<SEC-DOCUMENT>0001030469-20-000023.txt : 20200724
<SEC-HEADER>0001030469-20-000023.hdr.sgml : 20200724
<ACCEPTANCE-DATETIME>20200724102859
ACCESSION NUMBER:		0001030469-20-000023
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20200724
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200724
DATE AS OF CHANGE:		20200724

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OFG BANCORP
		CENTRAL INDEX KEY:			0001030469
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				660538893
		STATE OF INCORPORATION:			PR
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-12647
		FILM NUMBER:		201045562

	BUSINESS ADDRESS:	
		STREET 1:		254 MU?OZ RIVERA AVENUE
		CITY:			SAN JUAN
		STATE:			PR
		ZIP:			00918
		BUSINESS PHONE:		7877716800

	MAIL ADDRESS:	
		STREET 1:		254 MU?OZ RIVERA AVENUE
		CITY:			SAN JUAN
		STATE:			PR
		ZIP:			00918

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ORIENTAL FINANCIAL GROUP INC
		DATE OF NAME CHANGE:	19970110
</SEC-HEADER>
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<TYPE>8-K
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padding-left: 0" colspan="4"><p style="line-height: 115.00%; margin-bottom: 0"><span style="font-family: 'Times New Roman', 'serif'; font-weight: bold; font-size: 10.00pt">OFG BANCORP</span><span style="font-family: 'Times New Roman', 'serif'; font-size: 10.00pt"><br /><br /> </span></p></td></tr><tr><td style="vertical-align: middle; width: 43%; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0"><p style="line-height: 115.00%; margin-bottom: 0"><span style="font-family: 'Times New Roman', 'serif'; font-size: 10.00pt">Date: July 24, 2020</span></p></td><td style="vertical-align: top; width: 4%; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0"><p style="line-height: 115.00%; margin-bottom: 0"><span style="font-family: 'Times New Roman', 'serif'; font-size: 10.00pt">By: </span></p></td><td style="vertical-align: middle; width: 53%; border-bottom: solid #000000 0.75pt; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0" colspan="3"><p style="line-height: 115.00%; 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padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0"><p style="line-height: 115.00%; margin-bottom: 0"><span style="font-family: 'Times New Roman', 'serif'; font-size: 10.00pt">&#160;</span></p></td><td style="vertical-align: middle; width: 4%; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0"><p style="line-height: 115.00%; margin-bottom: 0"><span style="font-family: 'Times New Roman', 'serif'; font-size: 10.00pt">&#160;</span></p></td><td style="vertical-align: middle; width: 53%; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0" colspan="3"><p style="line-height: 115.00%; margin-bottom: 0"><span style="font-family: 'Times New Roman', 'serif'; font-size: 10.00pt">Executive Vice President and Chief Financial Officer </span></p></td></tr></table><p style="margin-bottom: 0;"></p></div><div><p style="margin-bottom: 0;">&#160;</p></div></div></body></html>
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<TYPE>EX-99
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<FILENAME>ofg8kexhibit992.htm
<DESCRIPTION>EXHIBIT 99
<TEXT>
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<p align=right style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><b><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Exhibit 99</font></b></p>

<p align=right style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><img height=45 id="Picture 1" src="ofg8kexhibit992x0x0.gif" width=261></p>

<p align=right style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><b><font color=#F5821F face=Arial,sans-serif lang=EN-US style="font-size:18.0pt;">OFG Bancorp Reports 2Q20 Results</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">SAN JUAN, Puerto Rico,
July 24, 2020 &#8211; OFG Bancorp (NYSE: OFG) today reported results for the second
quarter ended June 30, 2020.</font></p>

<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">2Q20 Financial Highlights</font></h1>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Net income available to common
shareholders totaled $20.2 million or $0.39 per share fully diluted. This
compares to 1Q20 net income available to common shareholders of $173 thousand
or break-even per share and 2Q19 net income available to shareholders of $22.4
million or $0.43 per share fully diluted.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Total core revenues were $128.2
million compared to $131.3 million in 1Q20 and $99.2 million in 2Q19. 2Q20
revenues included $6.0 million in one-time interest recoveries from acquired
SOP Scotiabank loans.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Provision of $17.7 million included a
$5.0 million increase to 1Q20&#8217;s $34.1 million provision based on additional
data available to forecast the effects of the Covid-19 pandemic.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Net interest margin was 4.78%. Loan
production totaled $503.4 million, including $286.4 million in Paycheck
Protection Plan (PPP) commercial loans.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Total assets of $9.93 billion
increased 7.5% from 1Q20 primarily due to a $574.1 million increase in cash and
a $198.1 million increase in loans. Customer deposits of $8.32 billion increased
$760.0 million or 10.0% from 1Q20.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">All regulatory capital ratios
increased and continue to be significantly above requirements for a
well-capitalized institution with the CET1 ratio at 12.03% on June 30, 2020. </font></p>

<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">Conference Call</font></h1>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">A conference call to discuss 2Q20 results, outlook and related matters
will be held today at 10:00 AM Eastern Time. Phone (888) 562-3356 or (973)
582-2700. Conference ID: 807-1129. The call can also be accessed live on www.ofgbancorp.com</font><u><font color=blue face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">.&nbsp;</font></u><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;"> Webcast replay will be available shortly
thereafter.</font></p>

<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">CEO Comment</font></h1>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">Jos&#233; Rafael Fern&#225;ndez, President, Chief Executive Officer, and Vice
Chairman of the Board, said:</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8220;As other banks did, we faced a number of
Covid-19 pandemic related challenges during the second quarter, but acting
promptly and with foresight, we generated excellent results. We are extremely
proud and thankful of our team&#8217;s accomplishments.
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<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8220;Governments in Puerto Rico and U.S. Virgin
Islands shut down their respective economies in mid-March. Restrictions eased
in late May, but recent spikes in contagiousness have forced Puerto Rico to
scale down the flexibility. Results were also impacted by the Federal Reserve
Bank 150 bps rate cut in March. All of this followed the Puerto Rico earthquakes
in January and occurred while we are in the process of integrating the
Scotiabank acquisition.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8220;Our commitment and preparation enabled us to successfully manage these
challenges </font><i><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">f&#225;cil, r&#225;pido, hecho.</font></i><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;"> During the quarter, our team worked
mostly remotely. Branches operated safely assisted by our enhanced technology
platform. Full-service ATMs and ITMs, mobile app, and online bill paying tools
facilitated routine transactions in a contactless manner. Online/mobile
appointment scheduling helped make possible Covid-19 safe meetings with
customers at branches.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8220;The results speak for themselves. Loan production totaled more than $500
million, including $286 million in PPP loans, exceeding our Puerto Rico market
share. We deployed a 100% digital, client-friendly application and funds
disbursement process for PPP loans. Our PPP results enabled us to help more
than 4,000 small businesses save more than 50,000 jobs. It also enabled us to
attract new accounts in this strategically important customer base. Our online
loan deferral tool and call centers processed relief for more than 44,000
retail customers. During the quarter, we also maintained a strong level of net
interest margin, added to our Covid-19 related provisioning, reduced
higher-cost wholesale funding, and increased liquidity and capital.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8220;Looking ahead, we expect to complete the integration of Scotiabank
operations as planned by the end of the year, improve efficiencies, and
continue to invest for the future to further simplify our operations and
enhance our ability to serve customers. While we still face much uncertainty
regarding Covid-19 and its impact on the economy, we are in a strong financial
position, ready to assist our customers during these trying times.&#8221;</font></p>

<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">Income Statement</font></h1>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><i><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">Unless otherwise noted, the following compares data for the second
quarter 2020 to the second quarter 2019. Balances are quarterly averages. The
Scotiabank acquisition closed on December 31, 2019.</font></i></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Total interest income of $121.7
million increased $27.4 million. This was primarily due to a 46.6% increase in
interest earning assets partially offset by a 73 bps decline in yield. The
increase in interest income from loans more than offset declines from increased
cash due to significantly lower rates and lower investment securities balances.
2Q20 also included the previously-mentioned $6.0 million in interest
recoveries.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Total interest expense of $16.6
million increased $3.5 million. This was primarily due to a 54.4% increase in
interest bearing liabilities and an 18 bps decline in rate. Rate declined due
to the increase in lower-cost core deposits and the reduction in higher-cost
balances of brokered CDs and borrowings.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Provision for credit losses of $17.7
million was level with last year. 2Q20 included $5.0 million to incorporate the
expected economic effects of the Covid-19 pandemic, while 2Q19 included $8.8
million for loans transferred to held for sale. </font></p>


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<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Total banking and
financial service revenues of $23.1 million increased $5.0 million. This was
primarily due to our increased customer base and our larger mortgage servicing
portfolio. </font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">All other non-interest income of $4.0
million declined $0.8 million. 2Q20 included a $3.5 million bargain purchase
gain from the Scotiabank acquisition, while 2Q19 included a $4.8 million gain on
sales of mortgage backed securities (MBS).</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Total non-interest expense of $85.5
million increased $34.0 million primarily due to the Scotiabank acquisition.
2Q20 also included $3.0 million in merger and restructuring charges, $2.4
million in legal claims, and $2.0 million in expenses necessary to deal with
Covid-19&#8217;s impact on operations.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">The effective tax rate (ETR) was
25.0% compared to 31.2%. 2Q20 reflected a 24.2% full year ETR based on the mix
of exempt income and income taxed at preferential rates.</font></p>

<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">Balance Sheet</font></h1>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><i><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Unless otherwise
noted, the following compares data at June 30, 2020 to June 30, 2019. Balances
are end-of-period. The purchase of Scotiabank closed on December 31, 2019. </font></i></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Net loans of $6.7 billion increased
$2.3 billion primarily due to the Scotiabank acquisition. Compared to March 31,
2020, loans increased $198.1 million. This reflected increases from PPP and
other commercial loans partially offset by paydown of retail loans.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Loan production of $503.4 million
increased $176.9 million. This reflected increases from PPP and other
commercial loans and declines in the mortgage, auto and consumer categories due
to the Covid-19 pandemic. Compared to 1Q20, production increased $222.9
million. </font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Cash and cash equivalents of $1.9
billion increased $1.2 billion. Compared to March 31, 2020, they increased
$574.1 million primarily because of the influx of both commercial and retail
deposits.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Total investments of $549.7 million
declined $321.0 million. Compared to March 31, 2020, they declined $119.1
million, reflecting Treasury maturities and MBS repayments.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Customer deposits, excluding
brokered, of $8.3 billion increased $3.8 billion. Compared to March 31, 2020,
customer deposits increased $760.0 million, reflecting commercial deposits from
existing and new clients, and in retail accounts from increased liquidity in
the economy.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Brokered deposits of $218.2 million
declined $170.2 million year-over-year and $37.3 million quarter-over-quarter.
Borrowings of $104.4 million declined $252.4 million year-over-year and $59.4
million quarter-over-quarter.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Total stockholder&#8217;s equity of $1.04
billion declined $3.6 million. Compared to March 31, 2020, it was $18.7 million
higher due to the increase in retained earnings.</font></p>


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<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Book value per
common share of $18.69 declined $0.07 from a year-ago and increased $0.36 from
March 31, 2020. Tangible book value per share of $16.01 declined $1.02
year-over-year and increased $0.41 from March 31, 2020.
</font></p>

