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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) $ in Thousands | 12 Months Ended |  |
--- | --- | --- | ---
Dec. 31, 2022 USD ($) branch subsidiarie | Dec. 31, 2021 USD ($) | Dec. 31, 2020 USD ($)
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Remaining principal balance (as a percent) | 100.00% |  |
Accrued interest receivable | $ 62,402 | $ 56,560 |
Allowance for credit losses | 152,673 | 155,937 | $ 204,809
Loans |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Accrued interest receivable | 58,144 | 54,794 |
Commercial loans |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Allowance for credit losses | $ 40,546 | 36,770 | 62,184
Accrued interest writeoff period | 90 days |  |
Nonaccrual status | 90 days |  |
Past due write-off | 90 days |  |
Mortgage |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Allowance for credit losses | $ 18,930 | 34,317 | 46,076
Accrued interest writeoff period | 90 days |  |
Nonaccrual status | 90 days |  |
Past due write-off | 90 days |  |
Mortgage | Government Guaranteed Loan |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Accrued interest writeoff period | 12 months |  |
Nonaccrual status | 12 months |  |
Consumer |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Allowance for credit losses | $ 23,278 | 19,175 | 25,310
Accrued interest writeoff period | 90 days |  |
Nonaccrual status | 90 days |  |
Auto loans and leases |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Allowance for credit losses | $ 69,919 | 65,675 | $ 71,239
Accrued interest writeoff period | 90 days |  |
Nonaccrual status | 90 days |  |
Past due write-off | 180 days |  |
Partially written-off | 120 days |  |
Other intangibles | Minimum |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Finite lived intangible asset, useful life (in years) | 3 years |  |
Other intangibles | Maximum |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Finite lived intangible asset, useful life (in years) | 10 years |  |
COVID-19 and Hurricane Fiona Deferral Program Loans |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Accrued interest receivable | $ 21,800 | 23,900 |
COVID-19 and Hurricane Fiona Deferral Program Loans | Accrued Income Receivable |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Allowance for credit losses | 144 | 161 |
COVID-19 and Hurricane Fiona Deferral Program Loans | Current |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Accrued interest receivable | $ 20,700 | $ 21,500 |
Personal loans | Consumer |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Past due write-off | 120 days |  |
Credit cards | Consumer |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Past due write-off | 180 days |  |
Credit lines | Consumer |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Past due write-off | 180 days |  |
Puerto Rico |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Number of branches | branch | 41 |  |
Number of subsidiaries | subsidiarie | 3 |  |
VIRGIN ISLANDS, US |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Number of branches | branch | 2 |  |
UNITED STATES |  |  |
New Accounting Pronouncements or Change in Accounting Principle [Line Items] |  |  |
Number of subsidiaries | subsidiarie | 2 |  |

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