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Loans Receivable (Tables)

9 Months Ended

Sep. 30, 2018

Loans And Leases Receivable Net Reported Amount Covered And Not Covered [Abstract]

Schedule Of Accounts Notes Loans And Financing Receivable Text Block

	September 30,			December 31,
	2018			2017
	(In thousands)
Originated and other loans and leases held for investment:
Mortgage	$	667,224		$	683,607
Commercial		1,540,027			1,307,261
Consumer		345,399			330,039
Auto and leasing		1,084,912			883,985
		3,637,562			3,204,892
Allowance for loan and lease losses on originated and other loans and leases		(95,236)			(92,718)
		3,542,326			3,112,174
Deferred loan costs, net		7,556			6,695
Total originated and other loans held for investment, net		3,549,882			3,118,869
Acquired loans:
Acquired BBVAPR loans:
Accounted for under ASC 310-20 (Loans with revolving feature and/or
acquired at a premium)
Commercial		2,778			4,380
Consumer		24,914			28,915
Auto		7,494			21,969
		35,186			55,264
Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-20		(2,350)			(3,862)
		32,836			51,402
Accounted for under ASC 310-30 (Loans acquired with deteriorated
credit quality, including those by analogy)
Mortgage		503,861			532,053
Commercial		190,178			243,092
Consumer		95			1,431
Auto		20,363			43,696
		714,497			820,272
Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-30		(43,875)			(45,755)
		670,622			774,517
Total acquired BBVAPR loans, net		703,458			825,919
Acquired Eurobank loans:
Loans secured by 1-4 family residential properties		64,785			69,538
Commercial		49,262			53,793
Consumer		895			1,112
Total acquired Eurobank loans		114,942			124,443
Allowance for loan and lease losses on Eurobank loans		(24,281)			(25,174)
Total acquired Eurobank loans, net		90,661			99,269
Total acquired loans, net		794,119			925,188
Total held for investment, net		4,344,001			4,044,057
Mortgage loans held-for-sale		8,979			12,272
Total loans, net	$	4,352,980		$	4,056,329

Past Due Financing Receivables [Table Text Block]

	September 30, 2018
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Mortgage
Traditional (by origination year):
Up to the year 2002	$	276		$	890		$	3,272		$	4,438		$	38,120		$	42,558		$	240
Years 2003 and 2004		237			1,740			6,587			8,564			69,146			77,710			-
Year 2005		92			858			3,515			4,465			36,710			41,175			-
Year 2006		348			1,484			4,747			6,579			51,392			57,971			-
Years 2007, 2008 and 2009		178			1,195			7,774			9,147			54,223			63,370			56
Years 2010, 2011, 2012, 2013		258			1,238			7,946			9,442			106,819			116,261			180
Years 2014, 2015, 2016, 2017 and 2018		-			593			1,303			1,896			130,610			132,506			-
		1,389			7,998			35,144			44,531			487,020			531,551			476
Non-traditional		-			117			2,740			2,857			11,842			14,699			-
Loss mitigation program		10,346			5,435			20,797			36,578			70,819			107,397			2,631
		11,735			13,550			58,681			83,966			569,681			653,647			3,107
Home equity secured personal loans		-			-			-			-			252			252			-
GNMA's buy-back option program		-			-			13,325			13,325			-			13,325			-
		11,735			13,550			72,006			97,291			569,933			667,224			3,107
Commercial
Commercial secured by real estate:
Corporate		-			-			-			-			306,372			306,372			-
Institutional		-			-			-			-			72,372			72,372			-
Middle market		839			-			5,481			6,320			175,822			182,142			-
Retail		1,242			309			9,245			10,796			210,101			220,897			-
Floor plan		-			-			-			-			3,579			3,579			-
Real estate		-			-			-			-			19,347			19,347			-
		2,081			309			14,726			17,116			787,593			804,709			-
Other commercial and industrial:
Corporate		-			-			-			-			163,766			163,766			-
Institutional		-			-			-			-			143,886			143,886			-
Middle market		-			3,480			2,751			6,231			91,484			97,715			-
Retail		720			131			792			1,643			287,755			289,398			-
Floor plan		150			-			51			201			40,352			40,553			-
		870			3,611			3,594			8,075			727,243			735,318			-
		2,951			3,920			18,320			25,191			1,514,836			1,540,027			-

