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Allowance for Credit Losses (Tables)
 6 Months Ended
Jun. 30, 2021
Allowance for Credit Losses [Abstract]  
Gross Loan and Allowance for Credit Losses

 

Quarter Ended June 30, 2021

 

Commercial

 

Mortgage

 

Consumer

 

Auto

 

Total

 

(In thousands)

Non-PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

47,683

 

$

17,035

 

$

21,191

 

$

71,069

 

$

156,978

(Recapture) provision for credit losses

 

(4,503)

 

 

(592)

 

 

74

 

 

(2,538)

 

 

(7,559)

Charge-offs

 

(653)

 

 

(268)

 

 

(2,897)

 

 

(5,170)

 

 

(8,988)

Recoveries

 

996

 

 

193

 

 

697

 

 

5,997

 

 

7,883

Balance at end of period

$

43,523

 

$

16,368

 

$

19,065

 

$

69,358

 

$

148,314

PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

14,306

 

$

29,939

 

$

52

 

$

698

 

$

44,995

(Recapture) provision for credit losses

 

(1,974)

 

 

1,727

 

 

(47)

 

 

(285)

 

 

(579)

Charge-offs

 

(6)

 

 

(1,742)

 

 

-

 

 

(226)

 

 

(1,974)

Recoveries

 

430

 

 

184

 

 

33

 

 

314

 

 

961

Balance at end of period

$

12,756

 

$

30,108

 

$

38

 

$

501

 

$

43,403

Total allowance for credit losses at end of period

$

56,279

 

$

46,476

 

$

19,103

 

$

69,859

 

$

191,717

 

Six-Month Period Ended June 30, 2021

 

Commercial

 

Mortgage

 

Consumer

 

Auto

 

Total

 

(In thousands)

Non-PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

45,779

 

$

19,687

 

$

25,253

 

$

70,296

 

$

161,015

(Recapture) provision for credit losses

 

(2,961)

 

 

(3,071)

 

 

(85)

 

 

1,501

 

 

(4,616)

Charge-offs

 

(720)

 

 

(1,056)

 

 

(7,366)

 

 

(14,253)

 

 

(23,395)

Recoveries

 

1,425

 

 

808

 

 

1,263

 

 

11,814

 

 

15,310

Balance at end of period

$

43,523

 

$

16,368

 

$

19,065

 

$

69,358

 

$

148,314

PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

16,405

 

$

26,389

 

$

57

 

$

943

 

$

43,794

(Recapture) provision for credit losses

 

(4,466)

 

 

7,721

 

 

(52)

 

 

(457)

 

 

2,746

Charge-offs

 

(50)

 

 

(4,332)

 

 

(22)

 

 

(682)

 

 

(5,086)

Recoveries

 

867

 

 

330

 

 

55

 

 

697

 

 

1,949

Balance at end of period

$

12,756

 

$

30,108

 

$

38

 

$

501

 

$

43,403

Total allowance for credit losses at end of period

$

56,279

 

$

46,476

 

$

19,103

 

$

69,859

 

$

191,717

 

Quarter ended June 30, 2020

 

Commercial

 

Mortgage

 

Consumer

 

Auto and Leasing

 

Total

 

(In thousands)

Non-PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

49,196

 

$

19,694

 

$

27,763

 

$

53,308

 

$

149,961

(Recapture) Provision for credit losses

 

(6,319)

 

 

455

 

 

7,935

 

 

13,156

 

 

15,227

Charge-offs

 

(497)

 

 

(185)

 

 

(4,187)

 

 

(13,300)

 

 

(18,169)

Recoveries

 

631

 

 

9

 

 

443

 

 

3,405

 

 

4,488

Balance at end of period

$

43,011

 

$

19,973

 

$

31,954

 

$

56,569

 

$

151,507

PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

48,836

 

$

30,603

 

$

177

 

$

1,178

 

$

80,794

Provision (recapture) for credit losses

 

177

 

 

1,915

 

 

(8)

 

 

385

 

 

2,469

Charge-offs

 

(386)

 

 

(2,178)

 

 

(30)

 

 

(600)

 

 

(3,194)

Recoveries

 

286

 

 

580

 

 

30

 

 

229

 

 

1,125

Balance at end of period

$

48,913

 

$

30,920

 

$

169

 

$

1,192

 

$

81,194

Total allowance for loan and lease losses at end of period

$

91,924

 

$

50,893

 

$

32,123

 

$

57,761

 

$

232,701

 

Six-Month Period Ended June 30, 2020

 

Commercial

 

Mortgage

 

Consumer

 

Auto and Leasing

 

Total

 

(In thousands)

Non-PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

25,993

 

$

8,727

 

$

18,446

 

$

31,878

 

$

85,044

Impact of ASC 326 adoption

 

3,562

 

 

10,980

 

 

8,418

 

 

16,238

 

 

39,198

Provision for credit losses

 

15,571

 

 

611

 

 

14,205

 

 

27,190

 

 

57,577

Charge-offs

 

(4,268)

 

 

(603)

 

 

(10,202)

 

 

(26,353)

 

 

(41,426)

Recoveries

 

2,153

 

 

258

 

 

1,087

 

 

7,616

 

 

11,114

Balance at end of period

$

43,011

 

$

19,973

 

$

31,954

 

$

56,569

 

$

151,507

PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

8,893

 

$

21,655

 

$

-

 

$

947

 

$

31,495

Impact of ASC 326 adoption

 

42,143

 

 

7,830

 

 

181

 

 

368

 

 

50,522

(Recapture) provision for credit losses

 

(41)

 

 

8,054

 

 

356

 

 

280

 

 

8,649

Charge-offs

 

(2,743)

 

 

(7,321)

 

 

(461)

 

 

(975)

 

 

(11,500)

Recoveries

 

661

 

 

702

 

 

93

 

 

572

 

 

2,028

Balance at end of period

$

48,913

 

$

30,920

 

$

169

 

$

1,192

 

$

81,194

Total allowance for loan and lease losses at end of period

$

91,924

 

$

50,893

 

$

32,123

 

$

57,761

 

$

232,701