XML 82 R70.htm IDEA: XBRL DOCUMENT v3.19.1

Loans (Credit Quality Indicator of loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 3,738,999	$ 3,745,072
Commercial Secured [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	801,500	813,435
Pass	666,581	678,159
Special Mention	54,798	63,178
Substandard	80,121	72,098
Doubtful	0	0
Loss	0	0
Commercial Secured [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,009	1,036
Pass	77	94
Special Mention	0	0
Substandard	932	942
Doubtful	0	0
Loss	0	0
Corporate | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	272,698	289,052
Pass	230,648	246,711
Special Mention	17,502	26,544
Substandard	24,548	15,797
Doubtful	0	0
Loss	0	0
Institutional | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	68,926	69,613
Pass	58,976	59,509
Special Mention	0	0
Substandard	9,950	10,104
Doubtful	0	0
Loss	0	0
Middle Market | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	206,149	207,463
Pass	149,873	151,638
Special Mention	33,394	32,638
Substandard	22,882	23,187
Doubtful	0	0
Loss	0	0
Retail | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	230,965	224,114
Pass	205,603	198,402
Special Mention	3,902	3,996
Substandard	21,460	21,716
Doubtful	0	0
Loss	0	0
Retail | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	54	54
Pass	0	0
Special Mention	0	0
Substandard	54	54
Doubtful	0	0
Loss	0	0
Floor Plan | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	4,098	4,184
Pass	2,817	2,890
Special Mention	0	0
Substandard	1,281	1,294
Doubtful	0	0
Loss	0	0
Floor Plan | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	955	982
Pass	77	94
Special Mention	0	0
Substandard	878	888
Doubtful	0	0
Loss	0	0
Real Estate | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	18,664	19,009
Pass	18,664	19,009
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
Other commercial and industrial [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	768,051	784,153
Pass	719,066	729,167
Special Mention	32,094	41,852
Substandard	16,891	13,134
Doubtful	0	0
Loss	0	0
Other commercial and industrial [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,396	1,510
Pass	1,396	1,510
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
Corporate | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	148,408	179,885
Pass	123,288	154,629
Special Mention	25,120	25,256
Substandard	0	0
Doubtful	0	0
Loss	0	0
Institutional | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	146,380	156,410
Pass	146,380	156,410
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
Middle Market | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	92,515	87,967
Pass	81,395	63,876
Special Mention	3,711	13,737
Substandard	7,409	10,354
Doubtful	0	0
Loss	0	0
Retail | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	332,126	310,212
Pass	322,540	307,160
Special Mention	304	318
Substandard	9,282	2,734
Doubtful	0	0
Loss	0	0
Retail | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,396	1,510
Pass	1,396	1,510
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
Floor Plan | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	48,622	49,679
Pass	45,463	47,092
Special Mention	2,959	2,541
Substandard	200	46
Doubtful	0	0
Loss	0	0
Floor Plan | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount		0
Pass		0
Special Mention		0
Substandard		0
Doubtful		0
Loss		0
Total Commercial subject to risk rating [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,569,551	1,597,588
Pass	1,385,647	1,407,326
Special Mention	86,892	105,030
Substandard	97,012	85,232
Doubtful	0	0
Loss	0	0
Total Commercial subject to risk rating [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	2,405	2,546
Pass	1,473	1,604
Special Mention	0	0
Substandard	932	942
Doubtful	0	0
Loss	0	0
Retail [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	2,169,448	2,147,484
Pass	2,090,444	2,056,307
Special Mention	0	0
Substandard	79,004	91,177
Doubtful	0	0
Loss	0	0
Retail [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	25,104	28,423
Pass	24,579	27,825
Special Mention	0	0
Substandard	525	598
Doubtful	0	0
Loss	0	0
Mortgage Loan [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	651,423	668,809
Pass	586,696	592,834
Special Mention	0	0
Substandard	64,727	75,975
Doubtful	0	0
Loss	0	0
Conventional Loan [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	517,773	527,732
Pass	487,640	493,952
Special Mention	0	0
Substandard	30,133	33,780
Doubtful	0	0
Loss	0	0
NonTraditional Mortgage [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	13,206	14,273
Pass	10,589	11,188
Special Mention	0	0
Substandard	2,617	3,085
Doubtful	0	0
Loss	0	0
Loss Mitigation Program [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	107,257	106,833
Pass	88,231	87,444
Special Mention	0	0
Substandard	19,026	19,389
Doubtful	0	0
Loss	0	0
Home equity secured personal loans [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	245	250
Pass	236	250
Special Mention	0	0
Substandard	9	0
Doubtful	0	0
Loss	0	0
Option on Loans | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	12,942	19,721
Pass	0	0
Special Mention	0	0
Substandard	12,942	19,721
Doubtful	0	0
Loss	0	0
Consumer Loan [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	350,543	348,980
Pass	348,429	347,272
Special Mention	0	0
Substandard	2,114	1,708
Doubtful	0	0
Loss	0	0
Consumer Loan [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	22,768	23,988
Pass	22,343	23,590
Special Mention	0	0
Substandard	425	398
Doubtful	0	0
Loss	0	0
Credit Cards [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	27,926	28,034
Pass	27,194	27,623
Special Mention	0	0
Substandard	732	411
Doubtful	0	0
Loss	0	0
Credit Cards [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	20,622	21,822
Pass	20,232	21,442
Special Mention	0	0
Substandard	390	380
Doubtful	0	0
Loss	0	0
Overdrafts [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	172	214
Pass	137	204
Special Mention	0	0
Substandard	35	10
Doubtful	0	0
Loss	0	0
Unsecured personal lines of credit [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,929	1,917
Pass	1,900	1,895
Special Mention	0	0
Substandard	29	22
Doubtful	0	0
Loss	0	0
Unsecured personal loans [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	304,608	303,119
Pass	303,582	301,857
Special Mention	0	0
Substandard	1,026	1,262
Doubtful	0	0
Loss	0	0
Cash collateral personal loans [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	15,908	15,696
Pass	15,616	15,693
Special Mention	0	0
Substandard	292	3
Doubtful	0	0
Loss	0	0
Personal loans [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	2,146	2,166
Pass	2,111	2,148
Special Mention	0	0
Substandard	35	18
Doubtful	0	0
Loss	0	0
Auto and Leasing [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,167,482	1,129,695
Pass	1,155,319	1,116,201
Special Mention	0	0
Substandard	12,163	13,494
Doubtful	0	0
Loss	0	0
Auto Loan [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	2,336	4,435
Pass	2,236	4,235
Special Mention	0	0
Substandard	100	200
Doubtful	0	0
Loss	0	0
Total Commercial and Retail Loans Subject To Risk Rating Member [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	3,766,508	3,776,041
Pass	3,502,143	3,493,062
Special Mention	86,892	105,030
Substandard	177,473	177,949
Doubtful	0	0
Loss	$ 0	$ 0

X

- References

No definition available.

+ Details

Name:	ofg_CreditQualityIndicatorsLineItems
Namespace Prefix:	ofg_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Loans classified as loss are considered uncollectible and of such little value that their continuance as bankable assets is not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this worthless loan even though partial recovery may be effected in the future.

+ References

No definition available.

+ Details

Name:	ofg_LoansClassifiedAsLoss
Namespace Prefix:	ofg_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

A category of financing receivables that have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

+ References

No definition available.

+ Details

Name:	ofg_RiskRatingDoubtful
Namespace Prefix:	ofg_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables.

+ References

No definition available.

+ Details

Name:	ofg_RiskRatingPass
Namespace Prefix:	ofg_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date.

+ References

No definition available.

+ Details

Name:	ofg_RiskRatingSpecialMention
Namespace Prefix:	ofg_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected.

+ References

No definition available.

+ Details

Name:	ofg_RiskRatingSubstandard
Namespace Prefix:	ofg_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=82891408&loc=d3e4428-111522

+ Details

Name:	us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	ofg_AcquiredNonAcquiredLoansByInstitutionAxis=ofg_NonAcquiredLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_CommercialSecuredMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_AcquiredNonAcquiredLoansByInstitutionAxis=ofg_AcquiredLoansUnderAsc31020Member
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_CorporateCommercialSecuredMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_InstitutionalCommercialSecuredMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_MiddleMarketCommercialSecuredMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_RetailCommercialSecuredMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_FloorPlanCommercialSecuredMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_RealEstateCommercialSecuredMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_OtherCommercialAndIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_CorporateOtherCommercialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_InstitutionalOtherCommercialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_MiddleMarketOtherCommercialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_RetailOtherCommercialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_FloorPlanOtherCommercialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_TotalCommercialSubjectToRiskRatingMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=us-gaap_RetailMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=us-gaap_MortgagesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=us-gaap_ConventionalLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_NontraditionalMortgageMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_LossMitigationProgramMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=us-gaap_HomeEquityMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_GnmasBuyBackOptionRelatedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=us-gaap_ConsumerLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=us-gaap_CreditCardReceivablesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=us-gaap_BankOverdraftsMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_UnsecuredPersonalLinesOfCreditMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_UnsecuredPersonalLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_CashCollateralPersonalLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_PersonalLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_AutoAndLeasingLoansReceivableMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=us-gaap_AutomobileLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	ofg_FinancingReceivablesInvestmentTypeAxis=ofg_TotalcommercialandRetailloanssubjecttoriskratingmemberMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: