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Loans Receivable (Tables) | 3 Months Ended
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Mar. 31, 2018
Loans And Leases Receivable Net Reported Amount Covered And Not Covered [Abstract] |
Schedule Of Accounts Notes Loans And Financing Receivable Text Block |
| March 31, |  | December 31,
| 2018 |  | 2017
| (In thousands)
Originated and other loans and leases held for investment: |  |  |  |  |
Mortgage | $ | 682,564 |  | $ | 683,607
Commercial |  | 1,346,404 |  |  | 1,307,261
Consumer |  | 334,865 |  |  | 330,039
Auto and leasing |  | 957,197 |  |  | 883,985
|  | 3,321,030 |  |  | 3,204,892
Allowance for loan and lease losses on originated and other loans and leases |  | (96,832) |  |  | (92,718)
|  | 3,224,198 |  |  | 3,112,174
Deferred loan costs, net |  | 7,125 |  |  | 6,695
Total originated and other loans loans held for investment, net |  | 3,231,323 |  |  | 3,118,869
Acquired loans: |  |  |  |  |
Acquired BBVAPR loans: |  |  |  |  |
Accounted for under ASC 310-20 (Loans with revolving feature and/or |  |  |  |  |
acquired at a premium) |  |  |  |  |
Commercial |  | 4,222 |  |  | 4,380
Consumer |  | 27,235 |  |  | 28,915
Auto |  | 16,171 |  |  | 21,969
|  | 47,628 |  |  | 55,264
Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-20 |  | (3,184) |  |  | (3,862)
|  | 44,444 |  |  | 51,402
Accounted for under ASC 310-30 (Loans acquired with deteriorated |  |  |  |  |
credit quality, including those by analogy) |  |  |  |  |
Mortgage |  | 526,089 |  |  | 532,053
Commercial |  | 230,988 |  |  | 243,092
Consumer |  | 932 |  |  | 1,431
Auto |  | 35,006 |  |  | 43,696
|  | 793,015 |  |  | 820,272
Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-30 |  | (43,166) |  |  | (45,755)
|  | 749,849 |  |  | 774,517
Total acquired BBVAPR loans, net |  | 794,293 |  |  | 825,919
Acquired Eurobank loans: |  |  |  |  |
Loans secured by 1-4 family residential properties |  | 69,328 |  |  | 69,538
Commercial |  | 52,418 |  |  | 53,793
Consumer |  | 972 |  |  | 1,112
Total acquired Eurobank loans |  | 122,718 |  |  | 124,443
Allowance for loan and lease losses on Eurobank loans |  | (25,410) |  |  | (25,174)
Total acquired Eurobank loans, net |  | 97,308 |  |  | 99,269
Total acquired loans, net |  | 891,601 |  |  | 925,188
Total held for investment, net |  | 4,122,924 |  |  | 4,044,057
Mortgage loans held-for-sale |  | 10,505 |  |  | 12,272
Total loans, net | $ | 4,133,429 |  | $ | 4,056,329
Past Due Financing Receivables [Table Text Block] |
| March 31, 2018
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 168 |  | $ | 1,697 |  | $ | 3,696 |  | $ | 5,561 |  | $ | 39,752 |  | $ | 45,313 |  | $ | 197
Years 2003 and 2004 |  | 235 |  |  | 1,612 |  |  | 6,989 |  |  | 8,836 |  |  | 73,203 |  |  | 82,039 |  |  | -
Year 2005 |  | - |  |  | 1,235 |  |  | 3,303 |  |  | 4,538 |  |  | 38,610 |  |  | 43,148 |  |  | 68
Year 2006 |  | 78 |  |  | 2,486 |  |  | 5,069 |  |  | 7,633 |  |  | 53,279 |  |  | 60,912 |  |  | -
Years 2007, 2008 and 2009 |  | - |  |  | 2,075 |  |  | 7,683 |  |  | 9,758 |  |  | 57,173 |  |  | 66,931 |  |  | 336
Years 2010, 2011, 2012, 2013 |  | 205 |  |  | 1,422 |  |  | 8,346 |  |  | 9,973 |  |  | 112,977 |  |  | 122,950 |  |  | 459
Years 2014, 2015, 2016, 2017 and 2018 |  | - |  |  | 318 |  |  | 1,499 |  |  | 1,817 |  |  | 125,289 |  |  | 127,106 |  |  | -
|  | 686 |  |  | 10,845 |  |  | 36,585 |  |  | 48,116 |  |  | 500,283 |  |  | 548,399 |  |  | 1,060
Non-traditional |  | - |  |  | 43 |  |  | 3,415 |  |  | 3,458 |  |  | 13,498 |  |  | 16,956 |  |  | -
Loss mitigation program |  | 12,921 |  |  | 4,695 |  |  | 20,062 |  |  | 37,678 |  |  | 66,767 |  |  | 104,445 |  |  | 4,439
|  | 13,607 |  |  | 15,583 |  |  | 60,062 |  |  | 89,252 |  |  | 580,548 |  |  | 669,800 |  |  | 5,499
Home equity secured personal loans |  | - |  |  | - |  |  | - |  |  | - |  |  | 249 |  |  | 249 |  |  | -
GNMA's buy-back option program |  | - |  |  | - |  |  | 12,515 |  |  | 12,515 |  |  | - |  |  | 12,515 |  |  | -
|  | 13,607 |  |  | 15,583 |  |  | 72,577 |  |  | 101,767 |  |  | 580,797 |  |  | 682,564 |  |  | 5,499
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | 237,751 |  |  | 237,751 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | 46,955 |  |  | 46,955 |  |  | -
Middle market |  | 4,839 |  |  | 560 |  |  | 2,454 |  |  | 7,853 |  |  | 208,697 |  |  | 216,550 |  |  | -
Retail |  | 939 |  |  | 640 |  |  | 9,113 |  |  | 10,692 |  |  | 231,981 |  |  | 242,673 |  |  | -
Floor plan |  | - |  |  | - |  |  | - |  |  | - |  |  | 4,078 |  |  | 4,078 |  |  | -
Real estate |  | - |  |  | - |  |  | - |  |  | - |  |  | 17,666 |  |  | 17,666 |  |  | -
|  | 5,778 |  |  | 1,200 |  |  | 11,567 |  |  | 18,545 |  |  | 747,128 |  |  | 765,673 |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | 168,490 |  |  | 168,490 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | 115,034 |  |  | 115,034 |  |  | -
Middle market |  | 249 |  |  | - |  |  | 881 |  |  | 1,130 |  |  | 91,148 |  |  | 92,278 |  |  | -
Retail |  | 759 |  |  | 140 |  |  | 919 |  |  | 1,818 |  |  | 176,225 |  |  | 178,043 |  |  | -
Floor plan |  | - |  |  | - |  |  | 51 |  |  | 51 |  |  | 26,835 |  |  | 26,886 |  |  | -
|  | 1,008 |  |  | 140 |  |  | 1,851 |  |  | 2,999 |  |  | 577,732 |  |  | 580,731 |  |  | -
|  | 6,786 |  |  | 1,340 |  |  | 13,418 |  |  | 21,544 |  |  | 1,324,860 |  |  | 1,346,404 |  |  | -
| March 31, 2018
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards | $ | 1,144 |  | $ | 61 |  | $ | 260 |  | $ | 1,465 |  | $ | 26,049 |  | $ | 27,514 |  | $ | -
Overdrafts |  | 22 |  |  | 14 |  |  | 42 |  |  | 78 |  |  | 168 |  |  | 246 |  |  | -
Personal lines of credit |  | 125 |  |  | 67 |  |  | 50 |  |  | 242 |  |  | 1,791 |  |  | 2,033 |  |  | -
Personal loans |  | 3,310 |  |  | 2,410 |  |  | 1,278 |  |  | 6,998 |  |  | 283,137 |  |  | 290,135 |  |  | -
Cash collateral personal loans |  | 238 |  |  | 87 |  |  | 21 |  |  | 346 |  |  | 14,591 |  |  | 14,937 |  |  | -
|  | 4,839 |  |  | 2,639 |  |  | 1,651 |  |  | 9,129 |  |  | 325,736 |  |  | 334,865 |  |  | -
Auto and leasing |  | 45,003 |  |  | 16,555 |  |  | 13,594 |  |  | 75,152 |  |  | 882,045 |  |  | 957,197 |  |  | -
Total | $ | 70,235 |  | $ | 36,117 |  | $ | 101,240 |  | $ | 207,592 |  | $ | 3,113,438 |  | $ | 3,321,030 |  | $ | 5,499
| December 31, 2017
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional (by origination year): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Up to the year 2002 | $ | 86 |  | $ | 938 |  | $ | 3,537 |  | $ | 4,561 |  | $ | 41,579 |  | $ | 46,140 |  | $ | 467
Years 2003 and 2004 |  | 92 |  |  | 1,077 |  |  | 6,304 |  |  | 7,473 |  |  | 75,758 |  |  | 83,231 |  |  | -
Year 2005 |  | 101 |  |  | 383 |  |  | 3,348 |  |  | 3,832 |  |  | 40,669 |  |  | 44,501 |  |  | 68
Year 2006 |  | 242 |  |  | 604 |  |  | 5,971 |  |  | 6,817 |  |  | 55,966 |  |  | 62,783 |  |  | 66
Years 2007, 2008 and 2009 |  | 358 |  |  | 1,258 |  |  | 8,561 |  |  | 10,177 |  |  | 58,505 |  |  | 68,682 |  |  | 577
Years 2010, 2011, 2012, 2013 |  | 233 |  |  | 978 |  |  | 7,393 |  |  | 8,604 |  |  | 116,674 |  |  | 125,278 |  |  | 1,202
Years 2014, 2015, 2016 and 2017 |  | - |  |  | 75 |  |  | 1,649 |  |  | 1,724 |  |  | 121,194 |  |  | 122,918 |  |  | -
|  | 1,112 |  |  | 5,313 |  |  | 36,763 |  |  | 43,188 |  |  | 510,345 |  |  | 553,533 |  |  | 2,380
Non-traditional |  | - |  |  | 326 |  |  | 3,543 |  |  | 3,869 |  |  | 14,401 |  |  | 18,270 |  |  | -
Loss mitigation program |  | 7,233 |  |  | 3,331 |  |  | 18,923 |  |  | 29,487 |  |  | 73,793 |  |  | 103,280 |  |  | 4,981
|  | 8,345 |  |  | 8,970 |  |  | 59,229 |  |  | 76,544 |  |  | 598,539 |  |  | 675,083 |  |  | 7,361
Home equity secured personal loans |  | - |  |  | - |  |  | - |  |  | - |  |  | 256 |  |  | 256 |  |  | -
GNMA's buy-back option program |  | - |  |  | - |  |  | 8,268 |  |  | 8,268 |  |  | - |  |  | 8,268 |  |  | -
|  | 8,345 |  |  | 8,970 |  |  | 67,497 |  |  | 84,812 |  |  | 598,795 |  |  | 683,607 |  |  | 7,361
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | 235,426 |  |  | 235,426 |  |  | -
Institutional |  | - |  |  | - |  |  | 118 |  |  | 118 |  |  | 44,648 |  |  | 44,766 |  |  | -
Middle market |  | 765 |  |  | - |  |  | 3,527 |  |  | 4,292 |  |  | 225,649 |  |  | 229,941 |  |  | -
Retail |  | 352 |  |  | 936 |  |  | 9,695 |  |  | 10,983 |  |  | 235,084 |  |  | 246,067 |  |  | -
Floor plan |  | - |  |  | - |  |  | - |  |  | - |  |  | 3,998 |  |  | 3,998 |  |  | -
Real estate |  | - |  |  | - |  |  | - |  |  | - |  |  | 17,556 |  |  | 17,556 |  |  | -
|  | 1,117 |  |  | 936 |  |  | 13,340 |  |  | 15,393 |  |  | 762,361 |  |  | 777,754 |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | - |  |  | - |  |  | - |  |  | - |  |  | 170,015 |  |  | 170,015 |  |  | -
Institutional |  | - |  |  | - |  |  | - |  |  | - |  |  | 125,591 |  |  | 125,591 |  |  | -
Middle market |  | - |  |  | - |  |  | 881 |  |  | 881 |  |  | 84,482 |  |  | 85,363 |  |  | -
