XML 71 R61.htm IDEA: XBRL DOCUMENT
v3.22.2.2

LOANS (Aging of Recorded Investment in Gross Loans) (Details) - USD ($) $ in Thousands | Sep. 30, 2022 | Dec. 31, 2021
--- | --- | ---
Financing Receivable, Past Due [Line Items] |  |
Total Loans | $ 6,684,965 | $ 6,402,586
Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 5,455,340 | 4,995,631
Loans 90+ Days Past Due and Still Accruing | 2,218 | 2,346
30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 93,456 | 76,491
60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 56,453 | 40,351
90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 87,524 | 68,295
Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 237,433 | 185,137
Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 5,217,907 | 4,810,494
Commercial |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,539,668 | 2,379,330
Commercial | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,377,381 | 2,174,995
Loans 90+ Days Past Due and Still Accruing | 0 | 0
Commercial | 30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 3,376 | 4,096
Commercial | 60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 9,847 | 640
Commercial | 90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 11,119 | 9,392
Commercial | Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 24,342 | 14,128
Commercial | Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,353,039 | 2,160,867
Mortgage |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 1,739,279 | 1,907,271
Mortgage | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 679,831 | 718,848
Loans 90+ Days Past Due and Still Accruing | 2,218 | 2,346
Mortgage | 30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 9,649 | 8,704
Mortgage | 60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 6,120 | 7,855
Mortgage | 90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 52,859 | 43,468
Mortgage | Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 68,628 | 60,027
Mortgage | Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 611,203 | 658,821
Consumer |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 520,921 | 409,675
Consumer | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 520,183 | 408,759
Loans 90+ Days Past Due and Still Accruing | 0 | 0
Consumer | 30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 6,200 | 3,653
Consumer | 60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 3,080 | 1,622
Consumer | 90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,676 | 1,974
Consumer | Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 11,956 | 7,249
Consumer | Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 508,227 | 401,510
Auto and leasing |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 1,885,097 | 1,706,310
Auto and leasing | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 1,877,945 | 1,693,029
Loans 90+ Days Past Due and Still Accruing | 0 | 0
Auto and leasing | 30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 74,231 | 60,038
Auto and leasing | 60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 37,406 | 30,234
Auto and leasing | 90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 20,870 | 13,461
Auto and leasing | Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 132,507 | 103,733
Auto and leasing | Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 1,745,438 | 1,589,296
Commercial secured by real estate | Commercial |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 1,096,827 | 1,060,180
Commercial secured by real estate | Commercial | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 954,762 | 883,994
Loans 90+ Days Past Due and Still Accruing | 0 | 0
Commercial secured by real estate | Commercial | 30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 862 | 2,210
Commercial secured by real estate | Commercial | 60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 9,509 | 102
Commercial secured by real estate | Commercial | 90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 8,251 | 8,446
Commercial secured by real estate | Commercial | Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 18,622 | 10,758
Commercial secured by real estate | Commercial | Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 936,140 | 873,236
Other commercial and industrial | Commercial | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 800,237 | 846,061
Loans 90+ Days Past Due and Still Accruing | 0 | 0
Other commercial and industrial | Commercial | 30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,473 | 1,886
Other commercial and industrial | Commercial | 60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 338 | 538
Other commercial and industrial | Commercial | 90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,868 | 946
Other commercial and industrial | Commercial | Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 5,679 | 3,370
Other commercial and industrial | Commercial | Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 794,558 | 842,691
US commercial loans | Commercial |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 622,382 | 444,940
US commercial loans | Commercial | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 622,382 | 444,940
Loans 90+ Days Past Due and Still Accruing | 0 | 0
US commercial loans | Commercial | 30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 41 | 0
US commercial loans | Commercial | 60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
US commercial loans | Commercial | 90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
US commercial loans | Commercial | Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 41 | 0
US commercial loans | Commercial | Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 622,341 | 444,940
Personal loans | Consumer |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 463,578 | 347,405
Personal loans | Consumer | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 463,203 | 346,859
Loans 90+ Days Past Due and Still Accruing | 0 | 0
Personal loans | Consumer | 30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 4,930 | 2,382
Personal loans | Consumer | 60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,580 | 1,131
Personal loans | Consumer | 90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 1,737 | 1,116
Personal loans | Consumer | Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 9,247 | 4,629
Personal loans | Consumer | Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 453,956 | 342,230
Credit lines | Consumer |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 13,606 | 15,145
Credit lines | Consumer | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 13,243 | 14,775
Loans 90+ Days Past Due and Still Accruing | 0 | 0
Credit lines | Consumer | 30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 342 | 531
Credit lines | Consumer | 60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 117 | 141
Credit lines | Consumer | 90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 217 | 227
Credit lines | Consumer | Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 676 | 899
Credit lines | Consumer | Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 12,567 | 13,876
Credit cards | Consumer |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 43,383 | 46,795
Credit cards | Consumer | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 43,383 | 46,795
Loans 90+ Days Past Due and Still Accruing | 0 | 0
Credit cards | Consumer | 30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 827 | 610
Credit cards | Consumer | 60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 382 | 336
Credit cards | Consumer | 90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 722 | 631
Credit cards | Consumer | Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 1,931 | 1,577
Credit cards | Consumer | Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 41,452 | 45,218
Overdraft | Consumer | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 354 | 330
Loans 90+ Days Past Due and Still Accruing | 0 | 0
Overdraft | Consumer | 30-59 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 101 | 130
Overdraft | Consumer | 60-89 Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 1 | 14
Overdraft | Consumer | 90+ Days Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
Overdraft | Consumer | Total Past Due | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 102 | 144
Overdraft | Consumer | Current | Non-PCD |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | $ 252 | $ 186

X
- Definition Amortized cost of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 16 -Subparagraph (c) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919258-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)(b)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447 Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 7: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448 Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (1) Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (2) Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1404 -Paragraph (a) + Details
Name: | us-gaap_NotesReceivableGross
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_CreditLossStatusAxis=us-gaap_FinancialAssetAcquiredAndNoCreditDeteriorationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ofg_MortgagePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ofg_AutomobileAndLeasingPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_CommercialSecuredByRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_OtherCommercialAndIndustrialIncludingPppLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_UsLoanProgramMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_PersonalLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_CreditLinesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_BankOverdraftsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |