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Loans Receivable (Tables) | 9 Months Ended
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Sep. 30, 2016
Loans And Leases Receivable Net Reported Amount Covered And Not Covered [Abstract] |  |
Schedule Of Accounts Notes Loans And Financing Receivable Text Block |
| September 30, |  | December 31,
| 2016 |  | 2015
| (In thousands)
Originated and other loans and leases held for investment: (c) |  |  |  |  |
Mortgage | $ | 735,367 |  | $ | 757,828
Commercial |  | 1,267,177 |  |  | 1,441,649
Consumer |  | 278,666 |  |  | 242,950
Auto and leasing |  | 730,589 |  |  | 669,163
|  | 3,011,799 |  |  | 3,111,590
Allowance for loan and lease losses on originated and other loans and leases |  | (62,168) |  |  | (112,626)
|  | 2,949,631 |  |  | 2,998,964
Deferred loan costs, net |  | 5,421 |  |  | 4,203
Total originated and other loans loans held for investment, net |  | 2,955,052 |  |  | 3,003,167
Acquired loans: |  |  |  |  |
Acquired BBVAPR loans: |  |  |  |  |
Accounted for under ASC 310-20 (Loans with revolving feature and/or |  |  |  |  |
acquired at a premium) |  |  |  |  |
Commercial |  | 5,755 |  |  | 7,457
Consumer |  | 34,215 |  |  | 38,385
Auto |  | 64,393 |  |  | 106,911
|  | 104,363 |  |  | 152,753
Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-20 (b) |  | (4,213) |  |  | (5,542)
|  | 100,150 |  |  | 147,211
Accounted for under ASC 310-30 (Loans acquired with deteriorated |  |  |  |  |
credit quality, including those by analogy) (a) |  |  |  |  |
Mortgage |  | 579,769 |  |  | 608,294
Commercial |  | 230,163 |  |  | 287,311
Construction |  | 71,436 |  |  | 88,180
Consumer |  | 5,768 |  |  | 11,843
Auto |  | 100,475 |  |  | 153,592
|  | 987,611 |  |  | 1,149,220
Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-30 |  | (29,819) |  |  | (25,785)
|  | 957,792 |  |  | 1,123,435
Total acquired BBVAPR loans, net |  | 1,057,942 |  |  | 1,270,646
Acquired Eurobank loans: (a) |  |  |  |  |
Loans secured by 1-4 family residential properties |  | 75,043 |  |  | 92,273
Commercial and construction |  | 82,753 |  |  | 142,377
Consumer |  | 1,488 |  |  | 2,314
Total Eurobank loans |  | 159,284 |  |  | 236,964
Allowance for loan and lease losses on Eurobank loans (b) |  | (22,812) |  |  | (90,178)
Total Eurobank loans, net |  | 136,472 |  |  | 146,786
Total acquired loans, net |  | 1,194,414 |  |  | 1,417,432
Total held for investment, net |  | 4,149,466 |  |  | 4,420,599
Mortgage loans held for sale |  | 26,362 |  |  | 13,614
Other loans held for sale (c) |  | 123,137 |  |  | -
Total loans, net | $ | 4,298,965 |  | $ | 4,434,213
(a) Current period amounts have been re-measured using the revised de-recognition policy for purchased credit impaired loans implemented in the second quarter of 2016.
(b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was de-recognized due to the revision in the de-recognition policy for these loans implemented during the second quarter of 2016.
(c) During the third quarter of 2016, the Company entered into an agreement to sell its outstanding participation in the PREPA line of credit. At September 30, 2016 this line of credit was reported as other loans held for sale, at fair value of $123.1 million.
| [1],[2],[3]
Past Due Financing Receivables [Table Text Block] | The following table s present the aging of the recorded investment in gross originated and other loans held for investment as of September 30, 2016 and December 31, 2015 by class of loans. Mortgage loans past due include delinquent loans in the GNMA buy-back option program. Servicers of l oans underlying GNMA mortgage-backed securities must report as their own assets the defaulted loans that they have the option (but not the obligation) to repurchase, even when they elect not to exercise that option
| September 30, 2016
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 190 |  | $ | 1,607 |  | $ | 3,388 |  | $ | 5,185 |  | $ | 92 |  | $ | 47,169 |  | $ | 52,446 |  | $ | 114
Years 2003 and 2004 |  | 249 |  |  | 4,271 |  |  | 6,142 |  |  | 10,662 |  |  | 332 |  |  | 81,915 |  |  | 92,909 |  |  | -
Year 2005 |  | 123 |  |  | 1,810 |  |  | 3,930 |  |  | 5,863 |  |  | 202 |  |  | 44,617 |  |  | 50,682 |  |  | -
Year 2006 |  | 781 |  |  | 3,434 |  |  | 7,045 |  |  | 11,260 |  |  | 321 |  |  | 60,358 |  |  | 71,939 |  |  | -
Years 2007, 2008 and 2009 |  | 929 |  |  | 2,182 |  |  | 11,283 |  |  | 14,394 |  |  | 46 |  |  | 66,407 |  |  | 80,847 |  |  | 569
Years 2010, 2011, 2012, 2013 |  | 452 |  |  | 2,777 |  |  | 10,497 |  |  | 13,726 |  |  | - |  |  | 129,710 |  |  | 143,436 |  |  | 571
Years 2014, 2015 and 2016 |  | - |  |  | 430 |  |  | 1,150 |  |  | 1,580 |  |  | 47 |  |  | 102,789 |  |  | 104,416 |  |  | -
|  | 2,724 |  |  | 16,511 |  |  | 43,435 |  |  | 62,670 |  |  | 1,040 |  |  | 532,965 |  |  | 596,675 |  |  | 1,254
Non-traditional |  | - |  |  | 301 |  |  | 5,002 |  |  | 5,303 |  |  | - |  |  | 19,036 |  |  | 24,339 |  |  | -
Loss mitigation program |  | 10,908 |  |  | 6,571 |  |  | 18,315 |  |  | 35,794 |  |  | 2,704 |  |  | 65,918 |  |  | 104,416 |  |  | 2,120
|  | 13,632 |  |  | 23,383 |  |  | 66,752 |  |  | 103,767 |  |  | 3,744 |  |  | 617,919 |  |  | 725,430 |  |  | 3,374
Home equity secured personal loans |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 339 |  |  | 339 |  |  | -
GNMA's buy-back option program |  | - |  |  | - |  |  | 9,598 |  |  | 9,598 |  |  | - |  |  | - |  |  | 9,598 |  |  | -
Total mortgage |  | 13,632 |  |  | 23,383 |  |  | 76,350 |  |  | 113,365 |  |  | 3,744 |  |  | 618,258 |  |  | 735,367 |  |  | 3,374
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 240,458 |  |  | 240,458 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | 1,495 |  |  | 27,265 |  |  | 28,760 |  |  | -
Middle market |  | - |  |  | 205 |  |  | 3,114 |  |  | 3,319 |  |  | 1,406 |  |  | 232,088 |  |  | 236,813 |  |  | -
Retail |  | 672 |  |  | 707 |  |  | 6,477 |  |  | 7,856 |  |  | 3,710 |  |  | 236,983 |  |  | 248,549 |  |  | -
Floor plan |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 2,793 |  |  | 2,793 |  |  | -
Real estate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 15,783 |  |  | 15,783 |  |  | -
|  | 672 |  |  | 912 |  |  | 9,591 |  |  | 11,175 |  |  | 6,611 |  |  | 755,370 |  |  | 773,156 |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 126,325 |  |  | 126,325 |  |  | -
Institutional |  | 500 |  |  | - |  |  | - |  |  | 500 |  |  | 1,345 |  |  | 172,988 |  |  | 174,833 |  |  | -
Middle market |  | - |  |  | - |  |  | - |  |  | - |  |  | 1,350 |  |  | 85,349 |  |  | 86,699 |  |  | -
Retail |  | 1,112 |  |  | 311 |  |  | 1,060 |  |  | 2,483 |  |  | 210 |  |  | 71,252 |  |  | 73,945 |  |  | -
Floor plan |  | 670 |  |  | - |  |  | 119 |  |  | 789 |  |  | - |  |  | 31,430 |  |  | 32,219 |  |  | -
|  | 2,282 |  |  | 311 |  |  | 1,179 |  |  | 3,772 |  |  | 2,905 |  |  | 487,344 |  |  | 494,021 |  |  | -
Total commercial |  | 2,954 |  |  | 1,223 |  |  | 10,770 |  |  | 14,947 |  |  | 9,516 |  |  | 1,242,714 |  |  | 1,267,177 |  |  | -
| September 30, 2016
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 486 |  |  | 264 |  |  | 510 |  |  | 1,260 |  |  | - |  |  | 24,204 |  |  | 25,464 |  |  | -
Overdrafts |  | 12 |  |  | 3 |  |  | 3 |  |  | 18 |  |  | - |  |  | 178 |  |  | 196 |  |  | -
Personal lines of credit |  | 38 |  |  | 18 |  |  | 37 |  |  | 93 |  |  | - |  |  | 2,199 |  |  | 2,292 |  |  | -
Personal loans |  | 2,154 |  |  | 1,657 |  |  | 926 |  |  | 4,737 |  |  | 778 |  |  | 229,480 |  |  | 234,995 |  |  | -
Cash collateral personal loans |  | 162 |  |  | 2 |  |  | 30 |  |  | 194 |  |  | - |  |  | 15,525 |  |  | 15,719 |  |  | -
Total consumer |  | 2,852 |  |  | 1,944 |  |  | 1,506 |  |  | 6,302 |  |  | 778 |  |  | 271,586 |  |  | 278,666 |  |  | -
Auto and leasing |  | 46,564 |  |  | 18,738 |  |  | 8,407 |  |  | 73,709 |  |  | 115 |  |  | 656,765 |  |  | 730,589 |  |  | -
Total | $ | 66,002 |  | $ | 45,288 |  | $ | 97,033 |  | $ | 208,323 |  | $ | 14,153 |  | $ | 2,789,323 |  | $ | 3,011,799 |  | $ | 3,374
| December 31, 2015
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 80 |  | $ | 2,217 |  | $ | 3,889 |  | $ | 6,186 |  | $ | 41 |  | $ | 51,562 |  | $ | 57,789 |  | $ | 144
Years 2003 and 2004 |  | 251 |  |  | 5,036 |  |  | 5,536 |  |  | 10,823 |  |  | - |  |  | 88,623 |  |  | 99,446 |  |  | -
Year 2005 |  | 79 |  |  | 2,553 |  |  | 3,549 |  |  | 6,181 |  |  | - |  |  | 48,040 |  |  | 54,221 |  |  | -
Year 2006 |  | 551 |  |  | 2,878 |  |  | 7,934 |  |  | 11,363 |  |  | 176 |  |  | 66,864 |  |  | 78,403 |  |  | -
Years 2007, 2008 and 2009 |  | 170 |  |  | 2,053 |  |  | 14,733 |  |  | 16,956 |  |  | - |  |  | 74,590 |  |  | 91,546 |  |  | 526
Years 2010, 2011, 2012, 2013 |  | 662 |  |  | 1,673 |  |  | 10,519 |  |  | 12,854 |  |  | 141 |  |  | 137,749 |  |  | 150,744 |  |  | 72
Years 2014 and 2015 |  | - |  |  | 65 |  |  | 663 |  |  | 728 |  |  | - |  |  | 85,128 |  |  | 85,856 |  |  | -
|  | 1,793 |  |  | 16,475 |  |  | 46,823 |  |  | 65,091 |  |  | 358 |  |  | 552,556 |  |  | 618,005 |  |  | 742
Non-traditional |  | - |  |  | 977 |  |  | 5,079 |  |  | 6,056 |  |  | 13 |  |  | 23,483 |  |  | 29,552 |  |  | -
Loss mitigation program |  | 9,958 |  |  | 6,887 |  |  | 14,930 |  |  | 31,775 |  |  | 5,593 |  |  | 64,548 |  |  | 101,916 |  |  | 3,083
|  | 11,751 |  |  | 24,339 |  |  | 66,832 |  |  | 102,922 |  |  | 5,964 |  |  | 640,587 |  |  | 749,473 |  |  | 3,825
Home equity secured personal loans |  | - |  |  | - |  |  | 64 |  |  | 64 |  |  | - |  |  | 346 |  |  | 410 |  |  | -
GNMA's buy-back option program |  | - |  |  | - |  |  | 7,945 |  |  | 7,945 |  |  | - |  |  | - |  |  | 7,945 |  |  | -
Total mortgage |  | 11,751 |  |  | 24,339 |  |  | 74,841 |  |  | 110,931 |  |  | 5,964 |  |  | 640,933 |  |  | 757,828 |  |  | 3,825
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 227,557 |  |  | 227,557 |  |  | -
Institutional |  | 213 |  |  | - |  |  | - |  |  | 213 |  |  | - |  |  | 33,594 |  |  | 33,807 |  |  | -
Middle market |  | 1,174 |  |  | 712 |  |  | 9,113 |  |  | 10,999 |  |  | 1,730 |  |  | 194,219 |  |  | 206,948 |  |  | -
Retail |  | 686 |  |  | 466 |  |  | 6,921 |  |  | 8,073 |  |  | 1,177 |  |  | 231,840 |  |  | 241,090 |  |  | -
Floor plan |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 2,892 |  |  | 2,892 |  |  | -
Real estate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 16,662 |  |  | 16,662 |  |  | -
|  | 2,073 |  |  | 1,178 |  |  | 16,034 |  |  | 19,285 |  |  | 2,907 |  |  | 706,764 |  |  | 728,956 |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 108,582 |  |  | 108,582 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | 190,290 |  |  | 190,695 |  |  | 380,985 |  |  | -
Middle market |  | - |  |  | - |  |  | - |  |  | - |  |  | 1,565 |  |  | 105,748 |  |  | 107,313 |  |  | -
Retail |  | 282 |  |  | 639 |  |  | 604 |  |  | 1,525 |  |  | 783 |  |  | 75,489 |  |  | 77,797 |  |  | -
Floor plan |  | 238 |  |  | 51 |  |  | 39 |  |  | 328 |  |  | - |  |  | 37,688 |  |  | 38,016 |  |  | -
|  | 520 |  |  | 690 |  |  | 643 |  |  | 1,853 |  |  | 192,638 |  |  | 518,202 |  |  | 712,693 |  |  | -
Total commercial |  | 2,593 |  |  | 1,868 |  |  | 16,677 |  |  | 21,138 |  |  | 195,545 |  |  | 1,224,966 |  |  | 1,441,649 |  |  | -
| December 31, 2015
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 449 |  |  | 182 |  |  | 369 |  |  | 1,000 |  |  | - |  |  | 21,766 |  |  | 22,766 |  |  | -
Overdrafts |  | 24 |  |  | - |  |  | - |  |  | 24 |  |  | - |  |  | 166 |  |  | 190 |  |  | -
Personal lines of credit |  | 74 |  |  | - |  |  | 45 |  |  | 119 |  |  | 19 |  |  | 2,106 |  |  | 2,244 |  |  | -
Personal loans |  | 2,078 |  |  | 1,179 |  |  | 627 |  |  | 3,884 |  |  | 414 |  |  | 196,858 |  |  | 201,156 |  |  | -
Cash collateral personal loans |  | 125 |  |  | 17 |  |  | 2 |  |  | 144 |  |  | - |  |  | 16,450 |  |  | 16,594 |  |  | -
Total consumer |  | 2,750 |  |  | 1,378 |  |  | 1,043 |  |  | 5,171 |  |  | 433 |  |  | 237,346 |  |  | 242,950 |  |  | -
Auto and leasing |  | 53,566 |  |  | 16,898 |  |  | 8,293 |  |  | 78,757 |  |  | 49 |  |  | 590,357 |  |  | 669,163 |  |  | -
Total | $ | 70,660 |  | $ | 44,483 |  | $ | 100,854 |  | $ | 215,997 |  | $ | 201,991 |  | $ | 2,693,602 |  | $ | 3,111,590 |  | $ | 3,825
The following table s present the aging of the recorded investment in gross acquired BBVAPR loans accounted for under ASC 310-20 as of September 30, 2016 and December 31, 2015, by class of loans:
| September 30, 2016
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail | $ | - |  | $ | - |  | $ | 150 |  | $ | 150 |  | $ | - |  | $ | - |  | $ | 150 |  | $ | -
Floor plan |  | 969 |  |  | - |  |  | 227 |  |  | 1,196 |  |  | - |  |  | 1,286 |  |  | 2,482 |  |  | -
|  | 969 |  |  | - |  |  | 377 |  |  | 1,346 |  |  | - |  |  | 1,286 |  |  | 2,632 |  |  | -
Other commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 67 |  |  | 56 |  |  | 78 |  |  | 201 |  |  | - |  |  | 2,919 |  |  | 3,120 |  |  | -
Floor plan |  | - |  |  | - |  |  | 3 |  |  | 3 |  |  | - |  |  | - |  |  | 3 |  |  | -
|  | 67 |  |  | 56 |  |  | 81 |  |  | 204 |  |  | - |  |  | 2,919 |  |  | 3,123 |  |  | -
|  | 1,036 |  |  | 56 |  |  | 458 |  |  | 1,550 |  |  | - |  |  | 4,205 |  |  | 5,755 |  |  | -
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 827 |  |  | 443 |  |  | 641 |  |  | 1,911 |  |  | - |  |  | 29,452 |  |  | 31,363 |  |  | -
Personal loans |  | 95 |  |  | 15 |  |  | 62 |  |  | 172 |  |  | - |  |  | 2,680 |  |  | 2,852 |  |  | -
|  | 922 |  |  | 458 |  |  | 703 |  |  | 2,083 |  |  | - |  |  | 32,132 |  |  | 34,215 |  |  | -
Auto |  | 4,321 |  |  | 1,608 |  |  | 739 |  |  | 6,668 |  |  | 4 |  |  | 57,721 |  |  | 64,393 |  |  | -
Total | $ | 6,279 |  | $ | 2,122 |  | $ | 1,900 |  | $ | 10,301 |  | $ | 4 |  | $ | 94,058 |  | $ | 104,363 |  | $ | -
| December 31, 2015
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  | Current |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  | in Non- |  | Current |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Accrual |  | Accruing |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail | $ | - |  | $ | - |  | $ | 228 |  | $ | 228 |  | $ | - |  | $ | - |  | $ | 228 |  | $ | -
Floor plan |  | - |  |  | - |  |  | 467 |  |  | 467 |  |  | - |  |  | 2,422 |  |  | 2,889 |  |  | -
|  | - |  |  | - |  |  | 695 |  |  | 695 |  |  | - |  |  | 2,422 |  |  | 3,117 |  |  | -
Other commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 186 |  |  | 29 |  |  | 178 |  |  | 393 |  |  | - |  |  | 3,331 |  |  | 3,724 |  |  | -
Floor plan |  | - |  |  | - |  |  | 7 |  |  | 7 |  |  | - |  |  | 609 |  |  | 616 |  |  | -
|  | 186 |  |  | 29 |  |  | 185 |  |  | 400 |  |  | - |  |  | 3,940 |  |  | 4,340 |  |  | -
|  | 186 |  |  | 29 |  |  | 880 |  |  | 1,095 |  |  | - |  |  | 6,362 |  |  | 7,457 |  |  | -
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 930 |  |  | 384 |  |  | 489 |  |  | 1,803 |  |  | - |  |  | 33,414 |  |  | 35,217 |  |  | -
Personal loans |  | 14 |  |  | 29 |  |  | 46 |  |  | 89 |  |  | - |  |  | 3,079 |  |  | 3,168 |  |  | -
|  | 944 |  |  | 413 |  |  | 535 |  |  | 1,892 |  |  | - |  |  | 36,493 |  |  | 38,385 |  |  | -
Auto |  | 7,553 |  |  | 2,279 |  |  | 831 |  |  | 10,663 |  |  | - |  |  | 96,248 |  |  | 106,911 |  |  | -
Total | $ | 8,683 |  | $ | 2,721 |  | $ | 2,246 |  | $ | 13,650 |  | $ | - |  | $ | 139,103 |  | $ | 152,753 |  | $ | -
Carrying Amounts Of Acquired Loans Tabular Disclosure [Table Text Block] | The carrying amount corresponding to acquired BBVAPR loans with deteriorated credit quality, including those accounted under ASC 310-30 by analogy, in the statements of financial condition at September 30, 2016 and December 31, 2015 is as follows:
|  | September 30, |  | December 31,
|  | 2016 |  | 2015
|  |  | (In thousands)
Contractual required payments receivable (a) |  | $ | 1,716,721 |  | $ | 1,945,098
Less: Non-accretable discount |  |  | 367,754 |  |  | 434,190
Cash expected to be collected |  |  | 1,348,967 |  |  | 1,510,908
Less: Accretable yield |  |  | 361,356 |  |  | 361,688
Carrying amount, gross |  |  | 987,611 |  |  | 1,149,220
Less: allowance for loan and lease losses (b) |  |  | 29,819 |  |  | 25,785
Carrying amount, net |  | $ | 957,792 |  | $ | 1,123,435
(a) Current period amounts have been re-measured using the revised de-recognition policy for purchased credit impaired loans implemented in the second quarter of 2016.
(b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was de-recognized due to the revision in the de-recognition policy for these loans implemented during the second quarter of 2016.
Accretable Yield for Acquired Loans [Table Text Block] | The following tables describe the accretable yield and non-accretable discount activity of acquired BBVAPR loans accounted f or under ASC 310-30 for the
| Quarter Ended September 30, 2016
| Mortgage |  | Commercial |  | Construction |  | Auto |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 283,823 |  | $ | 37,059 |  | $ | 15,248 |  | $ | 14,103 |  | $ | 4,885 |  | $ | 355,118
Accretion |  | (8,197) |  |  | (5,201) |  |  | (1,485) |  |  | (3,107) |  |  | (662) |  |  | (18,652)
Change in expected cash flows |  | (1) |  |  | 1,764 |  |  | (1) |  |  | 618 |  |  | (241) |  |  | 2,139
Transfer from (to) non-accretable discount |  | 24,056 |  |  | (1,296) |  |  | 283 |  |  | (525) |  |  | 233 |  |  | 22,751
Balance at end of period | $ | 299,681 |  | $ | 32,326 |  | $ | 14,045 |  | $ | 11,089 |  | $ | 4,215 |  | $ | 361,356
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 336,153 |  | $ | 10,582 |  | $ | 7,419 |  | $ | 22,121 |  | $ | 18,225 |  | $ | 394,500
Change in actual and expected losses |  | (2,591) |  |  | (1,215) |  |  | (1) |  |  | (309) |  |  | 121 |  |  | (3,995)
Transfer (to) from accretable yield |  | (24,056) |  |  | 1,296 |  |  | (283) |  |  | 525 |  |  | (233) |  |  | (22,751)
Balance at end of period | $ | 309,506 |  | $ | 10,663 |  | $ | 7,135 |  | $ | 22,337 |  | $ | 18,113 |  | $ | 367,754
| Nine-Month Period Ended September 30, 2016
| Mortgage |  | Commercial |  | Construction |  | Auto |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 268,794 |  | $ | 45,411 |  | $ | 19,615 |  | $ | 21,578 |  | $ | 6,290 |  | $ | 361,688
Accretion |  | (24,798) |  |  | (16,312) |  |  | (4,661) |  |  | (10,934) |  |  | (2,470) |  |  | (59,175)
Change in expected cash flows |  | (1) |  |  | 4,954 |  |  | (209) |  |  | 1,249 |  |  | (242) |  |  | 5,751
Transfer from (to) non-accretable discount |  | 55,686 |  |  | (1,727) |  |  | (700) |  |  | (804) |  |  | 637 |  |  | 53,092
Balance at end of period | $ | 299,681 |  | $ | 32,326 |  | $ | 14,045 |  | $ | 11,089 |  | $ | 4,215 |  | $ | 361,356
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 374,772 |  | $ | 11,781 |  | $ | 6,764 |  | $ | 22,039 |  | $ | 18,834 |  | $ | 434,190
Change in actual and expected losses |  | (9,580) |  |  | (2,845) |  |  | (329) |  |  | (506) |  |  | (84) |  |  | (13,344)
Transfer (to) from accretable yield |  | (55,686) |  |  | 1,727 |  |  | 700 |  |  | 804 |  |  | (637) |  |  | (53,092)
Balance at end of period | $ | 309,506 |  | $ | 10,663 |  | $ | 7,135 |  | $ | 22,337 |  | $ | 18,113 |  | $ | 367,754
| Quarter Ended September 30, 2015
| Mortgage |  | Commercial |  | Construction |  | Auto |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 275,880 |  | $ | 71,563 |  | $ | 24,613 |  | $ | 31,531 |  | $ | 8,461 |  | $ | 412,048
Accretion |  | (8,614) |  |  | (12,693) |  |  | (2,719) |  |  | (5,463) |  |  | (1,207) |  |  | (30,696)
Change in actual and expected losses |  | - |  |  | 6,134 |  |  | 1,396 |  |  | (1) |  |  | (1) |  |  | 7,528
Transfer from (to) non-accretable discount |  | 75 |  |  | (6,450) |  |  | (4,075) |  |  | 148 |  |  | 35 |  |  | (10,267)
Balance at end of period | $ | 267,341 |  | $ | 58,554 |  | $ | 19,215 |  | $ | 26,215 |  | $ | 7,288 |  | $ | 378,613
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 389,107 |  | $ | 10,770 |  | $ | 6,994 |  | $ | 23,690 |  | $ | 19,356 |  | $ | 449,917
Change in actual and expected losses |  | (2,184) |  |  | (12,090) |  |  | (2,937) |  |  | (555) |  |  | (315) |  |  | (18,081)
Transfer (to) from accretable yield |  | (75) |  |  | 6,450 |  |  | 4,075 |  |  | (148) |  |  | (35) |  |  | 10,267
Balance at end of period | $ | 386,848 |  | $ | 5,130 |  | $ | 8,132 |  | $ | 22,987 |  | $ | 19,006 |  | $ | 442,103
| Nine-Month Period Ended September 30, 2015
| Mortgage |  | Commercial |  | Construction |  | Auto |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 298,364 |  | $ | 61,196 |  | $ | 25,829 |  | $ | 53,998 |  | $ | 6,559 |  | $ | 445,946
Accretion |  | (26,414) |  |  | (33,049) |  |  | (8,672) |  |  | (18,614) |  |  | (3,420) |  |  | (90,169)
Change in actual and expected losses |  | - |  |  | 6,134 |  |  | 1,396 |  |  | (1) |  |  | (1) |  |  | 7,528
Transfer (to) from non-accretable discount |  | (4,609) |  |  | 24,273 |  |  | 662 |  |  | (9,168) |  |  | 4,150 |  |  | 15,308
Balance at end of period | $ | 267,341 |  |  | 58,554 |  |  | 19,215 |  |  | 26,215 |  |  | 7,288 |  |  | 378,613
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 389,839 |  | $ | 23,069 |  | $ | 3,486 |  | $ | 16,215 |  | $ | 24,018 |  | $ | 456,627
Change in actual and expected losses |  | (7,600) |  |  | 6,334 |  |  | 5,308 |  |  | (2,396) |  |  | (862) |  |  | 784
Transfer from (to) accretable yield |  | 4,609 |  |  | (24,273) |  |  | (662) |  |  | 9,168 |  |  | (4,150) |  |  | (15,308)
Balance at end of period | $ | 386,848 |  | $ | 5,130 |  | $ | 8,132 |  | $ | 22,987 |  | $ | 19,006 |  | $ | 442,103
Eurobank loans carrying amount [Table Text Block] | Acquired Eurobank Loans The carrying amount of acquired Eurobank loans at September 30, 2016 and December 31, 2015 is as follows:
|  | September 30 |  |  | December 31
| 2016 |  | 2015
| (In thousands)
Contractual required payments receivable (a) | $ | 243,873 |  | $ | 342,511
Less: Non-accretable discount |  | 7,934 |  |  | 21,156
Cash expected to be collected |  | 235,939 |  |  | 321,355
Less: Accretable yield |  | 76,655 |  |  | 84,391
Carrying amount, gross |  | 159,284 |  |  | 236,964
Less: Allowance for loan and lease losses (b) |  | 22,812 |  |  | 90,178
Carrying amount, net | $ | 136,472 |  | $ | 146,786
(a) Current period amounts have been re-measured using the revised de-recognition policy for purchased credit impaired loans implemented in the second quarter of 2016.
(b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was de-recognized due to the revision in the de-recognition policy for these loans implemented during the second quarter of 2016.
Accretable Yield for Acquired Eurobank Loans [Table Text Block] | The following tables describe the accretable yield and non-a ccretable discount activity of acquired Eurobank loans for the quarters and nine-month periods ended September 30, 2016 and 2015:
| Quarter Ended September 30, 2016
| Loans Secured by 1-4 Family Residential Properties |  | Commercial and Other Construction |  | Construction & Development Secured by 1-4 Family Residential Properties |  | Leasing |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 48,336 |  | $ | 29,142 |  | $ | 2,204 |  | $ | - |  | $ | - |  | $ | 79,682
Accretion |  | (2,217) |  |  | (6,570) |  |  | - |  |  | (62) |  |  | (490) |  |  | (9,339)
Change in expected cash flows |  | 646 |  |  | 1,719 |  |  | (8) |  |  | 62 |  |  | 490 |  |  | 2,909
Transfer from (to) non-accretable discount |  | 3,737 |  |  | (188) |  |  | (146) |  |  | - |  |  | - |  |  | 3,403
Balance at end of year | $ | 50,502 |  | $ | 24,103 |  | $ | 2,050 |  | $ | - |  | $ | - |  | $ | 76,655
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 11,555 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 11,555
Change in actual and expected losses |  | (845) |  |  | 617 |  |  | 10 |  |  | - |  |  | - |  |  | (218)
Transfer from (to) accretable yield |  | (3,737) |  |  | 188 |  |  | 146 |  |  | - |  |  | - |  |  | (3,403)
Balance at end of period | $ | 6,973 |  | $ | 805 |  | $ | 156 |  | $ | - |  | $ | - |  | $ | 7,934
| Nine-Month Period Ended September 30, 2016
| Loans Secured by 1-4 Family Residential Properties |  | Commercial and Other Construction |  | Construction & Development Secured by 1-4 Family Residential Properties |  | Leasing |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 51,954 |  | $ | 26,970 |  | $ | 2,255 |  | $ | - |  | $ | 3,212 |  | $ | 84,391
Accretion |  | (6,746) |  |  | (15,193) |  |  | (47) |  |  | (60) |  |  | (1,751) |  |  | (23,797)
Change in expected cash flows |  | 1,432 |  |  | 14,431 |  |  | (31) |  |  | (15) |  |  | (1,456) |  |  | 14,361
Transfer from (to) non-accretable discount |  | 3,862 |  |  | (2,105) |  |  | (127) |  |  | 75 |  |  | (5) |  |  | 1,700
Balance at end of period | $ | 50,502 |  | $ | 24,103 |  | $ | 2,050 |  | $ | - |  | $ | - |  | $ | 76,655
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 12,869 |  | $ | - |  | $ | - |  | $ | - |  | $ | 8,287 |  | $ | 21,156
Change in actual and expected losses |  | (2,034) |  |  | (1,300) |  |  | 29 |  |  | 75 |  |  | (8,292) |  |  | (11,522)
Transfer (to) from accretable yield |  | (3,862) |  |  | 2,105 |  |  | 127 |  |  | (75) |  |  | 5 |  |  | (1,700)
Balance at end of period | $ | 6,973 |  | $ | 805 |  | $ | 156 |  | $ | - |  | $ | - |  | $ | 7,934
| Quarter Ended September 30, 2015
| Loans Secured by 1-4 Family Residential Properties |  | Commercial and Other Construction |  | Construction & Development Secured by 1-4 Family Residential Properties |  | Leasing |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 55,806 |  | $ | 27,473 |  | $ | 18,349 |  | $ | 1,103 |  | $ | 1,910 |  | $ | 104,641
Accretion |  | (3,543) |  |  | (10,100) |  |  | (1,446) |  |  | (711) |  |  | (214) |  |  | (16,014)
Change in expected cash flows |  | 4,320 |  |  | 43,775 |  |  | (10,749) |  |  | 270 |  |  | 118 |  |  | 37,734
Transfer from non-accretable discount |  | (2,188) |  |  | (30,400) |  |  | 175 |  |  | 307 |  |  | 1,603 |  |  | (30,503)
Balance at end of period | $ | 54,395 |  | $ | 30,748 |  | $ | 6,329 |  | $ | 969 |  | $ | 3,417 |  | $ | 95,858
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 11,402 |  | $ | - |  | $ | - |  | $ | - |  | $ | 9,730 |  | $ | 21,132
Change in actual and expected losses |  | (8) |  |  | (30,400) |  |  | 175 |  |  | 307 |  |  | (34) |  |  | (29,960)
Transfer to accretable yield |  | 2,188 |  |  | 30,400 |  |  | (175) |  |  | (307) |  |  | (1,603) |  |  | 30,503
Balance at end of period | $ | 13,582 |  | $ | - |  | $ | - |  | $ | - |  | $ | 8,093 |  | $ | 21,675
| Nine-Month Period Ended September 30, 2015
| Loans Secured by 1-4 Family Residential Properties |  | Commercial and Other Construction |  | Construction & Development Secured by 1-4 Family Residential Properties |  | Leasing |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 47,636 |  | $ | 37,919 |  | $ | 20,753 |  | $ | 2,479 |  | $ | 1,072 |  | $ | 109,859
Accretion |  | (10,337) |  |  | (28,002) |  |  | (2,470) |  |  | (3,040) |  |  | (427) |  |  | (44,276)
Change in Expected Cash Flows |  | 4,320 |  |  | 43,775 |  |  | (10,749) |  |  | 270 |  |  | 118 |  |  | 37,734
Transfer from (to) non-accretable discount |  | 12,776 |  |  | (22,944) |  |  | (1,205) |  |  | 1,260 |  |  | 2,654 |  |  | (7,459)
Balance at end of period | $ | 54,395 |  | $ | 30,748 |  | $ | 6,329 |  | $ | 969 |  | $ | 3,417 |  | $ | 95,858
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 27,348 |  | $ | 24,464 |  | $ | - |  | $ | - |  | $ | 10,598 |  | $ | 62,410
Change in actual and expected cash flows |  | (990) |  |  | (47,408) |  |  | (1,205) |  |  | 1,260 |  |  | 149 |  |  | (48,194)
Transfer (to) from accretable yield |  | (12,776) |  |  | 22,944 |  |  | 1,205 |  |  | (1,260) |  |  | (2,654) |  |  | 7,459
Balance at end of period | $ | 13,582 |  | $ | - |  | $ | - |  | $ | - |  | $ | 8,093 |  | $ | 21,675
Financing Receivable Recorded Investment Nonaccrual Status By Class Of Loans [Table Text Block] | Non-accrual Loans The following table presents the recorded investment in loans in non-accrual status by class of loans as of September 30, 2016 and December 31, 2015:
| September 30, |  | December 31,
| 2016 |  | 2015
| (In thousands)
Originated and other loans and leases held for investment |  |  |  |  |
Mortgage |  |  |  |  |
Traditional (by origination year): |  |  |  |  |
Up to the year 2002 | $ | 3,436 |  | $ | 3,786
Years 2003 and 2004 |  | 6,474 |  |  | 5,737
Year 2005 |  | 4,367 |  |  | 3,627
Year 2006 |  | 7,412 |  |  | 8,189
Years 2007, 2008 and 2009 |  | 10,931 |  |  | 14,625
Years 2010, 2011, 2012, 2013 |  | 10,059 |  |  | 10,588
Years 2014, 2015 and 2016 |  | 1,197 |  |  | 663
|  | 43,876 |  |  | 47,215
Non-traditional |  | 5,002 |  |  | 5,092
Loss mitigation program |  | 21,485 |  |  | 20,172
|  | 70,363 |  |  | 72,479
Home equity loans, secured personal loans |  | - |  |  | 64
|  | 70,363 |  |  | 72,543
Commercial |  |  |  |  |
Commercial secured by real estate |  |  |  |  |
Middle market |  | 4,726 |  |  | 12,729
Retail |  | 11,040 |  |  | 8,726
|  | 15,766 |  |  | 21,455
Other commercial and industrial |  |  |  |  |
Institutional |  | 1,845 |  |  | 190,290
Middle market |  | 1,350 |  |  | 1,565
Retail |  | 2,101 |  |  | 1,932
Floor plan |  | 790 |  |  | 39
|  | 6,086 |  |  | 193,826
|  | 21,852 |  |  | 215,281
Consumer |  |  |  |  |
Credit cards |  | 510 |  |  | 369
Personal lines of credit |  | 37 |  |  | 100
Personal loans |  | 1,890 |  |  | 1,146
Cash collateral personal loans |  | 30 |  |  | 16
|  | 2,467 |  |  | 1,631
Auto and leasing |  | 9,477 |  |  | 8,418
Total non-accrual originated loans | $ | 104,159 |  | $ | 297,873
| September 30, |  | December 31,
| 2016 |  | 2015
| (In thousands)
Acquired BBVAPR loans accounted for under ASC 310-20 |  |  |  |  |
Commercial |  |  |  |  |
Commercial secured by real estate |  |  |  |  |
Retail | $ | 150 |  | $ | 228
Floor plan |  | 227 |  |  | 467
|  | 377 |  |  | 695
Other commercial and industrial |  |  |  |  |
Retail |  | 78 |  |  | 178
Floor plan |  | 3 |  |  | 7
|  | 81 |  |  | 185
|  | 458 |  |  | 880
Consumer |  |  |  |  |
Credit cards |  | 641 |  |  | 489
Personal loans |  | 62 |  |  | 46
|  | 703 |  |  | 535
Auto |  | 777 |  |  | 831
Total non-accrual acquired BBVAPR loans accounted for under ASC 310-20 |  | 1,938 |  |  | 2,246
Total non-accrual loans | $ | 106,097 |  | $ | 300,119
Impaired Financing Receivables [Table Text Block] | O riginated and Other Loans and L eases Held for Investment T he Company’s recorded investment in commercial and mortgage loans categorized as originated and other loans and leases held for investment that were individually evaluated for impairment and the related allowan ce for loan and lease losses at September 30, 2016 and December 31, 2015 are as follows:
| September 30, 2016 |  |
| Unpaid |  | Recorded |  | Related |  |  |  |
| Principal |  | Investment |  | Allowance |  | Coverage |  |
| (In thousands) |  |
Impaired loans with specific allowance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 16,915 |  | $ | 14,949 |  | $ | 5,572 |  | 38% |  |
Residential impaired and troubled-debt restructuring |  | 100,390 |  |  | 92,343 |  |  | 8,725 |  | 9% |  |
Impaired loans with no specific allowance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 27,908 |  |  | 21,420 |  |  | - |  | 0% |  |
Total investment in impaired loans | $ | 145,213 |  | $ | 128,712 |  | $ | 14,297 |  | 11% |  |
| December 31, 2015 |  |
| Unpaid |  | Recorded |  | Related |  |  |  |
| Principal |  | Investment |  | Allowance |  | Coverage |  |
| (In thousands) |  |
Impaired loans with specific allowance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 210,718 |  | $ | 199,366 |  | $ | 55,947 |  | 28% |  |
Residential impaired and troubled-debt restructuring |  | 97,424 |  |  | 89,973 |  |  | 9,233 |  | 10% |  |
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 42,110 |  |  | 35,928 |  |  | - |  | 0% |  |
Total investment in impaired loans | $ | 350,252 |  | $ | 325,267 |  | $ | 65,180 |  | 20% |  |
Acquired BBVAPR Loans Loans Accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium) T he Company’s recorded investment in acquired BBVAPR commercial loans accounted for under ASC 310-20 that were individually evaluated for impairment and the related allowance for loan and lease losses at September 30, 2016 and December 31, 2015 are as follows:
| September 30, 2016
| Unpaid |  | Recorded |  | Related |  |
| Principal |  | Investment |  | Allowance |  | Coverage
| (In thousands)
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |
Commercial | $ | 251 |  | $ | 230 |  | $ | - |  | 0%
Total investment in impaired loans | $ | 251 |  | $ | 230 |  | $ | - |  | 0%
| December 31, 2015
| Unpaid |  | Recorded |  | Specific |  |
| Principal |  | Investment |  | Allowance |  | Coverage
| (In thousands)
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |
Commercial | $ | 486 |  | $ | 474 |  | $ | - |  | 0%
Total investment in impaired loans | $ | 486 |  | $ | 474 |  | $ | - |  | 0%
Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy) T he Company’s recorded investment in acquired BBVAPR loan pools accounted for under ASC 310-30 that have recorded impairments and their related allowance for loan and lease losses at September 30, 2016 and December 31, 2015 are as follows
| September 30, 2016
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance: (a)(b) |  |  |  |  |  |  |  |  |  |
Mortgage | $ | 608,751 |  | $ | 579,770 |  | $ | 2,664 |  | 0%
Commercial |  | 168,980 |  |  | 164,061 |  |  | 17,878 |  | 11%
Construction |  | 52,775 |  |  | 51,271 |  |  | 4,120 |  | 8%
Auto |  | 107,358 |  |  | 100,475 |  |  | 5,157 |  | 5%
Total investment in impaired loan pools | $ | 937,864 |  | $ | 895,577 |  | $ | 29,819 |  | 3%
(a) Current period amounts have been re-measured using the revised derecognition policy for purchased credit impaired loans implemented in the second quarter of 2016.