Retail |  | 455 |  |  | 103 |  |  | 1,616 |  |  | 2,174 |  |  | 111,078 |  |  | 113,252 |  |  | -
Floor plan |  | 9 |  |  | - |  |  | 51 |  |  | 60 |  |  | 35,226 |  |  | 35,286 |  |  | -
|  | 464 |  |  | 103 |  |  | 2,548 |  |  | 3,115 |  |  | 526,392 |  |  | 529,507 |  |  | -
|  | 1,581 |  |  | 1,039 |  |  | 15,888 |  |  | 18,508 |  |  | 1,288,753 |  |  | 1,307,261 |  |  | -
| December 31, 2017
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards | $ | 246 |  | $ | 130 |  | $ | 1,227 |  | $ | 1,603 |  | $ | 26,827 |  | $ | 28,430 |  | $ | -
Overdrafts |  | 20 |  |  | 6 |  |  | 31 |  |  | 57 |  |  | 157 |  |  | 214 |  |  | -
Personal lines of credit |  | 259 |  |  | 54 |  |  | 87 |  |  | 400 |  |  | 1,820 |  |  | 2,220 |  |  | -
Personal loans |  | 3,778 |  |  | 1,494 |  |  | 223 |  |  | 5,495 |  |  | 278,982 |  |  | 284,477 |  |  | -
Cash collateral personal loans |  | 103 |  |  | 59 |  |  | 312 |  |  | 474 |  |  | 14,224 |  |  | 14,698 |  |  | -
|  | 4,406 |  |  | 1,743 |  |  | 1,880 |  |  | 8,029 |  |  | 322,010 |  |  | 330,039 |  |  | -
Auto and leasing |  | 21,760 |  |  | 10,399 |  |  | 4,232 |  |  | 36,391 |  |  | 847,594 |  |  | 883,985 |  |  | -
Total | $ | 36,092 |  | $ | 22,151 |  | $ | 89,497 |  | $ | 147,740 |  | $ | 3,057,152 |  | $ | 3,204,892 |  | $ | 7,361
| March 31, 2018
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail | $ | - |  | $ | - |  | $ | 119 |  | $ | 119 |  | $ | - |  | $ | 119 |  | $ | -
Floor plan |  | - |  |  | - |  |  | 921 |  |  | 921 |  |  | 363 |  |  | 1,284 |  |  | -
|  | - |  |  | - |  |  | 1,040 |  |  | 1,040 |  |  | 363 |  |  | 1,403 |  |  | -
Other commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 161 |  |  | 16 |  |  | 46 |  |  | 223 |  |  | 2,594 |  |  | 2,817 |  |  | -
Floor plan |  | - |  |  | - |  |  | 2 |  |  | 2 |  |  | - |  |  | 2 |  |  | -
|  | 161 |  |  | 16 |  |  | 48 |  |  | 225 |  |  | 2,594 |  |  | 2,819 |  |  | -
|  | 161 |  |  | 16 |  |  | 1,088 |  |  | 1,265 |  |  | 2,957 |  |  | 4,222 |  |  | -
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 767 |  |  | 105 |  |  | 270 |  |  | 1,142 |  |  | 23,719 |  |  | 24,861 |  |  | -
Personal loans |  | 84 |  |  | 7 |  |  | 61 |  |  | 152 |  |  | 2,222 |  |  | 2,374 |  |  | -
|  | 851 |  |  | 112 |  |  | 331 |  |  | 1,294 |  |  | 25,941 |  |  | 27,235 |  |  | -
Auto |  | 798 |  |  | 402 |  |  | 154 |  |  | 1,354 |  |  | 14,817 |  |  | 16,171 |  |  | -
Total | $ | 1,810 |  | $ | 530 |  | $ | 1,573 |  | $ | 3,913 |  | $ | 43,715 |  | $ | 47,628 |  | $ | -
| December 31, 2017
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Loans 90+
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Days Past
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Due and
| 30-59 Days |  | 60-89 Days |  | 90+ Days |  | Total Past |  |  |  |  |  | Still
| Past Due |  | Past Due |  | Past Due |  | Due |  | Current |  | Total Loans |  | Accruing
| (In thousands) |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail | $ | - |  | $ | - |  | $ | 119 |  | $ | 119 |  | $ | - |  | $ | 119 |  | $ | -
Floor plan |  | - |  |  | - |  |  | 928 |  |  | 928 |  |  | 393 |  |  | 1,321 |  |  | -
|  | - |  |  | - |  |  | 1,047 |  |  | 1,047 |  |  | 393 |  |  | 1,440 |  |  | -
Other commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 36 |  |  | - |  |  | 221 |  |  | 257 |  |  | 2,681 |  |  | 2,938 |  |  | -
Floor plan |  | - |  |  | - |  |  | 2 |  |  | 2 |  |  | - |  |  | 2 |  |  | -
|  | 36 |  |  | - |  |  | 223 |  |  | 259 |  |  | 2,681 |  |  | 2,940 |  |  | -
|  | 36 |  |  | - |  |  | 1,270 |  |  | 1,306 |  |  | 3,074 |  |  | 4,380 |  |  | -
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 208 |  |  | 127 |  |  | 1,310 |  |  | 1,645 |  |  | 24,822 |  |  | 26,467 |  |  | -
Personal loans |  | 139 |  |  | 61 |  |  | 45 |  |  | 245 |  |  | 2,203 |  |  | 2,448 |  |  | -
|  | 347 |  |  | 188 |  |  | 1,355 |  |  | 1,890 |  |  | 27,025 |  |  | 28,915 |  |  | -
Auto |  | 602 |  |  | 248 |  |  | 179 |  |  | 1,029 |  |  | 20,940 |  |  | 21,969 |  |  | -
Total | $ | 985 |  | $ | 436 |  | $ | 2,804 |  | $ | 4,225 |  | $ | 51,039 |  | $ | 55,264 |  | $ | -
Carrying Amounts Of Acquired Loans Tabular Disclosure [Table Text Block] |
| March 31, |  | December 31,
|  | 2018 |  |  | 2017
|  | (In thousands)
Contractual required payments receivable: | $ | 1,444,070 |  | $ | 1,481,616
Less: Non-accretable discount |  | 354,590 |  |  | 352,431
Cash expected to be collected |  | 1,089,480 |  |  | 1,129,185
Less: Accretable yield |  | 296,465 |  |  | 308,913
Carrying amount, gross |  | 793,015 |  |  | 820,272
Less: allowance for loan and lease losses |  | 43,166 |  |  | 45,755
Carrying amount, net | $ | 749,849 |  | $ | 774,517
Accretable Yield for Acquired Loans [Table Text Block] |
| Quarter Ended March 31, 2018
| Mortgage |  | Commercial |  | Auto |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 258,498 |  | $ | 46,764 |  | $ | 2,766 |  | $ | 885 |  | $ | 308,913
Accretion |  | (7,073) |  |  | (3,685) |  |  | (869) |  |  | (256) |  |  | (11,883)
Change in expected cash flows |  | - |  |  | 3,156 |  |  | 426 |  |  | 58 |  |  | 3,640
Transfer (to) non-accretable discount |  | (3,046) |  |  | (524) |  |  | (597) |  |  | (38) |  |  | (4,205)
Balance at end of period | $ | 248,379 |  | $ | 45,711 |  | $ | 1,726 |  | $ | 649 |  | $ | 296,465
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 299,501 |  | $ | 10,596 |  | $ | 23,050 |  | $ | 19,284 |  | $ | 352,431
Change in actual and expected losses |  | (1,440) |  |  | (389) |  |  | (204) |  |  | (13) |  |  | (2,046)
Transfer from accretable yield |  | 3,046 |  |  | 524 |  |  | 597 |  |  | 38 |  |  | 4,205
Balance at end of period | $ | 301,107 |  | $ | 10,731 |  | $ | 23,443 |  | $ | 19,309 |  | $ | 354,590
| Quarter Ended March 31, 2017
| Mortgage |  | Commercial |  | Auto |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 292,115 |  | $ | 50,366 |  | $ | 8,538 |  | $ | 3,682 |  | $ | 354,701
Accretion |  | (7,890) |  |  | (4,981) |  |  | (2,147) |  |  | (602) |  |  | (15,620)
Change in actual and expected losses |  | 1 |  |  | 198 |  |  | 52 |  |  | 36 |  |  | 287
Transfer (to) from non-accretable discount |  | (7,409) |  |  | 1,319 |  |  | 140 |  |  | (58) |  |  | (6,008)
Balance at end of period | $ | 276,817 |  | $ | 46,902 |  | $ | 6,583 |  | $ | 3,058 |  | $ | 333,360
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 305,615 |  | $ | 16,965 |  | $ | 22,407 |  | $ | 18,120 |  | $ | 363,107
Change in actual and expected losses |  | (3,031) |  |  | (843) |  |  | 297 |  |  | (19) |  |  | (3,596)
Transfer from (to) accretable yield |  | 7,409 |  |  | (1,319) |  |  | (140) |  |  | 58 |  |  | 6,008
Balance at end of period | $ | 309,993 |  | $ | 14,803 |  | $ | 22,564 |  | $ | 18,159 |  | $ | 365,519
Eurobank loans carrying amount [Table Text Block] |
| March 31 |  | December 31
| 2018 |  | 2017
| (In thousands)
Contractual required payments receivable: | $ | 174,859 |  | $ | 179,960
Less: Non-accretable discount |  | 5,547 |  |  | 5,845
Cash expected to be collected |  | 169,312 |  |  | 174,115
Less: Accretable yield |  | 46,594 |  |  | 49,672
Carrying amount, gross |  | 122,718 |  |  | 124,443
Less: Allowance for loan and lease losses |  | 25,410 |  |  | 25,174
Carrying amount, net | $ | 97,308 |  | $ | 99,269
Accretable Yield for Acquired Eurobank Loans [Table Text Block] |
| Quarter Ended March 31, 2018
| Loans Secured by 1-4 Family Residential Properties |  | Commercial |  | Construction & Development Secured by 1-4 Family Residential Properties |  | Leasing |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 41,474 |  | $ | 6,751 |  | $ | 1,447 |  | $ | - |  | $ | - |  | $ | 49,672
Accretion |  | (1,605) |  |  | (1,606) |  |  | - |  |  | (34) |  |  | (96) |  |  | (3,341)
Change in expected cash flows |  | (144) |  |  | 898 |  |  | - |  |  | (63) |  |  | 178 |  |  | 869
Transfer (to) from non-accretable discount |  | (103) |  |  | (427) |  |  | (91) |  |  | 97 |  |  | (82) |  |  | (606)
Balance at end of period | $ | 39,622 |  | $ | 5,616 |  | $ | 1,356 |  | $ | - |  | $ | - |  | $ | 46,594
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 4,576 |  | $ | 276 |  | $ | 758 |  | $ | - |  | $ | 235 |  | $ | 5,845
Change in actual and expected losses |  | (200) |  |  | (703) |  |  | - |  |  | 97 |  |  | (98) |  |  | (904)
Transfer from (to) accretable yield |  | 103 |  |  | 427 |  |  | 91 |  |  | (97) |  |  | 82 |  |  | 606
Balance at end of period | $ | 4,479 |  | $ | - |  | $ | 849 |  | $ | - |  | $ | 219 |  | $ | 5,547
| Quarter Ended March 31, 2017
| Loans Secured by 1-4 Family Residential Properties |  | Commercial |  | Construction & Development Secured by 1-4 Family Residential Properties |  | Leasing |  | Consumer |  | Total
| (In thousands)
Accretable Yield Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 45,839 |  | $ | 16,475 |  | $ | 2,194 |  |  | - |  | $ | - |  | $ | 64,508
Accretion |  | (1,904) |  |  | (4,510) |  |  | (38) |  |  | - |  |  | (158) |  |  | (6,610)
Change in actual and expected losses |  | 81 |  |  | 778 |  |  | 37 |  |  | (143) |  |  | 310 |  |  | 1,063
Transfer from (to) non-accretable discount |  | 681 |  |  | - |  |  | (322) |  |  | 143 |  |  | (152) |  |  | 350
Balance at end of period | $ | 44,697 |  | $ | 12,743 |  | $ | 1,871 |  | $ | - |  | $ | - |  | $ | 59,311
Non-Accretable Discount Activity: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 8,441 |  | $ | 3,880 |  | $ | 11 |  | $ | - |  | $ | 8 |  | $ | 12,340
Change in actual and expected losses |  | (334) |  |  | (1,409) |  |  | - |  |  | 143 |  |  | (154) |  |  | (1,754)
Transfer (to) from accretable yield |  | (681) |  |  | - |  |  | 322 |  |  | (143) |  |  | 152 |  |  | (350)
Balance at end of period | $ | 7,426 |  | $ | 2,471 |  | $ | 333 |  | $ | - |  | $ | 6 |  | $ | 10,236
Financing Receivable Recorded Investment Nonaccrual Status By Class Of Loans [Table Text Block] |
| March 31, |  | December 31,
| 2018 |  | 2017
| (In thousands)
Originated and other loans and leases held for investment |  |  |  |  |
Mortgage |  |  |  |  |
Traditional (by origination year): |  |  |  |  |
Up to the year 2002 | $ | 3,394 |  | $ | 3,070
Years 2003 and 2004 |  | 6,852 |  |  | 6,380
Year 2005 |  | 3,235 |  |  | 3,280
Year 2006 |  | 5,069 |  |  | 5,905
Years 2007, 2008 and 2009 |  | 7,347 |  |  | 7,984
Years 2010, 2011, 2012, 2013 |  | 7,652 |  |  | 6,259
Years 2014, 2015, 2016 and 2017 |  | 1,383 |  |  | 1,649
|  | 34,932 |  |  | 34,527
Non-traditional |  | 3,415 |  |  | 3,543
Loss mitigation program |  | 17,456 |  |  | 16,783
|  | 55,803 |  |  | 54,853
Commercial |  |  |  |  |
Commercial secured by real estate |  |  |  |  |
Institutional |  | 10,548 |  |  | 118
Middle market |  | 10,128 |  |  | 11,394
Retail |  | 16,638 |  |  | 14,438
|  | 37,314 |  |  | 25,950
Other commercial and industrial |  |  |  |  |
Middle market |  | 6,829 |  |  | 6,323
Retail |  | 2,850 |  |  | 2,929
Floor plan |  | 51 |  |  | 51
|  | 9,730 |  |  | 9,303
|  | 47,044 |  |  | 35,253
Consumer |  |  |  |  |
Credit cards |  | 260 |  |  | 1,227
Overdrafts |  | 42 |  |  | 31
Personal lines of credit |  | 63 |  |  | 102
Personal loans |  | 1,877 |  |  | 900
Cash collateral personal loans |  | 21 |  |  | 312
|  | 2,263 |  |  | 2,572
Auto and leasing |  | 13,594 |  |  | 4,232
Total non-accrual originated loans | $ | 118,704 |  | $ | 96,910
| March 31, |  | December 31,
| 2018 |  | 2017
| (In thousands)
Acquired BBVAPR loans accounted for under ASC 310-20 |  |  |  |  |
Commercial |  |  |  |  |
Commercial secured by real estate |  |  |  |  |
Retail | $ | 119 |  | $ | 119
Floor plan |  | 921 |  |  | 928
|  | 1,040 |  |  | 1,047
Other commercial and industrial |  |  |  |  |
Retail |  | 46 |  |  | 221
Floor plan |  | 2 |  |  | 2
|  | 48 |  |  | 223
|  | 1,088 |  |  | 1,270
Consumer |  |  |  |  |
Credit cards |  | 270 |  |  | 1,310
Personal loans |  | 61 |  |  | 45
|  | 331 |  |  | 1,355
Auto |  | 154 |  |  | 179
Total non-accrual acquired BBVAPR loans accounted for under ASC 310-20 |  | 1,573 |  |  | 2,804
Total non-accrual loans | $ | 120,277 |  | $ | 99,714
Impaired Financing Receivables [Table Text Block] |
| March 31, 2018 |  |
| Unpaid |  | Recorded |  | Related |  |  |  |
| Principal |  | Investment |  | Allowance |  | Coverage |  |
| (In thousands) |  |
Impaired loans with specific allowance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 57,169 |  | $ | 52,049 |  | $ | 13,274 |  | 26% |  |
Residential impaired and troubled-debt restructuring |  | 94,405 |  |  | 84,283 |  |  | 9,022 |  | 11% |  |
Impaired loans with no specific allowance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 19,020 |  |  | 15,784 |  |  | N/A |  | 0% |  |
Total investment in impaired loans | $ | 170,594 |  | $ | 152,116 |  | $ | 22,296 |  | 15% |  |
| December 31, 2017 |  |
| Unpaid |  | Recorded |  | Related |  |  |  |
| Principal |  | Investment |  | Allowance |  | Coverage |  |
| (In thousands) |  |
Impaired loans with specific allowance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 57,922 |  | $ | 52,585 |  | $ | 10,573 |  | 20% |  |
Residential impaired and troubled-debt restructuring |  | 94,971 |  |  | 85,403 |  |  | 9,121 |  | 11% |  |
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 22,022 |  |  | 18,953 |  |  | N/A |  | 0% |  |
Total investment in impaired loans | $ | 174,915 |  | $ | 156,941 |  | $ | 19,694 |  | 13% |  |
| March 31, 2018
| Unpaid |  | Recorded |  | Related |  |
| Principal |  | Investment |  | Allowance |  | Coverage
| (In thousands)
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |
Commercial | $ | 926 |  | $ | 747 |  | $ | 21 |  | 3%
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |
Commercial | $ | - |  | $ | - |  |  | N/A |  | 0%
Total investment in impaired loans | $ | 926 |  | $ | 747 |  | $ | 21 |  | 3%
| December 31, 2017
| Unpaid |  | Recorded |  | Specific |  |
| Principal |  | Investment |  | Allowance |  | Coverage
| (In thousands)
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |
Commercial | $ | 926 |  | $ | 747 |  | $ | 20 |  | 3%
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |
Commercial | $ | - |  | $ | - |  |  | N/A |  | 0%
Total investment in impaired loans | $ | 926 |  | $ | 747 |  | $ | 20 |  | 3%
| March 31, 2018
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance: |  |  |  |  |  |  |  |  |  |
Mortgage | $ | 536,514 |  | $ | 526,089 |  | $ | 14,331 |  | 3%
Commercial |  | 239,976 |  |  | 229,216 |  |  | 22,045 |  | 10%
Consumer |  | 1,892 |  |  | 932 |  |  | 21 |  | 2%
Auto |  | 35,560 |  |  | 35,006 |  |  | 6,769 |  | 19%
Total investment in impaired loan pools | $ | 813,942 |  | $ | 791,243 |  | $ | 43,166 |  | 5%
| December 31 , 2017
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance: |  |  |  |  |  |  |  |  |  |
Mortgage | $ | 547,064 |  | $ | 532,052 |  | $ | 14,085 |  | 3%
Commercial |  | 250,451 |  |  | 241,124 |  |  | 23,691 |  | 10%
Consumer |  | 2,468 |  |  | 1,431 |  |  | 18 |  | 1%
Auto |  | 43,440 |  |  | 43,696 |  |  | 7,961 |  | 18%
Total investment in impaired loan pools | $ | 843,423 |  | $ | 818,303 |  | $ | 45,755 |  | 6%
| March 31, 2018
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  |  |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance: |  |  |  |  |  |  |  |  |  |
Loans secured by 1-4 family residential properties | $ | 79,633 |  | $ | 69,328 |  | $ | 15,414 |  | 22%
Commercial |  | 56,087 |  |  | 52,418 |  |  | 9,992 |  | 19%
Consumer |  | 14 |  |  | 4 |  |  | 4 |  | 100%
Total investment in impaired loan pools | $ | 135,734 |  | $ | 121,750 |  | $ | 25,410 |  | 21%
| December 31, 2017
|  |  |  |  |  |  |  |  |  | Coverage
| Unpaid |  | Recorded |  | Specific |  | to Recorded
| Principal |  | Investment |  | Allowance |  | Investment
| (In thousands)
Impaired loan pools with specific allowance |  |  |  |  |  |  |  |  |  |
Loans secured by 1-4 family residential properties | $ | 81,132 |  | $ | 69,538 |  | $ | 15,187 |  | 22%
Commercial |  | 58,099 |  |  | 53,793 |  |  | 9,982 |  | 19%
Consumer |  | 15 |  |  | 4 |  |  | 5 |  | 125%
Total investment in impaired loan pools | $ | 139,246 |  | $ | 123,335 |  | $ | 25,174 |  | 20%
Impaired Financing Receivables Loans, excluding ASC 310-30 [Table Text Block] |
| Quarter Ended March 31,
| 2018 |  | 2017
| Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment
| (In thousands)
Originated and other loans held for investment: |  |  |  |  |  |  |  |  |  |  |
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial | $ | 263 |  | $ | 51,331 |  | $ | 125 |  | $ | 12,809
Residential troubled-debt restructuring |  | 720 |  |  | 84,754 |  |  | 766 |  |  | 89,543
Impaired loans with no specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 176 |  |  | 17,764 |  |  | 532 |  |  | 43,895
|  | 1,159 |  |  | 153,849 |  |  | 1,423 |  |  | 146,247
Acquired loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Impaired loans with specific allowance |  |  |  |  |  |  |  |  |  |  |
Commercial |  | - |  |  | 747 |  |  | - |  |  | 917
Total interest income from impaired loans | $ | 1,159 |  | $ | 154,596 |  | $ | 1,423 |  | $ | 147,164
Troubled Debt Restructurings on Financing Receivables [Table Text Block] |
| Quarter Ended March 31, 2018
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 38 |  | $ | 5,747 |  | 5.69% |  | 397 |  | $ | 5,339 |  | 5.08% |  | 363
Commercial | 3 |  |  | 1,559 |  | 4.75% |  | 72 |  |  | 1,555 |  | 4.75% |  | 72
Consumer | 28 |  |  | 354 |  | 15.75% |  | 47 |  |  | 355 |  | 11.60% |  | 69
| Quarter Ended March 31, 2017
| Number of contracts |  | Pre-Modification Outstanding Recorded Investment |  | Pre-Modification Weighted Average Rate |  | Pre-Modification Weighted Average Term (in Months) |  | Post-Modification Outstanding Recorded Investment |  | Post-Modification Weighted Average Rate |  | Post-Modification Weighted Average Term (in Months)
| (Dollars in thousands)
Mortgage | 32 |  | $ | 4,004 |  | 6.53% |  | 391 |  | $ | 4,015 |  | 4.86% |  | 387
Commercial | 9 |  |  | 1,218 |  | 7.29% |  | 55 |  |  | 1,219 |  | 5.93% |  | 64