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<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">Credit
Quality</font></h1>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><i><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Unless otherwise
noted, the following compares data at June 30, 2020 to June 30, 2019.</font></i></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Loans under 1-4 month deferral
programs totaled $2.1 billion or 30% of total loans. Retail loans under
deferral totaled $1.4 billion or 32% of such loans. Commercial loans under
deferral totaled $685 million or 27% of such loans.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">The allowance for loan and lease
losses of $232.7 million increased $70.1 million and as a percentage of loans
held for investment was 3.35%, a decline of 17 bps. Compared to March 31, 2020,
the allowance increased $1.9 million and as a percentage of loans declined 6
bps.</font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Net charge offs of $15.8 million
increased $2.8 million due to higher loan balances. The NCO rate of 0.92%
declined 23 bps. Compared to March 31, 2020, NCOs declined $8.3 million and the
NCO rate declined 52 bps. </font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">The early delinquency loan rate of
2.64% was down 86 bps year-over-year and 52 bps quarter-over-quarter. The total
delinquency rate of 5.56% was down 51 bps year-over-year and 82 bps
quarter-over-quarter. The declines reflect increased payments from customers
and deferral programs. </font></p>

<p style="margin-bottom:12.0pt;margin-left:14.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face=Symbol lang=EN-US style="font-size:9.5pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">Total non-performing loans of $90.2
million declined $23.4 million year-over-year and $8.4 million
quarter-over-quarter. The NPL rate of 1.81% declined 113 bps year-over-year and
26 bps quarter-over-quarter. The sequential decline in NPLs and rate reflects
loan paydowns and deferrals.</font></p>

<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">Capital Position</font></h1>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">June 30, 2020 regulatory
capital ratios increased from March 31, 2020 and continue to be significantly
above requirements for a well-capitalized institution: Leverage ratio was
10.16%, up 2 bps; common equity Tier 1 capital ratio (CET1) was 12.03%, up 34
bps; Tier 1 risk-based capital ratio was 13.71%, up 35 bps; and total
risk-based capital ratio was 14.96%, up 34 bps. </font></p>

<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">Financial Supplement &amp;
Conference Call Presentation</font></h1>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">OFG&#8217;s Financial
Supplement, with full financial tables for the quarter ended June 30, 2020, and
the 2Q20 Conference Call Presentation, can be found on the Webcasts,
Presentations &amp; Other Files page, on OFG&#8217;s Investor Relations website at www.ofgbancorp.com</font><font color=windowtext face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;text-decoration:none;">.&nbsp;</font></p>

<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">Non-GAAP Financial
Measures</font></h1>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">In addition to our
financial information presented in accordance with GAAP, management uses
certain &#8220;non-GAAP financial measures&#8221; within the meaning of the SEC Regulation
G, to clarify and enhance understanding of past performance and prospects for
the future. Please refer to Tables 8-1, 8-2 and 8-3 in OFG&#8217;s above-mentioned
Financial Supplement for a reconciliation of GAAP to non-GAAP measures and
calculations.</font></p>





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<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">Forward
Looking Statements</font></h1>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;">The information included in this document contains
certain forward-looking statements within the meaning of the Private Securities
Litigation Reform Act of 1995. These statements are based on management&#8217;s
current expectations and involve certain risks and uncertainties that may cause
actual results to differ materially from those expressed in the forward-looking
statements.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:11.0pt;">Factors that might cause such a difference include,
but are not limited to (i) the rate of growth in the economy and employment
levels, as well as general business and economic conditions; (ii) changes in
interest rates, as well as the magnitude of such changes; (iii) changes to the
financial condition of the government of Puerto Rico; (iv) amendments to the
fiscal plan approved by the Financial Oversight and Management Board of Puerto
Rico; (v) determinations in the court-supervised debt-restructuring process
under Title III of PROMESA for the Puerto Rico government and all of its
agencies, including some of its public corporations; (vi) the amount of
government, private and philanthropic financial assistance for the
reconstruction of Puerto Rico&#8217;s critical infrastructure, which suffered
catastrophic damages caused by hurricane Maria; (vii) the pace and magnitude of
Puerto Rico&#8217;s economic recovery; (viii) the potential impact of damages from
future hurricanes, earthquakes and other natural disasters in Puerto Rico; (ix)
the fiscal and monetary policies of the federal government and its agencies;
(x) changes in federal bank regulatory and supervisory policies, including
required levels of capital; (xi) the relative strength or weakness of the
commercial and consumer credit sectors and the real estate market in Puerto
Rico; (xii) the performance of the stock and bond markets; (xiii) competition
in the financial services industry; (xiv) possible legislative, tax or
regulatory changes; and (xv) the severity, magnitude and duration of the
Covid-19 pandemic, including impacts of the pandemic and of responses of
federal, state and local governments on our branches, operations and personnel,
and on our customers and their businesses.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">For a
discussion of such factors and certain risks and uncertainties to which OFG is
subject, please refer to OFG&#8217;s annual report on Form 10-K for the year ended
December 31, 2019, as well as its other filings with the U.S. Securities and
Exchange Commission. Other than to the extent required by applicable law,
including the requirements of applicable securities laws, OFG assumes no
obligation to update any forward-looking statements to reflect occurrences or
unanticipated events or circumstances after the date of such statements.</font></p>

<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">About OFG Bancorp</font></h1>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Now in its
56<sup>th</sup> year in business, OFG Bancorp is a diversified financial
holding company that operates under U.S., Puerto Rico and U.S. Virgin Islands
banking laws and regulations. Its three principal subsidiaries, Oriental Bank,
Oriental Financial Services and Oriental Insurance, provide a wide range of
retail and commercial banking, lending and wealth management products,
services, and technology, primarily in Puerto Rico and U.S. Virgin Islands.
Visit us at </font><b><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Error! Hyperlink reference not valid.</font></b><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">www.ofgbancorp.com.</font></p>

<p align=center style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font color=#F5821F face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;"># # #</font></p>

<h1 style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#4D4D4D face=Arial,sans-serif style="font-size:14.0pt;font-weight:normal;">Contacts</font></h1>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font color=#F5821F face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Puerto
Rico &amp; USVI:</font></b><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;"> Idalis Montalvo (idalis.montalvo@orientalbank.com)
at (787) 777-2847</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font color=#F5821F face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">US:</font></b><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;"> Gary Fishman (gfishman@ofgbancorp.com) and Steven
Anreder (sanreder@ofgbancorp.com)
at (212) 532-3232</font></p>











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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:.25in;page-break-inside:avoid;">
  <td colspan=6 valign=bottom style="height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:14.0pt;">OFG Bancorp</font></b></p>
  </td>
 <td height=24 style="border:none;height:.25in;">&nbsp;</td>
 </tr>
<tr style="height:.25in;page-break-inside:avoid;">
  <td colspan=6 valign=bottom style="height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:14.0pt;">Financial Supplement</font></b></p>
  </td>
 <td height=24 style="border:none;height:.25in;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:18.75pt;page-break-inside:avoid;">
  <td colspan=6 rowspan=2 valign=bottom style="height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">The information contained in this Financial
  Supplement is preliminary and based on data available at the time of the
  earnings presentation, and investors should refer to our June 30, 2020
  Quarterly Report on Form 10-Q once it is filed with the Securities and
  Exchange Commission.</font></p>
  </td>
 <td height=25 style="border:none;height:18.75pt;">&nbsp;</td>
 </tr>
<tr style="height:18.75pt;page-break-inside:avoid;">
  <td height=25 style="border:none;height:18.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:.25in;page-break-inside:avoid;">
  <td colspan=6 valign=bottom style="height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:14.0pt;">Table of Contents</font></b></p>
  </td>
 <td height=24 style="border:none;height:.25in;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td valign=bottom style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><u><font color=black face=Arial,sans-serif style="font-size:11.0pt;">Pages</font></u></b></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td valign=bottom style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:11.0pt;">OFG Bancorp
  (Consolidated Financial Information)</font></b></p>
  </td>
 <td valign=bottom style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table&#160; 1:</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Financial and Statistical Summary -
  Consolidated</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">2</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table&#160; 2:</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Consolidated Statements of Operations</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">3</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table&#160; 3:</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Consolidated Statements of Financial
  Condition</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">4</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table&#160; 4:</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Information on Loan Portfolio and Production</font></p>
  </td>
 <td valign=top style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">5-6</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table&#160; 5:</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Average Balances, Net Interest Income and
  Net Interest Margin</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">7-8</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table&#160; 6:</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Loan Information and Performance Statistics</font></p>
  </td>
 <td valign=top style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">9-11</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table&#160; 7:</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Allowance for Credit Losses</font></p>
  </td>
 <td valign=top style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">12</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table&#160; 8:</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Reconciliation of GAAP to Non-GAAP Measures
  and Calculation of Regulatory</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&#160;&#160; Capital</font></p>
  </td>
 <td valign=top style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">13-15</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table&#160; 9:</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Notes to Financial Summary, Selected
  Metrics, Loans, and Consolidated</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&#160; Financial Statements (Tables 1-8)</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">16</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
</table></div>




