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Allowance for Loan and Lease Losses (Tables) | 9 Months Ended
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Sep. 30, 2018
Allowance for loan and lease losses [Abstract] |
Allowance for Credit Losses on Financing Receivables [Table Text Block] |
| September 30, |  | December 31,
| 2018 |  | 2017
| (In thousands)
Allowance for loans and lease losses: |  |  |  |  |
Originated and other loans and leases held for investment: |  |  |  |  |
Mortgage | $ | 19,545 |  | $ | 20,439
Commercial |  | 32,491 |  |  | 30,258
Consumer |  | 15,715 |  |  | 16,454
Auto and leasing |  | 27,485 |  |  | 25,567
Total allowance for originated and other loans and lease losses |  | 95,236 |  |  | 92,718
Acquired BBVAPR loans: |  |  |  |  |
Accounted for under ASC 310-20 (Loans with revolving feature and/or |  |  |  |  |
acquired at a premium) |  |  |  |  |
Commercial |  | 17 |  |  | 42
Consumer |  | 2,140 |  |  | 3,225
Auto |  | 193 |  |  | 595
|  | 2,350 |  |  | 3,862
Accounted for under ASC 310-30 (Loans acquired with deteriorated |  |  |  |  |
credit quality, including those by analogy) |  |  |  |  |
Mortgage |  | 15,258 |  |  | 14,085
Commercial |  | 22,256 |  |  | 23,691
Consumer |  | 18 |  |  | 18
Auto |  | 6,343 |  |  | 7,961
|  | 43,875 |  |  | 45,755
Total allowance for acquired BBVAPR loans and lease losses |  | 46,225 |  |  | 49,617
Acquired Eurobank loans: |  |  |  |  |
Loans secured by 1-4 family residential properties |  | 15,155 |  |  | 15,187
Commercial |  | 9,122 |  |  | 9,983
Consumer |  | 4 |  |  | 4
Total allowance for acquired Eurobank loan and lease losses |  | 24,281 |  |  | 25,174
Total allowance for loan and lease losses | $ | 165,742 |  | $ | 167,509
| Quarter Ended September 30, 2018
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Total
| (In thousands)
Allowance for loan and lease losses for originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 19,323 |  | $ | 31,480 |  | $ | 16,192 |  | $ | 27,223 |  | $ | 94,218
Charge-offs |  | (1,429) |  |  | (3,249) |  |  | (4,591) |  |  | (9,111) |  |  | (18,380)
Recoveries |  | 139 |  |  | 119 |  |  | 278 |  |  | 5,442 |  |  | 5,978
Provision for loan and lease losses |  | 1,512 |  |  | 4,141 |  |  | 3,836 |  |  | 3,931 |  |  | 13,420
Balance at end of period | $ | 19,545 |  | $ | 32,491 |  | $ | 15,715 |  | $ | 27,485 |  | $ | 95,236
| Nine-Month Period Ended September 30, 2018
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Total
| (In thousands)
Allowance for loan and lease losses for originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 20,439 |  | $ | 30,258 |  | $ | 16,454 |  | $ | 25,567 |  | $ | 92,718
Charge-offs |  | (3,727) |  |  | (6,396) |  |  | (13,438) |  |  | (31,842) |  |  | (55,403)
Recoveries |  | 919 |  |  | 528 |  |  | 757 |  |  | 14,498 |  |  | 16,702
Provision for loan and lease losses |  | 1,914 |  |  | 8,101 |  |  | 11,942 |  |  | 19,262 |  |  | 41,219
Balance at end of period | $ | 19,545 |  | $ | 32,491 |  | $ | 15,715 |  | $ | 27,485 |  | $ | 95,236
| September 30, 2018
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Total
| (In thousands)
Allowance for loan and lease losses on originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 10,620 |  | $ | 7,607 |  | $ | - |  | $ | - |  | $ | 18,227
Collectively evaluated for impairment |  | 8,925 |  |  | 24,884 |  |  | 15,715 |  |  | 27,485 |  |  | 77,009
Total ending allowance balance | $ | 19,545 |  | $ | 32,491 |  | $ | 15,715 |  | $ | 27,485 |  | $ | 95,236
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 85,119 |  | $ | 68,892 |  | $ | - |  | $ | - |  | $ | 154,011
Collectively evaluated for impairment |  | 582,105 |  |  | 1,471,135 |  |  | 345,399 |  |  | 1,084,912 |  |  | 3,483,551
Total ending loan balance | $ | 667,224 |  | $ | 1,540,027 |  | $ | 345,399 |  | $ | 1,084,912 |  | $ | 3,637,562
| Quarter Ended September 30, 2017
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Unallocated |  | Total
| (In thousands)
Allowance for loan and lease losses for originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 18,664 |  | $ | 17,279 |  | $ | 14,981 |  | $ | 18,742 |  | $ | - |  | $ | 69,666
Charge-offs |  | (834) |  |  | (727) |  |  | (4,424) |  |  | (9,387) |  |  | - |  |  | (15,372)
Recoveries |  | 341 |  |  | 654 |  |  | 168 |  |  | 2,394 |  |  | - |  |  | 3,557
Provision (recapture) for originated and other loan and lease losses |  | 4,137 |  |  | 7,072 |  |  | 5,068 |  |  | 13,413 |  |  | - |  |  | 29,690
Balance at end of period | $ | 22,308 |  | $ | 24,278 |  | $ | 15,793 |  | $ | 25,162 |  | $ | - |  | $ | 87,541
| Nine-Month Period Ended September 30, 2017
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Unallocated |  | Total
| (In thousands)
Allowance for loan and lease losses for originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 17,344 |  | $ | 8,995 |  | $ | 13,067 |  | $ | 19,463 |  | $ | 431 |  | $ | 59,300
Charge-offs |  | (5,375) |  |  | (6,424) |  |  | (11,792) |  |  | (24,726) |  |  | - |  |  | (48,317)
Recoveries |  | 458 |  |  | 880 |  |  | 1,113 |  |  | 9,864 |  |  | - |  |  | 12,315
Provision (recapture) for originated and other loan and lease losses |  | 9,881 |  |  | 20,827 |  |  | 13,405 |  |  | 20,561 |  |  | (431) |  |  | 64,243
Balance at end of period | $ | 22,308 |  | $ | 24,278 |  | $ | 15,793 |  | $ | 25,162 |  | $ | - |  | $ | 87,541
| December 31, 2017
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Unallocated |  | Total
| (In thousands)
Allowance for loan and lease losses on originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 9,121 |  | $ | 10,573 |  | $ | - |  | $ | - |  | $ | - |  | $ | 19,694
Collectively evaluated for impairment |  | 11,318 |  |  | 19,685 |  |  | 16,454 |  |  | 25,567 |  |  | - |  |  | 73,024
Total ending allowance balance | $ | 20,439 |  | $ | 30,258 |  | $ | 16,454 |  | $ | 25,567 |  | $ | - |  | $ | 92,718
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 85,403 |  | $ | 71,538 |  | $ | - |  | $ | - |  | $ | - |  | $ | 156,941
Collectively evaluated for impairment |  | 598,204 |  |  | 1,235,723 |  |  | 330,039 |  |  | 883,985 |  |  | - |  |  | 3,047,951
Total ending loan balance | $ | 683,607 |  | $ | 1,307,261 |  | $ | 330,039 |  | $ | 883,985 |  | $ | - |  | $ | 3,204,892
| Quarter Ended September 30, 2018
| Commercial |  | Consumer |  | Auto |  |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 86 |  | $ | 2,357 |  | $ | 283 |  |  | $ | 2,726
Charge-offs |  | (1) |  |  | (638) |  |  | (72) |  |  |  | (711)
Recoveries |  | 3 |  |  | 95 |  |  | 169 |  |  |  | 267
Provision (recapture) for acquired BBVAPR loan and lease losses accounted for under ASC 310-20 |  | (71) |  |  | 326 |  |  | (187) |  |  |  | 68
Balance at end of period | $ | 17 |  | $ | 2,140 |  | $ | 193 |  |  | $ | 2,350
| Nine-Month Period Ended September 30, 2018
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 42 |  | $ | 3,225 |  | $ | 595 |  | $ | 3,862
Charge-offs |  | (6) |  |  | (2,080) |  |  | (285) |  |  | (2,371)
Recoveries |  | 18 |  |  | 243 |  |  | 641 |  |  | 902
Provision (recapture) for acquired BBVAPR loan and lease losses accounted for under ASC 310-20 |  | (37) |  |  | 752 |  |  | (758) |  |  | (43)
Balance at end of period | $ | 17 |  | $ | 2,140 |  | $ | 193 |  | $ | 2,350
| September 30, 2018
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 4 |  | $ | - |  | $ | - |  | $ | 4
Collectively evaluated for impairment |  | 13 |  |  | 2,140 |  |  | 193 |  |  | 2,346
Total ending allowance balance | $ | 17 |  | $ | 2,140 |  | $ | 193 |  | $ | 2,350
Loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 747 |  | $ | - |  | $ | - |  | $ | 747
Collectively evaluated for impairment |  | 2,031 |  |  | 24,914 |  |  | 7,494 |  |  | 34,439
Total ending loan balance | $ | 2,778 |  | $ | 24,914 |  | $ | 7,494 |  | $ | 35,186
| Quarter Ended September 30, 2017
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 41 |  | $ | 2,623 |  | $ | 684 |  | $ | 3,348
Charge-offs |  | - |  |  | (711) |  |  | (222) |  |  | (933)
Recoveries |  | 1 |  |  | 33 |  |  | 202 |  |  | 236
Provision (recapture) for acquired loan and lease losses accounted for under ASC 310-20 |  | (1) |  |  | 646 |  |  | 67 |  |  | 712
Balance at end of period | $ | 41 |  | $ | 2,591 |  | $ | 731 |  | $ | 3,363
| Nine-Month Period Ended September 30, 2017
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 169 |  | $ | 3,028 |  | $ | 1,103 |  | $ | 4,300
Charge-offs |  | (132) |  |  | (2,367) |  |  | (705) |  |  | (3,204)
Recoveries |  | 6 |  |  | 392 |  |  | 1,251 |  |  | 1,649
Provision (recapture) for acquired loan and lease losses accounted for under ASC 310-20 |  | (2) |  |  | 1,538 |  |  | (918) |  |  | 618
Balance at end of period | $ | 41 |  | $ | 2,591 |  | $ | 731 |  | $ | 3,363
| December 31, 2017
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 20 |  | $ | - |  | $ | - |  | $ | 20
Collectively evaluated for impairment |  | 22 |  |  | 3,225 |  |  | 595 |  |  | 3,842
Total ending allowance balance | $ | 42 |  | $ | 3,225 |  | $ | 595 |  | $ | 3,862
Loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 747 |  | $ | - |  | $ | - |  | $ | 747
Collectively evaluated for impairment |  | 3,633 |  |  | 28,915 |  |  | 21,969 |  |  | 54,517
Total ending loan balance | $ | 4,380 |  | $ | 28,915 |  | $ | 21,969 |  | $ | 55,264
| Quarter Ended September 30, 2018
| Mortgage |  | Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 14,567 |  | $ | 23,019 |  | $ | 18 | $ | 6,572 |  | 44,176
Provision for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 |  | 746 |  |  | 61 |  |  | - |  | - |  | 807
Allowance de-recognition |  | (55) |  |  | (824) |  |  | - |  | (229) |  | (1,108)
Balance at end of period | $ | 15,258 |  | $ | 22,256 |  | $ | 18 | $ | 6,343 |  | 43,875
| Nine-Month Period Ended September 30, 2018
| Mortgage |  | Commercial |  | Consumer | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 14,085 |  | $ | 23,691 |  | $ | 18 | $ | 7,961 |  | 45,755
Provision (recapture) for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 |  | 1,296 |  |  | 2,119 |  |  | - |  | (887) |  | 2,528
Allowance de-recogntion |  | (123) |  |  | (3,554) |  |  | - |  | (731) |  | (4,408)
