XML 29 R60.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2

Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2019

Regulatory Capital Requirements [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

						Minimum Capital					Minimum to be Well
	Actual					Requirement					Capitalized
	Amount			Ratio		Amount			Ratio			Amount		Ratio
	(Dollars in thousands)
OFG Bancorp Ratios
As of December 31, 2019
Total capital to risk-weighted assets	$	938,994		13.76%		$	545,953		8.00%		$	682,441		10.00%
Tier 1 capital to risk-weighted assets	$	852,311		12.49%		$	409,465		6.00%		$	545,953		8.00%
Common equity tier 1 capital to risk-weighted assets	$	735,441		10.78%		$	307,099		4.50%		$	443,587		6.50%
Tier 1 capital to average total assets	$	852,311		9.24%		$	369,151		4.00%		$	461,438		5.00%
As of December 31, 2018
Total capital to risk-weighted assets	$	990,499		20.48%		$	386,977		8.00%		$	483,721		10.00%
Tier 1 capital to risk-weighted assets	$	928,577		19.20%		$	290,233		6.00%		$	386,977		8.00%
Common equity tier 1 capital to risk-weighted assets	$	811,707		16.78%		$	217,675		4.50%		$	314,419		6.50%
Tier 1 capital to average total assets	$	928,577		14.22%		$	261,125		4.00%		$	326,406		5.00%

						Minimum Capital					Minimum to be Well
	Actual					Requirement					Capitalized
	Amount			Ratio		Amount			Ratio		Amount			Ratio
	(Dollars in thousands)
Bank Ratios
As of December 31, 2019
Total capital to risk-weighted assets	$	899,844		13.21%		$	544,964		8.00%		$	681,205		10.00%
Tier 1 capital to risk-weighted assets	$	813,444		11.94%		$	408,723		6.00%		$	544,964		8.00%
Common equity tier 1 capital to risk-weighted assets	$	813,444		11.94%		$	306,542		4.50%		$	442,783		6.50%
Tier 1 capital to average total assets	$	813,444		8.85%		$	367,537		4.00%		$	459,421		5.00%
As of December 31, 2018
Total capital to risk-weighted assets	$	949,596		19.68%		$	385,992		8.00%		$	482,490		10.00%
Tier 1 capital to risk-weighted assets	$	887,918		18.40%		$	289,494		6.00%		$	385,992		8.00%
Common equity tier 1 capital to risk-weighted assets	$	887,918		18.40%		$	217,120		4.50%		$	313,618		6.50%
Tier 1 capital to average total assets	$	887,918		13.68%		$	259,547		4.00%		$	324,434		5.00%

X

- References

No definition available.

+ Details

Name:	srt_RegulatoryCapitalRequirementsAbstract
Namespace Prefix:	srt_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1G
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958577-112826

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1H
-Subparagraph (c)(2)
-URI http://asc.fasb.org/extlink&oid=117337116&loc=d3e65071-112826

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826

+ Details

Name:	us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration