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Allowance for Loan and Lease Losses (Tables) | 12 Months Ended
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Dec. 31, 2018
Allowance for loan and lease losses [Abstract] |
Allowance for Credit Losses on Financing Receivables [Table Text Block] |
| December 31,
| 2018 |  | 2017
| (In thousands)
Allowance for loans and lease losses: |  |  |  |  |
Originated and other loans and leases held for investment: |  |  |  |  |
Mortgage | $ | 19,783 |  | $ | 20,439
Commercial |  | 30,326 |  |  | 30,258
Consumer |  | 15,571 |  |  | 16,454
Auto and leasing |  | 29,508 |  |  | 25,567
Total allowance for originated and other loans and lease losses |  | 95,188 |  |  | 92,718
Acquired BBVAPR loans: |  |  |  |  |
Accounted for under ASC 310-20 (Loans with revolving feature and/or |  |  |  |  |
acquired at a premium) |  |  |  |  |
Commercial |  | 22 |  |  | 42
Consumer |  | 1,905 |  |  | 3,225
Auto |  | 135 |  |  | 595
|  | 2,062 |  |  | 3,862
Accounted for under ASC 310-30 (Loans acquired with deteriorated |  |  |  |  |
credit quality, including those by analogy) |  |  |  |  |
Mortgage |  | 15,225 |  |  | 14,085
Commercial |  | 20,641 |  |  | 23,691
Consumer |  | - |  |  | 18
Auto |  | 6,144 |  |  | 7,961
|  | 42,010 |  |  | 45,755
Total allowance for acquired BBVAPR loans and lease losses |  | 44,072 |  |  | 49,617
Acquired Eurobank loans: |  |  |  |  |
Loans secured by 1-4 family residential properties |  | 15,382 |  |  | 15,187
Commercial |  | 9,585 |  |  | 9,983
Consumer |  | 4 |  |  | 4
Total allowance for acquired Eurobank loan and lease losses |  | 24,971 |  |  | 25,174
Total allowance for loan and lease losses | $ | 164,231 |  | $ | 167,509
| Year Ended December 31, 2018
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Total
| (In thousands)
Allowance for loan and lease losses for originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 20,439 |  | $ | 30,258 |  | $ | 16,454 |  | $ | 25,567 |  | $ | 92,718
Charge-offs |  | (5,297) |  |  | (6,782) |  |  | (17,629) |  |  | (42,685) |  |  | (72,393)
Recoveries |  | 1,047 |  |  | 654 |  |  | 1,757 |  |  | 19,344 |  |  | 22,802
Provision for loan and lease losses |  | 3,594 |  |  | 6,196 |  |  | 14,989 |  |  | 27,282 |  |  | 52,061
Balance at end of year | $ | 19,783 |  | $ | 30,326 |  | $ | 15,571 |  | $ | 29,508 |  | $ | 95,188
| Year Ended December 31, 2017
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Unallocated |  | Total
| (In thousands)
Allowance for loan and lease losses for originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 17,344 |  | $ | 8,995 |  | $ | 13,067 |  | $ | 19,463 |  | $ | 431 |  | $ | 59,300
Charge-offs |  | (6,623) |  |  | (7,684) |  |  | (13,641) |  |  | (33,908) |  |  | - |  |  | (61,856)
Recoveries |  | 585 |  |  | 1,281 |  |  | 1,209 |  |  | 12,314 |  |  | - |  |  | 15,389
Provision (recapture) for originated and other loan and lease losses |  | 9,133 |  |  | 27,666 |  |  | 15,819 |  |  | 27,698 |  |  | (431) |  |  | 79,885
Balance at end of year | $ | 20,439 |  | $ | 30,258 |  | $ | 16,454 |  | $ | 25,567 |  | $ | - |  | $ | 92,718
| Year Ended December 31, 2016
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Unallocated |  | Total
| (In thousands)
Allowance for loan and lease losses for originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 18,352 |  | $ | 64,791 |  | $ | 11,197 |  | $ | 18,261 |  | $ | 25 |  | $ | 112,626
Charge-offs |  | (6,767) |  |  | (62,445) |  |  | (11,554) |  |  | (31,731) |  |  | - |  |  | (112,497)
Recoveries |  | 330 |  |  | 460 |  |  | 452 |  |  | 12,871 |  |  | - |  |  | 14,113
Provision for originated and other loan and lease losses |  | 5,429 |  |  | 6,189 |  |  | 12,972 |  |  | 20,062 |  |  | 406 |  |  | 45,058
Balance at end of year | $ | 17,344 |  | $ | 8,995 |  | $ | 13,067 |  | $ | 19,463 |  | $ | 431 |  | $ | 59,300
| December 31, 2018
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Total
| (In thousands)
Allowance for loan and lease losses on originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 10,186 |  | $ | 8,434 |  | $ | - |  | $ | - |  | $ | 18,620
Collectively evaluated for impairment |  | 9,597 |  |  | 21,892 |  |  | 15,571 |  |  | 29,508 |  |  | 76,568
Total ending allowance balance | $ | 19,783 |  | $ | 30,326 |  | $ | 15,571 |  | $ | 29,508 |  | $ | 95,188
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 84,174 |  | $ | 81,229 |  | $ | - |  | $ | - |  | $ | 165,403
Collectively evaluated for impairment |  | 584,635 |  |  | 1,516,359 |  |  | 348,980 |  |  | 1,129,695 |  |  | 3,579,669
Total ending loan balance | $ | 668,809 |  | $ | 1,597,588 |  | $ | 348,980 |  | $ | 1,129,695 |  | $ | 3,745,072
| December 31, 2017
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Unallocated |  | Total
| (In thousands)
Allowance for loan and lease losses on originated and other loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 9,121 |  | $ | 10,573 |  | $ | - |  | $ | - |  | $ | - |  | $ | 19,694
Collectively evaluated for impairment |  | 11,318 |  |  | 19,685 |  |  | 16,454 |  |  | 25,567 |  |  | - |  |  | 73,024
Total ending allowance balance | $ | 20,439 |  | $ | 30,258 |  | $ | 16,454 |  | $ | 25,567 |  | $ | - |  | $ | 92,718
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 85,403 |  | $ | 71,538 |  | $ | - |  | $ | - |  | $ | - |  | $ | 156,941
Collectively evaluated for impairment |  | 598,204 |  |  | 1,235,723 |  |  | 330,039 |  |  | 883,985 |  |  | - |  |  | 3,047,951
Total ending loan balance | $ | 683,607 |  | $ | 1,307,261 |  | $ | 330,039 |  | $ | 883,985 |  | $ | - |  | $ | 3,204,892
| Year Ended December 31, 2018
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 42 |  | $ | 3,225 |  | $ | 595 |  | $ | 3,862
Charge-offs |  | (6) |  |  | (2,459) |  |  | (372) |  |  | (2,837)
Recoveries |  | 23 |  |  | 480 |  |  | 831 |  |  | 1,334
Provision (recapture) for acquired BBVAPR loan and lease losses accounted for under ASC 310-20 |  | (37) |  |  | 659 |  |  | (919) |  |  | (297)
Balance at end of year | $ | 22 |  | $ | 1,905 |  | $ | 135 |  | $ | 2,062
| Year Ended December 31, 2017
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 169 |  | $ | 3,028 |  | $ | 1,103 |  | $ | 4,300
Charge-offs |  | (132) |  |  | (3,048) |  |  | (976) |  |  | (4,156)
Recoveries |  | 5 |  |  | 446 |  |  | 1,420 |  |  | 1,871
Provision (recapture) for acquired loan and lease losses accounted for under ASC 310-20 |  | - |  |  | 2,799 |  |  | (952) |  |  | 1,847
Balance at end of year | $ | 42 |  | $ | 3,225 |  | $ | 595 |  | $ | 3,862
| Year Ended December 31, 2016
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 26 |  | $ | 3,429 |  | $ | 2,087 |  | $ | 5,542
Charge-offs |  | (42) |  |  | (3,619) |  |  | (2,155) |  |  | (5,816)
Recoveries |  | 73 |  |  | 301 |  |  | 1,945 |  |  | 2,319
Provision (recapture) for acquired loan and lease losses accounted for under ASC 310-20 |  | 112 |  |  | 2,917 |  |  | (774) |  |  | 2,255
Balance at end of year | $ | 169 |  | $ | 3,028 |  | $ | 1,103 |  | $ | 4,300
| December 31, 2018
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 14 |  | $ | - |  | $ | - |  | $ | 14
Collectively evaluated for impairment |  | 8 |  |  | 1,905 |  |  | 135 |  |  | 2,048
Total ending allowance balance | $ | 22 |  | $ | 1,905 |  | $ | 135 |  | $ | 2,062
Loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 747 |  | $ | - |  | $ | - |  | $ | 747
Collectively evaluated for impairment |  | 1,799 |  |  | 23,988 |  |  | 4,435 |  |  | 30,222
Total ending loan balance | $ | 2,546 |  | $ | 23,988 |  | $ | 4,435 |  | $ | 30,969
| December 31, 2017
| Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 20 |  | $ | - |  | $ | - |  | $ | 20
Collectively evaluated for impairment |  | 22 |  |  | 3,225 |  |  | 595 |  |  | 3,842
Total ending allowance balance | $ | 42 |  | $ | 3,225 |  | $ | 595 |  | $ | 3,862
Loans: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 747 |  | $ | - |  | $ | - |  | $ | 747
Collectively evaluated for impairment |  | 3,633 |  |  | 28,915 |  |  | 21,969 |  |  | 54,517
Total ending loan balance | $ | 4,380 |  | $ | 28,915 |  | $ | 21,969 |  | $ | 55,264
| Year Ended December 31, 2018
| Mortgage |  | Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 14,085 |  | $ | 23,691 |  | $ | 18 | $ | 7,961 |  | 45,755
Provision (recapture) for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 |  | 1,331 |  |  | 1,360 |  |  | (18) |  | (887) |  | 1,786
Allowance de-recognition |  | (191) |  |  | (4,410) |  |  | - |  | (930) |  | (5,531)
Balance at end of year | $ | 15,225 |  | $ | 20,641 |  | $ | - | $ | 6,144 |  | 42,010
| Year Ended December 31, 2017
| Mortgage |  | Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 2,682 |  | $ | 23,452 |  | $ | - |  | $ | 4,922 |  | $ | 31,056
Provision for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 |  | 11,497 |  |  | 9,758 |  |  | 18 |  |  | 3,408 |  |  | 24,681
Allowance de-recognition |  | (94) |  |  | (9,519) |  |  | - |  |  | (369) |  |  | (9,982)
Balance at end of year | $ | 14,085 |  | $ | 23,691 |  | $ | 18 |  | $ | 7,961 |  | $ | 45,755
| Year Ended December 31, 2016
| Mortgage |  | Commercial |  | Consumer |  | Auto |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 1,762 |  | $ | 21,161 |  | $ | - |  | $ | 2,862 |  | $ | 25,785
Provision for acquired BBVAPR loans and ease losses accounted for under ASC 310-30 |  | 1,105 |  |  | 11,710 |  |  | - |  |  | 2,693 |  |  | 15,508
Loan pools fully charged-off |  | (14) |  |  | (66) |  |  | - |  |  | (202) |  |  | (282)
Allowance de-recognition |  | (171) |  |  | (9,353) |  |  | - |  |  | (431) |  |  | (9,955)
Balance at end of year | $ | 2,682 |  | $ | 23,452 |  | $ | - |  | $ | 4,922 |  | $ | 31,056
| Year Ended December 31, 2018
| Loans Secured by 1-4 Family Residential Properties |  | Commercial |  | Consumer |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired Eurobank loans: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 15,187 |  | $ | 9,983 |  | $ | 4 |  | $ | 25,174
Provision for loan and lease losses, net |  | 1,806 |  |  | 761 |  |  | - |  |  | 2,567
Allowance de-recognition |  | (1,611) |  |  | (1,159) |  |  | - |  |  | (2,770)
Balance at end of year | $ | 15,382 |  | $ | 9,585 |  | $ | 4 |  | $ | 24,971
| Year Ended December 31, 2017
| Loans secured by 1-4 Family Residential Properties |  | Commercial |  | Consumer |  | Total
| (In thousands)
Allowance for loan and lease losses for acquired Eurobank loans: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 11,947 |  | $ | 9,328 |  | $ | 6 |  | $ | 21,281
Provision for acquired Eurobank loan and lease losses, net |  | 5,045 |  |  | 1,680 |  |  | - |  |  | 6,725
Allowance de-recognition |  | (1,805) |  |  | (1,025) |  |  | (2) |  |  | (2,832)
Balance at end of year | $ | 15,187 |  | $ | 9,983 |  | $ | 4 |  | $ | 25,174
| Year Ended December 31, 2016
| Loans secured by 1-4 Family Residential Properties |  | Commercial |  | Consumer |  | Total
| (In thousands)
Allowance for loan and lease losses for Eurobank loans: |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 22,570 |  | $ | 67,365 |  | $ | 243 |  | $ | 90,178
Provision (recapture) for acquired Eurobank loan and lease losses, net |  | 1,080 |  |  | 1,183 |  |  | (8) |  |  | 2,255
FDIC shared-loss portion of provision for covered loan and lease losses, net |  | 3,391 |  |  | - |  |  | - |  |  | 3,391
Loan pools fully charged-off |  | - |  |  | (134) |  |  | - |  |  | (134)
Allowance de-recognition |  | (15,094) |  |  | (59,086) |  |  | (229) |  |  | (74,409)
Balance at end of year | $ | 11,947 |  | $ | 9,328 |  | $ | 6 |  | $ | 21,281

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- References No definition available. + Details
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Namespace Prefix: | us-gaap_
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