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 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
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 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td colspan=23 nowrap valign=bottom width=100% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 1: Financial and Statistical
  Summary - Consolidated</font></b></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=20% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2020</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2020</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2020</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2019</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(Dollars in thousands,
  except per share data) (unaudited)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Q2</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Q1</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Q4</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Q3</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Q2</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">YTD</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">YTD</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Statement of Operations</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net interest income</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">105,060</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">105,101</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(e) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">79,209</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">80,710</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">81,085</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">210,161</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">162,874</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Non-interest income, net
  (core)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(2)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">23,106</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">26,233</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(e)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19,196</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18,542</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18,074</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">49,339</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">35,627</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Total core revenues</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(2)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">128,166</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">131,334</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(e) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">98,405</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">99,252</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">99,159</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">259,500</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">198,501</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Non-interest expense</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">85,481</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">87,322</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(e)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">78,913</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(e)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">50,727</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,452</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">172,803</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">103,604</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Pre-provision net revenues</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(22)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">46,731</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">49,229</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,007</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">52,161</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">52,581</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">95,960</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">99,874</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Total provision for credit
  losses</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(22)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17,696</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">47,131</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c)(d)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">23,068</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(g)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">43,770</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(g)(h)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17,705</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(h)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">64,827</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">29,954</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net income (loss) before
  income taxes</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">29,035</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,098</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(3,061)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,391</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">34,876</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">31,133</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">69,920</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Income tax expense (benefit)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,248</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">297</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(2,070)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,008</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,897</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,545</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">22,471</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net income (loss) available
  to common stockholders</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,159</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">173</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(2,619)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,755</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">22,351</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,332</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">44,193</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Common Share Statistics</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Earnings (loss) per common
  share - basic</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(3)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.39</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(0.05)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.11</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.44</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.40</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.86</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Earnings (loss) per common
  share - diluted</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(4)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.39</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(0.05)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.11</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.43</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.39</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.86</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Average common shares
  outstanding</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,336</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,404</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,360</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,345</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,330</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,370</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,317</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Average common shares
  outstanding and equivalents</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,470</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,713</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,791</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,772</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,680</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,584</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,652</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Cash dividends per common
  share</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.07</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.07</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.07</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.07</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.07</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.14</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.14</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Book value per common share
  (period end)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18.69</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18.33</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18.75</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18.84</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18.76</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18.69</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18.76</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Tangible book value per
  common share (period end)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(5)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">16.01</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15.60</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(c) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15.96</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17.11</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17.03</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">16.01</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17.03</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Balance Sheet (Average
  Balances)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(6)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,840,650</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(a) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,687,875</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,500,071</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,539,045</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,514,030</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,764,263</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,509,403</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest-earning assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,845,744</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(a)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,556,421</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,886,379</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,981,756</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,034,338</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,701,083</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,092,944</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Total assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,512,129</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(a) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,326,627</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,325,334</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,433,658</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,496,423</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,419,378</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,550,575</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Core deposits</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,852,495</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,516,438</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,582,872</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,563,187</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,467,729</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,684,466</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,430,331</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Total deposits</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,088,106</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,752,446</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,850,979</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,921,317</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,880,112</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,920,275</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,885,344</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">157,669</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">271,800</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">304,365</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">340,194</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">459,802</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">214,735</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">510,694</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Stockholders' equity</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,037,195</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,043,481</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(c) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,062,720</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,061,541</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,037,057</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,040,338</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,027,356</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Common stockholders' equity</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">955,325</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">961,611</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">980,850</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">979,671</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">955,187</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">958,468</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">945,486</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Performance Metrics</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net interest margin</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(7)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.78%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.94%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.34%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.35%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.39%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.84%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.39%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Return on average assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(8)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.92%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.08%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-0.06%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.46%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.48%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.50%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.45%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Return on average tangible
  common stockholders' equity</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(9)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9.88%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.08%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-1.17%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.58%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10.32%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.97%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10.32%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Efficiency ratio</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(10)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">66.70%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">66.49%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">80.19%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51.11%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51.89%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">66.59%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">52.19%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Full-time equivalent
  employees, period end</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,373</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,449</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,455</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,436</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,417</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,373</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,417</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Credit Quality Metrics</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1)(21)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Allowance for loan and lease
  losses</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">232,701</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">230,755</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c)(d)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">116,539</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">154,343</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">162,642</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">232,701</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">162,642</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Allowance as a % of loans
  held for investment</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.35%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(a) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.41%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.73%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.41%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.52%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.35%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(a) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.52%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net
  charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15,750</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">24,034</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">14,395</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">34,486</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(f)(g)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">12,982</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">39,784</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">25,050</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net charge-off rate</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(11)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.92%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.44%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.28%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.04%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(f)(g) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.15%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.18%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.11%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Early delinquency rate (30 -
  89 days past due) </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.64%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.16%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.07%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.63%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.50%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.64%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.50%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Total delinquency rate (30
  days and over)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.56%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.38%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.85%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.40%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.07%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.56%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.07%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Capital Ratios (Non-GAAP)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(12)(20)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Leverage ratio</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10.16%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10.14%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(b)(c) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9.24%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15.41%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15.20%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10.16%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15.20%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Common equity Tier 1 capital
  ratio</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">12.03%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(a)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">11.69%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(b)(c)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10.91%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17.98%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17.48%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">12.03%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17.48%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Tier 1 risk-based capital
  ratio</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13.71%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(a) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13.36%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(b)(c) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">12.64%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20.43%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19.87%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13.71%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19.87%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Total risk-based capital
  ratio</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">14.96%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(a)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">14.62%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(b)(c)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13.91%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">21.71%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">21.14%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">14.96%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">21.14%</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td valign=bottom width=20% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Tangible common equity
  (&quot;TCE&quot;) ratio</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8.39%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8.80%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8.96%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">14.07%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13.71%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8.39%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13.71%</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=20% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(a) In response to the
  Coronavirus (COVID-19) pandemic, CARES Act created funding for the Small
  Business Administration (SBA) Paycheck Protection Program (PPP), which
  provides loans to small businesses to keep their employees on payroll and
  make other eligible payments. The original funding for the PPP was fully
  allocated by mid-April 2020, with additional funding made available on April
  24, 2020 under the Paycheck Protection Program and Health Care Enhancement Act.
  During 2Q 2020, the Company participated in this program originating 4,342
  PPP loans. At June 30, 2020, Oriental had PPP loans amounting to $278.1
  million. These loans are fully guaranteed by the SBA and risk-weighted at 0%.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(b) During 1Q 2020, the Company
  decided to early implement Simplifications to the Capital Rule, which
  simplified the regulatory capital treatment for mortgage servicing assets
  (MSA) and certain deferred tax assets arising from temporary differences
  (temporary difference DTAs). It Increased common equity tier 1 (CET1) capital
  threshold deductions from 10 percent to 25 percent and removes the aggregate
  15 percent CET1 threshold deduction. However, it retains the 250 percent risk
  weight applicable to non-deducted amounts of MSAs and temporary difference
  DTAs.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c) On January 1, 2020, the
  Company implemented ASU No. 2016-13: Measurement of Credit Losses on
  Financial Instruments &quot;(CECL)&quot; using the modified retrospective
  approach. As a result, a $39.2 million allowance for credit losses was
  recorded for Non-PCD loans and $0.2 million for unused commitments with the
  corresponding adjustment reducing retained earnings, net of a $13.9 million
  deferred tax effect. For PCD loans, including BBVA and Eurobank acquired book
  plus the recently acquired Scotiabank, the adjustment amounting to $50.5
  million was made through the allowance and loan balances with no impact in
  capital. As disclosed in the Company&#8217;s 2019 Form 10-K, the Company had
  initially elected to phase-in the January 1, 2020 (&#8220;day 1&#8221;) impact to
  retained earnings to regulatory capital, over a three-year transition period
  beginning in 2020. As part of its response to the impact of COVID-19, in
  March 2020, the Federal Reserve, Federal Deposit Insurance Corporation and
  Office of the Comptroller of the Currency issued an interim final rule that
  provided the option to temporarily delay the effects of CECL on regulatory
  capital for two years, followed by a three-year transition period. In
  addition, for the first two years, a uniform 25% &#8220;scaling factor&#8221; is
  introduced to approximate the portion of the post day-one allowance
  attributable to CECL relative to the incurred loss methodology. The 25%
  scaling factor is calibrated to approximate an overall after-tax impact of
  differences in allowances under CECL vs the incurred loss methodology.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d) During March 2020, a
  global pandemic was declared by the World Health Organization related to the
  rapidly growing outbreak of a novel strain of coronavirus (COVID-19). The
  pandemic has significantly impacted the economic conditions in P.R. and the
  U.S., creating significant uncertainties. As a result of these developments,
  we increased our provision for credit losses in 1Q 2020 and 2Q 2020 by $34.1
  million and $5.0 million, respectively.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(e) On December 31, 2019,
  the Company acquired Scotiabank's Puerto Rico and USVI operations, incurring
  in merger and restructuring charges of $21.5 million during 4Q 2019. At
  December 31, 2019, the consolidated statement of financial condition
  contemplated the effects of the Scotiabank PR &amp; USVI acquisition.
  Nevertheless, the consolidated statement of operations did not contemplated
  the effects of the Scotiabank PR &amp; USVI acquisition until January 1,
  2020.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(f) During 3Q 2019, the
  Company received $2.4 million proceeds from the sale of fully charged-off
  originated auto and consumer loans.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(g) During 3Q 2019, the
  Company decided to sell mostly non-performing loans, increasing the provision
  by $37.2 million. Originated loans that were transferred to held-for-sale
  amounted to $25.3 million at September 30, 2019, the remaining were purchased
  credit impaired loans. Loans were sold during 4Q 2019, with an additional
  increase in the provision of $6.6 million.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(h) During 2Q 2019, the
  Company decided to sell mostly non-performing mortgage loans increasing the
  provision by $8.8 million. Most of these loans were sold in 3Q 2019,
  increasing the provision by an additional $1.8 million.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=20% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=23 nowrap valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2</font></p>
  </td>
 </tr>
</table></div>




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</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
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  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td colspan=16 valign=bottom width=73% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 2: Consolidated Statements of
  Operations</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td colspan=2 valign=bottom width=32% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 valign=bottom width=47% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Quarter Ended</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Six-Months Ended</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">June 30,</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">March 31,</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">December 31,</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">September 30,</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">June 30,</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">June 30,</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">June 30,</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(Dollars in thousands,
  except per share data) (unaudited)</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2020</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2020</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2019</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2019</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2019</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2020</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest income:</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Loans </font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160; Non-PCD loans</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">83,832</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">87,482</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">74,142</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">74,910</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">73,648</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">171,314</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">145,673</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160; PCD loans</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">34,700</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(a)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">28,953</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,762</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,862</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">11,432</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">63,653</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(a)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">23,526</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total interest
  income from loans </font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">118,532</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">116,435</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">84,904</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">85,772</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">85,080</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">234,967</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">169,199</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Investment securities</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,160</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,262</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,271</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,883</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,175</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,422</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19,766</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total interest
  income </font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">121,692</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">123,697</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">91,175</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">93,655</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">94,255</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">245,389</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">188,965</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest expense:</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Deposits</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160; Core deposits</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13,999</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15,034</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,957</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,256</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,465</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">29,033</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13,679</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160; Brokered deposits</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,446</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,586</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,804</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,298</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,526</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,032</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,362</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total deposits</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15,445</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">16,620</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,761</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,554</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,991</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">32,065</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19,041</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,187</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,976</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,205</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,391</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,179</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,163</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,050</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total interest
  expense</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">16,632</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18,596</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">11,966</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">12,945</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13,170</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">35,228</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">26,091</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net interest income</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">105,060</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">105,101</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">79,209</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">80,710</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">81,085</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">210,161</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">162,874</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Provision for credit losses,
  excluding PCD loans</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15,227</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">40,951</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18,859</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">23,427</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,616</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">56,178</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,248</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Provision for credit losses
  on PCD loans</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(1) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,469</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,180</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,209</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,343</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,089</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,649</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,706</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total provision
  for credit losses</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17,696</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">47,131</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c)(d)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">23,068</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">43,770</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(f)(g)(h)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17,705</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(h)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">64,827</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c)(d)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">29,954</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Net interest
  income after provision for loan and lease losses </font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">87,364</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">57,970</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">56,141</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">36,940</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">63,380</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">145,334</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">132,920</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Non-interest income:</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Banking service revenues</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13,668</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15,713</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,812</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,813</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,776</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">29,381</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">21,241</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Wealth management revenues</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,366</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,286</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,062</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,611</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,669</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13,652</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">12,551</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Mortgage banking activities</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,072</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,234</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,322</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,118</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">629</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,306</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,835</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total banking and
  financial service revenues</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">23,106</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">26,233</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19,196</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18,542</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18,074</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">49,339</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">35,627</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Bargain purchase from
  Scotiabank PR &amp; USVI acquisition</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,462</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(b) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">409</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">315</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,871</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(b) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Other income, net</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">584</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,808</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(e) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">200</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,636</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(e) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,874</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(e)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,392</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(e) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,977</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(e) &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total non-interest
  income, net</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">27,152</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">31,450</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19,711</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">22,178</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">22,948</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">58,602</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">40,604</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Non-interest expense:</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Compensation and employee
  benefits</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">34,506</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">35,544</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">21,817</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,500</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19,875</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">70,050</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">40,216</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Occupancy, equipment and
  infrastructure costs</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">11,837</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">11,439</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,488</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,307</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,511</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">23,276</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15,257</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Merger and restructuring
  charges</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,006</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">304</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">21,499</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,556</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,310</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net (gain) loss on sale of
  foreclosed real estate and other repossessed assets</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">316</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(193)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">541</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">794</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">21</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">123</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,091</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">General and administrative
  expenses</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">33,214</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">37,513</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">25,450</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18,475</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,482</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">70,727</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">42,181</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Credit related expenses</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,602</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,715</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,118</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,095</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,563</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,317</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,859</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total non-interest
  expense</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">85,481</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">87,322</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">78,913</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">50,727</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">51,452</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">172,803</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">103,604</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Income (loss) before income
  taxes</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">29,035</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,098</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(3,061)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,391</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">34,876</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">31,133</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">69,920</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Income tax expense (benefit)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,248</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">297</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(2,070)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,008</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,897</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,545</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">22,471</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net income (loss)</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">21,787</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,801</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(c) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(991)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(d) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,383</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">23,979</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">23,588</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(c) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">47,449</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Less:&#160; dividends on preferred
  stock</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1,628)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1,628)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1,628)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1,628)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1,628)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(3,256)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(3,256)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=28% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net income (loss) available
  to common shareholders</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,159</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">173</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(2,619)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,755</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">22,351</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,332</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">44,193</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=99% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(a) During 2Q 2020, the
  Company recognized interest recoveries on SOP loans acquired in the Scotiabank
  PR &amp; USVI acquisition collected subsequently to the acquisition date
  amounting to $6.0 million.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=99% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(b) During 2Q 2020, the
  Company increased the Bargain purchase from Scotiabank PR &amp; USVI
  acquisition by $3.5 million to adjust the fair value of accrued interest
  receivable in Day 1, net of taxes.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=99% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c) During March 2020, a
  global pandemic was declared by the World Health Organization related to the
  rapidly growing outbreak of a novel strain of coronavirus (COVID-19). The
  pandemic has significantly impacted the economic conditions in P.R. and the
  U.S., creating significant uncertainties. As a result of these developments,
  we increased our provision for credit losses in the 1Q 2020 and 2Q 2020 by
  $34.1 million and $5.0 million, respectively.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=99% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d) On December 31, 2019,
  the Company acquired Scotiabank's Puerto Rico and USVI operations, incurring
  in merger and restructuring charges of $21.5 million during 4Q 2019 and $3.0
  million during 2Q 2020. At December 31, 2019, the consolidated statement of
  financial condition contemplated the effects of the Scotiabank PR &amp; USVI
  acquisition. Nevertheless, the consolidated statement of operations did not
  contemplated the effects of the Scotiabank PR &amp; USVI acquisition until
  January 1, 2020.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=99% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(e) During 1Q 2020, 2Q 2019
  and 3Q 2019, the Company sold $316 million, $350 million and $322 million
  available-for-sale mortgage-backed securities, respectively, and recognized a
  gain in the sale of $4.7 million, $4.8 million and $3.5 million.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=99% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(f) During 3Q 2019, the
  Company received $2.4 million proceeds from the sale of fully charged-off
  originated auto and consumer loans.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=99% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(g) During 3Q 2019, the
  Company decided to sell mostly non-performing loans, increasing the provision
  by $37.2 million. Originated loans that were transferred to held-for-sale
  amounted to $25.3 million at September 30, 2019, the remaining were purchased
  credit impaired loans. Loans were sold during 4Q 2019, with an additional
  increase in the provision of $6.6 million.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=23 valign=bottom width=99% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(h) During 2Q 2019, the
  Company decided to sell mostly non-performing mortgage loans increasing the
  provision by $8.8 million. Most of these loans were sold in 3Q 2019,
  increasing the provision by an additional $1.8 million.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td valign=bottom width=28% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=24 valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3</font></p>
  </td>
 </tr>
</table></div>




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  <td valign=bottom width=45% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
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 <td valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
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  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=white face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=red face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=9 valign=bottom width=71% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 3: Consolidated Statements of
  Financial Condition</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td valign=bottom width=45% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">June 30,</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">March 31,</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">December 31,</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">September 30,</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">June 30,</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(Dollars in thousands)
  (unaudited)</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2020</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2020</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2019</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2019</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2019</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="border:none;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Cash and cash equivalents</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,900,037</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(b)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,325,941</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">852,757</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">962,887</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">677,430</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Investments:</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Trading securities</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">22</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">29</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">37</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">41</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">412</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Investment securities
  available-for-sale, at fair value, with amortized cost of $529,985 and
  allowance for credit losses of $0</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160; (March 31, 2020 -
  $648,565 and an allowance for credit losses of $0; December 31, 2019 -
  $1,074,474;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160; September 30, 2019 -
  $520,960; June 30, 2019 - $860,911)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160; Mortgage-backed
  securities</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">340,192</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">355,637</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">673,886</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">505,102</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">843,333</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160; US treasury notes</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">197,340</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">298,986</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">397,183</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">10,938</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">10,907</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160; Other investment
  securities</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,707</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,837</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3,100</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3,055</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3,193</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total investment
  securities available-for-sale</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">540,239</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">657,460</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;(e) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,074,169</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;(d) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">519,095</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;(e) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">857,433</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Federal Home Loan Bank
  (FHLB) stock, at cost</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">8,366</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">10,301</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">13,048</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">10,525</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">12,821</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Other investments</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,076</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">973</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">560</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">57</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total investments </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">549,703</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">668,763</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,087,814</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">529,718</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">870,669</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Loans, net</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,739,243</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(b)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,541,174</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(c)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,641,847</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(d)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">4,407,190</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(f)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">4,474,497</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Other assets:</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Prepaid expenses</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">40,119</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">44,633</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">52,648</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">14,244</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">11,903</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Deferred tax asset, net</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">186,730</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">196,129</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;(c) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">176,740</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">112,602</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">111,147</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Foreclosed real estate and
  repossessed properties</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">26,152</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">30,388</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">33,236</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">30,488</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">32,016</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Premises and equipment, net</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">82,234</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">81,834</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">81,105</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">69,754</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">71,001</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Goodwill</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">86,069</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">86,069</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">86,069</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">86,069</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">86,069</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Right of use assets</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">34,692</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">36,844</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">39,112</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">19,318</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">20,419</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Core deposit, customer
  relationship intangible and other intangibles</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">51,406</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">54,174</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">56,965</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,491</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,783</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Servicing asset</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">47,926</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">49,287</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">50,779</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">10,125</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">10,134</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Accounts receivable and
  other assets</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">188,408</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(a)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">123,335</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">138,589</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">88,619</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">96,059</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Total assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">9,932,719</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">9,238,571</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">9,297,661</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;(b) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,333,505</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,464,127</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Deposits:</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Demand deposits</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">4,370,419</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(b)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3,711,492</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3,579,115</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,228,256</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,219,911</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,978,118</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,829,054</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,815,044</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,206,569</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,200,408</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Time deposits</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,975,223</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,023,211</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,060,953</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,154,871</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,136,411</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Brokered deposits</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">218,166</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">255,514</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">243,498</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">288,362</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">388,407</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total deposits</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">8,541,926</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">7,819,271</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">7,698,610</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(d)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">4,878,058</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">4,945,137</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Borrowings:</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Securities sold under
  agreements to repurchase</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">50,103</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">190,274</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">190,261</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">240,324</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Advances from FHLB and other
  borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">68,340</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">77,601</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">79,204</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">79,603</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">80,423</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Subordinated capital notes</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">36,083</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">36,083</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">36,083</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">36,083</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">36,083</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">104,423</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">163,787</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">305,561</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">305,947</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">356,830</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Other liabilities:</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Derivative liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,078</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,059</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">913</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,159</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">985</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Acceptances outstanding</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">20,034</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">11,763</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">21,599</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">21,796</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">23,610</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Lease liability</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">35,694</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">37,702</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">39,840</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">21,081</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">22,179</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Accrued expenses and other
  liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">187,280</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">181,395</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">185,660</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">56,388</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">70,512</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total
  liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">8,891,435</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">8,215,977</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">8,252,183</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5,284,429</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5,419,253</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Stockholders' equity:</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Preferred stock</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">92,000</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">92,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">92,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">92,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">92,000</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Common stock</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">59,885</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">59,885</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">59,885</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">59,885</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">59,885</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Additional paid-in capital</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">621,860</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">621,206</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">621,515</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">620,948</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">620,368</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Legal surplus </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">98,347</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">95,945</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">95,779</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">95,783</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">95,019</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Retained earnings&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">264,725</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">250,557</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;(c) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">279,646</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">285,854</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">284,459</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Treasury stock, at cost</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(103,121)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(103,289)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(102,339)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(102,936)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(103,171)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Accumulated other
  comprehensive (loss) income, net</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">7,588</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,290</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(1,008)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(2,458)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(3,686)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total
  stockholders' equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,041,284</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,022,594</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,045,478</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,049,076</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,044,874</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="background:#DBEEF4;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total liabilities
  and stockholders' equity </font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">9,932,719</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">9,238,571</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">9,297,661</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,333,505</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,464,127</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=100% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(a) During March 2020, a
  global pandemic was declared by the World Health Organization related to the
  rapidly growing outbreak of a novel strain of coronavirus (COVID-19). The
  pandemic has significantly impacted the economic conditions in P.R. and the
  U.S., creating significant uncertainties. After recent disruptions in
  economic conditions caused by COVID-19, the Company has offered several
  deferral programs for the payment of principal and interest for auto,
  personal, credit cards and mortgage, and commercial loans, for customers
  whose payments were not over 89 days past due at March 12, 2020 and requested
  to be included in these programs, which has caused accrued interest
  receivable to increase by approximately $40 million from 1Q 2020 to 2Q 2020. </font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=100% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(b)
  In response to the Coronavirus (COVID-19) pandemic, CARES Act created funding
  for the Small Business Administration (SBA) Paycheck Protection Program
  (PPP), which provides loans to small businesses to keep their employees on
  payroll and make other eligible payments. The original funding for the PPP
  was fully allocated by mid-April 2020, with additional funding made available
  on April 24, 2020 under the Paycheck Protection Program and Health Care
  Enhancement Act. During 2Q 2020, the Company participated in this program
  originating 4,342 PPP loans. At June 30, 2020, Oriental had PPP loans
  amounting to $278.1 million. These loans are fully guaranteed by the SBA and
  risk-weighted at 0%. These funds has been disbursed into the customers'
  deposit accounts which have increased the Company's cash and core deposits.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=100% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(c) On January 1, 2020, the
  Company implemented ASU No. 2016-13: Measurement of Credit Losses on
  Financial Instruments &quot;(CECL)&quot; using the modified retrospective
  approach. As a result, a $39.2 million allowance for credit losses was
  recorded for Non-PCD loans and $0.2 million for unused commitments with the
  corresponding adjustment reducing retained earnings, net of a $13.9 million
  deferred tax effect. For PCD loans, including BBVA and Eurobank acquired book
  plus the recently acquired Scotiabank, the adjustment amounting to $50.5
  million was made through the allowance and loan balances with no impact in
  capital. </font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=100% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(d) On December 31, 2019,&#160;
  the Company acquired Scotiabank's Puerto Rico and USVI operations, increasing
  investments by $576.2 million, loans by $2.2 billion and deposits by $3.0
  billion.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=100% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(e) During 1Q 2020, the
  Company sold $316 million available-for-sale mortgage-backed securities and
  recognized a gain in the sale of $4.7 million. During 3Q 2019, the Company
  sold $322 million available-for-sale mortgage-backed securities and
  recognized a gain in the sale of $3.4 million. During 2Q 2019, the Company
  sold $350 million available-for-sale mortgage-backed securities and
  recognized a gain in the sale of $4.8 million, resulting&#160; in the termination
  before maturity of $191.2 million of securities sold under agreements to
  repurchase and in a reduction of $62.8 million of brokered CDs.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=100% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(f) During 3Q 2019, the
  Company decided to sell mostly non-performing loans. Originated loans that
  were transferred to held-for-sale amounted to $25.3 million at September 30,
  2019 and were sold in 4Q 2019.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td valign=bottom width=45% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=100% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=45% style="height:9.0pt;padding:0in 0in 0in 27.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 27.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




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</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
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 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
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 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
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 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
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 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=39% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 4-1: Information on Loan Portfolio
  and Production</font></b></p>
  </td>
 <td valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">June 30,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">March 31,</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">December 31,</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">September 30,</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">June 30,</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td width=39% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(Dollars in thousands)
  (unaudited)</font></b></p>
  </td>
 <td width=4% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Non-PCD:</font></b></p>
  </td>
 <td width=4% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Mortgage</font></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">874,286</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">887,950</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">898,118</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">588,535</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">634,774</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Commercial</font></p>
  </td>
 <td width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,918,424</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,910,192</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,862,484</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,575,491</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,618,809</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Commercial Paycheck
  Protection Program (PPP Loans)</font></p>
  </td>
 <td width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">278,059</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a)</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Consumer</font></p>
  </td>
 <td valign=bottom width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">458,714</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">481,710</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">495,244</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">383,819</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">388,582</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Auto</font></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,454,987</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,487,701</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,479,612</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,277,114</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,219,066</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,984,470</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,767,553</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,735,458</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,824,959</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,861,231</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Less:&#160; Allowance for
  credit losses</font></p>
  </td>
 <td width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(151,507)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(149,961)</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(85,044)</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(80,579)</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(91,637)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total non- PCD
  loans held for investment, net</font></p>
  </td>
 <td width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,832,963</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,617,592</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,650,414</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,744,380</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,769,594</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">PCD:</font></b></p>
  </td>
 <td width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160; &#160;Mortgage&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,541,637</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,561,557</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,591,112</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">494,278</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">538,001</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Commercial</font></p>
  </td>
 <td valign=bottom width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">386,046</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">391,158</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">359,601</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">202,065</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">215,902</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Consumer</font></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,950</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,350</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,263</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">802</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">867</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Auto</font></p>
  </td>
 <td valign=bottom width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">37,409</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">42,466</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">43,361</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,883</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,462</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,968,042</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,998,531</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,003,337</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">701,028</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">761,232</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Less:&#160; Allowance for
  credit losses</font></p>
  </td>
 <td valign=bottom width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(81,194)</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(80,794)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(31,495)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(73,764)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(71,005)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total PCD loans
  held for investment, net</font></p>
  </td>
 <td width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,886,848</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,917,737</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,971,842</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">627,264</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">690,227</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total loans held for
  investment</font></p>
  </td>
 <td width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,719,811</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,535,329</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,622,256</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,371,644</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,459,821</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Mortgage loans held for
  sale</font></b></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">19,432</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5,845</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">19,591</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">23,504</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13,293</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Other loans held for sale</font></b></p>
  </td>
 <td width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12,042</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,383</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total loans, net</font></b></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,739,243</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,541,174</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,641,847</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,407,190</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,474,497</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Loan Portfolio Summary:</font></b></p>
  </td>
 <td width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160; Loans held for investment:</font></p>
  </td>
 <td width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160; &#160;Mortgage&nbsp;</font></p>
  </td>
 <td width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,415,923</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,449,507</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,489,230</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,082,813</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,172,775</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Commercial</font></p>
  </td>
 <td width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,582,529</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,301,350</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,222,085</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,777,556</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,834,711</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Consumer</font></p>
  </td>
 <td width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">461,664</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">485,060</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">504,507</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">384,621</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">389,449</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Auto</font></p>
  </td>
 <td width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,492,396</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,530,167</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,522,973</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,280,997</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,225,528</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,952,512</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,766,084</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,738,795</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,525,987</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,622,463</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Less:&#160; Allowance for
  credit losses</font></p>
  </td>
 <td width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(232,701)</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(230,755)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(116,539)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(154,343)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(162,642)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total loans held
  for investment, net</font></p>
  </td>
 <td width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,719,811</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,535,329</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,622,256</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,371,644</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,459,821</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160; Mortgage loans held for
  sale</font></p>
  </td>
 <td width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">19,432</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5,845</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">19,591</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">23,504</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13,293</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160; Other loans held for sale</font></p>
  </td>
 <td width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12,042</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,383</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total loans, net</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,739,243</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,541,174</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,641,847</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,407,190</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,474,497</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a) In response to the
  Coronavirus (COVID-19) pandemic, CARES Act created funding for the Small
  Business Administration (SBA) Paycheck Protection Program (PPP), which
  provides loans to small businesses to keep their employees on payroll and
  make other eligible payments. The original funding for the PPP was fully
  allocated by mid-April 2020, with additional funding made available on April
  24, 2020 under the Paycheck Protection Program and Health Care Enhancement
  Act. During 2Q 2020, the Company participated in this program originating
  4,342 PPP loans. At June 30, 2020, Oriental had PPP loans amounting to $278.1
  million. These loans are fully guaranteed by the SBA and risk-weighted at 0%.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5</font></p>
  </td>
 </tr>
</table></div>




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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 4-2: Information on Loan Portfolio
  and Production</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=15 nowrap valign=bottom width=53% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Quarter Ended</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Six-Months Ended</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">June 30,</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">March 31,</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">December 31,</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">September 30,</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">June 30,</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=11% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">June 30,</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">June 30,</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(Dollars in thousands)
  (unaudited)</font></b></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Loan production</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(13)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">21,138</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">30,776</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">23,680</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">23,805</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">22,196</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">51,914</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">45,293</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">98,558</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">54,113</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">216,610</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">65,635</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">64,079</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">152,671</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">124,564</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Commercial PPP Loans</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">286,420</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">286,420</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; US Loan Programs</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">35,711</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">47,125</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12,482</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12,225</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">56,372</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">82,836</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">88,078</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">14,231</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">39,199</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">41,947</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">48,257</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">47,662</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">53,430</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">88,539</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Auto</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">47,374</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">109,344</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">110,184</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">141,507</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">136,263</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">156,718</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">256,462</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="background:#DBEEF4;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">503,432</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">280,557</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">404,903</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">291,429</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">326,572</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">783,989</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">602,936</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
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  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
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<tr style="height:11.25pt;page-break-inside:avoid;">
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  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6</font></p>
  </td>
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</table></div>











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 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=46 nowrap valign=bottom width=99% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 5-1: Average Balances, Net Interest
  Income and Net Interest Margin</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2020 Q2</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2020 Q1</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2019 Q4</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2019 Q3</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2019 Q2</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest </font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Average</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Income/</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Yield/</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Average</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Income/</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Yield/</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Average</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Income/</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Yield/</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Average</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Income/</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Yield/</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Average</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Income/</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Yield/</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(Dollars in thousands)
  (unaudited)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Balance</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Expense</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Rate</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Balance</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Expense</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Rate</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Balance</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Expense</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Rate</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Balance</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Expense</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Rate</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Balance</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Expense</font></p>
  </td>
 <td valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Rate</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest earning assets:</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160; Cash equivalents</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,393,187</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">359</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.10</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">943,581</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,788</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.19</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">863,497</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,684</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.69</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">734,105</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,086</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.21</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">481,115</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,904</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.42</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160; Investment securities</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">611,907</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,801</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.83</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">924,965</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,474</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.93</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">522,811</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,587</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.98</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">708,606</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,797</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.14</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,039,193</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,271</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.41</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160; Loans held for
  investment</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Non-PCD loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,857,281</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">83,832</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.94</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,613,878</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">87,482</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7.63</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,888,442</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">74,142</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7.56</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,873,743</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">74,910</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7.67</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,810,005</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">73,648</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7.75</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; PCD loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,983,369</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">34,700</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7.00</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,073,997</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">28,953</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.58</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">611,629</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,762</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7.04</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">665,302</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,862</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.53</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">704,025</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">11,432</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.50</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,840,650</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">118,532</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.97</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,687,875</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">116,435</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7.00</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,500,071</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">84,904</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7.49</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,539,045</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">85,772</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7.50</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,514,030</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">85,080</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7.56</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Total interest-earning
  assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,845,744</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">121,692</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.53</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,556,421</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">123,697</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.81</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,886,379</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">91,175</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.15</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,981,756</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">93,655</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.21</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,034,338</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">94,255</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.27</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest bearing
  liabilities:</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; NOW accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,069,247</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,138</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.42</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,980,505</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,389</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.49</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,119,371</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,471</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.52</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,118,214</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,616</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.57</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,124,668</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,730</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.62</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,809,517</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,976</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.44</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,797,658</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,440</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.55</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,195,689</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,843</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.61</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,199,678</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,012</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.67</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,180,153</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,882</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.64</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Time deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,990,639</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,835</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.58</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,039,311</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,131</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.60</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,156,965</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,442</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.52</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,151,248</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,427</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.53</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,065,005</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,652</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.38</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Brokered deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">235,611</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,446</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.47</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">236,008</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,586</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.70</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">268,108</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,804</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.67</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">358,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,298</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.55</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">412,383</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,526</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.46</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,105,014</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13,394</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.88</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,053,482</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">14,546</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.97</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,740,133</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,560</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.01</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,827,270</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,353</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.07</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,782,209</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,790</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.04</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Non-interest bearing
  deposit accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,983,092</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,698,964</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,110,847</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,094,047</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,097,903</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Fair value premium
  amortization and core deposit intangible amortization</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,051</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,074</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">201</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">201</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">201</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,088,106</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">15,445</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.77</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,752,446</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">16,620</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.86</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,850,980</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,761</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.80</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,921,317</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">10,554</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.85</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,880,112</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,991</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.82</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160; Borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Securities sold
  under agreements to repurchase</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">46,154</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">334</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.91</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">158,462</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,002</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.54</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">190,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,189</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.48</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">224,783</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,342</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.37</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">343,370</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,107</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.46</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Advances from FHLB
  and other borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">75,432</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">505</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.69</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">77,255</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">539</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.81</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">78,282</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">541</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.74</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">79,328</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">550</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.75</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">80,349</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">559</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.79</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Subordinated capital
  notes</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">36,083</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">348</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.88</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">36,083</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">435</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.85</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">36,083</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">475</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.22</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">36,083</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">499</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.49</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">36,083</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">514</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.71</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">157,669</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,187</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3.03</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">271,800</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,976</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.92</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">304,365</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,205</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.87</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">340,194</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,391</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.79</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">459,802</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,180</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2.77</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Total interest-bearing
  liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,245,775</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">16,632</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.81</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,024,246</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">18,596</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.93</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,155,345</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">11,966</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.92</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,261,511</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">12,945</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.98</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,339,914</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">13,171</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.99</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest rate spread</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">105,060</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.72</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">105,101</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.88</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">79,209</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.23</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">80,710</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.23</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">81,084</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.28</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net interest margin</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.78</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.94</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.34</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.35</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.39</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
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  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">701</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">217</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">241</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">332</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">154</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">189</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">SOP loan cost recoveries
  (interest recoveries in 2Q 2020)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,982</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,033</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">371</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">430</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Adjusted excluding
  cost/interests recoveries (Non-GAAP):</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Total interest-earning
  assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,845,744</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">115,710</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.26</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,556,421</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">123,697</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.81</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,886,379</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">90,142</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.08</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,981,756</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">93,284</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.19</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6,034,338</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">93,825</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">6.24</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Interest rate spread</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">99,078</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.45</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">105,101</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.88</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">78,176</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.16</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">80,339</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.21</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">80,654</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.25</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net interest margin</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.50</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4.94</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.27</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.33</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5.36</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
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  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; NOW accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,069,247</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,138</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.42</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,980,505</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,389</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.49</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,119,371</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,471</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.52</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,118,214</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,616</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.57</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,124,668</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,730</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.62</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,809,517</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,976</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.44</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,797,658</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,440</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.55</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,195,689</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,843</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.61</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,199,678</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,012</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.67</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,180,153</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,882</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.64</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Time deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,990,639</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,835</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.58</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,039,311</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,131</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.60</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,156,965</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,442</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.52</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,151,248</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,427</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.53</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,065,005</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,652</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1.38</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,869,403</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">11,949</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.82</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,817,474</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">12,960</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.90</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,472,025</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,756</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.89</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,469,140</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,055</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.92</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,369,826</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,264</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.86</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Non-interest bearing
  deposit accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,983,092</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,698,964</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,110,847</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,094,047</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,097,903</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total core
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,852,495</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">11,949</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.61</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,516,438</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">12,960</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.69</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,582,872</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,756</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.67</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,563,187</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8,055</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.70</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">4,467,729</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">7,264</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.65</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=19% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
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 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;page-break-inside:avoid;">
  <td colspan=47 nowrap valign=bottom width=100% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7</font></p>
  </td>
 </tr>
</table></div>




