XML 22 R48.htm IDEA: XBRL DOCUMENT v3.20.1
Regulatory Capital Requirements (Tables)
3 Months Ended
Mar. 31, 2020
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

 

 

 

 

 

 

Minimum Capital

 

Minimum to be Well

 

Actual

 

Requirement

 

Capitalized

 

Amount

 

Ratio

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

(Dollars in thousands)

OFG Bancorp Ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of March 31, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk-weighted assets

$

1,020,748

 

14.62%

 

$

558,690

 

8.00%

 

$

698,363

 

10.00%

Tier 1 capital to risk-weighted assets

$

933,226

 

13.36%

 

$

419,018

 

6.00%

 

$

558,690

 

8.00%

Common equity tier 1 capital to risk-weighted assets

$

816,356

 

11.69%

 

$

314,263

 

4.50%

 

$

453,936

 

6.50%

Tier 1 capital to average total assets

$

933,226

 

10.14%

 

$

368,210

 

4.00%

 

$

460,263

 

5.00%

As of December 31, 2019

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk-weighted assets

$

937,962

 

13.91%

 

$

539,268

 

8.00%

 

$

674,085

 

10.00%

Tier 1 capital to risk-weighted assets

$

852,311

 

12.64%

 

$

404,451

 

6.00%

 

$

539,268

 

8.00%

Common equity tier 1 capital to risk-weighted assets

$

735,441

 

10.91%

 

$

303,338

 

4.50%

 

$

438,155

 

6.50%

Tier 1 capital to average total assets

$

852,311

 

9.24%

 

$

369,151

 

4.00%

 

$

461,438

 

5.00%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum Capital

 

Minimum to be Well

 

Actual

 

Requirement

 

Capitalized

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

 

(Dollars in thousands)

Bank Ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of March 31, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk-weighted assets

$

978,518

 

14.06%

 

$

556,816

 

8.00%

 

$

696,020

 

10.00%

Tier 1 capital to risk-weighted assets

$

891,285

 

12.81%

 

$

417,612

 

6.00%

 

$

556,816

 

8.00%

Common equity tier 1 capital to risk-weighted assets

$

891,285

 

12.81%

 

$

313,209

 

4.50%

 

$

452,413

 

6.50%

Tier 1 capital to average total assets

$

891,285

 

9.68%

 

$

368,376

 

4.00%

 

$

460,470

 

5.00%

As of December 31, 2019

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk-weighted assets

$

898,812

 

13.36%

 

$

538,279

 

8.00%

 

$

672,848

 

10.00%

Tier 1 capital to risk-weighted assets

$

813,444

 

12.09%

 

$

403,709

 

6.00%

 

$

538,279

 

8.00%

Common equity tier 1 capital to risk-weighted assets

$

813,444

 

12.09%

 

$

302,782

 

4.50%

 

$

437,351

 

6.50%

Tier 1 capital to average total assets

$

813,444

 

8.85%

 

$

367,537

 

4.00%

 

$

459,421

 

5.00%