total originated and other loans loans held for investment, net |  | 3,087,874 |  |  | 3,003,167
Acquired loans: |  |  |  |  |
Acquired BBVAPR loans: |  |  |  |  |
Accounted for under ASC 310-20 (Loans with revolving feature and/or |  |  |  |  |
acquired at a premium) |  |  |  |  |
Commercial |  | 4,559 |  |  | 7,457
Consumer |  | 35,194 |  |  | 38,385
Auto |  | 77,118 |  |  | 106,911
|  | 116,871 |  |  | 152,753
Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-20 |  | (4,487) |  |  | (5,542)
|  | 112,384 |  |  | 147,211
Accounted for under ASC 310-30 (Loans acquired with deteriorated |  |  |  |  |
credit quality, including those by analogy) (a) |  |  |  |  |
Mortgage |  | 591,029 |  |  | 608,294
Commercial |  | 246,188 |  |  | 287,311
Construction |  | 76,917 |  |  | 88,180
Consumer |  | 7,331 |  |  | 11,843
Auto |  | 117,038 |  |  | 153,592
|  | 1,038,503 |  |  | 1,149,220
Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-30 (b) |  | (22,801) |  |  | (25,785)
|  | 1,015,702 |  |  | 1,123,435
Total acquired BBVAPR loans, net |  | 1,128,086 |  |  | 1,270,646
Acquired Eurobank loans: (a) |  |  |  |  |
Loans secured by 1-4 family residential properties |  | 76,777 |  |  | 92,273
Commercial and construction |  | 83,377 |  |  | 142,377
Consumer |  | 1,410 |  |  | 2,314
Total acquired Eurobank loans |  | 161,564 |  |  | 236,964
Allowance for loan and lease losses on Eurobank loans (b) |  | (22,116) |  |  | (90,178)
Total acquired Eurobank loans, net |  | 139,448 |  |  | 146,786
Total acquired loans, net |  | 1,267,534 |  |  | 1,417,432
Total held for investment, net |  | 4,355,408 |  |  | 4,420,599
Mortgage loans held-for-sale |  | 18,209 |  |  | 13,614
Total loans, net | $ | 4,373,617 |  | $ | 4,434,213
(a) Current period amounts have been re-measured using the revised derecognition policy for purchased credit impaired loans.
(b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was derecognized on June 30, 2016 due to the revision in the derecognition policy for these loans.
| [1],[2]
Past Due Financing Receivables [Table Text Block] | The following table s present the aging of the recorded investment in gross originated and other loans held for investment as of June 30, 2016 and December 31, 2015 by class of loans. Mortgage loans past due include delinquent loans in the GNMA buy-back option program. Servicers of l oans underlying GNMA mortgage-backed securities must report as their own assets the defaulted loans that they have the option (but not the obligation) to repurchase, even when they elect not to exercise that option
| June 30, 2016
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 260 |  | $ | 2,024 |  | $ | 2,973 |  | $ | 5,257 |  | $ | - |  | $ | 48,801 |  | $ | 54,058 |  | $ | 227
Years 2003 and 2004 |  | 343 |  |  | 3,936 |  |  | 6,201 |  |  | 10,480 |  |  | 65 |  |  | 84,208 |  |  | 94,753 |  |  | -
Year 2005 |  | - |  |  | 1,878 |  |  | 3,826 |  |  | 5,704 |  |  | 64 |  |  | 46,293 |  |  | 52,061 |  |  | -
Year 2006 |  | 743 |  |  | 2,243 |  |  | 6,741 |  |  | 9,727 |  |  | 50 |  |  | 64,109 |  |  | 73,886 |  |  | -
Years 2007, 2008 and 2009 |  | 854 |  |  | 1,414 |  |  | 11,793 |  |  | 14,061 |  |  | - |  |  | 69,957 |  |  | 84,018 |  |  | 699
Years 2010, 2011, 2012, 2013 |  | 498 |  |  | 1,307 |  |  | 9,420 |  |  | 11,225 |  |  | 142 |  |  | 133,384 |  |  | 144,751 |  |  | 416
Years 2014, 2015 and 2016 |  | - |  |  | 189 |  |  | 901 |  |  | 1,090 |  |  | 62 |  |  | 98,209 |  |  | 99,361 |  |  | -
|  | 2,698 |  |  | 12,991 |  |  | 41,855 |  |  | 57,544 |  |  | 383 |  |  | 544,961 |  |  | 602,888 |  |  | 1,342
Non-traditional |  | - |  |  | 938 |  |  | 5,217 |  |  | 6,155 |  |  | 12 |  |  | 20,028 |  |  | 26,195 |  |  | -
Loss mitigation program |  | 9,898 |  |  | 6,574 |  |  | 15,738 |  |  | 32,210 |  |  | 3,857 |  |  | 68,014 |  |  | 104,081 |  |  | 3,770
|  | 12,596 |  |  | 20,503 |  |  | 62,810 |  |  | 95,909 |  |  | 4,252 |  |  | 633,003 |  |  | 733,164 |  |  | 5,112
Home equity secured personal loans |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 384 |  |  | 384 |  |  | -
GNMA's buy-back option program |  | - |  |  | - |  |  | 8,369 |  |  | 8,369 |  |  | - |  |  | - |  |  | 8,369 |  |  | -
Total mortgage |  | 12,596 |  |  | 20,503 |  |  | 71,179 |  |  | 104,278 |  |  | 4,252 |  |  | 633,387 |  |  | 741,917 |  |  | 5,112
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 230,296 |  |  | 230,296 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 27,838 |  |  | 27,838 |  |  | -
Middle market |  | - |  |  | 125 |  |  | 8,589 |  |  | 8,714 |  |  | 2,255 |  |  | 209,127 |  |  | 220,096 |  |  | -
Retail |  | 96 |  |  | 1,226 |  |  | 5,871 |  |  | 7,193 |  |  | 3,327 |  |  | 236,171 |  |  | 246,691 |  |  | -
Floor plan |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 2,826 |  |  | 2,826 |  |  | -
Real estate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 16,079 |  |  | 16,079 |  |  | -
|  | 96 |  |  | 1,351 |  |  | 14,460 |  |  | 15,907 |  |  | 5,582 |  |  | 722,337 |  |  | 743,826 |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 140,192 |  |  | 140,192 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | 183,020 |  |  | 193,258 |  |  | 376,278 |  |  | -
Middle market |  | 2,007 |  |  | - |  |  | - |  |  | 2,007 |  |  | 1,421 |  |  | 102,112 |  |  | 105,540 |  |  | -
Retail |  | 896 |  |  | 529 |  |  | 582 |  |  | 2,007 |  |  | 135 |  |  | 74,823 |  |  | 76,965 |  |  | -
Floor plan |  | 6 |  |  | 38 |  |  | 40 |  |  | 84 |  |  | - |  |  | 33,728 |  |  | 33,812 |  |  | -
|  | 2,909 |  |  | 567 |  |  | 622 |  |  | 4,098 |  |  | 184,576 |  |  | 544,113 |  |  | 732,787 |  |  | -
Total commercial |  | 3,005 |  |  | 1,918 |  |  | 15,082 |  |  | 20,005 |  |  | 190,158 |  |  | 1,266,450 |  |  | 1,476,613 |  |  | -
| June 30, 2016
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 459 |  |  | 177 |  |  | 432 |  |  | 1,068 |  |  | - |  |  | 23,809 |  |  | 24,877 |  |  | -
Overdrafts |  | 15 |  |  | 1 |  |  | - |  |  | 16 |  |  | - |  |  | 204 |  |  | 220 |  |  | -
Personal lines of credit |  | 42 |  |  | 14 |  |  | 94 |  |  | 150 |  |  | - |  |  | 2,281 |  |  | 2,431 |  |  | -
Personal loans |  | 1,854 |  |  | 1,137 |  |  | 898 |  |  | 3,889 |  |  | 875 |  |  | 216,884 |  |  | 221,648 |  |  | -
Cash collateral personal loans |  | 63 |  |  | 3 |  |  | 1 |  |  | 67 |  |  | - |  |  | 16,026 |  |  | 16,093 |  |  | -
Total consumer |  | 2,433 |  |  | 1,332 |  |  | 1,425 |  |  | 5,190 |  |  | 875 |  |  | 259,204 |  |  | 265,269 |  |  | -
Auto and leasing |  | 44,433 |  |  | 19,438 |  |  | 7,322 |  |  | 71,193 |  |  | 15 |  |  | 641,060 |  |  | 712,268 |  |  | -
Total | $ | 62,467 |  | $ | 43,191 |  | $ | 95,008 |  | $ | 200,666 |  | $ | 195,300 |  | $ | 2,800,101 |  | $ | 3,196,067 |  | $ | 5,112
| December 31, 2015
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 80 |  | $ | 2,217 |  | $ | 3,889 |  | $ | 6,186 |  | $ | 41 |  | $ | 51,562 |  | $ | 57,789 |  | $ | 144
Years 2003 and 2004 |  | 251 |  |  | 5,036 |  |  | 5,536 |  |  | 10,823 |  |  | - |  |  | 88,623 |  |  | 99,446 |  |  | -
Year 2005 |  | 79 |  |  | 2,553 |  |  | 3,549 |  |  | 6,181 |  |  | - |  |  | 48,040 |  |  | 54,221 |  |  | -
Year 2006 |  | 551 |  |  | 2,878 |  |  | 7,934 |  |  | 11,363 |  |  | 176 |  |  | 66,864 |  |  | 78,403 |  |  | -
Years 2007, 2008 and 2009 |  | 170 |  |  | 2,053 |  |  | 14,733 |  |  | 16,956 |  |  | - |  |  | 74,590 |  |  | 91,546 |  |  | 526
Years 2010, 2011, 2012, 2013 |  | 662 |  |  | 1,673 |  |  | 10,519 |  |  | 12,854 |  |  | 141 |  |  | 137,749 |  |  | 150,744 |  |  | 72
Years 2014 and 2015 |  | - |  |  | 65 |  |  | 663 |  |  | 728 |  |  | - |  |  | 85,128 |  |  | 85,856 |  |  | -
|  | 1,793 |  |  | 16,475 |  |  | 46,823 |  |  | 65,091 |  |  | 358 |  |  | 552,556 |  |  | 618,005 |  |  | 742
Non-traditional |  | - |  |  | 977 |  |  | 5,079 |  |  | 6,056 |  |  | 13 |  |  | 23,483 |  |  | 29,552 |  |  | -
Loss mitigation program |  | 9,958 |  |  | 6,887 |  |  | 14,930 |  |  | 31,775 |  |  | 5,593 |  |  | 64,548 |  |  | 101,916 |  |  | 3,083
|  | 11,751 |  |  | 24,339 |  |  | 66,832 |  |  | 102,922 |  |  | 5,964 |  |  | 640,587 |  |  | 749,473 |  |  | 3,825
Home equity secured personal loans |  | - |  |  | - |  |  | 64 |  |  | 64 |  |  | - |  |  | 346 |  |  | 410 |  |  | -
GNMA's buy-back option program |  | - |  |  | - |  |  | 7,945 |  |  | 7,945 |  |  | - |  |  | - |  |  | 7,945 |  |  | -
Total mortgage |  | 11,751 |  |  | 24,339 |  |  | 74,841 |  |  | 110,931 |  |  | 5,964 |  |  | 640,933 |  |  | 757,828 |  |  | 3,825
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 227,557 |  |  | 227,557 |  |  | -
Institutional |  | 213 |  |  | - |  |  | - |  |  | 213 |  |  | - |  |  | 33,594 |  |  | 33,807 |  |  | -
Middle market |  | 1,174 |  |  | 712 |  |  | 9,113 |  |  | 10,999 |  |  | 1,730 |  |  | 194,219 |  |  | 206,948 |  |  | -
Retail |  | 686 |  |  | 466 |  |  | 6,921 |  |  | 8,073 |  |  | 1,177 |  |  | 231,840 |  |  | 241,090 |  |  | -
Floor plan |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 2,892 |  |  | 2,892 |  |  | -
Real estate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 16,662 |  |  | 16,662 |  |  | -
|  | 2,073 |  |  | 1,178 |  |  | 16,034 |  |  | 19,285 |  |  | 2,907 |  |  | 706,764 |  |  | 728,956 |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 108,582 |  |  | 108,582 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | 190,290 |  |  | 190,695 |  |  | 380,985 |  |  | -
Middle market |  | - |  |  | - |  |  | - |  |  | - |  |  | 1,565 |  |  | 105,748 |  |  | 107,313 |  |  | -
Retail |  | 282 |  |  | 639 |  |  | 604 |  |  | 1,525 |  |  | 783 |  |  | 75,489 |  |  | 77,797 |  |  | -
Floor plan |  | 238 |  |  | 51 |  |  | 39 |  |  | 328 |  |  | - |  |  | 37,688 |  |  | 38,016 |  |  | -
|  | 520 |  |  | 690 |  |  | 643 |  |  | 1,853 |  |  | 192,638 |  |  | 518,202 |  |  | 712,693 |  |  | -
Total commercial |  | 2,593 |  |  | 1,868 |  |  | 16,677 |  |  | 21,138 |  |  | 195,545 |  |  | 1,224,966 |  |  | 1,441,649 |  |  | -
| December 31, 2015
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 449 |  |  | 182 |  |  | 369 |  |  | 1,000 |  |  | - |  |  | 21,766 |  |  | 22,766 |  |  | -
Overdrafts |  | 24 |  |  | - |  |  | - |  |  | 24 |  |  | - |  |  | 166 |  |  | 190 |  |  | -
Personal lines of credit |  | 74 |  |  | - |  |  | 45 |  |  | 119 |  |  | 19 |  |  | 2,106 |  |  | 2,244 |  |  | -
Personal loans |  | 2,078 |  |  | 1,179 |  |  | 627 |  |  | 3,884 |  |  | 414 |  |  | 196,858 |  |  | 201,156 |  |  | -
Cash collateral personal loans |  | 125 |  |  | 17 |  |  | 2 |  |  | 144 |  |  | - |  |  | 16,450 |  |  | 16,594 |  |  | -
Total consumer |  | 2,750 |  |  | 1,378 |  |  | 1,043 |  |  | 5,171 |  |  | 433 |  |  | 237,346 |  |  | 242,950 |  |  | -
Auto and leasing |  | 53,566 |  |  | 16,898 |  |  | 8,293 |  |  | 78,757 |  |  | 49 |  |  | 590,357 |  |  | 669,163 |  |  | -
Total | $ | 70,660 |  | $ | 44,483 |  | $ | 100,854 |  | $ | 215,997 |  | $ | 201,991 |  | $ | 2,693,602 |  | $ | 3,111,590 |  | $ | 3,825
The following table s present the aging of the recorded investment in gross acquired BBVAPR loans accounted for under ASC 310-20 as of June 30, 2016 and December 31, 2015, by class of loans:
| June 30, 2016
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail | $ | - |  | $ | - |  | $ | 197 |  | $ | 197 |  | $ | - |  | $ | - |  | $ | 197 |  | $ | -
Floor plan |  | - |  |  | - |  |  | 446 |  |  | 446 |  |  | - |  |  | 2,309 |  |  | 2,755 |  |  | -
|  | - |  |  | - |  |  | 643 |  |  | 643 |  |  | - |  |  | 2,309 |  |  | 2,952 |  |  | -
Other commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 37 |  |  | 17 |  |  | 120 |  |  | 174 |  |  | - |  |  | 1,426 |  |  | 1,600 |  |  | -
Floor plan |  | - |  |  | - |  |  | 7 |  |  | 7 |  |  | - |  |  | - |  |  | 7 |  |  | -
|  | 37 |  |  | 17 |  |  | 127 |  |  | 181 |  |  | - |  |  | 1,426 |  |  | 1,607 |  |  | -
|  | 37 |  |  | 17 |  |  | 770 |  |  | 824 |  |  | - |  |  | 3,735 |  |  | 4,559 |  |  | -
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 731 |  |  | 290 |  |  | 704 |  |  | 1,725 |  |  | - |  |  | 30,573 |  |  | 32,298 |  |  | -
Personal loans |  | 116 |  |  | 14 |  |  | 60 |  |  | 190 |  |  | - |  |  | 2,706 |  |  | 2,896 |  |  | -
|  | 847 |  |  | 304 |  |  | 764 |  |  | 1,915 |  |  | - |  |  | 33,279 |  |  | 35,194 |  |  | -
Auto |  | 5,088 |  |  | 2,196 |  |  | 562 |  |  | 7,846 |  |  | - |  |  | 69,272 |  |  | 77,118 |  |  | -
Total | $ | 5,972 |  | $ | 2,517 |  | $ | 2,096 |  | $ | 10,585 |  | $ | - |  | $ | 106,286 |  | $ | 116,871 |  | $ | -
| December 31, 2015
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail | $ | - |  | $ | - |  | $ | 228 |  | $ | 228 |  | $ | - |  | $ | - |  | $ | 228 |  | $ | -
Floor plan |  | - |  |  | - |  |  | 467 |  |  | 467 |  |  | - |  |  | 2,422 |  |  | 2,889 |  |  | -
|  | - |  |  | - |  |  | 695 |  |  | 695 |  |  | - |  |  | 2,422 |  |  | 3,117 |  |  | -
Other commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 186 |  |  | 29 |  |  | 178 |  |  | 393 |  |  | - |  |  | 3,331 |  |  | 3,724 |  |  | -
Floor plan |  | - |  |  | - |  |  | 7 |  |  | 7 |  |  | - |  |  | 609 |  |  | 616 |  |  | -
|  | 186 |  |  | 29 |  |  | 185 |  |  | 400 |  |  | - |  |  | 3,940 |  |  | 4,340 |  |  | -
|  | 186 |  |  | 29 |  |  | 880 |  |  | 1,095 |  |  | - |  |  | 6,362 |  |  | 7,457 |  |  | -
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 930 |  |  | 384 |  |  | 489 |  |  | 1,803 |  |  | - |  |  | 33,414 |  |  | 35,217 |  |  | -
Personal loans |  | 14 |  |  | 29 |  |  | 46 |  |  | 89 |  |  | - |  |  | 3,079 |  |  | 3,168 |  |  | -
|  | 944 |  |  | 413 |  |  | 535 |  |  | 1,892 |  |  | - |  |  | 36,493 |  |  | 38,385 |  |  | -
Auto |  | 7,553 |  |  | 2,279 |  |  | 831 |  |  | 10,663 |  |  | - |  |  | 96,248 |  |  | 106,911 |  |  | -
Total | $ | 8,683 |  | $ | 2,721 |  | $ | 2,246 |  | $ | 13,650 |  | $ | - |  | $ | 139,103 |  | $ | 152,753 |  | $ | -
Carrying Amounts Of Acquired Loans Tabular Disclosure [Table Text Block] | The carrying amount corresponding to acquired BBVAPR loans with deteriorated credit quality, including those accounted under ASC 310-30 by analogy, in the statements of financial condition at June 30, 2016 and December 31, 2015 is as follows:
|  | June 30, |  | December 31,
|  | 2016 |  | 2015
|  |  | (In thousands)
Contractual required payments receivable (a) |  | $ | 1,788,121 |  | $ | 1,945,098
Less: Non-accretable discount |  |  | 394,500 |  |  | 434,190
Cash expected to be collected |  |  | 1,393,621 |  |  | 1,510,908
Less: Accretable yield |  |  | 355,118 |  |  | 361,688
Carrying amount, gross |  |  | 1,038,503 |  |  | 1,149,220
Less: allowance for loan and lease losses (b) |  |  | 22,801 |  |  | 25,785
Carrying amount, net |  | $ | 1,015,702 |  | $ | 1,123,435
(a) Current period amounts have been re-measured using the revised derecognition policy for purchased credit impaired loans.
(b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was derecognized on June 30, 2016 due to the revision in the derecognition policy for these loans.
Accretable Yield for Acquired Loans [Table Text Block] | The following tables describe the accretable yield and non-accretable discount activity of acquired BBVAPR loans accounted for under ASC 310-30 for the
| Quarter Ended June 30, 2016
| Mortgage |  | Commercial |  | Construction |  | Auto |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 260,557 |  | $ | 40,102 |  | $ | 17,156 |  | $ | 17,587 |  | $ | 5,261 |  | $ | 340,663
Accretion |  | (8,294) |  |  | (5,272) |  |  | (1,307) |  |  | (3,616) |  |  | (870) |  |  | (19,359)
Change in expected cash flows |  | - |  |  | 3,062 |  |  | (408) |  |  | 630 |  |  | (1) |  |  | 3,283
Transfer from (to) non-accretable discount |  | 31,560 |  |  | (833) |  |  | (193) |  |  | (498) |  |  | 495 |  |  | 30,531
Balance at end of period | $ | 283,823 |  | $ | 37,059 |  | $ | 15,248 |  | $ | 14,103 |  | $ | 4,885 |  | $ | 355,118
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 370,155 |  | $ | 10,716 |  | $ | 7,432 |  | $ | 21,938 |  | $ | 18,735 |  | $ | 428,976
Change in actual and expected losses |  | (2,442) |  |  | (967) |  |  | (206) |  |  | (315) |  |  | (15) |  |  | (3,945)
Transfer (to) from accretable yield |  | (31,560) |  |  | 833 |  |  | 193 |  |  | 498 |  |  | (495) |  |  | (30,531)
Balance at end of period | $ | 336,153 |  | $ | 10,582 |  | $ | 7,419 |  | $ | 22,121 |  | $ | 18,225 |  | $ | 394,500
| Six-Month Period Ended June 30, 2016
| Mortgage |  | Commercial |  | Construction |  | Auto |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 268,794 |  | $ | 45,411 |  | $ | 19,615 |  | $ | 21,578 |  | $ | 6,290 |  | $ | 361,688
Accretion |  | (16,601) |  |  | (11,111) |  |  | (3,176) |  |  | (7,827) |  |  | (1,808) |  |  | (40,523)
Change in expected cash flows |  | - |  |  | 3,190 |  |  | (208) |  |  | 631 |  |  | (1) |  |  | 3,612
Transfer from (to) non-accretable discount |  | 31,630 |  |  | (431) |  |  | (983) |  |  | (279) |  |  | 404 |  |  | 30,341
Balance at end of period | $ | 283,823 |  | $ | 37,059 |  | $ | 15,248 |  | $ | 14,103 |  | $ | 4,885 |  | $ | 355,118
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 374,772 |  | $ | 11,781 |  | $ | 6,764 |  | $ | 22,039 |  | $ | 18,834 |  | $ | 434,190
Change in actual and expected losses |  | (6,989) |  |  | (1,630) |  |  | (328) |  |  | (197) |  |  | (205) |  |  | (9,349)
Transfer (to) from accretable yield |  | (31,630) |  |  | 431 |  |  | 983 |  |  | 279 |  |  | (404) |  |  | (30,341)
Balance at end of period | $ | 336,153 |  | $ | 10,582 |  | $ | 7,419 |  | $ | 22,121 |  | $ | 18,225 |  | $ | 394,500
| Quarter Ended June 30, 2015
| Mortgage |  | Commercial |  | Construction |  | Auto |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 284,612 |  | $ | 57,330 |  | $ | 19,390 |  | $ | 47,097 |  | $ | 5,601 |  | $ | 414,030
Accretion |  | (8,813) |  |  | (9,597) |  |  | (2,143) |  |  | (6,163) |  |  | (1,287) |  |  | (28,003)
Change in actual and expected losses |  | - |  |  | 23,695 |  |  | 9,867 |  |  | - |  |  | - |  |  | 33,562
Transfer from (to) non-accretable discount |  | 81 |  |  | 135 |  |  | (2,501) |  |  | (9,403) |  |  | 4,147 |  |  | (7,541)
Balance at end of period | $ | 275,880 |  | $ | 71,563 |  | $ | 24,613 |  | $ | 31,531 |  | $ | 8,461 |  | $ | 412,048
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 392,609 |  | $ | 15,826 |  | $ | 3,957 |  | $ | 14,543 |  | $ | 23,576 |  | $ | 450,511
Change in actual and expected losses |  | (3,421) |  |  | (4,921) |  |  | 536 |  |  | (256) |  |  | (73) |  |  | (8,135)
Transfer (to) from accretable yield |  | (81) |  |  | (135) |  |  | 2,501 |  |  | 9,403 |  |  | (4,147) |  |  | 7,541
Balance at end of period | $ | 389,107 |  | $ | 10,770 |  | $ | 6,994 |  | $ | 23,690 |  | $ | 19,356 |  | $ | 449,917
| Six-Month Period Ended June 30, 2015
| Mortgage |  | Commercial |  | Construction |  | Auto |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 298,364 |  | $ | 61,196 |  | $ | 25,829 |  | $ | 53,998 |  | $ | 6,559 |  | $ | 445,946
Accretion |  | (17,800) |  |  | (20,356) |  |  | (5,953) |  |  | (13,151) |  |  | (2,213) |  |  | (59,473)
Change in actual and expected losses |  | - |  |  | 23,695 |  |  | 9,867 |  |  | - |  |  | - |  |  | 33,562
Transfer (to) from non-accretable discount |  | (4,684) |  |  | 7,028 |  |  | (5,130) |  |  | (9,316) |  |  | 4,115 |  |  | (7,987)
Balance at end of period | $ | 275,880 |  |  | 71,563 |  |  | 24,613 |  |  | 31,531 |  |  | 8,461 |  |  | 412,048
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 389,839 |  | $ | 23,069 |  | $ | 3,486 |  | $ | 16,215 |  | $ | 24,018 |  | $ | 456,627
Change in actual and expected losses |  | (5,416) |  |  | (5,271) |  |  | (1,622) |  |  | (1,841) |  |  | (547) |  |  | (14,697)
Transfer from (to) accretable yield |  | 4,684 |  |  | (7,028) |  |  | 5,130 |  |  | 9,316 |  |  | (4,115) |  |  | 7,987
Balance at end of period | $ | 389,107 |  | $ | 10,770 |  | $ | 6,994 |  | $ | 23,690 |  | $ | 19,356 |  | $ | 449,917
Eurobank loans carrying amount [Table Text Block] | Acquired Eurobank Loans The carrying amount of acquired Eurobank loans at June 30, 2016 and December 31, 2015 is as follows:
|  | June 30 |  |  | December 31
| 2016 |  | 2015
| (In thousands)
Contractual required payments receivable (a) | $ | 252,801 |  | $ | 342,511
Less: Non-accretable discount |  | 11,555 |  |  | 21,156
Cash expected to be collected |  | 241,246 |  |  | 321,355
Less: Accretable yield |  | 79,682 |  |  | 84,391
Carrying amount, gross |  | 161,564 |  |  | 236,964
Less: Allowance for loan and lease losses (b) |  | 22,116 |  |  | 90,178
Carrying amount, net | $ | 139,448 |  | $ | 146,786
(a) Current period amounts have been re-measured using the revised derecognition policy for purchased credit impaired loans.
(b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was derecognized on June 30, 2016 due to the revision in the derecognition policy for these loans.
Accretable Yield for Acquired Eurobank Loans [Table Text Block] | The following tables describe the accretable yield and non-a ccretable discount activity of acquired Eurobank loans for the quarters and six-months periods ended June 30, 2016 and 2015:
| Quarter Ended June 30, 2016
| Loans Secured by 1-4 Family Residential Properties |  | Commercial and Other Construction |  | Construction & Development Secured by 1-4 Family Residential Properties |  | Leasing |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 50,787 |  | $ | 33,203 |  | $ | 2,237 |  | $ | - |  | $ | - |  | $ | 86,227
Accretion |  | (2,263) |  |  | (4,528) |  |  | (33) |  |  | 2 |  |  | (76) |  |  | (6,898)
Change in expected cash flows |  | (198) |  |  | 1,619 |  |  | - |  |  | (77) |  |  | 81 |  |  | 1,425
Transfer from (to) non-accretable discount |  | 10 |  |  | (1,152) |  |  | - |  |  | 75 |  |  | (5) |  |  | (1,072)
Balance at end of year | $ | 48,336 |  | $ | 29,142 |  | $ | 2,204 |  | $ | - |  | $ | - |  | $ | 79,682
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 12,703 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 12,703
Change in actual and expected losses |  | (1,138) |  |  | (1,152) |  |  | - |  |  | 75 |  |  | (5) |  |  | (2,220)
Transfer from (to) accretable yield |  | (10) |  |  | 1,152 |  |  | - |  |  | (75) |  |  | 5 |  |  | 1,072
Balance at end of period | $ | 11,555 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 11,555
| Six-Month Period Ended June 30, 2016
| Loans Secured by 1-4 Family Residential Properties |  | Commercial and Other Construction |  | Construction & Development Secured by 1-4 Family Residential Properties |  | Leasing |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 51,954 |  | $ | 26,970 |  | $ | 2,255 |  | $ | - |  | $ | 3,213 |  | $ | 84,392
Accretion |  | (4,529) |  |  | (8,623) |  |  | (47) |  |  | 2 |  |  | (1,261) |  |  | (14,458)
Change in expected cash flows |  | 786 |  |  | 12,712 |  |  | (23) |  |  | (77) |  |  | (1,947) |  |  | 11,451
Transfer from (to) non-accretable discount |  | 125 |  |  | (1,917) |  |  | 19 |  |  | 75 |  |  | (5) |  |  | (1,703)
Balance at end of period | $ | 48,336 |  | $ | 29,142 |  | $ | 2,204 |  | $ | - |  | $ | - |  | $ | 79,682
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 12,869 |  | $ | - |  | $ | - |  | $ | - |  | $ | 8,287 |  | $ | 21,156
Change in actual and expected losses |  | (1,189) |  |  | (1,917) |  |  | 19 |  |  | 75 |  |  | (8,292) |  |  | (11,304)
Transfer (to) from accretable yield |  | (125) |  |  | 1,917 |  |  | (19) |  |  | (75) |  |  | 5 |  |  | 1,703
Balance at end of period | $ | 11,555 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 11,555
| Quarter Ended June 30, 2015
| Loans Secured by 1-4 Family Residential Properties |  | Commercial and Other Construction |  | Construction & Development Secured by 1-4 Family Residential Properties |  | Leasing |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 58,332 |  | $ | 33,481 |  | $ | 20,806 |  | $ | 1,665 |  | $ | 2,004 |  | $ | 116,288
Accretion |  | (3,276) |  |  | (8,047) |  |  | (405) |  |  | (937) |  |  | (93) |  |  | (12,758)
Transfer from non-accretable discount |  | 750 |  |  | 2,039 |  |  | (2,052) |  |  | 375 |  |  | (1) |  |  | 1,111
Balance at end of period | $ | 55,806 |  | $ | 27,473 |  | $ | 18,349 |  | $ | 1,103 |  | $ | 1,910 |  | $ | 104,641
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 12,557 |  | $ | 10,493 |  | $ | - |  | $ | - |  | $ | 9,662 |  | $ | 32,712
Change in actual and expected losses |  | (405) |  |  | (8,454) |  |  | (2,052) |  |  | 375 |  |  | 67 |  |  | (10,469)
Transfer to accretable yield |  | (750) |  |  | (2,039) |  |  | 2,052 |  |  | (375) |  |  | 1 |  |  | (1,111)
Balance at end of period | $ | 11,402 |  | $ | - |  | $ | - |  | $ | - |  | $ | 9,730 |  | $ | 21,132
| Six-Month Period Ended June 30, 2015
| Loans Secured by 1-4 Family Residential Properties |  | Commercial and Other Construction |  | Construction & Development Secured by 1-4 Family Residential Properties |  | Leasing |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 47,636 |  | $ | 37,919 |  | $ | 20,753 |  | $ | 2,479 |  | $ | 1,072 |  | $ | 109,859
Accretion |  | (6,794) |  |  | (17,902) |  |  | (1,024) |  |  | (2,329) |  |  | (213) |  |  | (28,262)
Transfer from (to) non-accretable discount |  | 14,964 |  |  | 7,456 |  |  | (1,380) |  |  | 953 |  |  | 1,051 |  |  | 23,044
Balance at end of period | $ | 55,806 |  | $ | 27,473 |  | $ | 18,349 |  | $ | 1,103 |  | $ | 1,910 |  | $ | 104,641
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 27,348 |  | $ | 24,464 |  | $ | - |  | $ | - |  | $ | 10,598 |  | $ | 62,410
Change in actual and expected cash flows |  | (982) |  |  | (17,008) |  |  | (1,380) |  |  | 953 |  |  | 183 |  |  | (18,234)
Transfer (to) from accretable yield |  | (14,964) |  |  | (7,456) |  |  | 1,380 |  |  | (953) |  |  | (1,051) |  |  | (23,044)
Balance at end of period | $ | 11,402 |  | $ | - |  | $ | - |  | $ | - |  | $ | 9,730 |  | $ | 21,132
Financing Receivable Recorded Investment Nonaccrual Status By Class Of Loans [Table Text Block] | Non-accrual Loans The following table presents the recorded investment in loans in non-accrual status by class of loans as of June 30, 2016 and December 31, 2015:
| June 30, |  | December 31,
| 2016 |  | 2015
| (In thousands)
Originated and other loans and leases held for investment |  |  |  |  |
Mortgage |  |  |  |  |
Traditional (by origination year): |  |  |  |  |
Up to the year 2002 | $ | 2,812 |  | $ | 3,786
Years 2003 and 2004 |  | 6,359 |  |  | 5,737
Year 2005 |  | 3,889 |  |  | 3,627
Year 2006 |  | 7,135 |  |  | 8,189
Years 2007, 2008 and 2009 |  | 11,292 |  |  | 14,625
Years 2010, 2011, 2012, 2013 |  | 9,311 |  |  | 10,588
Years 2014, 2015 and 2016 |  | 963 |  |  | 663
|  | 41,761 |  |  | 47,215
Non-traditional |  | 5,229 |  |  | 5,092
Loss mitigation program |  | 18,769 |  |  | 20,172
|  | 65,759 |  |  | 72,479
Home equity loans, secured personal loans |  | - |  |  | 64
|  | 65,759 |  |  | 72,543
Commercial |  |  |  |  |
Commercial secured by real estate |  |  |  |  |
Middle market |  | 10,969 |  |  | 12,729
Retail |  | 10,352 |  |  | 8,726
|  | 21,321 |  |  | 21,455
Other commercial and industrial |  |  |  |  |
Institutional |  | 183,020 |  |  | 190,290
Middle market |  | 1,421 |  |  | 1,565
Retail |  | 1,966 |  |  | 1,932
Floor plan |  | 40 |  |  | 39
|  | 186,447 |  |  | 193,826
|  | 207,768 |  |  | 215,281
Consumer |  |  |  |  |
Credit cards |  | 432 |  |  | 369
Personal lines of credit |  | 94 |  |  | 100
Personal loans |  | 1,812 |  |  | 1,146
Cash collateral personal loans |  | 1 |  |  | 16
|  | 2,339 |  |  | 1,631
Auto and leasing |  | 7,337 |  |  | 8,418
Total non-accrual originated loans | $ | 283,203 |  | $ | 297,873
| June 30, |  | December 31,
| 2016 |  | 2015
| (In thousands)
Acquired BBVAPR loans accounted for under ASC 310-20 |  |  |  |  |
Commercial |  |  |  |  |
Commercial secured by real estate |  |  |  |  |
Retail | $ | 197 |  | $ | 228
Floor plan |  | 446 |  |  | 467
|  | 643 |  |  | 695
Other commercial and industrial |  |  |  |  |
Retail |  | 120 |  |  | 178
Floor plan |  | 7 |  |  | 7
|  | 127 |  |  | 185
|  | 770 |  |  | 880
Consumer |  |  |  |  |
Credit cards |  | 704 |  |  | 489
Personal loans |  | 60 |  |  | 46
|  | 764 |  |  | 535
Auto |  | 562 |  |  | 831
Total non-accrual acquired BBVAPR loans accounted for under ASC 310-20 |  | 2,096 |  |  | 2,246
Total non-accrual loans | $ | 285,299 |  | $ | 300,119
Impaired Financing Receivables [Table Text Block] | O riginated and Other Loans and L eases Held for Investment T he Company’s recorded investment in commercial and mortgage loans categorized as originated and other loans and leases held for investment that were individually evaluated for impairment and the related allowan ce for loan and lease losses at June 30, 2016 and December 31, 2015 are as follows:
| June 30, 2016 |  |
| Unpaid |  | Recorded |  | Related |  |  |  |
| Principal |  | Investment |  | Allowance |  | Coverage |  |
| (In thousands) |  |
Impaired loans with specific allowance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 212,876 |  | $ | 194,084 |  | $ | 56,758 |  | 29% |  |
Residential impaired and troubled-debt restructuring |  | 99,145 |  |  | 90,948 |  |  | 8,864 |  | 10% |  |
Impaired loans with no specific allowance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 30,228 |  |  | 23,876 |  |  | - |  | 0% |  |
Total investment in impaired loans | $ | 342,249 |  | $ | 308,908 |  | $ | 65,622 |  | 21% |  |
| December 31, 2015 |  |
| Unpaid |  | Recorded |  | Related |  |  |  |
| Principal |  | Investment |  | Allowance |  | Coverage |  |
| (In thousands) |  |
Impaired loans with specific allowance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 210,718 |  | $ | 199,366 |  | $ | 55,947 |  | 28% |  |
Residential impaired and troubled-debt restructuring |  | 97,424 |  |  | 89,973 |  |  | 9,233 |  | 10% |  |
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 42,110 |  |  | 35,928 |  |  | - |  | 0% |  |
Total investment in impaired loans | $ | 350,252 |  | $ | 325,267 |  | $ | 65,180 |  | 20% |  |
Acquired BBVAPR Loans Loans Accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium) T he Company’s recorded investment in acquired BBVAPR commercial loans accounted for under ASC 310-20 that were individually evaluated for impairment and the related allowance for loan and lease losses at June 30, 2016 and December 31, 2015 are as follows:
| June 30, 2016
| Unpaid |  | Recorded |  | Related |  |
| Principal |  | Investment |  | Allowance |  | Coverage
| (In thousands)
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |
Commercial | $ | 1,450 |  | $ | 1,433 |  | $ | - |  | 0%
Total investment in impaired loans | $ | 1,450 |  | $ | 1,433 |  | $ | - |  | 0%
| December 31, 2015
| Unpaid |  | Recorded |  | Specific |  |
| Principal |  | Investment |  | Allowance |  | Coverage
| (In thousands)
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |
Commercial | $ | 486 |  | $ | 474 |  | $ | - |  | 0%
Total investment in impaired loans | $ | 486 |  | $ | 474 |  | $ | - |  | 0%
Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy) T he Company’s recorded investment in acquired BBVAPR loan pools accounted for under ASC 310-30 that have recorded impairments and their related allowance for loan and lease losses at June 30, 2016 and December 31, 2015 are as follows
| June 30, 2016
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance: (a)(b) |  |  |  |  |  |  |  |  |  |
Mortgage | $ | 591,029 |  | $ | 591,056 |  | $ | 1,585 |  | 0%
Commercial |  | 246,142 |  |  | 173,949 |  |  | 11,884 |  | 7%
Construction |  | 76,677 |  |  | 56,457 |  |  | 3,979 |  | 7%
Auto |  | 117,038 |  |  | 117,043 |  |  | 5,353 |  | 5%
Total investment in impaired loan pools | $ | 1,030,886 |  | $ | 938,505 |  | $ | 22,801 |  | 2%
(a) Current period amounts have been re-measured using the revised derecognition policy for purchased credit impaired loans.
(b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was derecognized on June 30, 2016 due to the revision in the derecognition policy for these loans.
| December 31 , 2015
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance: |  |  |  |  |  |  |  |  |  |
Mortgage | $ | 608,294 |  | $ | 608,294 |  | $ | 1,761 |  | 0%
Commercial |  | 287,311 |  |  | 168,107 |  |  | 15,455 |  | 9%
Construction |  | 88,180 |  |  | 87,983 |  |  | 5,707 |  | 6%
Auto |  | 153,592 |  |  | 153,592 |  |  | 2,862 |  | 2%
Total investment in impaired loan pools | $ | 1,137,377 |  | $ | 1,017,976 |  | $ | 25,785 |  | 3%
Acquired Eurobank Loans T he Company’s recorded investment in acquired Eurobank loan pools that have recorded impairment s and the ir related allowance for loan and lease losses as of June 30, 2016 and December 31, 2015 are as follows:
| June 30, 2016
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance: (a)(b) |  |  |  |  |  |  |  |  |  |
Loans secured by 1-4 family residential properties | $ | 95,755 |  | $ | 76,777 |  | $ | 11,016 |  | 14%
Commercial and construction |  | 114,932 |  |  | 83,377 |  |  | 11,096 |  | 13%
Consumer |  | 1,252 |  |  | 1,410 |  |  | 4 |  | 0%
Total investment in impaired loan pools | $ | 211,939 |  | $ | 161,564 |  | $ | 22,116 |  | 14%
(a) Current period amounts have been re-measured using the revised derecognition policy for purchased credit impaired loans.
(b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was derecognized on June 30, 2016 due to the revision in the derecognition policy for these loans.
| December 31, 2015
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  | Specific |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance |  |  |  |  |  |  |  |  |  |
Loans secured by 1-4 family residential properties | $ | 101,444 |  | $ | 92,273 |  | $ | 22,570 |  | 24%
Commercial and construction |  | 133,148 |  |  | 142,377 |  |  | 67,365 |  | 47%
Consumer |  | 6,713 |  |  | 2,314 |  |  | 243 |  | 11%
Total investment in impaired loan pools | $ | 241,305 |  | $ | 236,964 |  | $ | 90,178 |  | 38%
Impaired Financing Receivables Loans, excluding ASC 310-30 [Table Text Block] | The tables above only present information with respect to acquired Eurobank loans and loan pools accounted for under ASC 310-30 if there is a recorded impairment to such loans or loan pools and a specific allowance for loan losses. The following table presents the interest recognized in commercial and mortgage loans that were individually evaluated for impairment, excluding loans accounted for under ASC 310-30 for the quarters and six-month periods ended June 30, 2016 and 2015:
| Quarter Ended June 30,
| 2016 |  | 2015
| Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment
| (In thousands)
Originated and other loans held for investment: |  |  |  |  |  |  |  |  |  |  |
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 75 |  | $ | 194,759 |  | $ | 45 |  | $ | 212,414
Residential troubled-debt restructuring |  | 791 |  |  | 91,007 |  |  | 781 |  |  | 89,041
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 149 |  |  | 29,579 |  |  | 316 |  |  | 30,015
|  | 1,015 |  |  | 315,345 |  |  | 1,142 |  |  | 331,470
Acquired loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 15 |  |  | 789 |  |  | 11 |  |  | 1,446
Total interest income from impaired loans | $ | 1,030 |  | $ | 316,134 |  | $ | 1,153 |  | $ | 332,916
| Six-Month Period Ended June 30,
| 2016 |  |  | 2015
| Interest Income Recognized |  | Average Recorded Investment |  |  | Interest Income Recognized |  | Average Recorded Investment
| (In thousands)
Originated and other loans held for investment: |  |  |  |  |  |  |  |  |  |  |
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 150 |  | $ | 195,777 |  | $ | 90 |  | $ | 146,144
Residential troubled-debt restructuring |  | 1,591 |  |  | 90,650 |  |  | 1,563 |  |  | 91,216
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 298 |  |  | 31,603 |  |  | 631 |  |  | 95,791
Total interest income from impaired loans | $ | 2,039 |  | $ | 318,030 |  | $ | 2,284 |  | $ | 333,151
Aquired loans accounted for under SC 310-20: |  |  |  |  |  |  |  |  |  |  |
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 30 |  |  | 628 |  |  | 21 |  |  | 1,923
Total interest income from impaired loans | $ | 2,069 |  | $ | 318,658 |  | $ | 2,305 |  | $ | 335,074
Troubled Debt Restructurings on Financing Receivables [Table Text Block] | Modifications The follow ing tables present the troubled-debt restructuring s during the
| Quarter Ended June 30, 2016
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 19 |  | $ | 2,670 |  | 5.69% |  | 372 |  | $ | 2,670 |  | 4.54% |  | 494
Commercial | 6 |  |  | 668 |  | 6.65% |  | 65 |  |  | 668 |  | 5.91% |  | 86
Consumer | 26 |  |  | 364 |  | 12.73% |  | 75 |  |  | 372 |  | 10.20% |  | 70
| Six-Month Period Ended June 30, 2016
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 52 |  | $ | 6,628 |  | 5.90% |  | 365 |  | $ | 7,525 |  | 4.73% |  | 493
Commercial | 8 |  |  | 1,323 |  | 6.73% |  | 53 |  |  | 1,324 |  | 6.31% |  | 61
Consumer | 47 |  |  | 556 |  | 13.27% |  | 75 |  |  | 603 |  | 10.56% |  | 71
| Quarter Ended June 30, 2015
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 39 |  | $ | 4,455 |  | 5.62% |  | 330 |  | $ | 4,455 |  | 4.21% |  | 330
Commercial | 1 |  |  | 29 |  | 7.25% |  | 44 |  |  | 29 |  | 6.50% |  | 60
Consumer | 21 |  |  | 250 |  | 14.40% |  | 71 |  |  | 259 |  | 13.87% |  | 69
Auto | 1 |  |  | 64 |  | 12.95% |  | 72 |  |  | 65 |  | 12.95% |  | 72
| Six-Month Period Ended June 30, 2015
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 97 |  | $ | 11,609 |  | 4.65% |  | 348 |  | $ | 11,594 |  | 4.13% |  | 349
Commercial | 4 |  |  | 4,533 |  | 6.83% |  | 80 |  |  | 4,533 |  | 7.00% |  | 141
Consumer | 32 |  |  | 396 |  | 14.50% |  | 72 |  |  | 440 |  | 14.25% |  | 68
Auto | 1 |  |  | 64 |  | 12.95% |  | 72 |  |  | 65 |  | 12.95% |  | 72
The following table presents troubled-debt restructurings for which there was a p ayment default during the twelve-month periods ended June 30, 2016 and 2015:
| Twelve-Month Period Ended June 30,
| 2016 |  |  | 2015
| Number of Contracts |  | Recorded Investment |  |  | Number of Contracts |  | Recorded Investment
| (Dollars in thousands)
Mortgage | 84 |  | $ | 9,869 |  |  | 60 |  | $ | 6,911
Consumer | 7 |  | $ | 134 |  |  | 4 |  | $ | 72
Auto | 1 |  | $ | 17 |  |  | - |  | $ | -
Financing Receivable Credit Quality Indicators [Table Text Block] | As of June 30, 2016 and December 31, 2015, and based on the most recent analysis performed, the ris k category of gross originated and other loans and BBVAPR acquired loans accounted for under ASC 310-20 subject to risk rating by class of loans is as follows:
| June 30, 2016
| Risk Ratings
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  | Special |  |  |  |  |  |  |  | Measured for
| Outstanding |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Impairment
| (In thousands)
Commercial - originated and other loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate | $ | 230,296 |  | $ | 215,312 |  | $ | 14,984 |  | $ | - |  | $ | - |  | $ | -
Institutional |  | 27,838 |  |  | 26,200 |  |  | - |  |  | - |  |  | - |  |  | 1,638
Middle market |  | 220,096 |  |  | 188,700 |  |  | 17,697 |  |  | 374 |  |  | - |  |  | 13,325
Retail |  | 246,691 |  |  | 222,814 |  |  | 7,468 |  |  | 4,128 |  |  | - |  |  | 12,281
Floor plan |  | 2,826 |  |  | 2,826 |  |  | - |  |  | - |  |  | - |  |  | -
Real estate |  | 16,079 |  |  | 16,079 |  |  | - |  |  | - |  |  | - |  |  | -
|  | 743,826 |  |  | 671,931 |  |  | 40,149 |  |  | 4,502 |  |  | - |  |  | 27,244
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 140,192 |  |  | 140,192 |  |  | - |  |  | - |  |  | - |  |  | -
Institutional |  | 376,278 |  |  | 193,258 |  |  | - |  |  | - |  |  | - |  |  | 183,020
Middle market |  | 105,540 |  |  | 95,946 |  |  | 5,142 |  |  | 181 |  |  | - |  |  | 4,271
Retail |  | 76,965 |  |  | 71,933 |  |  | 898 |  |  | 979 |  |  | - |  |  | 3,155
Floor plan |  | 33,812 |  |  | 28,046 |  |  | 5,415 |  |  | 81 |  |  | - |  |  | 270
|  | 732,787 |  |  | 529,375 |  |  | 11,455 |  |  | 1,241 |  |  | - |  |  | 190,716
Total |  | 1,476,613 |  |  | 1,201,306 |  |  | 51,604 |  |  | 5,743 |  |  | - |  |  | 217,960
Commercial - acquired loans (under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 197 |  |  | - |  |  | - |  |  | 197 |  |  | - |  |  | -
Floor plan |  | 2,755 |  |  | 953 |  |  | 376 |  |  | - |  |  | - |  |  | 1,426
|  | 2,952 |  |  | 953 |  |  | 376 |  |  | 197 |  |  | - |  |  | 1,426
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 1,600 |  |  | 1,527 |  |  | - |  |  | 73 |  |  | - |  |  | -
Floor plan |  | 7 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 7
|  | 1,607 |  |  | 1,527 |  |  | - |  |  | 73 |  |  | - |  |  | 7
Total |  | 4,559 |  |  | 2,480 |  |  | 376 |  |  | 270 |  |  | - |  |  | 1,433
Total | $ | 1,481,172 |  | $ | 1,203,786 |  | $ | 51,980 |  | $ | 6,013 |  | $ | - |  | $ | 219,393
| December 31, 2015
| Risk Ratings
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  | Special |  |  |  |  |  |  |  | Measured for
| Outstanding |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Impairment
| (In thousands)
Commercial - originated and other loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate | $ | 227,557 |  | $ | 212,410 |  | $ | 15,147 |  | $ | - |  | $ | - |  | $ | -
Institutional |  | 33,807 |  |  | 25,907 |  |  | - |  |  | - |  |  | - |  |  | 7,900
Middle market |  | 206,948 |  |  | 181,916 |  |  | 9,697 |  |  | - |  |  | - |  |  | 15,335
Retail |  | 241,090 |  |  | 217,836 |  |  | 7,936 |  |  | 5,097 |  |  | - |  |  | 10,221
Floor plan |  | 2,892 |  |  | 2,892 |  |  | - |  |  | - |  |  | - |  |  | -
Real estate |  | 16,662 |  |  | 16,662 |  |  | - |  |  | - |  |  | - |  |  | -
|  | 728,956 |  |  | 657,623 |  |  | 32,780 |  |  | 5,097 |  |  | - |  |  | 33,456
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 108,582 |  |  | 100,826 |  |  | - |  |  | - |  |  | - |  |  | 7,756
Institutional |  | 380,985 |  |  | 190,695 |  |  | - |  |  | - |  |  | - |  |  | 190,290
Middle market |  | 107,313 |  |  | 97,288 |  |  | 8,052 |  |  | - |  |  | - |  |  | 1,973
Retail |  | 77,797 |  |  | 73,757 |  |  | 1,076 |  |  | 1,184 |  |  | - |  |  | 1,780
Floor plan |  | 38,016 |  |  | 35,862 |  |  | 2,115 |  |  | - |  |  | - |  |  | 39
|  | 712,693 |  |  | 498,428 |  |  | 11,243 |  |  | 1,184 |  |  | - |  |  | 201,838
Total |  | 1,441,649 |  |  | 1,156,051 |  |  | 44,023 |  |  | 6,281 |  |  | - |  |  | 235,294
Commercial - acquired loans (under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 228 |  |  | - |  |  | - |  |  | 228 |  |  | - |  |  | -
Floor plan |  | 2,889 |  |  | 602 |  |  | 1,820 |  |  | - |  |  | - |  |  | 467
|  | 3,117 |  |  | 602 |  |  | 1,820 |  |  | 228 |  |  | - |  |  | 467
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 3,724 |  |  | 3,637 |  |  | - |  |  | 87 |  |  | - |  |  | -
Floor plan |  | 616 |  |  | 609 |  |  | - |  |  | - |  |  | - |  |  | 7
|  | 4,340 |  |  | 4,246 |  |  | - |  |  | 87 |  |  | - |  |  | 7
Total |  | 7,457 |  |  | 4,848 |  |  | 1,820 |  |  | 315 |  |  | - |  |  | 474
Total | $ | 1,449,106 |  | $ | 1,160,899 |  | $ | 45,843 |  | $ | 6,596 |  | $ | - |  | $ | 235,768
For residential and consumer loan classes, the Company evaluates credit quality based on the delinquency status of the loan. As of June 30, 2016 and December 31, 2015, and based on the most recent analysis performed, the risk category of gross originated and other loans and acquired BBVAPR loans accounted for under ASC 310-20 not subject to risk rating by class of loans is as follows:
| June 30, 2016
| Delinquency
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Measured for
| Outstanding |  | 0-29 days |  | 30-59 days |  | 60-89 days |  | 90-119 days |  | 120-364 days |  | 365+ days |  | Impairment
| (In thousands)
Originated and other loans and leases held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 54,058 |  | $ | 48,163 |  | $ | 259 |  | $ | 2,023 |  | $ | 527 |  | $ | 1,153 |  | $ | 1,292 |  | $ | 641
Years 2003 and 2004 |  | 94,753 |  |  | 82,651 |  |  | 343 |  |  | 3,936 |  |  | 1,864 |  |  | 1,859 |  |  | 2,312 |  |  | 1,788
Year 2005 |  | 52,061 |  |  | 45,538 |  |  | - |  |  | 1,878 |  |  | 497 |  |  | 918 |  |  | 2,410 |  |  | 820
Year 2006 |  | 73,886 |  |  | 60,860 |  |  | 511 |  |  | 2,244 |  |  | 554 |  |  | 1,603 |  |  | 4,584 |  |  | 3,530
Years 2007, 2008 and 2009 |  | 84,018 |  |  | 66,997 |  |  | 703 |  |  | 1,286 |  |  | 569 |  |  | 1,724 |  |  | 8,898 |  |  | 3,841
Years 2010, 2011, 2012 2013 |  | 144,751 |  |  | 132,451 |  |  | 407 |  |  | 1,203 |  |  | 182 |  |  | 1,581 |  |  | 5,132 |  |  | 3,795
Years 2014, 2015 and 2016 |  | 99,361 |  |  | 98,270 |  |  | - |  |  | 189 |  |  | 140 |  |  | 398 |  |  | 364 |  |  | -
|  | 602,888 |  |  | 534,930 |  |  | 2,223 |  |  | 12,759 |  |  | 4,333 |  |  | 9,236 |  |  | 24,992 |  |  | 14,415