	September 30, 2018
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Consumer
Credit cards	$	580		$	200		$	602		$	1,382		$	26,342		$	27,724		$	-
Overdrafts		27			-			-			27			129			156			-
Personal lines of credit		44			3			70			117			1,819			1,936			-
Personal loans		3,864			1,731			1,197			6,792			292,738			299,530			-
Cash collateral personal loans		146			66			-			212			15,841			16,053			-
		4,661			2,000			1,869			8,530			336,869			345,399			-
Auto and leasing		54,888			26,940			12,148			93,976			990,936			1,084,912			-
Total	$	74,235		$	46,410		$	104,343		$	224,988		$	3,412,574		$	3,637,562		$	3,107

	December 31, 2017
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Mortgage
Traditional (by origination year):
Up to the year 2002	$	86		$	938		$	3,537		$	4,561		$	41,579		$	46,140		$	467
Years 2003 and 2004		92			1,077			6,304			7,473			75,758			83,231			-
Year 2005		101			383			3,348			3,832			40,669			44,501			68
Year 2006		242			604			5,971			6,817			55,966			62,783			66
Years 2007, 2008 and 2009		358			1,258			8,561			10,177			58,505			68,682			577
Years 2010, 2011, 2012, 2013		233			978			7,393			8,604			116,674			125,278			1,202
Years 2014, 2015, 2016 and 2017		-			75			1,649			1,724			121,194			122,918			-
		1,112			5,313			36,763			43,188			510,345			553,533			2,380
Non-traditional		-			326			3,543			3,869			14,401			18,270			-
Loss mitigation program		7,233			3,331			18,923			29,487			73,793			103,280			4,981
		8,345			8,970			59,229			76,544			598,539			675,083			7,361
Home equity secured personal loans		-			-			-			-			256			256			-
GNMA's buy-back option program		-			-			8,268			8,268			-			8,268			-
		8,345			8,970			67,497			84,812			598,795			683,607			7,361
Commercial
Commercial secured by real estate:
Corporate		-			-			-			-			235,426			235,426			-
Institutional		-			-			118			118			44,648			44,766			-
Middle market		765			-			3,527			4,292			225,649			229,941			-
Retail		352			936			9,695			10,983			235,084			246,067			-
Floor plan		-			-			-			-			3,998			3,998			-
Real estate		-			-			-			-			17,556			17,556			-
		1,117			936			13,340			15,393			762,361			777,754			-
Other commercial and industrial:
Corporate		-			-			-			-			170,015			170,015			-
Institutional		-			-			-			-			125,591			125,591			-
Middle market		-			-			881			881			84,482			85,363			-
Retail		455			103			1,616			2,174			111,078			113,252			-
Floor plan		9			-			51			60			35,226			35,286			-
		464			103			2,548			3,115			526,392			529,507			-
		1,581			1,039			15,888			18,508			1,288,753			1,307,261			-

	December 31, 2017
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Consumer
Credit cards	$	246		$	130		$	1,227		$	1,603		$	26,827		$	28,430		$	-
Overdrafts		20			6			31			57			157			214			-
Personal lines of credit		259			54			87			400			1,820			2,220			-
Personal loans		3,778			1,494			223			5,495			278,982			284,477			-
Cash collateral personal loans		103			59			312			474			14,224			14,698			-
		4,406			1,743			1,880			8,029			322,010			330,039			-
Auto and leasing		21,760			10,399			4,232			36,391			847,594			883,985			-
Total	$	36,092		$	22,151		$	89,497		$	147,740		$	3,057,152		$	3,204,892		$	7,361

	September 30, 2018
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Commercial
Commercial secured by real estate
Retail	$	-		$	-		$	54		$	54		$	-		$	54		$	-
Floor plan		-			-			899			899			305			1,204			-
		-			-			953			953			305			1,258			-
Other commercial and industrial
Retail		8			-			25			33			1,485			1,518			-
Floor plan		-			-			2			2			-			2			-
		8			-			27			35			1,485			1,520			-
		8			-			980			988			1,790			2,778			-
Consumer
Credit cards		330			110			443			883			21,729			22,612			-
Personal loans		23			7			58			88			2,214			2,302			-
		353			117			501			971			23,943			24,914			-
Auto		665			389			202			1,256			6,238			7,494			-
Total	$	1,026		$	506		$	1,683		$	3,215		$	31,971		$	35,186		$	-

	December 31, 2017
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Commercial
Commercial secured by real estate
Retail	$	-		$	-		$	119		$	119		$	-		$	119		$	-
Floor plan		-			-			928			928			393			1,321			-
		-			-			1,047			1,047			393			1,440			-
Other commercial and industrial
Retail		36			-			221			257			2,681			2,938			-
Floor plan		-			-			2			2			-			2			-
		36			-			223			259			2,681			2,940			-
		36			-			1,270			1,306			3,074			4,380			-
Consumer
Credit cards		208			127			1,310			1,645			24,822			26,467			-
Personal loans		139			61			45			245			2,203			2,448			-
		347			188			1,355			1,890			27,025			28,915			-
Auto		602			248			179			1,029			20,940			21,969			-
Total	$	985		$	436		$	2,804		$	4,225		$	51,039		$	55,264		$	-

Carrying Amounts Of Acquired Loans Tabular Disclosure [Table Text Block]

	September 30,			December 31,
		2018			2017
		(In thousands)
Contractual required payments receivable:	$	1,340,064		$	1,481,616
Less: Non-accretable discount		347,173			352,431
Cash expected to be collected		992,891			1,129,185
Less: Accretable yield		278,394			308,913
Carrying amount, gross		714,497			820,272
Less: allowance for loan and lease losses		43,875			45,755
Carrying amount, net	$	670,622		$	774,517

Accretable Yield for Acquired Loans [Table Text Block]

	Quarter Ended September 30, 2018
	Mortgage			Commercial			Auto			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	243,903		$	42,521		$	1,071		$	497		$	287,992
Accretion		(6,722)			(3,977)			(466)			(88)			(11,253)
Change in expected cash flows		-			1,334			3			25			1,362
Transfer from (to) non-accretable discount		1,456			(1,140)			3			(26)			293
Balance at end of period	$	238,637		$	38,738		$	611		$	408		$	278,394
Non-Accretable Discount Activity:
Balance at beginning of period	$	296,137		$	11,143		$	23,645		$	19,332		$	350,257
Change in actual and expected losses		(1,860)			(1,125)			181			13			(2,791)
Transfer from accretable yield		(1,456)			1,140			(3)			26			(293)
Balance at end of period	$	292,821		$	11,158		$	23,823		$	19,371		$	347,173

	Nine-Month Period Ended September 30, 2018
	Mortgage			Commercial			Auto			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	258,498		$	46,764		$	2,766		$	885		$	308,913
Accretion		(20,710)			(11,259)			(1,991)			(538)			(34,498)
Change in expected cash flows		-			7,265			829			156			8,250
Transfer (to) non-accretable discount		849			(4,032)			(993)			(95)			(4,271)
Balance at end of period	$	238,637		$	38,738		$	611		$	408		$	278,394
Non-Accretable Discount Activity:
Balance at beginning of period	$	299,501		$	10,596		$	23,050		$	19,284		$	352,431
Change in actual and expected losses		(5,831)			(3,470)			(220)			(8)			(9,529)
Transfer from accretable yield		(849)			4,032			993			95			4,271
Balance at end of period	$	292,821		$	11,158		$	23,823		$	19,371		$	347,173

	Quarter Ended September 30, 2017
	Mortgage			Commercial			Auto			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	270,148		$	56,038		$	4,853		$	1,486		$	332,525
Accretion		(7,434)			(7,114)			(1,350)			(384)			(16,282)
Change in actual and expected losses		-			3,716			13			37			3,766
Transfer (to) from non-accretable discount		(6,158)			(2,950)			(8)			26			(9,090)
Balance at end of period	$	256,556		$	49,690		$	3,508		$	1,165		$	310,919
Non-Accretable Discount Activity:
Balance at beginning of period	$	306,504		$	16,867		$	23,960		$	19,431		$	366,762
Change in actual and expected losses		(2,310)			(8,679)			(191)			(124)			(11,304)
Transfer from (to) accretable yield		6,158			2,950			8			(26)			9,090
Balance at end of period	$	310,352		$	11,138		$	23,777		$	19,281		$	364,548

	Nine-Month Period Ended September 30, 2017
	Mortgage			Commercial			Auto			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	292,115		$	50,366		$	8,538		$	3,682		$	354,701
Accretion		(23,018)			(16,608)			(5,273)			(1,542)			(46,441)
Change in actual and expected losses		2			19,907			163			123			20,195
Transfer (to) from non-accretable discount		(12,543)			(3,975)			80			(1,098)			(17,536)
Balance at end of period	$	256,556		$	49,690		$	3,508		$	1,165		$	310,919
Non-Accretable Discount Activity:
Balance at beginning of period	$	305,615		$	16,965		$	22,407		$	18,120		$	363,107
Change in actual and expected losses		(7,806)			(9,802)			1,450			63			(16,095)
Transfer from (to) accretable yield		12,543			3,975			(80)			1,098			17,536
Balance at end of period	$	310,352		$	11,138		$	23,777		$	19,281		$	364,548

Eurobank loans carrying amount [Table Text Block]

	September 30			December 31
	2018			2017
	(In thousands)
Contractual required payments receivable:	$	162,204		$	179,960
Less: Non-accretable discount		4,187			5,845
Cash expected to be collected		158,017			174,115
Less: Accretable yield		43,075			49,672
Carrying amount, gross		114,942			124,443
Less: Allowance for loan and lease losses		24,281			25,174
Carrying amount, net	$	90,661		$	99,269

Accretable Yield for Acquired Eurobank Loans [Table Text Block]

	Quarter Ended September 30, 2018
	Loans Secured by 1-4 Family Residential Properties			Commercial			Construction & Development Secured by 1-4 Family Residential Properties			Leasing			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	39,269			4,585			1,224			-			-			45,078
Accretion		(1,440)			(1,883)			-			(7)			(155)			(3,485)
Change in expected cash flows		6			2,063			-			(143)			283			2,209
Transfer (to) from non-accretable discount		188			(412)			(525)			150			(128)			(727)
Balance at end of period	$	38,023		$	4,353		$	699		$	-		$	-		$	43,075
Non-Accretable Discount Activity:
Balance at beginning of period	$	2,638			-			981			-			200			3,819
Change in actual and expected losses		63			(412)			-			150			(160)			(359)
Transfer from (to) accretable yield		(188)			412			525			(150)			128			727
Balance at end of period	$	2,513		$	-		$	1,506		$	-		$	168		$	4,187

	Nine-Month Period Ended September 30, 2018
	Loans Secured by 1-4 Family Residential Properties			Commercial			Construction & Development Secured by 1-4 Family Residential Properties			Leasing			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of year	$	41,474		$	6,751		$	1,447		$	-		$	-		$	49,672
Accretion		(4,583)			(5,195)			-			(45)			(369)			(10,192)
Change in expected cash flows		(974)			4,793			-			(317)			697			4,199
Transfer from (to) non-accretable discount		2,106			(1,996)			(748)			362			(328)			(604)
Balance at end of period	$	38,023		$	4,353		$	699		$	-		$	-		$	43,075
Non-Accretable Discount Activity:
Balance at beginning of year	$	4,576		$	276		$	758		$	-		$	235		$	5,845
Change in actual and expected losses		43			(2,272)			-			362			(395)			(2,262)
Transfer from (to) accretable yield		(2,106)			1,996			748			(362)			328			604
Balance at end of period	$	2,513		$	-		$	1,506		$	-		$	168		$	4,187

	Quarter Ended September 30, 2017
	Loans Secured by 1-4 Family Residential Properties			Commercial			Construction & Development Secured by 1-4 Family Residential Properties			Leasing			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	43,012		$	9,157		$	1,906			-		$	-		$	54,075
Accretion		(1,736)			(2,480)			(39)			(11)			(73)			(4,339)
Change in actual and expected losses		18			106			39			(49)			346			460
Transfer from (to) non-accretable discount		1,094			1,448			(142)			60			(273)			2,187
Balance at end of period	$	42,388		$	8,231		$	1,764		$	-		$	-		$	52,383
Non-Accretable Discount Activity:
Balance at beginning of period	$	6,687		$	2,010		$	299		$	-		$	14		$	9,010
Change in actual and expected losses		20			126			(39)			60			(55)			112
Transfer (to) from accretable yield		(1,094)			(1,448)			142			(60)			273			(2,187)
Balance at end of period	$	5,613		$	688		$	402		$	-		$	232		$	6,935

	Nine-Month Period Ended September 30, 2017
	Loans Secured by 1-4 Family Residential Properties			Commercial			Construction & Development Secured by 1-4 Family Residential Properties			Leasing			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	45,839		$	16,475		$	2,194		$	-		$	-		$	64,508
Accretion		(5,564)			(11,051)			(82)			(22)			(268)			(16,987)
Change in expected cash flows		119			1,427			82			(214)			730			2,144
Transfer from (to) non-accretable discount		1,994			1,380			(430)			236			(462)			2,718
Balance at end of period	$	42,388		$	8,231		$	1,764		$	-		$	-		$	52,383
Non-Accretable Discount Activity:
Balance at beginning of period	$	8,441		$	3,880		$	11		$	-		$	8		$	12,340
Change in actual and expected cash flows		(834)			(1,812)			(39)			236			(238)			(2,687)
Transfer (to) from accretable yield		(1,994)			(1,380)			430			(236)			462			(2,718)
Balance at end of period	$	5,613		$	688		$	402		$	-		$	232		$	6,935

Financing Receivable Recorded Investment Nonaccrual Status By Class Of Loans [Table Text Block]

	September 30,			December 31,
	2018			2017
	(In thousands)
Originated and other loans and leases held for investment
Mortgage
Traditional (by origination year):
Up to the year 2002	$	3,088		$	3,070
Years 2003 and 2004		6,587			6,380
Year 2005		3,727			3,280
Year 2006		4,778			5,905
Years 2007, 2008 and 2009		7,717			7,984
Years 2010, 2011, 2012, 2013		7,766			6,259
Years 2014, 2015, 2016, 2017 and 2018		1,303			1,649
		34,966			34,527
Non-traditional		2,740			3,543
Loss mitigation program		23,292			16,783
		60,998			54,853
Commercial
Commercial secured by real estate
Institutional		10,155			118
Middle market		7,619			11,394
Retail		15,662			14,438
		33,436			25,950
Other commercial and industrial
Middle market		6,561			6,323
Retail		2,759			2,929
Floor plan		51			51
		9,371			9,303
		42,807			35,253
Consumer
Credit cards		602			1,227
Overdrafts		-			31
Personal lines of credit		80			102
Personal loans		2,434			900
Cash collateral personal loans		-			312
		3,116			2,572
Auto and leasing		12,185			4,232
Total non-accrual originated loans	$	119,106		$	96,910

	September 30,			December 31,
	2018			2017
	(In thousands)
Acquired BBVAPR loans accounted for under ASC 310-20
Commercial
Commercial secured by real estate
Retail	$	54		$	119
Floor plan		899			928
		953			1,047
Other commercial and industrial
Retail		25			221
Floor plan		2			2
		27			223
		980			1,270
Consumer
Credit cards		443			1,310
Personal loans		58			45
		501			1,355
Auto		202			179
Total non-accrual acquired BBVAPR loans accounted for under ASC 310-20		1,683			2,804
Total non-accrual loans	$	120,789		$	99,714

Impaired Financing Receivables [Table Text Block]

	September 30, 2018
	Unpaid			Recorded			Related
	Principal			Investment			Allowance			Coverage
	(In thousands)
Impaired loans with specific allowance:
Commercial	$	38,650		$	33,379		$	7,607		23%
Residential impaired and troubled-debt restructuring		95,673			85,119			10,620		12%
Impaired loans with no specific allowance:
Commercial		41,393			35,513			N/A		0%
Total investment in impaired loans	$	175,716		$	154,011		$	18,227		12%

	December 31, 2017
	Unpaid			Recorded			Related
	Principal			Investment			Allowance			Coverage
	(In thousands)
Impaired loans with specific allowance:
Commercial	$	57,922		$	52,585		$	10,573		20%
Residential impaired and troubled-debt restructuring		94,971			85,403			9,121		11%
Impaired loans with no specific allowance
Commercial		22,022			18,953			N/A		0%
Total investment in impaired loans	$	174,915		$	156,941		$	19,694		13%

	September 30, 2018
	Unpaid			Recorded			Related
	Principal			Investment			Allowance			Coverage
	(In thousands)
Impaired loans with specific allowance
Commercial	$	926		$	747		$	4		1%
Impaired loans with no specific allowance
Commercial	$	-		$	-			N/A		0%
Total investment in impaired loans	$	926		$	747		$	4		1%
	December 31, 2017
	Unpaid			Recorded			Specific
	Principal			Investment			Allowance			Coverage
	(In thousands)
Impaired loans with specific allowance
Commercial	$	926		$	747		$	20		3%
Impaired loans with no specific allowance
Commercial	$	-		$	-			N/A		0%
Total investment in impaired loans	$	926		$	747		$	20		3%

	September 30, 2018
										Coverage
	Unpaid			Recorded						to Recorded
	Principal			Investment			Allowance			Investment
	(In thousands)
Impaired loan pools with specific allowance:
Mortgage	$	510,426		$	503,860		$	15,258		3%
Commercial		197,516			189,164			22,256		12%
Consumer		1,016			96			18		19%
Auto		22,079			20,364			6,343		31%
Total investment in impaired loan pools	$	731,037		$	713,484		$	43,875		6%

	December 31 , 2017
										Coverage
	Unpaid			Recorded						to Recorded
	Principal			Investment			Allowance			Investment
	(In thousands)
Impaired loan pools with specific allowance:
Mortgage	$	547,064		$	532,052		$	14,085		3%
Commercial		250,451			241,124			23,691		10%
Consumer		2,468			1,431			18		1%
Auto		43,440			43,696			7,961		18%
Total investment in impaired loan pools	$	843,423		$	818,303		$	45,755		6%

	September 30, 2018
										Coverage
	Unpaid			Recorded						to Recorded
	Principal			Investment			Allowance			Investment
	(In thousands)
Impaired loan pools with specific allowance:
Loans secured by 1-4 family residential properties	$	72,874		$	64,785		$	15,155		23%
Commercial		50,430			49,262			9,122		19%
Consumer		13			4			4		100%
Total investment in impaired loan pools	$	123,317		$	114,051		$	24,281		21%

	December 31, 2017
										Coverage
	Unpaid			Recorded			Specific			to Recorded
	Principal			Investment			Allowance			Investment
	(In thousands)
Impaired loan pools with specific allowance
Loans secured by 1-4 family residential properties	$	81,132		$	69,538		$	15,187		22%
Commercial		58,099			53,793			9,983		19%
Consumer		15			4			4		100%
Total investment in impaired loan pools	$	139,246		$	123,335		$	25,174		20%

Impaired Financing Receivables Loans, excluding ASC 310-30 [Table Text Block]

	Quarter Ended September 30,
	2018						2017
	Interest Income Recognized			Average Recorded Investment			Interest Income Recognized			Average Recorded Investment
	(In thousands)
Originated and other loans held for investment:
Impaired loans with specific allowance
Commercial	$	150		$	35,765		$	306		$	24,178
Residential troubled-debt restructuring		695			84,787			576			86,694
Impaired loans with no specific allowance
Commercial		271			31,315			675			36,133
		1,116			151,867			1,557			147,005
Acquired loans accounted for under ASC 310-20:
Impaired loans with specific allowance
Commercial		-			747			-			751
Impaired loans with no specific allowance
Commercial		-			-			-			-
Total interest income from impaired loans	$	1,116		$	152,614		$	1,557		$	147,756

	Nine-Month Period Ended September 30,
	2018							2017
	Interest Income Recognized			Average Recorded Investment				Interest Income Recognized			Average Recorded Investment
	(In thousands)
Originated and other loans held for investment:
Impaired loans with specific allowance
Commercial	$	432		$	44,691		$	612		$	17,298
Residential troubled-debt restructuring		2,028			84,671			1,685			87,951
Impaired loans with no specific allowance
Commercial		812			23,736			1,350			41,519
Total interest income from impaired loans	$	3,272		$	153,098		$	3,647		$	146,768
Acquired loans accounted for under ASC 310-20:
Impaired loans with specific allowance
Commercial	$	-		$	747		$	-		$	810
Impaired loans with no specific allowance
Total interest income from impaired loans	$	3,272		$	153,845		$	3,647		$	147,578

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Quarter Ended September 30, 2018
	Number of contracts		Pre-Modification Outstanding Recorded Investment			Pre-Modification Weighted Average Rate		Pre-Modification Weighted Average Term (in Months)		Post-Modification Outstanding Recorded Investment			Post-Modification Weighted Average Rate		Post-Modification Weighted Average Term (in Months)
	(Dollars in thousands)
Mortgage	21		$	2,621		5.42%		373		$	2,579		4.19%		344
Commercial	5			3,007		5.79%		71			3,002		5.10%		83
Consumer	52			758		15.06%		66			765		12.04%		73
Auto	2			40		10.28%		37			40		10.28%		37
	Nine-Month Period Ended September 30, 2018
	Number of contracts		Pre-Modification Outstanding Recorded Investment			Pre-Modification Weighted Average Rate		Pre-Modification Weighted Average Term (in Months)		Post-Modification Outstanding Recorded Investment			Post-Modification Weighted Average Rate		Post-Modification Weighted Average Term (in Months)
	(Dollars in thousands)
Mortgage	104		$	14,087		5.61%		382		$	13,597		4.82%		344
Commercial	13			10,341		5.50%		53			10,332		5.74%		60
Consumer	101			1,469		15.58%		59			1,477		11.51%		72
Auto	2			40		10.28%		37			40		10.28%		37

	Quarter Ended September 30, 2017
	Number of contracts		Pre-Modification Outstanding Recorded Investment			Pre-Modification Weighted Average Rate		Pre-Modification Weighted Average Term (in Months)		Post-Modification Outstanding Recorded Investment			Post-Modification Weighted Average Rate		Post-Modification Weighted Average Term (in Months)
	(Dollars in thousands)
Mortgage	15		$	1,796		6.18%		401		$	1,804		4.28%		409
Commercial	2			154		7.99%		53			154		8.45%		51
Consumer	30			383		11.52%		61			383		11.21%		68
Auto	2			23		6.42%		63			23		8.13%		31
	Nine-Month Period Ended September 30, 2017
	Number of contracts		Pre-Modification Outstanding Recorded Investment			Pre-Modification Weighted Average Rate		Pre-Modification Weighted Average Term (in Months)		Post-Modification Outstanding Recorded Investment			Post-Modification Weighted Average Rate		Post-Modification Weighted Average Term (in Months)
	(Dollars in thousands)
Mortgage	74		$	9,149		6.27%		390		$	9,132		4.26%		384
Commercial	20			3,527		6.51%		55			3,528		5.55%		66
Consumer	93			1,262		11.87%		64			1,301		10.79%		70
Auto	9			134		7.24%		66			135		11.75%		37

	Twelve-Month Period Ended September 30,
	2018						2017
	Number of Contracts		Recorded Investment				Number of Contracts		Recorded Investment
	(Dollars in thousands)
Mortgage	19		$	2,756			28		$	2,663
Commercial	2		$	281			8		$	868
Consumer	11		$	107			22		$	248

Financing Receivable Credit Quality Indicators [Table Text Block]

	September 30, 2018
	Risk Ratings
	Balance						Special
	Outstanding			Pass			Mention			Substandard			Doubtful			Loss
	(In thousands)
Commercial - originated and other loans held for investment
Commercial secured by real estate:
Corporate	$	306,372		$	263,522		$	26,887		$	15,963		$	-		$	-
Institutional		72,372			62,021			-			10,351			-			-
Middle market		182,142			133,506			31,912			16,724			-			-
Retail		220,897			194,554			4,024			22,319			-			-
Floor plan		3,579			2,281			-			1,298			-			-
Real estate		19,347			19,347			-			-			-			-
		804,709			675,231			62,823			66,655			-			-
Other commercial and industrial:
Corporate		163,766			135,269			28,497			-			-			-
Institutional		143,886			143,886			-			-			-			-
Middle market		97,715			74,204			4,948			18,563			-			-
Retail		289,398			286,090			213			3,095			-			-
Floor plan		40,553			37,766			2,736			51			-			-
		735,318			677,215			36,394			21,709			-			-
Total		1,540,027			1,352,446			99,217			88,364			-			-
Commercial - acquired loans (under ASC 310-20)
Commercial secured by real estate:
Retail		54			-			-			54			-			-
Floor plan		1,204			305			-			899			-			-
		1,258			305			-			953			-			-
Other commercial and industrial:
Retail		1,518			1,518			-			-			-			-
Floor plan		2			-			-			2			-			-
		1,520			1,518			-			2			-			-
Total		2,778			1,823			-			955			-			-

	September 30, 2018
	Risk Ratings
	Balance						Special
	Outstanding			Pass			Mention			Substandard			Doubtful			Loss
	(In thousands)
Retail - originated and other loans held for investment
Mortgage:
Traditional		531,551			496,407			-			35,144			-			-
Non-traditional		14,699			11,959			-			2,740			-			-
Loss mitigation program		107,397			86,600			-			20,797			-			-
Home equity secured personal loans		252			252			-			-			-			-
GNMA's buy-back option program		13,325			-			-			13,325			-			-
		667,224			595,218			-			72,006			-			-
Consumer:
Credit cards		27,724			27,122			-			602			-			-
Overdrafts		156			129			-			27			-			-
Unsecured personal lines of credit		1,936			1,865			-			71			-			-
Unsecured personal loans		299,530			298,334			-			1,196			-			-
Cash collateral personal loans		16,053			16,053			-			-			-			-
		345,399			343,503			-			1,896			-			-
Auto and Leasing		1,084,912			1,072,764			-			12,148			-			-
Total		2,097,535			2,011,485			-			86,050			-			-
Retail - acquired loans (accounted for under ASC 310-20)
Consumer:
Credit cards		22,612			22,169			-			443			-			-
Personal loans		2,302			2,244			-			58			-			-
		24,914			24,413			-			501			-			-
Auto		7,494			7,292			-			202			-			-
		32,408			31,705			-			703			-			-
	$	3,672,748		$	3,397,459		$	99,217		$	176,072		$	-		$	-

	December 31, 2017
	Risk Ratings
	Balance						Special
	Outstanding			Pass			Mention			Substandard			Doubtful			Loss
	(In thousands)
Commercial - originated and other loans held for investment
Commercial secured by real estate:
Corporate	$	235,426		$	200,395		$	33,094		$	1,937		$	-		$	-
Institutional		44,766			33,856			-			10,910			-			-
Middle market		229,941			196,058			4,749			29,134			-			-
Retail		246,067			215,121			8,058			22,888			-			-
Floor plan		3,998			2,678			1,320			-			-			-
Real estate		17,556			17,556			-			-			-			-
		777,754			665,664			47,221			64,869			-			-
Other commercial and industrial:
Corporate		170,015			157,683			12,332			-			-			-
Institutional		125,591			125,591			-			-			-			-
Middle market		85,363			71,222			6,386			7,755			-			-
Retail		113,252			109,477			562			3,213			-			-
Floor plan		35,286			32,165			3,070			51			-			-
		529,507			496,138			22,350			11,019			-			-
Total		1,307,261			1,161,802			69,571			75,888			-			-
Commercial - acquired loans (under ASC 310-20)
Commercial secured by real estate:
Retail		119			-			-			119			-			-
Floor plan		1,321			393			-			928			-			-
		1,440			393			-			1,047			-			-
Other commercial and industrial:
Retail		2,938			2,933			-			5			-			-
Floor plan		2			-			-			2			-			-
		2,940			2,933			-			7			-			-
Total		4,380			3,326			-			1,054			-			-

	December 31, 2017
	Risk Ratings
	Balance						Special
	Outstanding			Pass			Mention			Substandard			Doubtful			Loss
	(In thousands)
Retail - originated and other loans held for investment
Mortgage:
Traditional		553,533			516,770			-			36,763			-			-
Non-traditional		18,270			14,727			-			3,543			-			-
Loss mitigation program		103,280			84,357			-			18,923			-			-
Home equity secured personal loans		256			256			-			-			-			-
GNMA's buy-back option program		8,268			-			-			8,268			-			-
		683,607			616,110			-			67,497			-			-
Consumer:
Credit cards		28,430			27,203			-			1,227			-			-
Overdrafts		214			158			-			56			-			-
Unsecured personal lines of credit		2,220			2,133			-			87			-			-
Unsecured personal loans		284,477			284,255			-			222			-			-
Cash collateral personal loans		14,698			14,386			-			312			-			-
		330,039			328,135			-			1,904			-			-
Auto and Leasing		883,985			879,753			-			4,232			-			-
Total		1,897,631			1,823,998			-			73,633			-			-
Retail - acquired loans (under ASC 310-20)
Consumer:
Credit cards		26,467			25,156			-			1,311			-			-
Personal loans		2,448			2,402			-			46			-			-
		28,915			27,558			-			1,357			-			-
Auto		21,969			21,790			-			179			-			-
Total		50,884			49,348			-			1,536			-			-
	$	3,260,156		$	3,038,474		$	69,571		$	152,111		$	-		$	-

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524

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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

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Tabular disclosure of financing receivables and troubled debt restructurings.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524

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-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 34
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