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Loans (Tables)

6 Months Ended

Jun. 30, 2019

Loans And Leases Receivable Net Reported Amount Covered And Not Covered [Abstract]

Schedule Of Accounts Notes Loans And Financing Receivable Text Block

	June 30,			December 31,
	2019			2018
	(In thousands)
Originated and other loans and leases held for investment:
Mortgage	$	635,616		$	668,809
Commercial		1,616,973			1,597,588
Consumer		356,110			348,980
Auto and leasing		1,218,070			1,129,695
		3,826,769			3,745,072
Allowance for loan and lease losses on originated and other loans and leases		(89,952)			(95,188)
		3,736,817			3,649,884
Deferred loan costs, net		9,251			7,740
Total originated and other loans held for investment, net		3,746,068			3,657,624
Acquired loans:
Acquired BBVAPR loans:
Accounted for under ASC 310-20 (Loans with revolving feature and/or
acquired at a premium)
Commercial		2,249			2,546
Consumer		21,966			23,988
Auto		996			4,435
		25,211			30,969
Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-20		(1,685)			(2,062)
		23,526			28,907
Accounted for under ASC 310-30 (Loans acquired with deteriorated
credit quality, including those by analogy)
Mortgage		476,081			492,890
Commercial		169,481			182,319
Auto		6,462			14,403
		652,024			689,612
Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-30		(45,427)			(42,010)
		606,597			647,602
Total acquired BBVAPR loans, net		630,123			676,509
Acquired Eurobank loans:
Loans secured by 1-4 family residential properties		61,920			63,392
Commercial		46,421			47,826
Consumer		867			846
Total acquired Eurobank loans		109,208			112,064
Allowance for loan and lease losses on Eurobank loans		(25,578)			(24,971)
Total acquired Eurobank loans, net		83,630			87,093
Total acquired loans, net		713,753			763,602
Total held for investment, net		4,459,821			4,421,226
Mortgage loans held-for-sale		14,676			10,368
Total loans, net	$	4,474,497		$	4,431,594

Past Due Financing Receivables [Table Text Block]

	June 30, 2019
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Mortgage
Traditional (by origination year):
Up to the year 2002	$	291		$	614		$	2,850		$	3,755		$	34,667		$	38,422		$	228
Years 2003 and 2004		82			2,576			4,756			7,414			63,642			71,056			-
Year 2005		83			1,599			2,991			4,673			32,597			37,270			-
Year 2006		-			1,496			4,283			5,779			47,234			53,013			-
Years 2007, 2008 and 2009		224			398			4,305			4,927			50,811			55,738			196
Years 2010, 2011, 2012, 2013		224			784			6,618			7,626			97,428			105,054			320
Years 2014, 2015, 2016, 2017 and 2018		-			491			1,893			2,384			141,205			143,589			-
		904			7,958			27,696			36,558			467,584			504,142			744
Non-traditional		-			115			3,439			3,554			9,339			12,893			-
Loss mitigation program		9,371			5,955			14,926			30,252			76,422			106,674			1,381
		10,275			14,028			46,061			70,364			553,345			623,709			2,125
Home equity secured personal loans		-			-			-			-			232			232			-
GNMA's buy-back option program		-			-			11,675			11,675			-			11,675			-
		10,275			14,028			57,736			82,039			553,577			635,616			2,125
Commercial
Commercial secured by real estate:
Corporate		-			-			8,883			8,883			254,560			263,443			-
Institutional		-			-			-			-			73,213			73,213			-
Middle market		-			500			5,334			5,834			203,853			209,687			-
Retail		913			220			6,543			7,676			230,623			238,299			-
Floor plan		-			-			-			-			3,100			3,100			-
Real estate		-			-			-			-			18,317			18,317			-
		913			720			20,760			22,393			783,666			806,059			-
Other commercial and industrial:
Corporate		-			-			-			-			148,747			148,747			-
Institutional		-			-			-			-			158,462			158,462			-
Middle market		42			250			4,826			5,118			81,754			86,872			-
Retail		562			197			428			1,187			368,766			369,953			-
Floor plan		39			15			6			60			46,820			46,880			-
		643			462			5,260			6,365			804,549			810,914			-
		1,556			1,182			26,020			28,758			1,588,215			1,616,973			-

	June 30, 2019
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Consumer
Credit cards	$	709		$	286		$	572		$	1,567		$	26,321		$	27,888		$	-
Overdrafts		30			-			-			30			154			184			-
Personal lines of credit		91			25			28			144			1,859			2,003			-
Personal loans		4,996			2,237			1,225			8,458			301,522			309,980			-
Cash collateral personal loans		233			10			374			617			15,438			16,055			-
		6,059			2,558			2,199			10,816			345,294			356,110			-
Auto and leasing		69,495			29,130			12,021			110,646			1,107,424			1,218,070			-
Total	$	87,385		$	46,898		$	97,976		$	232,259		$	3,594,510		$	3,826,769		$	2,125

	December 31, 2018
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Mortgage
Traditional (by origination year):
Up to the year 2002	$	77		$	1,516		$	2,707		$	4,300		$	36,344		$	40,644		$	168
Years 2003 and 2004		91			2,412			5,632			8,135			67,707			75,842			-
Year 2005		-			552			3,531			4,083			35,004			39,087			-
Year 2006		255			1,693			5,074			7,022			49,213			56,235			-
Years 2007, 2008 and 2009		255			1,059			6,677			7,991			52,781			60,772			56
Years 2010, 2011, 2012, 2013		253			328			8,697			9,278			104,429			113,707			270
Years 2014, 2015, 2016 and 2017		-			483			1,462			1,945			139,500			141,445			-
		931			8,043			33,780			42,754			484,978			527,732			494
Non-traditional		-			116			3,085			3,201			11,072			14,273			-
Loss mitigation program		10,793			6,258			19,389			36,440			70,393			106,833			2,223
		11,724			14,417			56,254			82,395			566,443			648,838			2,717
Home equity secured personal loans		9			-			-			9			241			250			-
GNMA's buy-back option program		-			-			19,721			19,721			-			19,721			-
		11,733			14,417			75,975			102,125			566,684			668,809			2,717
Commercial
Commercial secured by real estate:
Corporate		-			-			-			-			289,052			289,052			-
Institutional		-			-			1,200			1,200			68,413			69,613			-
Middle market		-			1,430			5,202			6,632			200,831			207,463			-
Retail		1,641			463			8,570			10,674			213,440			224,114			-
Floor plan		-			-			-			-			4,184			4,184			-
Real estate		-			-			-			-			19,009			19,009			-
		1,641			1,893			14,972			18,506			794,929			813,435			-
Other commercial and industrial:
Corporate		-			-			-			-			179,885			179,885			-
Institutional		-			-			-			-			156,410			156,410			-
Middle market		917			-			6,020			6,937			81,030			87,967			-
Retail		571			546			817			1,934			308,278			310,212			-
Floor plan		-			-			46			46			49,633			49,679			-
		1,488			546			6,883			8,917			775,236			784,153			-
		3,129			2,439			21,855			27,423			1,570,165			1,597,588			-

	December 31, 2018
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Consumer
Credit cards	$	725		$	363		$	411		$	1,499		$	26,535		$	28,034		$	-
Overdrafts		10			-			-			10			204			214			-
Personal lines of credit		57			11			22			90			1,827			1,917			-
Personal loans		3,966			1,740			1,262			6,968			296,151			303,119			-
Cash collateral personal loans		74			339			3			416			15,280			15,696			-
		4,832			2,453			1,698			8,983			339,997			348,980			-
Auto and leasing		58,094			27,945			13,494			99,533			1,030,162			1,129,695			-
Total	$	77,788		$	47,254		$	113,022		$	238,064		$	3,507,008		$	3,745,072		$	2,717

	June 30, 2019
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Commercial
Commercial secured by real estate
Retail	$	-		$	-		$	28		$	28		$	-		$	28		$	-
Floor plan		-			-			798			798			60			858			-
		-			-			826			826			60			886			-
Other commercial and industrial
Retail		61			24			-			85			1,278			1,363			-
		61			24			-			85			1,278			1,363			-
		61			24			826			911			1,338			2,249			-
Consumer
Credit cards		434			90			276			800			19,073			19,873			-
Personal loans		39			43			11			93			2,000			2,093			-
		473			133			287			893			21,073			21,966			-
Auto		132			90			58			280			716			996			-
Total	$	666		$	247		$	1,171		$	2,084		$	23,127		$	25,211		$	-