(b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was derecognized due to the revision in the derecognition policy for these loans implemented during the second quarter of 2016.
| December 31 , 2015
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance: |  |  |  |  |  |  |  |  |  |
Mortgage | $ | 608,294 |  | $ | 608,294 |  | $ | 1,761 |  | 0%
Commercial |  | 287,311 |  |  | 168,107 |  |  | 15,455 |  | 9%
Construction |  | 88,180 |  |  | 87,983 |  |  | 5,707 |  | 6%
Auto |  | 153,592 |  |  | 153,592 |  |  | 2,862 |  | 2%
Total investment in impaired loan pools | $ | 1,137,377 |  | $ | 1,017,976 |  | $ | 25,785 |  | 3%
Acquired Eurobank Loans T he Company’s recorded investment in acquired Eurobank loan pools that have recorded impairment s and the ir related allowance for loan and lease losses as of September 30, 2016 and December 31, 2015 are as follows:
| September 30, 2016
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance: (a)(b) |  |  |  |  |  |  |  |  |  |
Loans secured by 1-4 family residential properties | $ | 83,216 |  | $ | 70,337 |  | $ | 12,268 |  | 17%
Commercial and construction |  | 57,889 |  |  | 53,445 |  |  | 10,544 |  | 20%
Consumer |  | - |  |  | 1,488 |  |  | - |  | 0%
Total investment in impaired loan pools | $ | 141,105 |  | $ | 125,270 |  | $ | 22,812 |  | 18%
(a) Current period amounts have been re-measured using the revised derecognition policy for purchased credit impaired loans implemented in the second quarter of 2016.
(b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was derecognized due to the revision in the derecognition policy for these loans implemented during the second quarter of 2016.
| December 31, 2015
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  | Specific |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance |  |  |  |  |  |  |  |  |  |
Loans secured by 1-4 family residential properties | $ | 101,444 |  | $ | 92,273 |  | $ | 22,570 |  | 24%
Commercial and construction |  | 133,148 |  |  | 142,377 |  |  | 67,365 |  | 47%
Consumer |  | 6,713 |  |  | 2,314 |  |  | 243 |  | 11%
Total investment in impaired loan pools | $ | 241,305 |  | $ | 236,964 |  | $ | 90,178 |  | 38%
Impaired Financing Receivables Loans, excluding ASC 310-30 [Table Text Block] | The tables above only present information with respect to acquired Eurobank loans and loan pools accounted for under ASC 310-30 if there is a recorded impairment to such loans or loan pools and a specific allowance for loan losses. The following table presents the interest recognized in commercial and mortgage loans that were individually evaluated for impairment, excluding loans accounted for under ASC 310-30 for the quarters and nine-month periods ended September 30, 2016 and 2015:
| Quarter Ended September 30,
| 2016 |  | 2015
| Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment
| (In thousands)
Originated and other loans held for investment: |  |  |  |  |  |  |  |  |  |  |
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 162 |  | $ | 73,729 |  | $ | 37 |  | $ | 207,610
Residential troubled-debt restructuring |  | 765 |  |  | 91,345 |  |  | 788 |  |  | 90,278
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 259 |  |  | 62,946 |  |  | 365 |  |  | 31,159
|  | 1,186 |  |  | 228,020 |  |  | 1,190 |  |  | 329,047
Acquired loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 15 |  | $ | 323 |  | $ | - |  | $ | -
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | - |  |  | 952 |  |  | - |  |  | 1,077
Total interest income from impaired loans | $ | 1,201 |  | $ | 229,295 |  | $ | 1,190 |  | $ | 330,124
| Nine-Month Period Ended September 30,
| 2016 |  |  | 2015
| Interest Income Recognized |  | Average Recorded Investment |  |  | Interest Income Recognized |  | Average Recorded Investment
| (In thousands)
Originated and other loans held for investment: |  |  |  |  |  |  |  |  |  |  |
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 202 |  | $ | 155,094 |  | $ | 73 |  | $ | 166,633
Residential troubled-debt restructuring |  | 2,321 |  |  | 90,881 |  |  | 2,381 |  |  | 90,903
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 749 |  |  | 42,050 |  |  | 727 |  |  | 74,247
Total interest income from impaired loans | $ | 3,272 |  | $ | 288,025 |  | $ | 3,181 |  | $ | 331,783
Aquired loans accounted for under SC 310-20: |  |  |  |  |  |  |  |  |  |  |
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 45 |  | $ | 108 |  | $ | - |  | $ | -
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | - |  |  | 736 |  |  | - |  |  | 1,641
Total interest income from impaired loans | $ | 3,317 |  | $ | 288,869 |  | $ | 3,181 |  | $ | 333,424
Troubled Debt Restructurings on Financing Receivables [Table Text Block] |
| Quarter Ended September 30, 2016
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 20 |  | $ | 2,737 |  | 6.28% |  | 297 |  | $ | 2,768 |  | 4.72% |  | 387
Commercial | 5 |  |  | 7,352 |  | 5.31% |  | 65 |  |  | 7,352 |  | 5.89% |  | 130
Consumer | 20 |  |  | 183 |  | 14.73% |  | 72 |  |  | 210 |  | 12.72% |  | 54
| Nine-Month Period Ended September 30, 2016
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 72 |  | $ | 9,558 |  | 6.00% |  | 347 |  | $ | 9,284 |  | 4.69% |  | 462
Commercial | 13 |  |  | 8,675 |  | 5.53% |  | 63 |  |  | 8,676 |  | 5.95% |  | 120
Consumer | 67 |  |  | 739 |  | 13.63% |  | 74 |  |  | 813 |  | 11.12% |  | 67
| Quarter Ended September 30, 2015
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 30 |  | $ | 3,846 |  | 6.34% |  | 338 |  | $ | 3,992 |  | 4.45% |  | 180
Commercial | 3 |  |  | 1,001 |  | 6.50% |  | 12 |  |  | 8,511 |  | 3.19% |  | 12
Consumer | 27 |  |  | 170 |  | 12.41% |  | 70 |  |  | 400 |  | 12.32% |  | 52
| Nine-Month Period Ended September 30, 2015
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 127 |  | $ | 15,455 |  | 5.07% |  | 346 |  | $ | 15,586 |  | 4.21% |  | 306
Commercial | 7 |  |  | 5,534 |  | 6.77% |  | 67 |  |  | 13,045 |  | 4.52% |  | 57
Consumer | 59 |  |  | 567 |  | 13.87% |  | 71 |  |  | 840 |  | 13.33% |  | 60
Auto | 1 |  |  | 64 |  | 12.95% |  | 72 |  |  | 65 |  | 12.95% |  | 72
| Twelve-Month Period Ended September 30,
| 2016 |  |  | 2015
| Number of Contracts |  | Recorded Investment |  |  | Number of Contracts |  | Recorded Investment
| (Dollars in thousands)
Mortgage | 23 |  | $ | 3,437 |  |  | 49 |  | $ | 5,396
Commercial | 2 |  | $ | 157 |  |  | - |  | $ | -
Consumer | 7 |  | $ | 68 |  |  | 8 |  | $ | 177
Auto | - |  | $ | - |  |  | 1 |  | $ | 64
Financing Receivable Credit Quality Indicators [Table Text Block] | As of September 30, 2016 and December 31, 2015, and based on the most recent analysis performed, the ris k category of gross originated and other loans and BBVAPR acquired loans accounted for under ASC 310-20 subject to risk rating by class of loans is as follows:
