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Allowance for Loan and Lease Losses (Tables) | 3 Months Ended
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Mar. 31, 2018
Allowance for loan and lease losses [Abstract] |
Allowance for Credit Losses on Financing Receivables [Table Text Block] |
| March 31, |  | December 31,
| 2018 |  | 2017
| (In thousands)
Allowance for loans and lease losses: |  |  |  |  |
Originated and other loans and leases held for investment: |  |  |  |  |
Mortgage | $ | 18,983 |  | $ | 20,439
Commercial |  | 33,174 |  |  | 30,258
Consumer |  | 18,023 |  |  | 16,454
Auto and leasing |  | 26,652 |  |  | 25,567
Total allowance for originated and other loans and lease losses |  | 96,832 |  |  | 92,718
Acquired BBVAPR loans: |  |  |  |  |
Accounted for under ASC 310-20 (Loans with revolving feature and/or |  |  |  |  |
acquired at a premium) |  |  |  |  |
Commercial |  | 37 |  |  | 42
Consumer |  | 2,659 |  |  | 3,225
Auto |  | 488 |  |  | 595
|  | 3,184 |  |  | 3,862
Accounted for under ASC 310-30 (Loans acquired with deteriorated |  |  |  |  |
credit quality, including those by analogy) |  |  |  |  |
Mortgage |  | 14,331 |  |  | 14,085
Commercial |  | 22,047 |  |  | 23,691
Consumer |  | 18 |  |  | 18
Auto |  | 6,770 |  |  | 7,961
|  | 43,166 |  |  | 45,755
Total allowance for acquired BBVAPR loans and lease losses |  | 46,350 |  |  | 49,617
Acquired Eurobank loans: |  |  |  |  |
Loans secured by 1-4 family residential properties |  | 15,414 |  |  | 15,187
Commercial |  | 9,991 |  |  | 9,982
Consumer |  | 5 |  |  | 5
Total allowance for acquired Eurobank loan and lease losses |  | 25,410 |  |  | 25,174
Total allowance for loan and lease losses | $ | 168,592 |  | $ | 167,509
| Quarter Ended March 31, 2018
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Total
| (In thousands)
Allowance for loan and lease losses for originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 20,439 |  | $ | 30,258 |  | $ | 16,454 |  | $ | 25,567 |  | $ | 92,718
Charge-offs |  | (968) |  |  | (1,149) |  |  | (4,258) |  |  | (8,982) |  |  | (15,357)
Recoveries |  | 314 |  |  | 182 |  |  | 240 |  |  | 3,777 |  |  | 4,513
(Recapture) provision for loan and lease losses |  | (802) |  |  | 3,883 |  |  | 5,587 |  |  | 6,290 |  |  | 14,958
Balance at end of period | $ | 18,983 |  | $ | 33,174 |  | $ | 18,023 |  | $ | 26,652 |  | $ | 96,832
| March 31, 2018
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Total
| (In thousands)
Allowance for loan and lease losses on originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 9,022 |  | $ | 13,274 |  | $ | - |  | $ | - |  | $ | 22,296
Collectively evaluated for impairment |  | 9,961 |  |  | 19,900 |  |  | 18,023 |  |  | 26,652 |  |  | 74,536
Total ending allowance balance | $ | 18,983 |  | $ | 33,174 |  | $ | 18,023 |  | $ | 26,652 |  | $ | 96,832
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 84,283 |  | $ | 67,833 |  | $ | - |  | $ | - |  | $ | 152,116
Collectively evaluated for impairment |  | 598,281 |  |  | 1,278,571 |  |  | 334,865 |  |  | 957,197 |  |  | 3,168,914
Total ending loan balance | $ | 682,564 |  | $ | 1,346,404 |  | $ | 334,865 |  | $ | 957,197 |  | $ | 3,321,030
| Quarter Ended March 31, 2017
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Unallocated |  | Total
| (In thousands)
Allowance for loan and lease losses for originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 17,344 |  | $ | 8,995 |  | $ | 13,067 |  | $ | 19,463 |  | $ | 431 |  | $ | 59,300
Charge-offs |  | (2,379) |  |  | (856) |  |  | (3,358) |  |  | (7,563) |  |  | - |  |  | (14,156)
Recoveries |  | 56 |  |  | 89 |  |  | 165 |  |  | 3,294 |  |  | - |  |  | 3,604
Provision (recapture) for originated and other loan and lease losses |  | 3,557 |  |  | 1,660 |  |  | 3,520 |  |  | 3,427 |  |  | (429) |  |  | 11,735
Balance at end of period | $ | 18,578 |  | $ | 9,888 |  | $ | 13,394 |  | $ | 18,621 |  | $ | 2 |  | $ | 60,483
| December 31, 2017
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Unallocated |  | Total
| (In thousands)
Allowance for loan and lease losses on originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 9,121 |  | $ | 10,573 |  | $ | - |  | $ | - |  | $ | - |  | $ | 19,694
Collectively evaluated for impairment |  | 11,318 |  |  | 19,685 |  |  | 16,454 |  |  | 25,567 |  |  | - |  |  | 73,024
Total ending allowance balance | $ | 20,439 |  | $ | 30,258 |  | $ | 16,454 |  | $ | 25,567 |  | $ | - |  | $ | 92,718
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 85,403 |  | $ | 71,538 |  | $ | - |  | $ | - |  | $ | - |  | $ | 156,941
