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Regulatory Capital Requirements (Tables) | 9 Months Ended
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Sep. 30, 2020
Regulatory Capital Requirements [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations |
|  |  |  |  |  | Minimum Capital |  | Minimum to be Well
| Actual |  | Requirement |  | Capitalized
| Amount |  | Ratio |  | Amount |  | Ratio |  |  | Amount |  | Ratio
| (Dollars in thousands)
OFG Bancorp Ratios |  |  |  |  |  |  |  |  |  |  |  |  |  |
As of September 30, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital to risk-weighted assets | $ | 1,065,745 |  | 15.50% |  | $ | 550,009 |  | 8.00% |  | $ | 687,511 |  | 10.00%
Tier 1 capital to risk-weighted assets | $ | 979,506 |  | 14.25% |  | $ | 412,506 |  | 6.00% |  | $ | 550,009 |  | 8.00%
Common equity tier 1 capital to risk-weighted assets | $ | 862,636 |  | 12.55% |  | $ | 309,380 |  | 4.50% |  | $ | 446,882 |  | 6.50%
Tier 1 capital to average total assets | $ | 979,506 |  | 10.00% |  | $ | 391,856 |  | 4.00% |  | $ | 489,820 |  | 5.00%
As of December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital to risk-weighted assets | $ | 937,962 |  | 13.91% |  | $ | 539,268 |  | 8.00% |  | $ | 674,085 |  | 10.00%
Tier 1 capital to risk-weighted assets | $ | 852,311 |  | 12.64% |  | $ | 404,451 |  | 6.00% |  | $ | 539,268 |  | 8.00%
Common equity tier 1 capital to risk-weighted assets | $ | 735,441 |  | 10.91% |  | $ | 303,338 |  | 4.50% |  | $ | 438,155 |  | 6.50%
Tier 1 capital to average total assets | $ | 852,311 |  | 9.24% |  | $ | 369,151 |  | 4.00% |  | $ | 461,438 |  | 5.00%
|  |  |  |  |  | Minimum Capital |  | Minimum to be Well
| Actual |  | Requirement |  | Capitalized
| Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
| (Dollars in thousands)
Bank Ratios |  |  |  |  |  |  |  |  |  |  |  |  |  |
As of September 30, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital to risk-weighted assets | $ | 1,019,228 |  | 14.89% |  | $ | 547,540 |  | 8.00% |  | $ | 684,425 |  | 10.00%
Tier 1 capital to risk-weighted assets | $ | 933,371 |  | 13.64% |  | $ | 410,655 |  | 6.00% |  | $ | 547,540 |  | 8.00%
Common equity tier 1 capital to risk-weighted assets | $ | 933,371 |  | 13.64% |  | $ | 307,991 |  | 4.50% |  | $ | 444,876 |  | 6.50%
Tier 1 capital to average total assets | $ | 933,371 |  | 9.58% |  | $ | 389,708 |  | 4.00% |  | $ | 487,135 |  | 5.00%
As of December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital to risk-weighted assets | $ | 898,812 |  | 13.36% |  | $ | 538,279 |  | 8.00% |  | $ | 672,848 |  | 10.00%
Tier 1 capital to risk-weighted assets | $ | 813,444 |  | 12.09% |  | $ | 403,709 |  | 6.00% |  | $ | 538,279 |  | 8.00%
Common equity tier 1 capital to risk-weighted assets | $ | 813,444 |  | 12.09% |  | $ | 302,782 |  | 4.50% |  | $ | 437,351 |  | 6.50%
Tier 1 capital to average total assets | $ | 813,444 |  | 8.85% |  | $ | 367,537 |  | 4.00% |  | $ | 459,421 |  | 5.00%

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