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Allowance for Credit Losses (Tables) | 12 Months Ended
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Dec. 31, 2020
Allowance for Credit Losses [Abstract] |
Gross Loan and Allowance for Credit Losses |
| Year Ended December 31, 2020
| Commercial |  | Mortgage |  | Consumer |  | Auto |  | Total
| (In thousands)
Non-PCD: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 25,993 |  | $ | 8,727 |  | $ | 18,446 |  | $ | 31,878 |  | $ | 85,044
Impact of ASC 326 adoption |  | 3,562 |  |  | 10,980 |  |  | 8,418 |  |  | 16,238 |  |  | 39,198
Provision for credit losses |  | 18,462 |  |  | 258 |  |  | 16,579 |  |  | 51,233 |  |  | 86,532
Charge-offs |  | (4,979) |  |  | (884) |  |  | (21,772) |  |  | (48,547) |  |  | (76,182)
Recoveries |  | 2,741 |  |  | 606 |  |  | 3,582 |  |  | 19,494 |  |  | 26,423
Balance at end of year | $ | 45,779 |  | $ | 19,687 |  | $ | 25,253 |  | $ | 70,296 |  | $ | 161,015
PCD: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 8,893 |  | $ | 21,655 |  | $ | - |  | $ | 947 |  | $ | 31,495
Impact of ASC 326 adoption |  | 42,143 |  |  | 7,830 |  |  | 181 |  |  | 368 |  |  | 50,522
Provision for credit losses |  | 480 |  |  | 6,392 |  |  | 126 |  |  | 187 |  |  | 7,185
Charge-offs |  | (36,097) |  |  | (10,342) |  |  | (542) |  |  | (2,023) |  |  | (49,004)
Recoveries |  | 986 |  |  | 854 |  |  | 292 |  |  | 1,464 |  |  | 3,596
Balance at end of year | $ | 16,405 |  | $ | 26,389 |  | $ | 57 |  | $ | 943 |  | $ | 43,794
Total allowance for credit losses at end of year | $ | 62,184 |  | $ | 46,076 |  | $ | 25,310 |  | $ | 71,239 |  | $ | 204,809
| Year ended December 31, 2019
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Total
| (In thousands)
Allowance for loan and lease losses, excluding loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 19,783 |  | $ | 30,348 |  | $ | 17,476 |  | $ | 29,643 |  | $ | 97,250
Provision (recapture) for credit losses |  | 5,975 |  |  | 6,731 |  |  | 19,038 |  |  | 30,789 |  |  | 62,533
Charge-offs |  | (18,564) |  |  | (12,196) |  |  | (20,435) |  |  | (47,498) |  |  | (98,693)
Recoveries |  | 1,533 |  |  | 1,110 |  |  | 2,367 |  |  | 18,944 |  |  | 23,954
Balance at end of year | $ | 8,727 |  | $ | 25,993 |  | $ | 18,446 |  | $ | 31,878 |  | $ | 85,044
Allowance for loan and lease losses for acquired loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 30,607 |  | $ | 30,226 |  | $ | 4 |  | $ | 6,144 |  | $ | 66,981
Provision (recapture) for credit losses |  | 23,703 |  |  | 13,484 |  |  | - |  |  | (2,928) |  |  | 34,259
Allowance de-recognition |  | (32,655) |  |  | (34,817) |  |  | (4) |  |  | (2,269) |  |  | (69,745)
Balance at end of year | $ | 21,655 |  | $ | 8,893 |  | $ | - |  | $ | 947 |  | $ | 31,495
Total allowance for loan and lease losses at end of year | $ | 30,382 |  | $ | 34,886 |  | $ | 18,446 |  | $ | 32,825 |  | $ | 116,539
| Year Ended December 31, 2018
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Total
| (In thousands)
Allowance for loan and lease losses, excluding loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 20,439 |  | $ | 30,300 |  | $ | 19,679 |  | $ | 26,162 |  | $ | 96,580
Provision (recapture) for credit losses |  | 3,594 |  |  | 6,159 |  |  | 15,648 |  |  | 26,363 |  |  | 51,764
Charge-offs |  | (5,297) |  |  | (6,788) |  |  | (20,088) |  |  | (43,057) |  |  | (75,230)
Recoveries |  | 1,047 |  |  | 677 |  |  | 2,237 |  |  | 20,175 |  |  | 24,136
Balance at end of year | $ | 19,783 |  | $ | 30,348 |  | $ | 17,476 |  | $ | 29,643 |  | $ | 97,250
Allowance for loan and lease losses for acquired loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year | $ | 29,272 |  | $ | 33,674 |  | $ | 22 |  | $ | 7,961 |  | $ | 70,929
Provision (recapture) for credit losses |  | 3,137 |  |  | 2,121 |  |  | (18) |  |  | (887) |  |  | 4,353
Allowance de-recognition |  | (1,802) |  |  | (5,569) |  |  | - |  |  | (930) |  |  | (8,301)
Balance at end of year | $ | 30,607 |  | $ | 30,226 |  | $ | 4 |  | $ | 6,144 |  | $ | 66,981
Total allowance for loan and lease losses at end of year | $ | 50,390 |  | $ | 60,574 |  | $ | 17,480 |  | $ | 35,787 |  | $ | 164,231
| December 31, 2019
| Mortgage |  | Commercial |  | Consumer |  | Auto and Leasing |  | Total
| (In thousands)
Allowance for loan and lease losses, excluding loans accounted for under ASC 310-30: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 6,874 |  | $ | 8,217 |  | $ | - |  | $ | - |  | $ | 15,091
Collectively evaluated for impairment |  | 1,853 |  |  | 17,776 |  |  | 18,446 |  |  | 31,878 |  |  | 69,953
Total ending allowance balance | $ | 8,727 |  | $ | 25,993 |  | $ | 18,446 |  | $ | 31,878 |  | $ | 85,044
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 71,196 |  | $ | 61,128 |  | $ | - |  | $ | - |  | $ | 132,324
Collectively evaluated for impairment |  | 506,220 |  |  | 1,608,507 |  |  | 382,432 |  |  | 1,277,867 |  |  | 3,775,026
Total ending loan balance | $ | 577,416 |  | $ | 1,669,635 |  | $ | 382,432 |  | $ | 1,277,867 |  | $ | 3,907,350

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
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