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Regulatory Capital Requirements (Tables)

9 Months Ended

Sep. 30, 2020

Regulatory Capital Requirements [Abstract]

Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations

						Minimum Capital					Minimum to be Well
	Actual					Requirement					Capitalized
	Amount			Ratio		Amount			Ratio			Amount		Ratio
	(Dollars in thousands)
OFG Bancorp Ratios
As of September 30, 2020
Total capital to risk-weighted assets	$	1,065,745		15.50%		$	550,009		8.00%		$	687,511		10.00%
Tier 1 capital to risk-weighted assets	$	979,506		14.25%		$	412,506		6.00%		$	550,009		8.00%
Common equity tier 1 capital to risk-weighted assets	$	862,636		12.55%		$	309,380		4.50%		$	446,882		6.50%
Tier 1 capital to average total assets	$	979,506		10.00%		$	391,856		4.00%		$	489,820		5.00%
As of December 31, 2019
Total capital to risk-weighted assets	$	937,962		13.91%		$	539,268		8.00%		$	674,085		10.00%
Tier 1 capital to risk-weighted assets	$	852,311		12.64%		$	404,451		6.00%		$	539,268		8.00%
Common equity tier 1 capital to risk-weighted assets	$	735,441		10.91%		$	303,338		4.50%		$	438,155		6.50%
Tier 1 capital to average total assets	$	852,311		9.24%		$	369,151		4.00%		$	461,438		5.00%

						Minimum Capital					Minimum to be Well
	Actual					Requirement					Capitalized
	Amount			Ratio		Amount			Ratio		Amount			Ratio
	(Dollars in thousands)
Bank Ratios
As of September 30, 2020
Total capital to risk-weighted assets	$	1,019,228		14.89%		$	547,540		8.00%		$	684,425		10.00%
Tier 1 capital to risk-weighted assets	$	933,371		13.64%		$	410,655		6.00%		$	547,540		8.00%
Common equity tier 1 capital to risk-weighted assets	$	933,371		13.64%		$	307,991		4.50%		$	444,876		6.50%
Tier 1 capital to average total assets	$	933,371		9.58%		$	389,708		4.00%		$	487,135		5.00%
As of December 31, 2019
Total capital to risk-weighted assets	$	898,812		13.36%		$	538,279		8.00%		$	672,848		10.00%
Tier 1 capital to risk-weighted assets	$	813,444		12.09%		$	403,709		6.00%		$	538,279		8.00%
Common equity tier 1 capital to risk-weighted assets	$	813,444		12.09%		$	302,782		4.50%		$	437,351		6.50%
Tier 1 capital to average total assets	$	813,444		8.85%		$	367,537		4.00%		$	459,421		5.00%

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- References

No definition available.

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1G
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958577-112826

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1H
-Subparagraph (c)(2)
-URI http://asc.fasb.org/extlink&oid=117337116&loc=d3e65071-112826

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826

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