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Allowance for Credit Losses (Tables)
 9 Months Ended
Sep. 30, 2021
Allowance for Credit Losses [Abstract]  
Gross Loan and Allowance for Credit Losses

 

Quarter Ended September 30, 2021

 

Commercial

 

Mortgage

 

Consumer

 

Auto

 

Total

 

(In thousands)

Non-PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

43,523

 

$

16,368

 

$

19,065

 

$

69,358

 

$

148,314

(Recapture) provision for credit losses

 

(3,323)

 

 

240

 

 

259

 

 

676

 

 

(2,148)

Charge-offs

 

(7,518)

 

 

(160)

 

 

(2,370)

 

 

(4,989)

 

 

(15,037)

Recoveries

 

558

 

 

419

 

 

894

 

 

5,874

 

 

7,745

Balance at end of period

$

33,240

 

$

16,867

 

$

17,848

 

$

70,919

 

$

138,874

PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

12,756

 

$

30,108

 

$

38

 

$

501

 

$

43,403

(Recapture) provision for credit losses

 

(2,838)

 

 

649

 

 

(220)

 

 

(237)

 

 

(2,646)

Charge-offs

 

(68)

 

 

(1,008)

 

 

-

 

 

(124)

 

 

(1,200)

Recoveries

 

1,316

 

 

641

 

 

219

 

 

265

 

 

2,441

Balance at end of period

$

11,166

 

$

30,390

 

$

37

 

$

405

 

$

41,998

Total allowance for credit losses at end of period

$

44,406

 

$

47,257

 

$

17,885

 

$

71,324

 

$

180,872

 

Nine-Month Period Ended September 30, 2021

 

Commercial

 

Mortgage

 

Consumer

 

Auto

 

Total

 

(In thousands)

Non-PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

45,779

 

$

19,687

 

$

25,253

 

$

70,296

 

$

161,015

(Recapture) provision for credit losses

 

(6,284)

 

 

(2,831)

 

 

174

 

 

2,177

 

 

(6,764)

Charge-offs

 

(8,238)

 

 

(1,216)

 

 

(9,736)

 

 

(19,242)

 

 

(38,432)

Recoveries

 

1,983

 

 

1,227

 

 

2,157

 

 

17,688

 

 

23,055

Balance at end of period

$

33,240

 

$

16,867

 

$

17,848

 

$

70,919

 

$

138,874

PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

16,405

 

$

26,389

 

$

57

 

$

943

 

$

43,794

(Recapture) provision for credit losses

 

(7,304)

 

 

8,370

 

 

(272)

 

 

(694)

 

 

100

Charge-offs

 

(118)

 

 

(5,340)

 

 

(22)

 

 

(806)

 

 

(6,286)

Recoveries

 

2,183

 

 

971

 

 

274

 

 

962

 

 

4,390

Balance at end of period

$

11,166

 

$

30,390

 

$

37

 

$

405

 

$

41,998

Total allowance for credit losses at end of period

$

44,406

 

$

47,257

 

$

17,885

 

$

71,324

 

$

180,872

 

Quarter ended September 30, 2020

 

Commercial

 

Mortgage

 

Consumer

 

Auto and Leasing

 

Total

 

(In thousands)

Non-PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

43,011

 

$

19,973

 

$

31,954

 

$

56,569

 

$

151,507

(Recapture) Provision for credit losses

 

(1,771)

 

 

(564)

 

 

(378)

 

 

16,071

 

 

13,358

Charge-offs

 

(298)

 

 

(56)

 

 

(5,114)

 

 

(10,123)

 

 

(15,591)

Recoveries

 

253

 

 

269

 

 

663

 

 

5,950

 

 

7,135

Balance at end of period

$

41,195

 

$

19,622

 

$

27,125

 

$

68,467

 

$

156,409

PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

48,913

 

$

30,920

 

$

169

 

$

1,192

 

$

81,194

Provision (recapture) for credit losses

 

(1,262)

 

 

1,077

 

 

-

 

 

9

 

 

(176)

Charge-offs

 

(293)

 

 

(1,677)

 

 

(61)

 

 

(474)

 

 

(2,505)

Recoveries

 

91

 

 

89

 

 

-

 

 

211

 

 

391

Balance at end of period

$

47,449

 

$

30,409

 

$

108

 

$

938

 

$

78,904

Total allowance for loan and lease losses at end of period

$

88,644

 

$

50,031

 

$

27,233

 

$

69,405

 

$

235,313

 

Nine-Month Period Ended September 30, 2020

 

Commercial

 

Mortgage

 

Consumer

 

Auto and Leasing

 

Total

 

(In thousands)

Non-PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

25,993

 

$

8,727

 

$

18,446

 

$

31,878

 

$

85,044

Impact of ASC 326 adoption

 

3,562

 

 

10,980

 

 

8,418

 

 

16,238

 

 

39,198

Provision for credit losses

 

13,799

 

 

47

 

 

13,827

 

 

43,261

 

 

70,934

Charge-offs

 

(4,566)

 

 

(659)

 

 

(15,316)

 

 

(36,476)

 

 

(57,017)

Recoveries

 

2,407

 

 

527

 

 

1,750

 

 

13,566

 

 

18,250

Balance at end of period

$

41,195

 

$

19,622

 

$

27,125

 

$

68,467

 

$

156,409

PCD:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at beginning of period

$

8,893

 

$

21,655

 

$

-

 

$

947

 

$

31,495

Impact of ASC 326 adoption

 

42,143

 

 

7,830

 

 

181

 

 

368

 

 

50,522

(Recapture) provision for credit losses

 

(1,303)

 

 

9,131

 

 

356

 

 

289

 

 

8,473

Charge-offs

 

(3,036)

 

 

(8,998)

 

 

(521)

 

 

(1,449)

 

 

(14,004)

Recoveries

 

752

 

 

791

 

 

92

 

 

783

 

 

2,418

Balance at end of period

$

47,449

 

$

30,409

 

$

108

 

$

938

 

$

78,904

Total allowance for loan and lease losses at end of period

$

88,644

 

$

50,031

 

$

27,233

 

$

69,405

 

$

235,313