XML 62 R47.htm IDEA: XBRL DOCUMENT v3.10.0.1
Servicing Assets (Tables)
12 Months Ended
Dec. 31, 2018
Transfers And Servicing Of Financial Assets [Abstract]  
Schedule Of Servicing Assets At FairV alue [Table Text Block]

The following table presents the changes in servicing rights measured using the fair value method for years ended December 31, 2018, 2017, and 2016:

Year Ended December 31,
201820172016
(In thousands)
Fair value at beginning of year$9,821$9,858$7,455
Servicing from mortgage securitizations or asset transfers1,4811,6582,616
Changes due to payments on loans(814)(590)(489)
Changes in fair value due to changes in valuation model inputs or assumptions228(1,105)276
Fair value at end of year$10,716$9,821$9,858
Schedule Of Assumptions For Fair Value On Securitization Date Of Interests Continued To Be Held By Transferor Servicing Assets Or Servicing Liabilities [Table Text Block]

The following table presents key economic assumption ranges used in measuring the mortgage-related servicing asset fair value for the years ended 2018, 2017 and 2016:

Year Ended December 31,
201820172016
Constant prepayment rate4.30% - 9.02%3.94% - 8.49%4.24% - 9.14%
Discount rate10.00% - 12.00%10.00% - 12.00%10.00% - 12.00%
Schedule Of Sensitivity Analysis Of Fair Value Of Interests Continued To Be Held By Transferor Servicing Assets Or Servicing Liabilities [Table Text Block]

The sensitivity of the current fair value of servicing assets to immediate 10 percent and 20 percent adverse changes in the above key assumptions were as follows:

December 31, 2018
(In thousands)
Mortgage-related servicing asset
Carrying value of mortgage servicing asset$10,716
Constant prepayment rate
Decrease in fair value due to 10% adverse change$(207)
Decrease in fair value due to 20% adverse change$(406)
Discount rate
Decrease in fair value due to 10% adverse change$(489)
Decrease in fair value due to 20% adverse change$(939)