	December 31, 2018
																			Loans 90+
																			Days Past
																			Due and
	30-59 Days			60-89 Days			90+ Days			Total Past									Still
	Past Due			Past Due			Past Due			Due			Current			Total Loans			Accruing
	(In thousands)
Commercial
Commercial secured by real estate
Retail	$	-		$	-		$	54		$	54		$	-		$	54		$	-
Floor plan		-			-			888			888			94			982			-
		-			-			942			942			94			1,036			-
Other commercial and industrial
Retail		30			11			8			49			1,461			1,510			-
		30			11			8			49			1,461			1,510			-
		30			11			950			991			1,555			2,546			-
Consumer
Credit cards		499			147			380			1,026			20,796			21,822			-
Personal loans		64			32			18			114			2,052			2,166			-
		563			179			398			1,140			22,848			23,988			-
Auto		405			241			200			846			3,589			4,435			-
Total	$	998		$	431		$	1,548		$	2,977		$	27,992		$	30,969		$	-

Carrying Amounts Of Acquired Loans Tabular Disclosure [Table Text Block]

	June 30,			December 31,
		2019			2018
		(In thousands)
Contractual required payments receivable:	$	1,250,597		$	1,304,545
Less: Non-accretable discount		346,055			345,423
Cash expected to be collected		904,542			959,122
Less: Accretable yield		252,518			269,510
Carrying amount, gross		652,024			689,612
Less: allowance for loan and lease losses		45,427			42,010
Carrying amount, net	$	606,597		$	647,602

Accretable Yield for Acquired Loans [Table Text Block]

	Quarter Ended June 30, 2019
	Mortgage			Commercial			Auto			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	226,907		$	37,379		$	180		$	427		$	264,893
Accretion		(6,115)			(2,488)			(139)			(190)			(8,932)
Change in expected cash flows		-			1,375			8			190			1,573
Transfer to non-accretable discount		(3,243)			(1,628)			(6)			(139)			(5,016)
Balance at end of period	$	217,549		$	34,638		$	43		$	288		$	252,518
Non-Accretable Discount Activity:
Balance at beginning of period	$	290,100		$	9,911		$	24,056		$	18,835		$	342,902
Change in actual and expected losses		(1,085)			(635)			21			(164)			(1,863)
Transfer from accretable yield		3,243			1,628			6			139			5,016
Balance at end of period	$	292,258		$	10,904		$	24,083		$	18,810		$	346,055

	Six-Month Period Ended June 30, 2019
	Mortgage			Commercial			Auto			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	232,199		$	36,508		$	243		$	560		$	269,510
Accretion		(12,465)			(5,144)			(355)			(488)			(18,452)
Change in expected cash flows		-			4,640			11			488			5,139
Transfer (to) from non-accretable discount		(2,185)			(1,366)			144			(272)			(3,679)
Balance at end of period	$	217,549		$	34,638		$	43		$	288		$	252,518
Non-Accretable Discount Activity:
Balance at beginning of period	$	291,887		$	10,346		$	24,245		$	18,945		$	345,423
Change in actual and expected losses		(1,814)			(808)			(18)			(407)			(3,047)
Transfer from (to) accretable yield		2,185			1,366			(144)			272			3,679
Balance at end of period	$	292,258		$	10,904		$	24,083		$	18,810		$	346,055

	Quarter Ended June 30, 2018
	Mortgage			Commercial			Auto			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	248,379		$	45,711		$	1,726		$	649		$	296,465
Accretion		(6,915)			(3,597)			(656)			(194)			(11,362)
Change in actual and expected losses		-			2,775			400			73			3,248
Transfer (to) from non-accretable discount		2,439			(2,368)			(399)			(31)			(359)
Balance at end of period	$	243,903		$	42,521		$	1,071		$	497		$	287,992
Non-Accretable Discount Activity:
Balance at beginning of period	$	301,107		$	10,731		$	23,443		$	19,309		$	354,590
Change in actual and expected losses		(2,531)			(1,956)			(197)			(8)			(4,692)
Transfer from accretable yield		(2,439)			2,368			399			31			359
Balance at end of period	$	296,137		$	11,143		$	23,645		$	19,332		$	350,257

	Six-Month Period Ended June 30, 2018
	Mortgage			Commercial			Auto			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	258,498		$	46,764		$	2,766		$	885		$	308,913
Accretion		(13,988)			(7,282)			(1,525)			(450)			(23,245)
Change in actual and expected losses		-			5,931			826			131			6,888
Transfer (to) from non-accretable discount		(607)			(2,892)			(996)			(69)			(4,564)
Balance at end of period	$	243,903		$	42,521		$	1,071		$	497		$	287,992
Non-Accretable Discount Activity:
Balance at beginning of period	$	299,501		$	10,596		$	23,050		$	19,284		$	352,431
Change in actual and expected losses		(3,971)			(2,345)			(401)			(21)			(6,738)
Transfer from (to) accretable yield		607			2,892			996			69			4,564
Balance at end of period	$	296,137		$	11,143		$	23,645		$	19,332		$	350,257

Eurobank loans carrying amount [Table Text Block]

	June 30			December 31,
	2019			2018
	(In thousands)
Contractual required payments receivable	$	149,401		$	156,722
Less: Non-accretable discount		1,799			2,959
Cash expected to be collected		147,602			153,763
Less: Accretable yield		38,394			41,699
Carrying amount, gross		109,208			112,064
Less: Allowance for loan and lease losses		25,578			24,971
Carrying amount, net	$	83,630		$	87,093

Accretable Yield for Acquired Eurobank Loans [Table Text Block]

	Quarter Ended June 30, 2019
	Loans Secured by 1-4 Family Residential Properties			Commercial			Construction & Development Secured by 1-4 Family Residential Properties			Leasing			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	36,368			2,260			654			-			-			39,282
Accretion		(1,280)			(1,199)			-			(3)			(17)			(2,499)
Change in expected cash flows		30			910			-			(10)			31			961
Transfer from (to) non-accretable discount		817			(115)			(51)			13			(14)			650
Balance at end of period	$	35,935		$	1,856		$	603		$	-		$	-		$	38,394
Non-Accretable Discount Activity:
Balance at beginning of period	$	875			-			1,551			-			116			2,542
Change in actual and expected losses		21			(115)			-			13			(12)			(93)
Transfer (to) from accretable yield		(817)			115			51			(13)			14			(650)
Balance at end of period	$	79		$	-		$	1,602		$	-		$	118		$	1,799

	Six-Month Period Ended June 30, 2019
	Loans Secured by 1-4 Family Residential Properties			Commercial			Construction & Development Secured by 1-4 Family Residential Properties			Leasing			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	37,734		$	3,310		$	655		$	-		$	-		$	41,699
Accretion		(2,631)			(2,364)			-			(15)			(63)			(5,073)
Change in expected cash flows		(393)			866			-			(41)			118			550
Transfer from (to) non-accretable discount		1,225			44			(52)			56			(55)			1,218
Balance at end of period	$	35,935		$	1,856		$	603		$	-		$	-		$	38,394
Non-Accretable Discount Activity:
Balance at beginning of period	$	1,276		$	-		$	1,550		$	-		$	133		$	2,959
Change in actual and expected losses		28			44			-			56			(70)			58
Transfer from (to) accretable yield		(1,225)			(44)			52			(56)			55			(1,218)
Balance at end of period	$	79		$	-		$	1,602		$	-		$	118		$	1,799

	Quarter Ended June 30, 2018
	Loans Secured by 1-4 Family Residential Properties			Commercial			Construction & Development Secured by 1-4 Family Residential Properties			Leasing			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	39,622		$	5,616		$	1,356			-		$	-		$	46,594
Accretion		(1,538)			(1,706)			-			(4)			(118)			(3,366)
Change in actual and expected losses		(836)			1,832			-			(111)			236			1,121
Transfer from (to) non-accretable discount		2,021			(1,157)			(132)			115			(118)			729
Balance at end of period	$	39,269		$	4,585		$	1,224		$	-		$	-		$	45,078
Non-Accretable Discount Activity:
Balance at beginning of period	$	4,479		$	-		$	849		$	-		$	219		$	5,547
Change in actual and expected losses		180			(1,157)			-			115			(137)			(999)
Transfer (to) from accretable yield		(2,021)			1,157			132			(115)			118			(729)
Balance at end of period	$	2,638		$	-		$	981		$	-		$	200		$	3,819

	Six-Month Period Ended June 30, 2018
	Loans Secured by 1-4 Family Residential Properties			Commercial			Construction & Development Secured by 1-4 Family Residential Properties			Leasing			Consumer			Total
	(In thousands)
Accretable Yield Activity:
Balance at beginning of period	$	41,474		$	6,751		$	1,447		$	-		$	-		$	49,672
Accretion		(3,143)			(3,312)			-			(38)			(214)			(6,707)
Change in expected cash flows		(980)			2,730			-			(174)			414			1,990
Transfer from (to) non-accretable discount		1,918			(1,584)			(223)			212			(200)			123
Balance at end of period	$	39,269		$	4,585		$	1,224		$	-		$	-		$	45,078
Non-Accretable Discount Activity:
Balance at beginning of period	$	4,576		$	276		$	758		$	-		$	235		$	5,845
Change in actual and expected cash flows		(20)			(1,860)			-			212			(235)			(1,903)
Transfer (to) from accretable yield		(1,918)			1,584			223			(212)			200			(123)
Balance at end of period	$	2,638		$	-		$	981		$	-		$	200		$	3,819

Financing Receivable Recorded Investment Nonaccrual Status By Class Of Loans [Table Text Block]

	June 30,			December 31
	2019			2018
	(In thousands)
Originated and other loans and leases held for investment
Mortgage
Traditional (by origination year):
Up to the year 2002	$	2,621		$	2,538
Years 2003 and 2004		4,912			5,818
Year 2005		2,991			3,600
Year 2006		4,398			5,140
Years 2007, 2008 and 2009		4,109			6,697
Years 2010, 2011, 2012, 2013		6,298			8,427
Years 2014, 2015, 2016, 2017 and 2018		1,893			1,462
		27,222			33,682
Non-traditional		3,439			3,085
Loss mitigation program		17,822			22,107
		48,483			58,874
Commercial
Commercial secured by real estate
Corporate		8,883			-
Institutional		9,556			9,911
Middle market		6,169			7,266
Retail		13,950			16,123
		38,558			33,300
Other commercial and industrial
Middle market		4,924			6,481
Retail		1,129			2,629
Floor plan		6			46
		6,059			9,156
		44,617			42,456
Consumer
Credit cards		572			411
Personal lines of credit		36			31
Personal loans		1,226			2,909
Cash collateral personal loans		374			3
		2,208			3,354
Auto and leasing		12,024			13,494
Total non-accrual originated loans	$	107,332		$	118,178

	June 30,			December 31,
	2019			2018
	(In thousands)
Acquired BBVAPR loans accounted for under ASC 310-20
Commercial
Commercial secured by real estate
Retail	$	28		$	54
Floor plan		798			888
		826			942
Other commercial and industrial
Retail		-			8
		-			8
		826			950
Consumer
Credit cards		276			380
Personal loans		11			18
		287			398
Auto		58			200
Total non-accrual acquired BBVAPR loans accounted for under ASC 310-20		1,171			1,548
Total non-accrual loans	$	108,503		$	119,726

Impaired Financing Receivables [Table Text Block]

	June 30, 2019
	Unpaid			Recorded			Related
	Principal			Investment			Allowance			Coverage
	(In thousands)
Impaired loans with specific allowance:
Commercial	$	54,895		$	50,524		$	9,168		18%
Residential impaired and troubled-debt restructuring		94,501			83,093			10,615		13%
Impaired loans with no specific allowance:
Commercial		40,465			32,578			N/A		0%
Total investment in impaired loans	$	189,861		$	166,195		$	19,783		12%

	December 31, 2018
	Unpaid			Recorded			Related
	Principal			Investment			Allowance			Coverage
	(In thousands)
Impaired loans with specific allowance:
Commercial	$	54,636		$	49,092		$	8,434		17%
Residential impaired and troubled-debt restructuring		95,659			84,174			10,186		12%
Impaired loans with no specific allowance
Commercial		38,241			32,137			N/A		0%
Total investment in impaired loans	$	188,536		$	165,403		$	18,620		11%

	June 30, 2019
	Unpaid			Recorded			Related
	Principal			Investment			Allowance			Coverage
	(In thousands)
Impaired loans with specific allowance
Commercial	$	926		$	678		$	27		4%
Impaired loans with no specific allowance
Commercial	$	-		$	-			N/A		0%
Total investment in impaired loans	$	926		$	678		$	27		4%
	December 31, 2018
	Unpaid			Recorded			Specific
	Principal			Investment			Allowance			Coverage
	(In thousands)
Impaired loans with specific allowance
Commercial	$	926		$	747		$	14		2%
Impaired loans with no specific allowance
Commercial	$	-		$	-			N/A		0%
Total investment in impaired loans	$	926		$	747		$	14		2%

	June 30, 2019
										Coverage
	Unpaid			Recorded						to Recorded
	Principal			Investment			Allowance			Investment
	(In thousands)
Impaired loan pools with specific allowance:
Mortgage	$	479,998		$	476,080		$	25,208		5%
Commercial		151,265			146,810			17,083		12%
Auto		7,393			6,462			3,136		49%
Total investment in impaired loan pools	$	638,656		$	629,352		$	45,427		7%

	December 31 , 2018
										Coverage
	Unpaid			Recorded						to Recorded
	Principal			Investment			Allowance			Investment
	(In thousands)
Impaired loan pools with specific allowance:
Mortgage	$	498,537		$	492,890		$	15,225		3%
Commercial		188,413			180,790			20,641		11%
Auto		14,551			14,403			6,144		43%
Total investment in impaired loan pools	$	701,501		$	688,083		$	42,010		6%

	June 30, 2019
										Coverage
	Unpaid			Recorded						to Recorded
	Principal			Investment			Allowance			Investment
	(In thousands)
Impaired loan pools with specific allowance:
Loans secured by 1-4 family residential properties	$	65,870		$	59,956		$	17,213		29%
Commercial		36,415			38,419			8,365		22%
Total investment in impaired loan pools	$	102,285		$	98,375		$	25,578		26%

	December 31, 2018
										Coverage
	Unpaid			Recorded			Specific			to Recorded
	Principal			Investment			Allowance			Investment
	(In thousands)
Impaired loan pools with specific allowance
Loans secured by 1-4 family residential properties	$	70,153		$	63,406		$	15,382		24%
Commercial		47,342			47,820			9,585		20%
Consumer		15			4			4		100%
Total investment in impaired loan pools	$	117,510		$	111,230		$	24,971		22%

Impaired Financing Receivables Loans, excluding ASC 310-30 [Table Text Block]

	Quarter Ended June 30,
	2019						2018
	Interest Income Recognized			Average Recorded Investment			Interest Income Recognized			Average Recorded Investment
	(In thousands)
Originated and other loans held for investment:
Impaired loans with specific allowance
Commercial	$	367		$	53,392		$	129		$	46,976
Residential troubled-debt restructuring		701			83,197			705			84,473
Impaired loans with no specific allowance
Commercial		347			32,002			131			22,129
		1,415			168,591			965			153,578
Acquired loans accounted for under ASC 310-20:
Impaired loans with specific allowance
Commercial		-			701			-			747
Impaired loans with no specific allowance
Commercial		-			-			-			-
Total interest income from impaired loans	$	1,415		$	169,292		$	965		$	154,325

	Six-Month Period Ended June 30,
	2019							2018
	Interest Income Recognized			Average Recorded Investment				Interest Income Recognized			Average Recorded Investment
	(In thousands)
Originated and other loans held for investment:
Impaired loans with specific allowance
Commercial	$	733		$	52,141		$	250		$	49,154
Residential troubled-debt restructuring		1,373			83,427			1,384			84,613
Impaired loans with no specific allowance
Commercial		687			32,124			262			19,946
Total interest income from impaired loans	$	2,793		$	167,692		$	1,896		$	153,713
Acquired loans accounted for under ASC 310-20:
Impaired loans with specific allowance
Commercial	$	-		$	724		$	-		$	747
Impaired loans with no specific allowance
Total interest income from impaired loans	$	2,793		$	168,416		$	1,896		$	154,460

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Quarter Ended June 30, 2019
	Number of contracts		Pre-Modification Outstanding Recorded Investment			Pre-Modification Weighted Average Rate		Pre-Modification Weighted Average Term (in Months)		Post-Modification Outstanding Recorded Investment			Post-Modification Weighted Average Rate		Post-Modification Weighted Average Term (in Months)
	(Dollars in thousands)
Mortgage	50		$	7,000		6.14%		388		$	6,345		5.45%		341
Commercial	1			1,157		7.00%		55			1,157		5.75%		86
Consumer	70			1,052		15.57%		69			1,082		11.56%		74
Auto	13			193		7.58%		70			200		9.18%		46
	Six-Month Period Ended June 30, 2019
	Number of contracts		Pre-Modification Outstanding Recorded Investment			Pre-Modification Weighted Average Rate		Pre-Modification Weighted Average Term (in Months)		Post-Modification Outstanding Recorded Investment			Post-Modification Weighted Average Rate		Post-Modification Weighted Average Term (in Months)
	(Dollars in thousands)
Mortgage	88		$	11,494		5.90%		388		$	10,586		5.11%		346
Commercial	2			1,164		7.03%		55			1,164		5.78%		86
Consumer	141			2,015		15.39%		67			2,049		11.70%		74
Auto	13			193		7.58%		70			200		9.18%		46

	Quarter Ended June 30, 2018
	Number of contracts		Pre-Modification Outstanding Recorded Investment			Pre-Modification Weighted Average Rate		Pre-Modification Weighted Average Term (in Months)		Post-Modification Outstanding Recorded Investment			Post-Modification Weighted Average Rate		Post-Modification Weighted Average Term (in Months)
	(Dollars in thousands)
Mortgage	45		$	5,718		5.63%		371		$	5,679		4.85%		325
Commercial	5			5,775		5.55%		39			5,775		6.34%		45
Consumer	21			357		16.49%		56			357		10.26%		72
	Six-Month Period Ended June 30, 2018
	Number of contracts		Pre-Modification Outstanding Recorded Investment			Pre-Modification Weighted Average Rate		Pre-Modification Weighted Average Term (in Months)		Post-Modification Outstanding Recorded Investment			Post-Modification Weighted Average Rate		Post-Modification Weighted Average Term (in Months)
	(Dollars in thousands)
Mortgage	83		$	11,466		5.66%		384		$	11,019		4.96%		344
Commercial	8			7,334		5.38%		46			7,330		6.00%		50
Consumer	49			711		16.12%		51			712		10.93%		70

	Twelve month Period Ended June 30,
	2019						2018
	Number of Contracts		Recorded Investment				Number of Contracts		Recorded Investment
	(Dollars in thousands)
Mortgage	22		$	2,830			12		$	1,718
Commercial	3		$	1,935			1		$	235
Consumer	66		$	928			15		$	141
Auto	1		$	27			-		$	-

Financing Receivable Credit Quality Indicators [Table Text Block]

	June 30, 2019
	Risk Ratings
	Balance						Special
	Outstanding			Pass			Mention			Substandard			Doubtful			Loss
	(In thousands)
Commercial - originated and other loans held for investment
Commercial secured by real estate:
Corporate	$	263,443		$	221,728		$	17,342		$	24,373		$	-		$	-
Institutional		73,213			63,109			361			9,743			-			-
Middle market		209,687			155,069			33,391			21,227			-			-
Retail		238,299			216,971			3,373			17,955			-			-
Floor plan		3,100			1,834			-			1,266			-			-
Real estate		18,317			18,317			-			-			-			-
		806,059			677,028			54,467			74,564			-			-
Other commercial and industrial:
Corporate		148,747			145,929			2,818			-			-			-
Institutional		158,462			158,462			-			-			-			-
Middle market		86,872			76,418			4,124			6,330			-			-
Retail		369,953			361,703			283			7,967			-			-
Floor plan		46,880			43,816			3,058			6			-			-
		810,914			786,328			10,283			14,303			-			-
Total		1,616,973			1,463,356			64,750			88,867			-			-
Commercial - acquired loans (under ASC 310-20)
Commercial secured by real estate:
Retail		28			-			-			28			-			-
Floor plan		858			60			-			798			-			-
		886			60			-			826			-			-
Other commercial and industrial:
Retail		1,363			1,363			-			-			-			-
		1,363			1,363			-			-			-			-
Total		2,249			1,423			-			826			-			-

	June 30, 2019
	Risk Ratings
	Balance						Special
	Outstanding			Pass			Mention			Substandard			Doubtful			Loss
	(In thousands)
Retail - originated and other loans held for investment
Mortgage:
Traditional		504,142			476,446			-			27,696			-			-
Non-traditional		12,893			9,454			-			3,439			-			-
Loss mitigation program		106,674			91,748			-			14,926			-			-
Home equity secured personal loans		232			232			-			-			-			-
GNMA's buy-back option program		11,675			-			-			11,675			-			-
		635,616			577,880			-			57,736			-			-
Consumer:
Credit cards		27,888			27,316			-			572			-			-
Overdrafts		184			154			-			30			-			-
Unsecured personal lines of credit		2,003			1,975			-			28			-			-
Unsecured personal loans		309,980			308,756			-			1,224			-			-
Cash collateral personal loans		16,055			15,681			-			374			-			-
		356,110			353,882			-			2,228			-			-
Auto and Leasing		1,218,070			1,206,049			-			12,021			-			-
Total		2,209,796			2,137,811			-			71,985			-			-
Retail - acquired loans (accounted for under ASC 310-20)
Consumer:
Credit cards		19,873			19,596			-			277			-			-
Personal loans		2,093			2,082			-			11			-			-
		21,966			21,678			-			288			-			-
Auto		996			938			-			58			-			-
		22,962			22,616			-			346			-			-
	$	3,851,980		$	3,625,206		$	64,750		$	162,024		$	-		$	-

	December 31, 2018
	Risk Ratings
	Balance						Special
	Outstanding			Pass			Mention			Substandard			Doubtful			Loss
	(In thousands)
Commercial - originated and other loans held for investment
Commercial secured by real estate:
Corporate	$	289,052		$	246,711		$	26,544		$	15,797		$	-		$	-
Institutional		69,613			59,509			-			10,104			-			-
Middle market		207,463			151,638			32,638			23,187			-			-
Retail		224,114			198,402			3,996			21,716			-			-
Floor plan		4,184			2,890			-			1,294			-			-
Real estate		19,009			19,009			-			-			-			-
		813,435			678,159			63,178			72,098			-			-
Other commercial and industrial:
Corporate		179,885			154,629			25,256			-			-			-
Institutional		156,410			156,410			-			-			-			-
Middle market		87,967			63,876			13,737			10,354			-			-
Retail		310,212			307,160			318			2,734			-			-
Floor plan		49,679			47,092			2,541			46			-			-
		784,153			729,167			41,852			13,134			-			-
Total		1,597,588			1,407,326			105,030			85,232			-			-
Commercial - acquired loans (under ASC 310-20)
Commercial secured by real estate:
Retail		54			-			-			54			-			-
Floor plan		982			94			-			888			-			-
		1,036			94			-			942			-			-
Other commercial and industrial:
Retail		1,510			1,510			-			-			-			-
		1,510			1,510			-			-			-			-
Total		2,546			1,604			-			942			-			-

	December 31, 2018
	Risk Ratings
	Balance						Special
	Outstanding			Pass			Mention			Substandard			Doubtful			Loss
	(In thousands)
Retail - originated and other loans held for investment
Mortgage:
Traditional		527,732			493,952			-			33,780			-			-
Non-traditional		14,273			11,188			-			3,085			-			-
Loss mitigation program		106,833			87,444			-			19,389			-			-
Home equity secured personal loans		250			250			-			-			-			-
GNMA's buy-back option program		19,721			-			-			19,721			-			-
		668,809			592,834			-			75,975			-			-
Consumer:
Credit cards		28,034			27,623			-			411			-			-
Overdrafts		214			204			-			10			-			-
Unsecured personal lines of credit		1,917			1,895			-			22			-			-
Unsecured personal loans		303,119			301,857			-			1,262			-			-
Cash collateral personal loans		15,696			15,693			-			3			-			-
		348,980			347,272			-			1,708			-			-
Auto and Leasing		1,129,695			1,116,201			-			13,494			-			-
Total		2,147,484			2,056,307			-			91,177			-			-
Retail - acquired loans (under ASC 310-20)
Consumer:
Credit cards		21,822			21,442			-			380			-			-
Personal loans		2,166			2,148			-			18			-			-
		23,988			23,590			-			398			-			-
Auto		4,435			4,235			-			200			-			-
Total		28,423			27,825			-			598			-			-
	$	3,776,041		$	3,493,062		$	105,030		$	177,949		$	-		$	-

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Tabular disclosure of financing receivables and troubled debt restructurings.

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