| September 30, 2016
| Risk Ratings
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  | Special |  |  |  |  |  |  |  | Measured for
| Outstanding |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Impairment
| (In thousands)
Commercial - originated and other loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate | $ | 240,458 |  | $ | 225,559 |  | $ | 14,899 |  | $ | - |  | $ | - |  | $ | -
Institutional |  | 28,760 |  |  | 25,745 |  |  | - |  |  | - |  |  | - |  |  | 3,015
Middle market |  | 236,813 |  |  | 200,191 |  |  | 23,628 |  |  | 517 |  |  | - |  |  | 12,477
Retail |  | 248,549 |  |  | 224,865 |  |  | 6,486 |  |  | 4,435 |  |  | - |  |  | 12,763
Floor plan |  | 2,793 |  |  | 1,824 |  |  | - |  |  | - |  |  | - |  |  | 969
Real estate |  | 15,783 |  |  | 15,783 |  |  | - |  |  | - |  |  | - |  |  | -
|  | 773,156 |  |  | 693,967 |  |  | 45,013 |  |  | 4,952 |  |  | - |  |  | 29,224
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 126,325 |  |  | 126,325 |  |  | - |  |  | - |  |  | - |  |  | -
Institutional |  | 174,833 |  |  | 172,749 |  |  | 239 |  |  | - |  |  | - |  |  | 1,845
Middle market |  | 86,699 |  |  | 80,606 |  |  | 4,582 |  |  | 161 |  |  | - |  |  | 1,350
Retail |  | 73,945 |  |  | 68,670 |  |  | 863 |  |  | 1,328 |  |  | - |  |  | 3,084
Floor plan |  | 32,219 |  |  | 27,396 |  |  | 3,876 |  |  | 81 |  |  | - |  |  | 866
|  | 494,021 |  |  | 475,746 |  |  | 9,560 |  |  | 1,570 |  |  | - |  |  | 7,145
Total |  | 1,267,177 |  |  | 1,169,713 |  |  | 54,573 |  |  | 6,522 |  |  | - |  |  | 36,369
Commercial - acquired loans (under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 150 |  |  | - |  |  | - |  |  | 150 |  |  | - |  |  | -
Floor plan |  | 2,482 |  |  | 1,899 |  |  | 356 |  |  | - |  |  | - |  |  | 227
|  | 2,632 |  |  | 1,899 |  |  | 356 |  |  | 150 |  |  | - |  |  | 227
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 3,120 |  |  | 3,096 |  |  | - |  |  | 24 |  |  | - |  |  | -
Floor plan |  | 3 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 3
|  | 3,123 |  |  | 3,096 |  |  | - |  |  | 24 |  |  | - |  |  | 3
Total |  | 5,755 |  |  | 4,995 |  |  | 356 |  |  | 174 |  |  | - |  |  | 230
Total | $ | 1,272,932 |  | $ | 1,174,708 |  | $ | 54,929 |  | $ | 6,696 |  | $ | - |  | $ | 36,599
| December 31, 2015
| Risk Ratings
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  | Special |  |  |  |  |  |  |  | Measured for
| Outstanding |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Impairment
| (In thousands)
Commercial - originated and other loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate | $ | 227,557 |  | $ | 212,410 |  | $ | 15,147 |  | $ | - |  | $ | - |  | $ | -
Institutional |  | 33,807 |  |  | 25,907 |  |  | - |  |  | - |  |  | - |  |  | 7,900
Middle market |  | 206,948 |  |  | 181,916 |  |  | 9,697 |  |  | - |  |  | - |  |  | 15,335
Retail |  | 241,090 |  |  | 217,836 |  |  | 7,936 |  |  | 5,097 |  |  | - |  |  | 10,221
Floor plan |  | 2,892 |  |  | 2,892 |  |  | - |  |  | - |  |  | - |  |  | -
Real estate |  | 16,662 |  |  | 16,662 |  |  | - |  |  | - |  |  | - |  |  | -
|  | 728,956 |  |  | 657,623 |  |  | 32,780 |  |  | 5,097 |  |  | - |  |  | 33,456
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 108,582 |  |  | 100,826 |  |  | - |  |  | - |  |  | - |  |  | 7,756
Institutional |  | 380,985 |  |  | 190,695 |  |  | - |  |  | - |  |  | - |  |  | 190,290
Middle market |  | 107,313 |  |  | 97,288 |  |  | 8,052 |  |  | - |  |  | - |  |  | 1,973
Retail |  | 77,797 |  |  | 73,757 |  |  | 1,076 |  |  | 1,184 |  |  | - |  |  | 1,780
Floor plan |  | 38,016 |  |  | 35,862 |  |  | 2,115 |  |  | - |  |  | - |  |  | 39
|  | 712,693 |  |  | 498,428 |  |  | 11,243 |  |  | 1,184 |  |  | - |  |  | 201,838
Total |  | 1,441,649 |  |  | 1,156,051 |  |  | 44,023 |  |  | 6,281 |  |  | - |  |  | 235,294
Commercial - acquired loans (under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 228 |  |  | - |  |  | - |  |  | 228 |  |  | - |  |  | -
Floor plan |  | 2,889 |  |  | 602 |  |  | 1,820 |  |  | - |  |  | - |  |  | 467
|  | 3,117 |  |  | 602 |  |  | 1,820 |  |  | 228 |  |  | - |  |  | 467
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 3,724 |  |  | 3,637 |  |  | - |  |  | 87 |  |  | - |  |  | -
Floor plan |  | 616 |  |  | 609 |  |  | - |  |  | - |  |  | - |  |  | 7
|  | 4,340 |  |  | 4,246 |  |  | - |  |  | 87 |  |  | - |  |  | 7
Total |  | 7,457 |  |  | 4,848 |  |  | 1,820 |  |  | 315 |  |  | - |  |  | 474
Total | $ | 1,449,106 |  | $ | 1,160,899 |  | $ | 45,843 |  | $ | 6,596 |  | $ | - |  | $ | 235,768
For residential and consumer loan classes, the Company evaluates credit quality based on the delinquency status of the loan. As of September 30, 2016 and December 31, 2015, and based on the most recent analysis performed, the risk category of gross originated and other loans and acquired BBVAPR loans accounted for under ASC 310-20 not subject to risk rating by class of loans is as follows:
| September 30, 2016
| Delinquency
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Measured for
| Outstanding |  | 0-29 days |  | 30-59 days |  | 60-89 days |  | 90-119 days |  | 120-364 days |  | 365+ days |  | Impairment
| (In thousands)
Originated and other loans and leases held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 52,446 |  | $ | 46,884 |  | $ | - |  | $ | 1,607 |  | $ | 304 |  | $ | 1,296 |  | $ | 1,646 |  | $ | 709
Years 2003 and 2004 |  | 92,909 |  |  | 81,218 |  |  | - |  |  | 4,003 |  |  | 1,492 |  |  | 1,806 |  |  | 2,442 |  |  | 1,948
Year 2005 |  | 50,682 |  |  | 44,294 |  |  | 123 |  |  | 1,810 |  |  | 790 |  |  | 910 |  |  | 1,797 |  |  | 958
Year 2006 |  | 71,939 |  |  | 58,195 |  |  | 231 |  |  | 3,380 |  |  | 955 |  |  | 1,283 |  |  | 4,173 |  |  | 3,722
Years 2007, 2008 and 2009 |  | 80,847 |  |  | 64,798 |  |  | 171 |  |  | 1,779 |  |  | 863 |  |  | 2,212 |  |  | 7,068 |  |  | 3,956
Years 2010, 2011, 2012 2013 |  | 143,436 |  |  | 131,227 |  |  | 292 |  |  | 2,398 |  |  | 717 |  |  | 809 |  |  | 3,954 |  |  | 4,039
Years 2014, 2015 and 2016 |  | 104,416 |  |  | 102,788 |  |  | - |  |  | 430 |  |  | 244 |  |  | 447 |  |  | 460 |  |  | 47
|  | 596,675 |  |  | 529,404 |  |  | 817 |  |  | 15,407 |  |  | 5,365 |  |  | 8,763 |  |  | 21,540 |  |  | 15,379
Non-traditional |  | 24,339 |  |  | 19,036 |  |  | - |  |  | 301 |  |  | - |  |  | 1,904 |  |  | 3,098 |  |  | -
Loss mitigation program |  | 104,416 |  |  | 17,991 |  |  | 2,086 |  |  | 1,598 |  |  | 1,150 |  |  | 1,233 |  |  | 3,394 |  |  | 76,964
