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INCOME TAXES (Components of Deferred Tax Assets) (Details) - USD ($)
$ in Thousands
Dec. 31, 2022
Dec. 31, 2021
Deferred tax asset:    
Allowance for credit losses and other reserves $ 57,273 $ 61,009
Scotiabank PR discount 1,453 2,053
Loans and other real estate valuation adjustment 2,313 3,660
Deferred loan charge-offs 72,376 115,661
Net operating loss carry forwards 9,022 8,460
Alternative minimum tax 14,467 15,385
Unrealized net loss included in other comprehensive income 0 301
Unrealized net loss on available-for-sale securities 16,422 0
Goodwill 10,252 16,961
Acquired portfolio 45,761 53,687
Other assets allowances 1,538 929
Other deferred tax assets 16,570 20,291
Total gross deferred tax asset 247,447 298,397
Less: valuation allowance (9,143) (9,645)
Net gross deferred tax assets 238,304 288,752
Deferred tax liability:    
Acquired loans tax basis (137,195) (137,402)
FDIC-assisted Eurobank acquisition, net (5,760) (6,636)
Customer deposit and customer relationship intangibles (7,314) (10,324)
Building valuation adjustment (6,540) (6,976)
Unrealized net gain on available-for-sale securities 0 (1,572)
Unrealized net loss included in other comprehensive income (152) 0
Servicing asset (16,041) (15,311)
Other deferred tax liabilities (9,817) (11,468)
Total gross deferred tax liabilities (182,819) (189,689)
Net deferred tax asset $ 55,485 $ 99,063