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</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=5 nowrap valign=bottom width=49% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=20 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 5-2: Average Balances, Net Interest
  Income and Net Interest Margin (Continued)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020 YTD</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019 YTD</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Interest </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Interest </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Income/</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Yield/</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Average</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Income/</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Yield/</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=37% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(Dollars in thousands)
  (unaudited)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Balance</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Expense</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Rate</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Balance</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Expense</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Rate</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Interest earning assets:</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Cash equivalents</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,168,384</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,147</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.54</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">435,102</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5,271</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.44</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Investment securities</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">768,436</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7,275</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.89</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,148,439</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">14,495</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.52</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Loans held for
  investment</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Non-PCD loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,735,580</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">171,315</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7.26</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,796,169</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">145,673</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7.74</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; PCD loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,028,683</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">63,653</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.28</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">713,234</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">23,526</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.60</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,764,263</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">234,968</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.97</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,509,403</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">169,199</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7.57</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total interest-earning
  assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8,701,083</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">245,390</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.66</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,092,944</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">188,965</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.25</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Interest bearing
  liabilities:</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; NOW accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,024,876</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,525</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.45</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,122,155</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,183</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.57</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,803,587</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,416</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.49</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,180,586</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,496</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.60</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Time deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,014,975</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">15,967</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.59</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,028,870</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,598</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.29</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Brokered deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">235,809</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,032</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.58</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">455,013</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5,362</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.38</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,079,247</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">27,940</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.92</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,786,624</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">18,639</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.99</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Non-interest bearing
  deposit accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,841,028</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,098,720</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Fair value premium
  amortization and core deposit intangible amortization</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,125</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">401</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7,920,275</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">32,065</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.81</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,885,344</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">19,040</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.79</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Securities sold
  under agreements to repurchase</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">102,308</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,334</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.62</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">393,826</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,892</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.50</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Advances from FHLB
  and other borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">76,344</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,045</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.74</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">80,785</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,121</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.80</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Subordinated capital
  notes</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">36,083</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">785</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4.35</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">36,083</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,038</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.80</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">214,735</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,164</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.95</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">510,694</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7,051</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.78</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total interest-bearing
  liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;$ &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8,135,010</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;$ &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">35,229</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.87</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5,396,038</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">26,091</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.98</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Interest rate spread</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">210,161</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4.79</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">162,874</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.27</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Net interest margin</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4.84</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.39</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">SOP loan cost recoveries
  (interest recoveries in 2Q 2020)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5,982</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">967</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Acquired BBVAPR
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">668</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Acquired Eurobank
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">299</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Adjusted excluding
  cost/interests recoveries (Non-GAAP):</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total interest-earning
  assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8,701,083</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">239,408</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.52</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,092,944</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">187,998</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.22</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Interest rate spread</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;$ &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">204,179</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4.65</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">161,907</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.24</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Net interest margin</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4.71</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.36</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Core deposits: (Non-GAAP)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; NOW accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,024,876</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,525</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.45</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,122,155</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,183</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.57</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,803,587</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,416</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.49</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,180,586</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,496</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.60</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Time deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,014,975</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">15,967</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.59</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,028,870</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,598</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.29</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5,843,438</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">24,908</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.85</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,331,611</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13,277</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.80</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Non-interest bearing
  deposit accounts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,841,028</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,098,720</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total core
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7,684,466</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">24,908</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.65</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,430,331</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13,277</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.60</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;page-break-inside:avoid;">
  <td colspan=19 nowrap width=99% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td colspan=14 nowrap valign=bottom width=90% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 6-1: Loan Information and
  Performance Statistics (1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2020</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2020</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2019</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap width=47% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(Dollars in thousands)
  (unaudited)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Q2</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Q1</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Q4</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Q3</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Q2</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Net Charge-offs</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(21)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Non-PCD</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Mortgage:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">185</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">418</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,075</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">16,299</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(b)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">604</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Recoveries</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(9)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(249)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(437)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(493)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(316)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160; Total mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">176</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">169</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">638</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">15,806</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">288</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Commercial:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">497</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3,771</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">463</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">8,421</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(b)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,226</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Recoveries</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(631)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(1,522)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(606)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(176)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(179)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160; Total commercial</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(134)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,249</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(143)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">8,245</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,047</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Consumer:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">4,187</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,015</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5,289</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5,317</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5,272</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Recoveries</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(443)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(644)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(196)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(1,463)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(a)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(405)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160; Total consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3,744</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5,371</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5,093</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3,854</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">4,867</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Auto:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">13,300</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">13,053</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">12,930</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">12,383</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">10,728</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Recoveries</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(3,405)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(4,211)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(4,123)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(5,802)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(a)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(4,948)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160; Total auto</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">9,895</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">8,842</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">8,807</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,581</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5,780</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">13,681</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">16,631</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">14,395</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">34,486</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">12,982</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">PCD</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Mortgage:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,178</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5,143</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Recoveries</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(580)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(122)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160; Total mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,598</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5,021</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
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<tr style="height:9.6pt;page-break-inside:avoid;">
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Commercial:</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">386</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,357</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Recoveries</font></p>
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 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(286)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(375)</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
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  </td>
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 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
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  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160; Total commercial</font></p>
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 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">100</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,982</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Consumer:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">30</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">431</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160; Recoveries</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(30)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(63)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
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<tr style="height:9.6pt;page-break-inside:avoid;">
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  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160; Total auto</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">371</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">32</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,069</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">7,403</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;$ &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Total Net Charge-offs</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">15,750</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">24,034</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">14,395</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">34,486</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">12,982</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Net Charge-off Rates</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(21)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">0.30%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">0.86%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">0.24%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5.68%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">0.10%</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-0.01%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">0.76%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">-0.03%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1.86%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">0.46%</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3.12%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">4.63%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5.15%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3.93%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">5.04%</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Auto</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2.72%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2.31%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2.73%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2.09%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1.92%</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">0.92%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1.44%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1.28%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">3.04%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(b)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1.15%</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Average Loans Held For
  Investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(21)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,366,598</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,414,686</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,062,845</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,112,487</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,153,357</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,484,533</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">2,239,659</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,753,070</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,772,333</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,770,601</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">479,996</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">496,336</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">395,612</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">392,724</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">386,177</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">Auto</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,509,523</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,537,194</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,288,544</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,261,501</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">1,203,895</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,840,650</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">6,687,875</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">4,500,071</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">4,539,045</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:9.6pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">4,514,030</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(a) During 3Q 2019, the
  Company received $2.4 million proceeds from the sale of fully charged-off
  originated auto and consumer loans. </font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">(b) During 3Q 2019, the
  Company decided to sell several non-performing originated loans, which were
  sold during 4Q 2019, increasing charge-offs by $15.9 million, $4.4 million in
  commercial loans and $11.5 million in residential mortgages.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=47% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9</font></p>
  </td>
 </tr>
</table></div>




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</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=99% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 6-2: Loan Information and
  Performance Statistics (Excludes PCD/PCI Loans) (1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(Dollars in thousands)
  (unaudited)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q2</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q1</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q4</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q3</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q2</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Early Delinquency (30 -
  89 days past due)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">15,665</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">20,518</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">22,389</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">21,631</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">24,303</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7,704</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,074</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,895</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,467</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,823</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">18,254</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13,127</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,560</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,360</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,223</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Auto</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">89,825</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">110,959</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">103,749</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">103,452</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">98,847</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">131,448</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">150,678</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">145,593</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">138,910</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">135,196</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Early Delinquency Rates
  (30 - 89 days past due)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.79%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.31%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.49%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.68%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.83%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.40%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.32%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.53%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.28%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.17%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.98%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.73%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.93%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.44%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.37%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Auto</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.17%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7.46%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7.01%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8.10%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8.11%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.64%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.16%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.07%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.63%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.50%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total Delinquency (30
  days and over past due)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Mortgage:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Traditional, Non
  traditional, and Loans under Loss Mitigation</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">40,719</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">46,768</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">41,314</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(b)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">40,194</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">70,364</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; GNMA's buy-back option
  program</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">75,091</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">75,314</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">75,181</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(b)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">11,403</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">11,675</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">115,810</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">122,082</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">116,495</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">51,597</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">82,039</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">38,258</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">33,746</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">30,111</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(b)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">25,271</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">29,673</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">22,796</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">16,808</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12,258</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(b)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">11,927</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">11,710</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Auto</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">100,027</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">131,715</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">118,020</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(b)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">117,716</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">110,926</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">276,891</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">304,351</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">276,884</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">206,511</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">234,348</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total Delinquency Rates
  (30 days and over past due)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="border:none;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Mortgage:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Traditional, Non
  traditional, and Loans under Loss Mitigation</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4.66%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.27%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4.60%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.83%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">11.08%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; GNMA's buy-back option
  program</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8.59%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8.48%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8.37%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.94%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.84%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13.25%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13.75%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12.97%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8.77%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12.92%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.99%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.77%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.62%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.60%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.83%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4.97%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.49%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.48%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.11%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.01%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Auto</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.87%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8.85%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7.98%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9.22%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9.10%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.56%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.38%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.85%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.40%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.07%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Nonperforming Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(14)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">30,491</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">31,073</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">22,552</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">21,138</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">53,534</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">44,187</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">42,668</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">42,606</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(b)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">36,409</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">45,443</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,933</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,690</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5,287</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,213</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,495</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Auto</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,539</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">21,147</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">14,295</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">15,063</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12,082</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total nonperforming
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">90,150</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">98,578</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">84,740</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">76,823</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">113,554</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Foreclosed real estate</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">24,792</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">27,292</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">29,909</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">26,952</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">29,509</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Other repossessed assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,360</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,096</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,327</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,537</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,507</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total nonperforming
  assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">116,302</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">128,966</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">117,976</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">107,312</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">145,570</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Nonperforming Loan Rates</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="border:none;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.49%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.50%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.51%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.59%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8.43%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.30%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.23%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.29%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.31%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.81%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.08%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.77%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.07%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.10%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.64%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="background:#DBEEF4;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Auto</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.72%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.42%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.97%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.18%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.99%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.81%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.07%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1.79%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.01%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.94%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=40% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=18 valign=bottom width=100% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a) During March 2020, a
  global pandemic was declared by the World Health Organization related to the
  rapidly growing outbreak of a novel strain of coronavirus (COVID-19). The
  pandemic has significantly impacted the economic conditions in P.R. and the
  U.S., creating significant uncertainties. After recent disruptions in
  economic conditions caused by COVID-19, the Company has offered several
  deferral programs for the payment of principal and interest for auto,
  personal, credit cards and mortgage, and commercial loans, for customers
  whose payments were not over 89 days past due at March 12, 2020 and requested
  to be included in these programs.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=18 valign=bottom width=100% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(b) During 3Q 2019, the
  Company identified non-performing originated loans sold during 4Q 2019, $29
  million in mortgage loans and $9 million in commercial loans. These loans
  were reclassified as held-for-sale at their fair value.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=99% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=99% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=99% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 6-3: Loan Information and
  Performance Statistics (1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=41% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(Dollars in thousands)
  (unaudited)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q2</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q1</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q4</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q3</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q2</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Nonperforming PCD Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(14)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,373</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,341</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">81,064</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">82,411</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">225</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">242</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">239</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">499</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">560</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">628</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total nonperforming
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">82,449</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">83,762</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">724</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">802</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">867</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Nonperforming PCD Loan
  Rates</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.09%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.09%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.00%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.00%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.00%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">21.00%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">21.07%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.06%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.12%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.11%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.41%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.30%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5.39%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">69.83%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">72.43%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4.19%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4.19%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.04%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.11%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">0.11%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total PCD Loans Held for
  Investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(21)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,541,637</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,561,557</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,591,112</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">494,278</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">538,001</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Commercial </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">386,046</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">391,158</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">359,601</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(b)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">202,065</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">215,902</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,950</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,350</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,263</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">802</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">867</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,930,633</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,956,065</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,959,976</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">697,145</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">754,770</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=99% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=8 nowrap valign=bottom width=63% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 7: Allowance for Credit Losses (1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 nowrap width=60% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Quarter Ended June 30, 2020</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=37% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(Dollars in thousands)
  (unaudited)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Allowance for credit
  losses Non-PCD:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160; Balance at beginning of
  period</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">19,694</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">49,196</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">27,763</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">53,308</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">149,961</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Provision for credit
  losses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">455</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(6,319)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7,935</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13,156</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">15,227</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(185)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(497)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(4,187)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(13,300)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(18,169)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Recoveries</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">631</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">443</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,405</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,488</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Balance at end of
  period</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">19,973</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">43,011</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">31,954</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">56,569</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">151,507</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Allowance for credit
  losses PCD:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160; Balance at beginning of
  period</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">30,603</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">48,836</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">177</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,178</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">80,794</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Provision for credit
  losses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,915</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">177</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(8)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">385</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,469</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(2,178)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(386)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(30)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(600)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(3,194)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Recoveries</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">580</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">286</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">30</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">229</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,125</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Balance at end of period</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">30,920</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">48,913</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">169</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,192</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">81,194</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Allowance for credit
  losses summary:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160; Balance at beginning of
  period</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">50,297</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">98,032</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">27,940</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">54,486</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">230,755</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Provision for credit
  losses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2,370</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(6,142)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">7,927</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13,541</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">17,696</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(2,363)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(883)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(4,217)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(13,900)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(21,363)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Recoveries</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">589</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">917</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">473</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,634</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">5,613</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160; Balance at end of period</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">50,893</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">91,924</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">32,123</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">57,761</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">232,701</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Allowance coverage ratio</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.11%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.56%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.96%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.87%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.35%</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Allowance coverage ratio
  excluding PPP loans (Non-GAAP)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2.11%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.99%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6.96%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.87%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3.49%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12</font></p>
  </td>
 </tr>
</table></div>




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</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=white face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=red face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=white face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=white face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=white face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=white face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=99% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 8-1: Reconciliation of GAAP to
  Non-GAAP Measures and Calculation of Regulatory Capital</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=99% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=18 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">In addition to disclosing required
  regulatory capital measures, we also report certain non-GAAP capital measures
  that management uses in assessing its capital adequacy. These non-GAAP
  measures include tangible common equity (&quot;TCE&quot;) and TCE ratio. The
  table below provides the details of the calculation of our regulatory capital
  and non-GAAP capital measures. While our non-GAAP capital measures are widely
  used by investors, analysts and bank regulatory agencies to assess the
  capital position of financial services companies, they may not be comparable
  to similarly titled measures reported by other companies.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(Dollars in thousands)
  (unaudited)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q2</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q1</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q4</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q3</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q2</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Stockholders' Equity to
  Non-GAAP Tangible Common Equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total stockholders' equity</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,041,284</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,022,594</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,045,478</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,049,076</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,044,874</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Less:&#160; Intangible assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(137,475)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(140,243)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(143,034)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(88,560)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(88,852)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Noncumulative
  perpetual preferred stock</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Noncumulative
  perpetual preferred stock issuance costs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Tangible common equity</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">821,939</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">800,481</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">820,574</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">878,646</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">874,152</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Common stock outstanding at
  end of period</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">51,342</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">51,327</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">51,399</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">51,347</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">51,330</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Tangible book value
  (Non-GAAP)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">16.01</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">15.60</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">15.96</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">17.11</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">17.03</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total Assets to Tangible
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total assets&#160;&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,932,719</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,238,571</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,297,661</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,333,505</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,464,127</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Less:&#160; Intangible assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(137,475)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(140,243)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(143,034)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(88,560)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(88,852)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Tangible assets (Non-GAAP)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,795,244</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,098,328</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,154,627</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,244,945</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,375,275</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Non-GAAP TCE Ratio</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Tangible common equity</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">821,939</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">800,481</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">820,574</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">878,646</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">874,152</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Tangible assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,795,244</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,098,328</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9,154,627</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,244,945</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,375,275</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">TCE ratio</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8.39%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8.80%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">8.96%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">14.07%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13.71%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Average Equity to
  Non-GAAP Average Tangible Common Equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Average total stockholders'
  equity</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,037,195</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,043,481</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,062,720</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,061,541</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,037,057</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Less:&#160; Average noncumulative
  perpetual preferred stock</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Average
  noncumulative perpetual preferred stock issuance costs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Average total common
  stockholders' equity</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">955,325</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">961,611</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">980,850</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">979,671</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">955,187</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Less:&#160; Average intangible
  assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(139,094)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(141,875)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(89,005)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(88,701)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(88,995)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Average tangible common
  equity</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">816,231</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">819,736</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">891,845</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">890,970</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">866,192</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=18 valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a) On January 1, 2020, the
  Company implemented ASU No. 2016-13: Measurement of Credit Losses on
  Financial Instruments &quot;(CECL)&quot; using the modified retrospective
  approach. As a result, a $39.2 million allowance for credit losses was
  recorded for Non-PCD loans and $0.2 million for unused commitments with the
  corresponding adjustment reducing retained earnings, net of a $13.9 million
  deferred tax effect. For PCD loans, including BBVA and Eurobank acquired book
  plus the recently acquired Scotiabank, the adjustment amounting to $50.5
  million was made through the allowance and loan balances with no impact in
  capital. </font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=99% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
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  <td nowrap valign=bottom width=46% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
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 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=white face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=red face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=white face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=white face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=white face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.1pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=99% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 8-2: Reconciliation of GAAP to
  Non-GAAP Measures and Calculation of Regulatory Capital Measures (Continued)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:14.1pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=99% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 nowrap valign=bottom width=49% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">BASEL III </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 nowrap valign=bottom width=49% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Standardized</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2020</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(Dollars in thousands)
  (unaudited)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=red face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q2</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q1</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q4</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q3</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Q2</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Regulatory Capital
  Metrics</font></b></p>
  </td>
 <td nowrap valign=top width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Common equity Tier 1 capital</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">836,899</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">816,356</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">735,442</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">858,092</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">855,667</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Tier 1 capital</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">953,769</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">933,226</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">852,312</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">974,962</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">972,537</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total risk-based capital</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(15)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,040,984</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,020,748</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">937,963</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,035,910</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,035,109</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Risk-weighted assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,957,647</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,983,626</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">6,740,846</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,771,165</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">4,895,441</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Regulatory Capital Ratios</font></b></p>
  </td>
 <td nowrap valign=top width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Common equity Tier 1 capital
  ratio</font></p>
  </td>
 <td nowrap valign=top width=3% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(16)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12.03%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">11.69%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10.91%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">17.98%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">17.48%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Tier 1 risk-based capital
  ratio</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(17)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13.71%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13.36%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">12.64%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">20.43%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">19.87%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total risk-based capital
  ratio</font></p>
  </td>
 <td nowrap valign=top width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(18)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">14.96%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">14.62%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">13.91%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">21.71%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">21.14%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Leverage ratio</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(19)</font></p>
  </td>
 <td nowrap valign=top width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10.16%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10.14%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">9.24%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">15.41%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">15.20%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Common Equity Tier 1
  Capital Ratio Under Basel III Standardized Approach</font></b></p>
  </td>
 <td nowrap valign=top width=3% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total stockholders' equity</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,041,284</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,022,594</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,045,478</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,049,076</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,044,874</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">CECL transition adjustment</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(20)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">32,269</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">31,882</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Less:&#160; Noncumulative
  perpetual preferred stock</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(92,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;Noncumulative
  perpetual preferred stock issuance costs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Unrealized gains
  on available-for-sale securities, net of income tax</font></p>
  </td>
 <td nowrap valign=top width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(8,885)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(7,576)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">441</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,742</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">3,087</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Unrealized losses
  on cash flow hedges, net of income tax</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,297</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,286</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">567</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">716</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">599</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">984,095</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">966,316</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">964,616</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">969,664</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">966,690</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Less:&#160;&#160;&#160; Disallowed goodwill</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(86,069)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(86,069)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(86,069)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(86,069)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(86,069)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Disallowed other
  intangible assets, net</font></p>
  </td>
 <td nowrap valign=top width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(35,563)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(37,241)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(39,127)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(1,557)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(1,739)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Disallowed
  deferred tax assets, net</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(25,564)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(26,650)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(95,879)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(23,946)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(23,215)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Threshold 15%</font></p>
  </td>
 <td nowrap valign=top width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(8,099)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Common equity Tier 1 capital</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">836,899</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">816,356</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">735,442</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">858,092</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">855,667</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Plus:&#160; Qualifying
  noncumulative perpetual preferred stock</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">92,000</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">92,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">92,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">92,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">92,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Qualifying
  noncumulative perpetual preferred stock issuance costs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(10,130)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(10,130)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(10,130)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(10,130)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(10,130)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Subordinated
  capital notes</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">35,000</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">35,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">35,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">35,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">35,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Tier 1 capital</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">953,769</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">933,226</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">852,312</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">974,962</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">972,537</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Plus tier 2 capital:&#160;
  Qualifying allowance for loan and lease losses</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">87,215</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">87,522</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">85,651</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">60,948</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">62,572</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total risk-based capital</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,040,984</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,020,748</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">937,963</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,035,910</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">1,035,109</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=17 valign=bottom width=99% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(a) During 1Q 2020, the
  Company decided to early implement Simplifications to the Capital Rule, which
  simplified the regulatory capital treatment for mortgage servicing assets
  (MSA) and certain deferred tax assets arising from temporary differences
  (temporary difference DTAs). It Increased common equity tier 1 (CET1) capital
  threshold deductions from 10 percent to 25 percent and removes the aggregate
  15 percent CET1 threshold deduction. However, it retains the 250 percent risk
  weight applicable to non-deducted amounts of MSAs and temporary difference
  DTAs.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.1pt;page-break-inside:avoid;">
  <td colspan=17 nowrap valign=bottom width=99% style="height:14.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">14</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.1pt;padding:0in 0in 0in 0in;">
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  </td>
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</table></div>