Consumer | 25 |  |  | 392 |  | 10.94% |  | 64 |  |  | 430 |  | 10.33% |  | 74
Auto | 3 |  |  | 45 |  | 8.90% |  | 75 |  |  | 47 |  | 11.88% |  | 39
| Twelve Month Period Ended March 31,
| 2018 |  |  | 2017
| Number of Contracts |  | Recorded Investment |  |  | Number of Contracts |  | Recorded Investment
| (Dollars in thousands)
Mortgage | 36 |  | $ | 3,310 |  |  | 14 |  | $ | 2,051
Commercial | 4 |  | $ | 398 |  |  | 1 |  | $ | 50
Consumer | 23 |  | $ | 243 |  |  | 15 |  | $ | 188
Financing Receivable Credit Quality Indicators [Table Text Block] |
| March 31, 2018
| Risk Ratings
| Balance |  |  |  |  | Special |  |  |  |  |  |  |  |
| Outstanding |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Loss
| (In thousands)
Commercial - originated and other loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate | $ | 237,751 |  | $ | 203,090 |  | $ | 32,790 |  | $ | 1,871 |  | $ | - |  | $ | -
Institutional |  | 46,955 |  |  | 36,206 |  |  | - |  |  | 10,749 |  |  | - |  |  | -
Middle market |  | 216,550 |  |  | 180,511 |  |  | 13,389 |  |  | 22,650 |  |  | - |  |  | -
Retail |  | 242,673 |  |  | 213,262 |  |  | 4,178 |  |  | 25,233 |  |  | - |  |  | -
Floor plan |  | 4,078 |  |  | 2,771 |  |  | - |  |  | 1,307 |  |  | - |  |  | -
Real estate |  | 17,666 |  |  | 17,666 |  |  | - |  |  | - |  |  | - |  |  | -
|  | 765,673 |  |  | 653,506 |  |  | 50,357 |  |  | 61,810 |  |  | - |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 168,490 |  |  | 156,581 |  |  | 11,909 |  |  | - |  |  | - |  |  | -
Institutional |  | 115,034 |  |  | 115,034 |  |  | - |  |  | - |  |  | - |  |  | -
Middle market |  | 92,278 |  |  | 78,493 |  |  | 5,425 |  |  | 8,360 |  |  | - |  |  | -
Retail |  | 178,043 |  |  | 174,727 |  |  | 333 |  |  | 2,983 |  |  | - |  |  | -
Floor plan |  | 26,886 |  |  | 24,439 |  |  | 2,396 |  |  | 51 |  |  | - |  |  | -
|  | 580,731 |  |  | 549,274 |  |  | 20,063 |  |  | 11,394 |  |  | - |  |  | -
Total |  | 1,346,404 |  |  | 1,202,780 |  |  | 70,420 |  |  | 73,204 |  |  | - |  |  | -
Commercial - acquired loans (under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 119 |  |  | - |  |  | - |  |  | 119 |  |  | - |  |  | -
Floor plan |  | 1,284 |  |  | 363 |  |  | - |  |  | 921 |  |  | - |  |  | -
|  | 1,403 |  |  | 363 |  |  | - |  |  | 1,040 |  |  | - |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 2,817 |  |  | 2,812 |  |  | - |  |  | 5 |  |  | - |  |  | -
Floor plan |  | 2 |  |  | - |  |  | - |  |  | 2 |  |  | - |  |  | -
|  | 2,819 |  |  | 2,812 |  |  | - |  |  | 7 |  |  | - |  |  | -
Total |  | 4,222 |  |  | 3,175 |  |  | - |  |  | 1,047 |  |  | - |  |  | -
| March 31, 2018
| Risk Ratings
| Balance |  |  |  |  | Special |  |  |  |  |  |  |  |
| Outstanding |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Loss
| (In thousands)
Retail - originated and other loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional |  | 548,399 |  |  | 511,814 |  |  | - |  |  | 36,585 |  |  | - |  |  | -
Non-traditional |  | 16,956 |  |  | 13,541 |  |  | - |  |  | 3,415 |  |  | - |  |  | -
Loss mitigation program |  | 104,445 |  |  | 84,383 |  |  | - |  |  | 20,062 |  |  | - |  |  | -
Home equity secured personal loans |  | 249 |  |  | 249 |  |  | - |  |  | - |  |  | - |  |  | -
GNMA's buy-back option program |  | 12,515 |  |  | - |  |  | - |  |  | 12,515 |  |  | - |  |  | -
|  | 682,564 |  |  | 609,987 |  |  | - |  |  | 72,577 |  |  | - |  |  | -
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 27,514 |  |  | 27,254 |  |  | - |  |  | 260 |  |  | - |  |  | -
Overdrafts |  | 246 |  |  | 168 |  |  | - |  |  | 78 |  |  | - |  |  | -
Unsecured personal lines of credit |  | 2,033 |  |  | 1,983 |  |  | - |  |  | 50 |  |  | - |  |  | -
Unsecured personal loans |  | 290,135 |  |  | 288,857 |  |  | - |  |  | 1,278 |  |  | - |  |  | -
Cash collateral personal loans |  | 14,937 |  |  | 14,916 |  |  | - |  |  | 21 |  |  | - |  |  | -
|  | 334,865 |  |  | 333,178 |  |  | - |  |  | 1,687 |  |  | - |  |  | -
Auto and Leasing |  | 957,197 |  |  | 943,603 |  |  | - |  |  | 13,594 |  |  | - |  |  | -
Total |  | 1,974,626 |  |  | 1,886,768 |  |  | - |  |  | 87,858 |  |  | - |  |  | -
Retail - acquired loans (accounted for under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 24,861 |  |  | 24,591 |  |  | - |  |  | 270 |  |  | - |  |  | -
Personal loans |  | 2,374 |  |  | 2,313 |  |  | - |  |  | 61 |  |  | - |  |  | -
|  | 27,235 |  |  | 26,904 |  |  | - |  |  | 331 |  |  | - |  |  | -