Non-traditional |  | 26,195 |  |  | 20,040 |  |  | - |  |  | 938 |  |  | 564 |  |  | 1,999 |  |  | 2,654 |  |  | -
Loss mitigation program |  | 104,081 |  |  | 18,865 |  |  | 1,692 |  |  | 1,381 |  |  | 940 |  |  | 1,306 |  |  | 3,364 |  |  | 76,533
|  | 733,164 |  |  | 573,835 |  |  | 3,915 |  |  | 15,078 |  |  | 5,837 |  |  | 12,541 |  |  | 31,010 |  |  | 90,948
Home equity secured personal loans |  | 384 |  |  | 384 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
GNMA's buy-back option program |  | 8,369 |  |  | - |  |  | - |  |  | - |  |  | 1,498 |  |  | 3,228 |  |  | 3,643 |  |  | -
|  | 741,917 |  |  | 574,219 |  |  | 3,915 |  |  | 15,078 |  |  | 7,335 |  |  | 15,769 |  |  | 34,653 |  |  | 90,948
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 24,877 |  |  | 23,809 |  |  | 459 |  |  | 177 |  |  | 214 |  |  | 218 |  |  | - |  |  | -
Overdrafts |  | 220 |  |  | 204 |  |  | 15 |  |  | 1 |  |  | - |  |  | - |  |  | - |  |  | -
Unsecured personal lines of credit |  | 2,431 |  |  | 2,281 |  |  | 42 |  |  | 14 |  |  | 11 |  |  | 83 |  |  | - |  |  | -
Unsecured personal loans |  | 221,648 |  |  | 217,759 |  |  | 1,854 |  |  | 1,137 |  |  | 898 |  |  | - |  |  | - |  |  | -
Cash collateral personal loans |  | 16,093 |  |  | 16,026 |  |  | 63 |  |  | 3 |  |  | - |  |  | 1 |  |  | - |  |  | -
|  | 265,269 |  |  | 260,079 |  |  | 2,433 |  |  | 1,332 |  |  | 1,123 |  |  | 302 |  |  | - |  |  | -
Auto and Leasing |  | 712,268 |  |  | 641,075 |  |  | 44,433 |  |  | 19,438 |  |  | 5,492 |  |  | 1,830 |  |  | - |  |  | -
|  | 1,719,454 |  |  | 1,475,373 |  |  | 50,781 |  |  | 35,848 |  |  | 13,950 |  |  | 17,901 |  |  | 34,653 |  |  | 90,948
Acquired loans (accounted for under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 32,298 |  |  | 30,573 |  |  | 731 |  |  | 290 |  |  | 290 |  |  | 414 |  |  | - |  |  | -
Personal loans |  | 2,896 |  |  | 2,707 |  |  | 116 |  |  | 14 |  |  | 26 |  |  | 33 |  |  | - |  |  | -
|  | 35,194 |  |  | 33,280 |  |  | 847 |  |  | 304 |  |  | 316 |  |  | 447 |  |  | - |  |  | -
Auto |  | 77,118 |  |  | 69,272 |  |  | 5,088 |  |  | 2,196 |  |  | 412 |  |  | 150 |  |  | - |  |  | -
|  | 112,312 |  |  | 102,552 |  |  | 5,935 |  |  | 2,500 |  |  | 728 |  |  | 597 |  |  | - |  |  | -
Total | $ | 1,831,766 |  | $ | 1,577,925 |  | $ | 56,716 |  | $ | 38,348 |  | $ | 14,678 |  | $ | 18,498 |  | $ | 34,653 |  | $ | 90,948
| December 31, 2015
| Delinquency
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Measured for
| Outstanding |  | 0-29 days |  | 30-59 days |  | 60-89 days |  | 90-119 days |  | 120-364 days |  | 365+ days |  | Impairment
| (In thousands)
Originated and other loans and leases held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 57,789 |  | $ | 50,912 |  | $ | 82 |  | $ | 2,218 |  | $ | 530 |  | $ | 1,504 |  | $ | 1,858 |  | $ | 685
Years 2003 and 2004 |  | 99,446 |  |  | 87,060 |  |  | 251 |  |  | 4,867 |  |  | 1,261 |  |  | 1,353 |  |  | 2,921 |  |  | 1,733
Year 2005 |  | 54,221 |  |  | 47,197 |  |  | 79 |  |  | 2,553 |  |  | 292 |  |  | 1,068 |  |  | 2,189 |  |  | 843
Year 2006 |  | 78,403 |  |  | 63,659 |  |  | 318 |  |  | 2,878 |  |  | 1,168 |  |  | 1,895 |  |  | 4,871 |  |  | 3,614
Years 2007, 2008 and 2009 |  | 91,546 |  |  | 71,439 |  |  | 170 |  |  | 1,665 |  |  | 685 |  |  | 2,972 |  |  | 10,725 |  |  | 3,890
Years 2010, 2011, 2012 2013 |  | 150,744 |  |  | 134,945 |  |  | 569 |  |  | 1,611 |  |  | 434 |  |  | 1,982 |  |  | 6,737 |  |  | 4,466
Year 2014 and 2015 |  | 85,856 |  |  | 85,128 |  |  | - |  |  | 65 |  |  | 148 |  |  | 281 |  |  | 234 |  |  | -
|  | 618,005 |  |  | 540,340 |  |  | 1,469 |  |  | 15,857 |  |  | 4,518 |  |  | 11,055 |  |  | 29,535 |  |  | 15,231
Non-traditional |  | 29,552 |  |  | 23,497 |  |  | - |  |  | 977 |  |  | 552 |  |  | 2,621 |  |  | 1,905 |  |  | -
Loss mitigation program |  | 101,916 |  |  | 16,031 |  |  | 4,173 |  |  | 1,977 |  |  | 727 |  |  | 1,728 |  |  | 2,538 |  |  | 74,742
|  | 749,473 |  |  | 579,868 |  |  | 5,642 |  |  | 18,811 |  |  | 5,797 |  |  | 15,404 |  |  | 33,978 |  |  | 89,973
Home equity secured personal loans |  | 410 |  |  | 346 |  |  | - |  |  | - |  |  | - |  |  | 64 |  |  | - |  |  | -
GNMA's buy-back option program |  | 7,945 |  |  | - |  |  | - |  |  | - |  |  | 1,593 |  |  | 3,578 |  |  | 2,774 |  |  | -
|  | 757,828 |  |  | 580,214 |  |  | 5,642 |  |  | 18,811 |  |  | 7,390 |  |  | 19,046 |  |  | 36,752 |  |  | 89,973
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 22,766 |  |  | 21,766 |  |  | 449 |  |  | 182 |  |  | 179 |  |  | 190 |  |  | - |  |  | -
Overdrafts |  | 190 |  |  | 166 |  |  | 24 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Unsecured personal lines of credit |  | 2,244 |  |  | 2,125 |  |  | 74 |  |  | - |  |  | 17 |  |  | 28 |  |  | - |  |  | -
Unsecured personal loans |  | 201,156 |  |  | 197,339 |  |  | 2,083 |  |  | 1,107 |  |  | 621 |  |  | 6 |  |  | - |  |  | -
Cash collateral personal loans |  | 16,594 |  |  | 16,450 |  |  | 125 |  |  | 17 |  |  | 2 |  |  | - |  |  | - |  |  | -
|  | 242,950 |  |  | 237,846 |  |  | 2,755 |  |  | 1,306 |  |  | 819 |  |  | 224 |  |  | - |  |  | -
Auto and Leasing |  | 669,163 |  |  | 590,482 |  |  | 53,549 |  |  | 16,839 |  |  | 5,708 |  |  | 2,585 |  |  | - |  |  | -
|  | 1,669,941 |  |  | 1,408,542 |  |  | 61,946 |  |  | 36,956 |  |  | 13,917 |  |  | 21,855 |  |  | 36,752 |  |  | 89,973
Acquired loans (accounted for under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 35,217 |  |  | 33,414 |  |  | 930 |  |  | 384 |  |  | 186 |  |  | 303 |  |  | - |  |  | -
Personal loans |  | 3,168 |  |  | 3,079 |  |  | 14 |  |  | 29 |  |  | 1 |  |  | 45 |  |  | - |  |  | -
|  | 38,385 |  |  | 36,493 |  |  | 944 |  |  | 413 |  |  | 187 |  |  | 348 |  |  | - |  |  | -
Auto |  | 106,911 |  |  | 96,247 |  |  | 7,553 |  |  | 2,279 |  |  | 623 |  |  | 209 |  |  | - |  |  | -
|  | 145,296 |  |  | 132,740 |  |  | 8,497 |  |  | 2,692 |  |  | 810 |  |  | 557 |  |  | - |  |  | -
Total | $ | 1,815,237 |  | $ | 1,541,282 |  | $ | 70,443 |  | $ | 39,648 |  | $ | 14,727 |  | $ | 22,412 |  | $ | 36,752 |  | $ | 89,973
[1] | (a) Current period amounts have been re-measured using the revised derecognition policy for purchased credit impaired loans.
[2] | (b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was derecognized on June 30, 2016 due to the revision in the derecognition policy for these loans.

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