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</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.75pt;page-break-inside:avoid;">
  <td colspan=20 nowrap valign=bottom width=100% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">OFG
  Bancorp (NYSE: OFG)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td colspan=20 nowrap valign=bottom width=100% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Table 8-3: Reconciliation
  of GAAP to Non-GAAP with adjustments to exclude the impact of significant
  events.</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td colspan=20 valign=bottom width=100% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">The Company prepared its
  Consolidated Financial Statement using accounting principles generally
  accepted in the U.S. (&#8220;U.S. GAAP&#8221; or the &#8220;reported basis&#8221;). In addition to
  analyzing the Company&#8217;s results on the reported basis, management monitors
  the &#8220;Adjusted net income&#8221; of the Company and excludes the impact of certain
  transactions on the results of its operations. Management believes that
  &#8220;Adjusted net income&#8221; provides meaningful information to investors about the
  underlying performance of the Company&#8217;s ongoing operations. &#8220;Adjusted net
  income&#8221; is a non-GAAP financial measure. </font></p>
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">The table below describes
  adjustments to net income for the quarters ended June 30, 2020 and March 31,
  2020.</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=38% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Quarter ended June 30, 2020</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Quarter ended March 31, 2020</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Income Tax</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Impact on</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Income Tax</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Impact on</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(Dollars in thousands) (unaudited)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Pre-tax</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Effect</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net Income</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Pre-tax</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Effect</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net Income</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;U.S. GAAP net income </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">21,787</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,801</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160; Non-GAAP adjustments:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160; Sale of mortgage-backed
  securities available-for-sale </font></p>
  </td>
 <td nowrap valign=top width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(a) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(4,728)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,324</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(3,404)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(a) &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160; Merger expenses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,006</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1,127)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,879</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(b)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">304</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(114)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">190</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(b)</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160; Bargain purchase from
  Scotiabank PR &amp; USVI</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(3,462)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(3,462)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(409)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(409)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c)</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160; Interest recoveries on
  PCI loans acquired in the Scotiabank PR &amp; USVI acquisition </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(5,982)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,243</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(3,739)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(d) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160; COVID 19 additional
  provision for credit losses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">5,000</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1,875)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">3,125</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(e)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">34,083</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(12,781)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">21,302</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(e)</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;&#160;&#160;&#160; COVID 19 expenses </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">2,008</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(753)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,255</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(f) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">168</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(63)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">105</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;(f) &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Adjusted net income
  (Non-GAAP)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,845</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19,585</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160;Less:&#160; dividends on
  preferred stock </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1,628)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(1,628)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Adjusted net income
  available to common shareholders (Non-GAAP)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19,217</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17,957</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Adjusted earnings per
  common share - diluted (Non-GAAP)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.37</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.35</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Adjusted Performance
  Metrics - Reconciliation to GAAP Financial Measures:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net income</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">21,787</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">1,801</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160; Non-GAAP adjustments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(942)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17,784</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Adjusted net income
  (Non-GAAP)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,845</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19,585</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Average assets</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,512,129</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9,326,627</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Return on average assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.92%</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.08%</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Adjusted return on
  average assets (Non-GAAP)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.88%</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.84%</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net income available to
  common shareholders</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">20,159</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">173</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160; Non-GAAP adjustments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(942)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17,784</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Adjusted net income
  available to common shareholders (Non-GAAP)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">19,217</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">17,957</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Average tangible common
  equity</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">816,231</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">819,736</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Return on average
  tangible common stockholders' equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9.88%</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">0.08%</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Adjusted return on
  average tangible common stockholders' equity (Non-GAAP)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">9.42%</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">8.76%</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Total non-interest expense </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">85,481</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">87,322</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160; Non-GAAP adjustments,
  pre-tax</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(5,014)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(472)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Adjusted total non-interest
  expense (Non-GAAP)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">80,467</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">86,850</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Net interest income</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">105,060</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">105,101</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Total banking and financial
  service revenues</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">23,106</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">26,233</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&#160; Non-GAAP adjustments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(5,982)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:solid black 1.0pt;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">122,184</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:7.7pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">131,334</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Efficiency ratio</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">66.70%</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">66.49%</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.7pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">Adjusted efficiency ratio
  (Non-GAAP)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">65.86%</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#DBEEF4;border:none;border-bottom:double black 2.25pt;height:7.7pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">66.13%</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#DBEEF4;height:7.7pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=20 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(a) During 1Q 2020, 2Q 2019
  and 3Q 2019, the Company sold $316 million, $350 million and $322 million available-for-sale
  mortgage-backed securities, respectively, and recognized a gain in the sale
  of $4.7 million, $4.8 million and $3.5 million.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=20 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(b) During 2Q 2019, the
  Company entered into an agreement with Scotiabank to acquire its Puerto Rico
  and US Virgin Islands operations. On December 31, 2019, the Company completed
  the acquisition. During 1Q 2020 and 2Q 2020, $0.3 million, and $3.0 million,
  respectively, were incurred in related expenses.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=20 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(c)&#160; On December 31, 2019,
  the Company acquired Scotiabank de Puerto Rico and USVI resulting in bargain
  purchase income of $5.7 million during 4Q 2019. During 2Q 2020, the Company
  increased the bargain purchase income by $3.5 million to adjust the fair
  value of accrued interest receivable in Day 1, net of taxes. $2.3 million.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=20 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(d) During 2Q 2020, the
  Company recognized interest recoveries on SOP loans acquired in the
  Scotiabank PR &amp; USVI acquisition collected subsequently to the
  acquisition date amounting to $6.0 million.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=20 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(e) During 1Q 2020 and 2Q
  2020, the Company recorded a $34.1 million and $5.0 million provision for
  credit losses, respectively, in relation to the global pandemic from the
  coronavirus COVID-19.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td colspan=20 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">(f) During 1Q 2020 and 2Q
  2020, the Company recorded $0.2 million and $2.0 million expenses, respectively,
  in relation to the global pandemic from the coronavirus COVID-19.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=16% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td colspan=20 nowrap valign=bottom width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">15</font></p>
  </td>
 </tr>
</table></div>




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 <p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;mso-bidi-font-family:Arial;mso-fareast-font-family:Arial;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font><font style="border:none;mso-bidi-font-family:Arial;mso-fareast-font-family:Arial;">&nbsp;</font></p>

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 <p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;mso-bidi-font-family:Arial;mso-fareast-font-family:Arial;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font><font style="border:none;mso-bidi-font-family:Arial;mso-fareast-font-family:Arial;">&nbsp;</font></p>

</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=10 nowrap valign=bottom width=84% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">OFG Bancorp
  (NYSE: OFG)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td colspan=13 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;">Table 9: Notes to Financial Summary,
  Selected Metrics, Loans, and Consolidated Financial Statements (Tables 1 - 8)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">We used the terms
  &quot;PCI&quot; and &quot;SOP&quot; to refer to loans acquired with credit
  deterioration from the Scotiabank acquisition (December 31, 2019), the BBVAPR
  acquisition (December 18, 2012) and the Eurobank FDIC-Assisted acquisition
  (April 30, 2010), recorded at fair value at acquisition. On January 1, 2020,
  the Company implemented ASU No. 2016-13: Measurement of Credit Losses on
  Financial Instruments &quot;(CECL)&quot; using the modified retrospective
  approach. CECL replaces the concept of purchased credit impaired loans (PCI)
  with the concept of purchased financial assets with credit deterioration
  (PCD). PCD accounting is called &#8216;gross-up accounting&#8217; because, at
  acquisition, an entity grosses up the amortized cost basis of the PCD asset
  for the initial estimate of credit losses. This Day 1 allowance for credit
  losses is established without an income statement effect. The Company elected
  to maintain previously existing pools on adoption, therefore the pool
  continues to be the unit of account, and the allowance and non-credit
  discount or premium is not allocated to the individual assets. These loans
  are not classified as delinquent or nonperforming even though the customer
  may be contractually past due because we expect that we will fully collect
  the carrying value of these loans.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(2)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total banking and financial
  service revenues.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(3)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Calculated based on net
  income available to common shareholders divided by average common shares
  outstanding for the period.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(4)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Calculated based on net
  income available to common shareholders plus the preferred dividends on the
  convertible preferred stock, divided by total average common shares
  outstanding and equivalents for the period as if converted.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(5)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Tangible book value per
  common share is a non-GAAP measure calculated based on tangible common equity
  divided by common shares outstanding. See &quot;Table 9: Reconciliation of
  GAAP to Non-GAAP Measures and Calculation of Regulatory Capital
  Measures&quot; for additional information.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(6)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Information includes all
  loans held for investment, including PCD/PCI loans.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(7)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Calculated based on
  annualized net interest income for the period divided by average
  interest-earning assets for the period.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(8)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Calculated based on
  annualized income, net of tax, for the period divided by average total assets
  for the period.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(9)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Calculated based on
  annualized income available to common shareholders for the period divided by
  average tangible common equity for the period.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(10)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Calculated based on
  non-interest expense for the period divided by total net interest income and total
  banking and financial services revenues for the period.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(11)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Calculated based on
  annualized net charge-offs for the period divided by average loans held for
  investment for the period.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(12)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Non-GAAP ratios. See
  &quot;Table 9: Reconciliation of GAAP to Non-GAAP Measures and Calculation of
  Regulatory Capital Measures&quot; for information on the calculation of each
  of these ratios.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(13)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Production of new loans
  (excluding renewals).</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(14)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Most PCD loans are
  considered to be performing due to the application of the accretion method,
  in which these loans will accrete interest income over the remaining life of
  the loans using estimated cash flow analyses. Therefore, they are not
  included as non-performing loans. PCD loan pools that are not accreting interest
  income are deemed to be non-performing loans and presented separately.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(15)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total risk-based capital
  equals the sum of Tier 1 capital and Tier 2 capital.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(16)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Common equity Tier 1 capital
  ratio is a regulatory capital measure calculated based on Common equity Tier
  1 capital divided by risk-weighted assets.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(17)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Tier 1 risk-based capital
  ratio is a regulatory capital measure calculated based on Tier 1 capital
  divided by risk-weighted assets.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(18)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Total risk-based capital
  ratio is a regulatory capital measure calculated based on Total risk-based
  capital divided by risk-weighted assets.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(19)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Leverage capital ratio is a
  regulatory capital measure calculated based on Tier 1 capital divided by
  average assets, after certain adjustments.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(20)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">In March 2020, in light of
  recent strains on the U.S. economy as a result of the coronavirus disease
  2019 (COVID-19), the Board of Governors of the Federal Reserve System, the
  Federal Deposit Insurance Corporation, and the Office of the Comptroller of
  the Currency issued an interim final rule that provided the option to
  temporarily delay the effects of CECL on regulatory capital for two years,
  followed by a three-year transition period. In addition, for the first two
  years, a uniform 25% &#8220;scaling factor&#8221; is introduced to approximate the
  portion of the post day-one allowance attributable to CECL relative to the
  incurred loss methodology. The 25% scaling factor is calibrated to
  approximate an overall after-tax impact of differences in allowances under
  CECL vs the incurred loss methodology.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(21)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">CECL replaces the concept of
  purchased credit impaired loans (PCI assets) with the concept of purchased
  financial assets with credit deterioration (PCD assets). An entity records a PCD
  asset at the purchase price plus the allowance for credit losses expected at
  the time of acquisition. Under this method, there is no credit loss expense
  affecting net income on acquisition. Changes in estimates of expected credit
  losses after acquisition are recognized as credit loss expense (or reversal
  of credit loss expense) in subsequent periods as they arise.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=top width=6% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">(22)</font></p>
  </td>
 <td colspan=12 valign=bottom width=94% style="background:#DBEEF4;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">Pre-provision net revenues
  is a non-GAAP measure calculated based on net interest income plus total
  non-interest income, net, less total non-interest expenses for the period.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap valign=top width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan=13 nowrap valign=top width=100% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;">16</font></p>
  </td>
 </tr>
</table></div>



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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>6
<FILENAME>ofg-20200630_lab.xml
<DESCRIPTION>XBRL LABEL
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL document created by Certent CDM version: 20.5.1 using Fujitsu Interstage XWand -->
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
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</head>
<body>
<span style="display: none;">v3.20.2</span><table class="report" border="0" cellspacing="2" id="idm140525459969352">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Jul. 24, 2020</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jul. 24,  2020<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">OFG Bancorp<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">PR<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-12647<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">66-0538893<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">Oriental Center, 15th Floor<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address Address Line 2</a></td>
<td class="text">254 Mu&#241;oz Rivera Avenue<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">San Juan<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCountry', window );">Entity Address Country</a></td>
<td class="text">PR<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">00918<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">787<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">771-6800<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001030469<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCountry">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>ISO 3166-1 alpha-2 country code.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCountry</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:countryCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityListingsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityListingsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