Balance at end of period | $ | 15,258 |  | $ | 22,256 |  | $ | 18 | $ | 6,343 |  | 43,875
| Quarter Ended September 30, 2017
| Mortgage |  | Commercial |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 4,141 |  | $ | 25,614 |  | $ | 7,739 |  | $ | 37,494
Provision (recapture) for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 |  | 4,790 |  |  | 6,810 |  |  | (501) |  |  | 11,099
Allowance de-recognition |  | - |  |  | (8,483) |  |  | - |  |  | (8,483)
Balance at end of period | $ | 8,931 |  | $ | 23,941 |  | $ | 7,238 |  | $ | 40,110
| Nine-Month Period Ended September 30, 2017
| Mortgage |  | Commercial |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 2,682 |  | $ | 23,452 |  | $ | 4,922 |  | $ | 31,056
Provision for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 |  | 6,345 |  |  | 9,768 |  |  | 2,685 |  |  | 18,798
Allowance de-recogntion |  | (96) |  |  | (9,279) |  |  | (369) |  |  | (9,744)
Balance at end of period | $ | 8,931 |  | $ | 23,941 |  | $ | 7,238 |  | $ | 40,110
| Quarter Ended September 30, 2018
| Loans Secured by 1-4 Family Residential Properties |  | Commercial |  | Consumer |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired Eurobank loans: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 15,170 |  | $ | 9,140 |  | $ | 4 |  | $ | 24,314
Provision for loan and lease losses, net |  | 231 |  |  | 75 |  |  | - |  |  | 306
Allowance de-recognition |  | (246) |  |  | (93) |  |  | - |  |  | (339)
Balance at end of period | $ | 15,155 |  | $ | 9,122 |  | $ | 4 |  | $ | 24,281
| Nine-Month Period Ended September 30, 2018
| Loans Secured by 1-4 Family Residential Properties |  | Commercial |  | Consumer |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired Eurobank loans: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 15,187 |  | $ | 9,983 |  | $ | 4 |  | $ | 25,174
Provision for loan and lease losses, net |  | 1,015 |  |  | 95 |  |  | - |  |  | 1,110
Allowance de-recognition |  | (1,047) |  |  | (956) |  |  | - |  |  | (2,003)
Balance at end of period | $ | 15,155 |  | $ | 9,122 |  | $ | 4 |  | $ | 24,281
| Quarter Ended September 30, 2017
| Loans secured by 1-4 Family Residential Properties |  | Commercial |  | Consumer |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired Eurobank loans: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 13,651 |  | $ | 8,131 |  | $ | 4 |  | $ | 21,786
Provision for (recapture) acquired Eurobank loan and lease losses, net |  | 1,139 |  |  | 1,402 |  |  | - |  |  | 2,541
Allowance de-recognition |  | (571) |  |  | (611) |  |  | - |  |  | (1,182)
Balance at end of period | $ | 14,219 |  | $ | 8,922 |  | $ | 4 |  | $ | 23,145
| Nine-Month Period Ended September 30, 2017
| Loans secured by 1-4 Family Residential Properties |  | Commercial |  | Consumer |  | Total
| (In thousands)
Allowance for loan and lease losses for Eurobank loans: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period | $ | 11,947 |  | $ | 9,328 |  | $ | 6 |  | $ | 21,281
Provision for (recapture) acquired Eurobank loan and lease losses, net |  | 4,011 |  |  | 562 |  |  | - |  |  | 4,573
Allowance de-recognition |  | (1,739) |  |  | (968) |  |  | (2) |  |  | (2,709)
Balance at end of period | $ | 14,219 |  | $ | 8,922 |  | $ | 4 |  | $ | 23,145

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- References No definition available. + Details
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