XML 78 R59.htm IDEA: XBRL DOCUMENT
v3.20.4

Regulatory Capital Requirements (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2020
Regulatory Capital Requirements [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations |
|  |  |  |  |  | Minimum Capital |  |  |  |  |
|  |  |  |  |  | Requirement (including |  | Minimum to be Well
| Actual |  | capital conservation buffer) |  | Capitalized
| Amount |  | Ratio |  | Amount |  | Ratio |  |  | Amount |  | Ratio
| (Dollars in thousands)
OFG Bancorp Ratios |  |  |  |  |  |  |  |  |  |  |  |  |  |
As of December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital to risk-weighted assets | $ | 1,096,766 |  | 16.04% |  | $ | 717,974 |  | 10.50% |  | $ | 683,785 |  | 10.00%
Tier 1 capital to risk-weighted assets | $ | 1,010,945 |  | 14.78% |  | $ | 581,217 |  | 8.50% |  | $ | 547,028 |  | 8.00%
Common equity tier 1 capital to risk-weighted assets | $ | 894,075 |  | 13.08% |  | $ | 478,649 |  | 7.00% |  | $ | 444,460 |  | 6.50%
Tier 1 capital to average total assets | $ | 1,010,945 |  | 10.30% |  | $ | 392,424 |  | 4.00% |  | $ | 490,530 |  | 5.00%
As of December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital to risk-weighted assets | $ | 937,962 |  | 13.91% |  | $ | 707,789 |  | 10.50% |  | $ | 674,085 |  | 10.00%
Tier 1 capital to risk-weighted assets | $ | 852,311 |  | 12.64% |  | $ | 572,972 |  | 8.50% |  | $ | 539,268 |  | 8.00%
Common equity tier 1 capital to risk-weighted assets | $ | 735,441 |  | 10.91% |  | $ | 471,859 |  | 7.00% |  | $ | 438,155 |  | 6.50%
Tier 1 capital to average total assets | $ | 852,311 |  | 9.24% |  | $ | 369,151 |  | 4.00% |  | $ | 461,438 |  | 5.00%
|  |  |  |  |  | Minimum Capital |  |  |  |  |
|  |  |  |  |  | Requirement (including |  | Minimum to be Well
| Actual |  | capital conservation buffer) |  | Capitalized
| Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
| (Dollars in thousands)
Bank Ratios |  |  |  |  |  |  |  |  |  |  |  |  |  |
As of December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital to risk-weighted assets | $ | 1,044,275 |  | 15.32% |  | $ | 714,480 |  | 10.50% |  | $ | 680,457 |  | 10.00%
Tier 1 capital to risk-weighted assets | $ | 786,731 |  | 14.06% |  | $ | 578,388 |  | 8.50% |  | $ | 544,366 |  | 8.00%
Common equity tier 1 capital to risk-weighted assets | $ | 956,845 |  | 14.06% |  | $ | 476,320 |  | 7.00% |  | $ | 442,297 |  | 6.50%
Tier 1 capital to average total assets | $ | 956,845 |  | 9.81% |  | $ | 390,304 |  | 4.00% |  | $ | 487,879 |  | 5.00%
As of December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital to risk-weighted assets | $ | 898,812 |  | 13.36% |  | $ | 706,800 |  | 10.50% |  | $ | 672,848 |  | 10.00%
Tier 1 capital to risk-weighted assets | $ | 813,444 |  | 12.09% |  | $ | 572,230 |  | 8.50% |  | $ | 538,279 |  | 8.00%
Common equity tier 1 capital to risk-weighted assets | $ | 813,444 |  | 12.09% |  | $ | 471,303 |  | 7.00% |  | $ | 437,351 |  | 6.50%
Tier 1 capital to average total assets | $ | 813,444 |  | 8.85% |  | $ | 367,537 |  | 4.00% |  | $ | 459,421 |  | 5.00%

X
- References No definition available. + Details
Name: | srt_RegulatoryCapitalRequirementsAbstract
Namespace Prefix: | srt_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration