EX-31.2 7 ofg10k12312020ex312.htm EXHIBIT 31.2
1
EXHIBIT 31.2
MANAGEMENT CERTIFICATION PURSUANT TO
SECTION 302 OF THE SARBANES-OXLEY
ACT OF 2002
I,
Maritza Arizmendi
, Executive Vice President and Chief Financial
Officer of OFG Bancorp, certify that:
1
I have reviewed this annual report
on Form 10-K of OFG Bancorp;
2
Based on my knowledge, this
report does not contain any
untrue statement of a material
fact or omit to state a material
fact necessary to make the statements
made, in light of the circumstances
under which such statements were
made, not
misleading with respect to the period
covered by this report;
3
.
Based on my knowledge, the
financial statements, and other
financial information included
in this report, fairly present
in
all material respects the financial condition,
results of operations and cash
flows of the registrant as of,
and for, the periods
presented in this report;
4
.
The registrant’s other certifying officer and I are responsible
for establishing and maintaining
disclosure controls and
procedures (as defined in Exchange
Act Rules 13a-15(e) and
15d-15(e)) and internal control over
financial reporting (as
defined in Exchange Act Rules 13a-15(f
) and 15d-15(f )) for the registrant
and have:
a)
Designed such disclosure
controls and procedures, or
caused such disclosure controls and
procedures to be
designed under our supervision, to
ensure that material information
relating to the registrant, including
its
consolidated subsidiaries, is made
known to us by others within those
entities, particularly during the period
in which this report is being prepared;
b)
Designed such internal control
over financial reporting, or caused such
internal control over financial
reporting to be designed under
our supervision, to provide reasonable
assurance regarding the reliability
of
financial reporting and the preparation
of financial statements
for external purposes in accordance
with U.S.
generally accepted accounting principles;
c)
Evaluated the effectiveness of the registrant’s disclosure
controls and procedures and presented
in this report
our conclusions about the effectiveness
of the disclosure controls and
procedures, as of the end of the period
covered by this report based on such
evaluation; and
d)
Disclosed in this report any
change in the registrant’s internal control
over financial reporting that occurred
during the registrant’s most recent fiscal year that has
materially affected, or is reasonably likely
to
materially affect the registrant’s internal control over financial
reporting; and
5.
The registrant’s other certifying officer and I have disclosed,
based on our most recent evaluation
of internal control over
financial reporting, to the registrant’s auditors and the
audit committee of the registrant’s board
of directors:
a)
All significant deficiencies
and material weaknesses in
the design or operation of internal
control over
financial reporting which are reasonably
likely to adversely affect the registrant’s ability to record,
process,
summarize and report financial information;
and
b)
Any fraud, whether or
not material, that involves management
or other employees who have
a significant
role in the registrant’s internal control over financial
reporting.
Date: February 26, 2021
By:
/s/ Maritza Arizmendi
Maritza Arizmendi
Executive Vice President and Chief Financial Officer