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Regulatory Capital Requirements (Tables)

9 Months Ended

Sep. 30, 2021

Regulatory Capital Requirements [Abstract]

Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations

						Minimum Capital
						Requirement (including					Minimum to be Well
	Actual					capital conservation buffer)					Capitalized
	Amount			Ratio		Amount			Ratio			Amount		Ratio
	(Dollars in thousands)
OFG Bancorp Ratios
As of September 30, 2021
Total capital to risk-weighted assets	$	1,053,185		15.28%		$	723,792		10.50%		$	689,325		10.00%
Tier 1 capital to risk-weighted assets	$	966,885		14.03%		$	585,927		8.50%		$	551,460		8.00%
Common equity tier 1 capital to risk-weighted assets	$	931,885		13.52%		$	482,528		7.00%		$	448,062		6.50%
Tier 1 capital to average total assets	$	966,885		9.33%		$	414,708		4.00%		$	518,384		5.00%
As of December 31, 2020
Total capital to risk-weighted assets	$	1,096,766		16.04%		$	717,974		10.50%		$	683,785		10.00%
Tier 1 capital to risk-weighted assets	$	1,010,945		14.78%		$	581,217		8.50%		$	547,028		8.00%
Common equity tier 1 capital to risk-weighted assets	$	894,075		13.08%		$	478,649		7.00%		$	444,460		6.50%
Tier 1 capital to average total assets	$	1,010,945		10.30%		$	392,424		4.00%		$	490,530		5.00%

						Minimum Capital
						Requirement (including					Minimum to be Well
	Actual					capital conservation buffer)					Capitalized
	Amount			Ratio		Amount			Ratio		Amount			Ratio
	(Dollars in thousands)
Bank Ratios
As of September 30, 2021
Total capital to risk-weighted assets	$	1,007,817		14.70%		$	719,898		10.50%		$	685,617		10.00%
Tier 1 capital to risk-weighted assets	$	921,975		13.45%		$	582,774		8.50%		$	548,493		8.00%
Common equity tier 1 capital to risk-weighted assets	$	921,975		13.45%		$	479,932		7.00%		$	445,651		6.50%
Tier 1 capital to average total assets	$	921,975		8.96%		$	411,478		4.00%		$	514,348		5.00%
As of December 31, 2020
Total capital to risk-weighted assets	$	1,044,275		15.32%		$	714,480		10.50%		$	680,457		10.00%
Tier 1 capital to risk-weighted assets	$	786,731		14.06%		$	578,388		8.50%		$	544,366		8.00%
Common equity tier 1 capital to risk-weighted assets	$	956,845		14.06%		$	476,320		7.00%		$	442,297		6.50%
Tier 1 capital to average total assets	$	956,845		9.81%		$	390,304		4.00%		$	487,879		5.00%

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- References

No definition available.

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826

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