Collectively evaluated for impairment |  | 598,204 |  |  | 1,235,723 |  |  | 330,039 |  |  | 883,985 |  |  | - |  |  | 3,047,951
Total ending loan balance | $ | 683,607 |  | $ | 1,307,261 |  | $ | 330,039 |  | $ | 883,985 |  | $ | - |  | $ | 3,204,892
| Quarter Ended March 31, 2018
| Commercial |  | Consumer |  | Auto |  |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 42 |  | $ | 3,225 |  | $ | 595 |  |  | $ | 3,862
Charge-offs |  | - |  |  | (1,022) |  |  | (125) |  |  |  | (1,147)
Recoveries |  | 3 |  |  | 54 |  |  | 228 |  |  |  | 285
(Recapture) provision for acquired BBVAPR loan and lease losses accounted for under ASC 310-20 |  | (8) |  |  | 402 |  |  | (210) |  |  |  | 184
Balance at end of period | $ | 37 |  | $ | 2,659 |  | $ | 488 |  |  | $ | 3,184
| March 31, 2018
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 21 |  | $ | - |  | $ | - |  | $ | 21
Collectively evaluated for impairment |  | 16 |  |  | 2,659 |  |  | 488 |  |  | 3,163
Total ending allowance balance | $ | 37 |  | $ | 2,659 |  | $ | 488 |  | $ | 3,184
Loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 747 |  | $ | - |  | $ | - |  | $ | 747
Collectively evaluated for impairment |  | 3,475 |  |  | 27,235 |  |  | 16,171 |  |  | 46,881
Total ending loan balance | $ | 4,222 |  | $ | 27,235 |  | $ | 16,171 |  | $ | 47,628
| Quarter Ended March 31, 2017
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 169 |  | $ | 3,028 |  | $ | 1,103 |  | $ | 4,300
Charge-offs |  | (6) |  |  | (885) |  |  | (278) |  |  | (1,169)
Recoveries |  | 1 |  |  | 64 |  |  | 452 |  |  | 517
Provision (recapture) for acquired loan and lease losses accounted for under ASC 310-20 |  | 19 |  |  | 384 |  |  | (436) |  |  | (33)
Balance at end of period | $ | 183 |  | $ | 2,591 |  | $ | 841 |  | $ | 3,615
| December 31, 2017
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 20 |  | $ | - |  | $ | - |  | $ | 20
Collectively evaluated for impairment |  | 22 |  |  | 3,225 |  |  | 595 |  |  | 3,842
Total ending allowance balance | $ | 42 |  | $ | 3,225 |  | $ | 595 |  | $ | 3,862
Loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 747 |  | $ | - |  | $ | - |  | $ | 747
Collectively evaluated for impairment |  | 3,633 |  |  | 28,915 |  |  | 21,969 |  |  | 54,517
Total ending loan balance | $ | 4,380 |  | $ | 28,915 |  | $ | 21,969 |  | $ | 55,264
| Quarter Ended March 31, 2018
| Mortgage |  | Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 14,085 |  | $ | 23,691 |  | $ | 18 | $ | 7,961 |  | 45,755
Provision (recapture) for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 |  | 314 |  |  | 752 |  |  | - |  | (887) |  | 179
Allowance de-recognition |  | (68) |  |  | (2,396) |  |  | - |  | (304) |  | (2,768)
Balance at end of period | $ | 14,331 |  | $ | 22,047 |  | $ | 18 | $ | 6,770 |  | 43,166
| Quarter Ended March 31, 2017
| Mortgage |  | Commercial |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 2,682 |  | $ | 23,452 |  | $ | 4,922 |  | $ | 31,056
Provision (recapture) for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 |  | 923 |  |  | 223 |  |  | 3,186 |  |  | 4,332
Allowance de-recognition |  | (32) |  |  | (147) |  |  | (279) |  |  | (458)
Balance at end of period | $ | 3,573 |  | $ | 23,528 |  | $ | 7,829 |  | $ | 34,930
| Quarter Ended March 31, 2018
| Loans Secured by 1-4 Family Residential Properties |  | Commercial |  | Consumer |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired Eurobank loans: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 15,187 |  | $ | 9,982 |  | $ | 5 |  | $ | 25,174
Provision (recapture) for loan and lease losses, net |  | 179 |  |  | (40) |  |  | - |  |  | 139
Allowance de-recognition |  | 48 |  |  | 49 |  |  | - |  |  | 97
Balance at end of period | $ | 15,414 |  | $ | 9,991 |  | $ | 5 |  | $ | 25,410
| Quarter Ended March 31, 2017
| Loans Secured by 1-4 Family Residential Properties |  | Commercial |  | Consumer |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired Eurobank loans: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 11,947 |  | $ | 9,328 |  | $ | 6 |  | $ | 21,281
Provision (recapture) for loan and lease losses, net |  | 2,398 |  |  | (778) |  |  | - |  |  | 1,620
Allowance de-recognition |  | (177) |  |  | (717) |  |  | (1) |  |  | (895)
Balance at end of period | $ | 14,168 |  | $ | 7,833 |  | $ | 5 |  | $ | 22,006

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524 + Details
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- References No definition available. + Details
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