Auto |  | 16,171 |  |  | 16,017 |  |  | - |  |  | 154 |  |  | - |  |  | -
|  | 43,406 |  |  | 42,921 |  |  | - |  |  | 485 |  |  | - |  |  | -
| $ | 3,368,658 |  | $ | 3,135,644 |  | $ | 70,420 |  | $ | 162,594 |  | $ | - |  | $ | -
| December 31, 2017
| Risk Ratings
| Balance |  |  |  |  | Special |  |  |  |  |  |  |  |
| Outstanding |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Loss
| (In thousands)
Commercial - originated and other loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate | $ | 235,426 |  | $ | 200,395 |  | $ | 33,094 |  | $ | 1,937 |  | $ | - |  | $ | -
Institutional |  | 44,766 |  |  | 33,856 |  |  | - |  |  | 10,910 |  |  | - |  |  | -
Middle market |  | 229,941 |  |  | 196,058 |  |  | 4,749 |  |  | 29,134 |  |  | - |  |  | -
Retail |  | 246,067 |  |  | 215,121 |  |  | 8,058 |  |  | 22,888 |  |  | - |  |  | -
Floor plan |  | 3,998 |  |  | 2,678 |  |  | 1,320 |  |  | - |  |  | - |  |  | -
Real estate |  | 17,556 |  |  | 17,556 |  |  | - |  |  | - |  |  | - |  |  | -
|  | 777,754 |  |  | 665,664 |  |  | 47,221 |  |  | 64,869 |  |  | - |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Corporate |  | 170,015 |  |  | 157,683 |  |  | 12,332 |  |  | - |  |  | - |  |  | -
Institutional |  | 125,591 |  |  | 125,591 |  |  | - |  |  | - |  |  | - |  |  | -
Middle market |  | 85,363 |  |  | 71,222 |  |  | 6,386 |  |  | 7,755 |  |  | - |  |  | -
Retail |  | 113,252 |  |  | 109,477 |  |  | 562 |  |  | 3,213 |  |  | - |  |  | -
Floor plan |  | 35,286 |  |  | 32,165 |  |  | 3,070 |  |  | 51 |  |  | - |  |  | -
|  | 529,507 |  |  | 496,138 |  |  | 22,350 |  |  | 11,019 |  |  | - |  |  | -
Total |  | 1,307,261 |  |  | 1,161,802 |  |  | 69,571 |  |  | 75,888 |  |  | - |  |  | -
Commercial - acquired loans (under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 119 |  |  | - |  |  | - |  |  | 119 |  |  | - |  |  | -
Floor plan |  | 1,321 |  |  | 393 |  |  | - |  |  | 928 |  |  | - |  |  | -
|  | 1,440 |  |  | 393 |  |  | - |  |  | 1,047 |  |  | - |  |  | -
Other commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | 2,938 |  |  | 2,933 |  |  | - |  |  | 5 |  |  | - |  |  | -
Floor plan |  | 2 |  |  | - |  |  | - |  |  | 2 |  |  | - |  |  | -
|  | 2,940 |  |  | 2,933 |  |  | - |  |  | 7 |  |  | - |  |  | -
Total |  | 4,380 |  |  | 3,326 |  |  | - |  |  | 1,054 |  |  | - |  |  | -
| December 31, 2017
| Risk Ratings
| Balance |  |  |  |  | Special |  |  |  |  |  |  |  |
| Outstanding |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Loss
| (In thousands)
Retail - originated and other loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Traditional |  | 553,533 |  |  | 516,770 |  |  | - |  |  | 36,763 |  |  | - |  |  | -
Non-traditional |  | 18,270 |  |  | 14,727 |  |  | - |  |  | 3,543 |  |  | - |  |  | -
Loss mitigation program |  | 103,280 |  |  | 84,357 |  |  | - |  |  | 18,923 |  |  | - |  |  | -
Home equity secured personal loans |  | 256 |  |  | 256 |  |  | - |  |  | - |  |  | - |  |  | -
GNMA's buy-back option program |  | 8,268 |  |  | - |  |  | - |  |  | 8,268 |  |  | - |  |  | -
|  | 683,607 |  |  | 616,110 |  |  | - |  |  | 67,497 |  |  | - |  |  | -
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 28,430 |  |  | 27,203 |  |  | - |  |  | 1,227 |  |  | - |  |  | -
Overdrafts |  | 214 |  |  | 158 |  |  | - |  |  | 56 |  |  | - |  |  | -
Unsecured personal lines of credit |  | 2,220 |  |  | 2,133 |  |  | - |  |  | 87 |  |  | - |  |  | -
Unsecured personal loans |  | 284,477 |  |  | 284,255 |  |  | - |  |  | 222 |  |  | - |  |  | -
Cash collateral personal loans |  | 14,698 |  |  | 14,386 |  |  | - |  |  | 312 |  |  | - |  |  | -
|  | 330,039 |  |  | 328,135 |  |  | - |  |  | 1,904 |  |  | - |  |  | -
Auto and Leasing |  | 883,985 |  |  | 879,753 |  |  | - |  |  | 4,232 |  |  | - |  |  | -
Total |  | 1,897,631 |  |  | 1,823,998 |  |  | - |  |  | 73,633 |  |  | - |  |  | -
Retail - acquired loans (under ASC 310-20) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  | 26,467 |  |  | 25,156 |  |  | - |  |  | 1,311 |  |  | - |  |  | -
Personal loans |  | 2,448 |  |  | 2,402 |  |  | - |  |  | 46 |  |  | - |  |  | -
|  | 28,915 |  |  | 27,558 |  |  | - |  |  | 1,357 |  |  | - |  |  | -
Auto |  | 21,969 |  |  | 21,790 |  |  | - |  |  | 179 |  |  | - |  |  | -
Total |  | 50,884 |  |  | 49,348 |  |  | - |  |  | 1,536 |  |  | - |  |  | -
| $ | 3,260,156 |  | $ | 3,038,474 |  | $ | 69,571 |  | $ | 152,111 |  | $ | - |  | $ | -

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