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Regulatory Capital Requirements (Tables)

9 Months Ended

Sep. 30, 2017

Regulatory Capital Requirements Abstract

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

OFG Bancorp’s and the Bank’s actual capital amounts and ratios as of September 30, 2017 and December 31, 2016 are as follows:

						Minimum Capital					Minimum to be Well
	Actual					Requirement					Capitalized
	Amount			Ratio		Amount			Ratio			Amount		Ratio
	(Dollars in thousands)
OFG Bancorp Ratios
As of September 30, 2017
Total capital to risk-weighted assets	$	885,523		20.82%		$	340,208		8.00%		$	425,260		10.00%
Tier 1 capital to risk-weighted assets	$	830,640		19.53%		$	255,156		6.00%		$	340,208		8.00%
Common equity tier 1 capital to risk-weighted assets	$	633,401		14.89%		$	191,367		4.50%		$	276,419		6.50%
Tier 1 capital to average total assets	$	830,640		14.07%		$	236,105		4.00%		$	295,131		5.00%
As of December 31, 2016
Total capital to risk-weighted assets	$	876,657		19.62%		$	357,404		8.00%		$	446,756		10.00%
Tier 1 capital to risk-weighted assets	$	819,662		18.35%		$	268,053		6.00%		$	357,404		8.00%
Common equity tier 1 capital to risk-weighted assets	$	627,733		14.05%		$	201,040		4.50%		$	290,391		6.50%
Tier 1 capital to average total assets	$	819,662		12.99%		$	252,344		4.00%		$	315,430		5.00%

						Minimum Capital					Minimum to be Well
	Actual					Requirement					Capitalized
	Amount			Ratio		Amount			Ratio		Amount			Ratio
	(Dollars in thousands)
Bank Ratios
As of September 30, 2017
Total capital to risk-weighted assets	$	867,538		20.39%		$	340,304		8.00%		$	425,380		10.00%
Tier 1 capital to risk-weighted assets	$	812,833		19.11%		$	255,228		6.00%		$	340,304		8.00%
Common equity tier 1 capital to risk-weighted assets	$	812,833		19.11%		$	191,421		4.50%		$	276,497		6.50%
Tier 1 capital to average total assets	$	812,833		13.81%		$	235,364		4.00%		$	294,204		5.00%
As of December 31, 2016
Total capital to risk-weighted assets	$	857,259		19.23%		$	356,596		8.00%		$	445,745		10.00%
Tier 1 capital to risk-weighted assets	$	800,544		17.96%		$	267,447		6.00%		$	356,596		8.00%
Common equity tier 1 capital to risk-weighted assets	$	800,544		17.96%		$	200,585		4.50%		$	289,734		6.50%
Tier 1 capital to average total assets	$	800,544		12.75%		$	251,200		4.00%		$	314,000		5.00%

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- References

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958570-112826

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1H
-Subparagraph (c)(2)
-URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1G
-URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958577-112826

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