|  | 725,430 |  |  | 566,431 |  |  | 2,903 |  |  | 17,306 |  |  | 6,515 |  |  | 11,900 |  |  | 28,032 |  |  | 92,343
Home equity secured personal loans |  | 339 |  |  | 339 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
GNMA's buy-back option program |  | 9,598 |  |  | - |  |  | - |  |  | - |  |  | 1,872 |  |  | 4,065 |  |  | 3,661 |  |  | -
|  | 735,367 |  |  | 566,770 |  |  | 2,903 |  |  | 17,306 |  |  | 8,387 |  |  | 15,965 |  |  | 31,693 |  |  | 92,343
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 25,464 |  |  | 24,204 |  |  | 486 |  |  | 264 |  |  | 251 |  |  | 259 |  |  | - |  |  | -
Overdrafts |  | 196 |  |  | 178 |  |  | 12 |  |  | 3 |  |  | 2 |  |  | 1 |  |  | - |  |  | -
Unsecured personal lines of credit |  | 2,292 |  |  | 2,199 |  |  | 38 |  |  | 18 |  |  | 21 |  |  | 13 |  |  | 3 |  |  | -
Unsecured personal loans |  | 234,995 |  |  | 230,259 |  |  | 2,154 |  |  | 1,657 |  |  | 889 |  |  | 36 |  |  | - |  |  | -
Cash collateral personal loans |  | 15,719 |  |  | 15,525 |  |  | 162 |  |  | 2 |  |  | 30 |  |  | - |  |  | - |  |  | -
|  | 278,666 |  |  | 272,365 |  |  | 2,852 |  |  | 1,944 |  |  | 1,193 |  |  | 309 |  |  | 3 |  |  | -
Auto and Leasing |  | 730,589 |  |  | 656,880 |  |  | 46,564 |  |  | 18,738 |  |  | 6,015 |  |  | 2,392 |  |  | - |  |  | -
|  | 1,744,622 |  |  | 1,496,015 |  |  | 52,319 |  |  | 37,988 |  |  | 15,595 |  |  | 18,666 |  |  | 31,696 |  |  | 92,343
Acquired loans (accounted for under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 31,363 |  |  | 29,452 |  |  | 827 |  |  | 443 |  |  | 238 |  |  | 403 |  |  | - |  |  | -
Personal loans |  | 2,852 |  |  | 2,679 |  |  | 95 |  |  | 15 |  |  | 22 |  |  | 41 |  |  | - |  |  | -
|  | 34,215 |  |  | 32,131 |  |  | 922 |  |  | 458 |  |  | 260 |  |  | 444 |  |  | - |  |  | -
Auto |  | 64,393 |  |  | 57,725 |  |  | 4,321 |  |  | 1,608 |  |  | 588 |  |  | 151 |  |  | - |  |  | -
|  | 98,608 |  |  | 89,856 |  |  | 5,243 |  |  | 2,066 |  |  | 848 |  |  | 595 |  |  | - |  |  | -
Total | $ | 1,843,230 |  | $ | 1,585,871 |  | $ | 57,562 |  | $ | 40,054 |  | $ | 16,443 |  | $ | 19,261 |  | $ | 31,696 |  | $ | 92,343
| December 31, 2015
| Delinquency
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Individually
| Balance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Measured for
| Outstanding |  | 0-29 days |  | 30-59 days |  | 60-89 days |  | 90-119 days |  | 120-364 days |  | 365+ days |  | Impairment
| (In thousands)
Originated and other loans and leases held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 57,789 |  | $ | 50,912 |  | $ | 82 |  | $ | 2,218 |  | $ | 530 |  | $ | 1,504 |  | $ | 1,858 |  | $ | 685
Years 2003 and 2004 |  | 99,446 |  |  | 87,060 |  |  | 251 |  |  | 4,867 |  |  | 1,261 |  |  | 1,353 |  |  | 2,921 |  |  | 1,733
Year 2005 |  | 54,221 |  |  | 47,197 |  |  | 79 |  |  | 2,553 |  |  | 292 |  |  | 1,068 |  |  | 2,189 |  |  | 843
Year 2006 |  | 78,403 |  |  | 63,659 |  |  | 318 |  |  | 2,878 |  |  | 1,168 |  |  | 1,895 |  |  | 4,871 |  |  | 3,614
Years 2007, 2008 and 2009 |  | 91,546 |  |  | 71,439 |  |  | 170 |  |  | 1,665 |  |  | 685 |  |  | 2,972 |  |  | 10,725 |  |  | 3,890
Years 2010, 2011, 2012 2013 |  | 150,744 |  |  | 134,945 |  |  | 569 |  |  | 1,611 |  |  | 434 |  |  | 1,982 |  |  | 6,737 |  |  | 4,466
Year 2014 and 2015 |  | 85,856 |  |  | 85,128 |  |  | - |  |  | 65 |  |  | 148 |  |  | 281 |  |  | 234 |  |  | -
|  | 618,005 |  |  | 540,340 |  |  | 1,469 |  |  | 15,857 |  |  | 4,518 |  |  | 11,055 |  |  | 29,535 |  |  | 15,231
Non-traditional |  | 29,552 |  |  | 23,497 |  |  | - |  |  | 977 |  |  | 552 |  |  | 2,621 |  |  | 1,905 |  |  | -
Loss mitigation program |  | 101,916 |  |  | 16,031 |  |  | 4,173 |  |  | 1,977 |  |  | 727 |  |  | 1,728 |  |  | 2,538 |  |  | 74,742
|  | 749,473 |  |  | 579,868 |  |  | 5,642 |  |  | 18,811 |  |  | 5,797 |  |  | 15,404 |  |  | 33,978 |  |  | 89,973
Home equity secured personal loans |  | 410 |  |  | 346 |  |  | - |  |  | - |  |  | - |  |  | 64 |  |  | - |  |  | -
GNMA's buy-back option program |  | 7,945 |  |  | - |  |  | - |  |  | - |  |  | 1,593 |  |  | 3,578 |  |  | 2,774 |  |  | -
|  | 757,828 |  |  | 580,214 |  |  | 5,642 |  |  | 18,811 |  |  | 7,390 |  |  | 19,046 |  |  | 36,752 |  |  | 89,973
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 22,766 |  |  | 21,766 |  |  | 449 |  |  | 182 |  |  | 179 |  |  | 190 |  |  | - |  |  | -
Overdrafts |  | 190 |  |  | 166 |  |  | 24 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Unsecured personal lines of credit |  | 2,244 |  |  | 2,125 |  |  | 74 |  |  | - |  |  | 17 |  |  | 28 |  |  | - |  |  | -
Unsecured personal loans |  | 201,156 |  |  | 197,339 |  |  | 2,083 |  |  | 1,107 |  |  | 621 |  |  | 6 |  |  | - |  |  | -
Cash collateral personal loans |  | 16,594 |  |  | 16,450 |  |  | 125 |  |  | 17 |  |  | 2 |  |  | - |  |  | - |  |  | -
|  | 242,950 |  |  | 237,846 |  |  | 2,755 |  |  | 1,306 |  |  | 819 |  |  | 224 |  |  | - |  |  | -
Auto and Leasing |  | 669,163 |  |  | 590,482 |  |  | 53,549 |  |  | 16,839 |  |  | 5,708 |  |  | 2,585 |  |  | - |  |  | -
|  | 1,669,941 |  |  | 1,408,542 |  |  | 61,946 |  |  | 36,956 |  |  | 13,917 |  |  | 21,855 |  |  | 36,752 |  |  | 89,973
Acquired loans (accounted for under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 35,217 |  |  | 33,414 |  |  | 930 |  |  | 384 |  |  | 186 |  |  | 303 |  |  | - |  |  | -
Personal loans |  | 3,168 |  |  | 3,079 |  |  | 14 |  |  | 29 |  |  | 1 |  |  | 45 |  |  | - |  |  | -
|  | 38,385 |  |  | 36,493 |  |  | 944 |  |  | 413 |  |  | 187 |  |  | 348 |  |  | - |  |  | -
Auto |  | 106,911 |  |  | 96,247 |  |  | 7,553 |  |  | 2,279 |  |  | 623 |  |  | 209 |  |  | - |  |  | -
|  | 145,296 |  |  | 132,740 |  |  | 8,497 |  |  | 2,692 |  |  | 810 |  |  | 557 |  |  | - |  |  | -
Total | $ | 1,815,237 |  | $ | 1,541,282 |  | $ | 70,443 |  | $ | 39,648 |  | $ | 14,727 |  | $ | 22,412 |  | $ | 36,752 |  | $ | 89,973
[1] | (a) Current period amounts have been re-measured using the revised de-recognition policy for purchased credit impaired loans implemented in the second quarter of 2016.
[2] | (b) A portion of the allowance for loan and lease losses associated with purchased credit impaired loans was de-recognized due to the revision in the de-recognition policy for these loans implemented during the second quarter of 2016.
[3] | (c) During the third quarter of 2016, the Company entered into an agreement to sell its outstanding participation in the PREPA line of credit. At September 30, 2016 this line of credit was reported as other loans held for sale, at fair value of $123.1 million.

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